{"id":20340,"date":"2021-08-16T13:09:50","date_gmt":"2021-08-16T20:09:50","guid":{"rendered":"https:\/\/financer.com\/?post_type=company_single&#038;p=20340"},"modified":"2024-07-04T10:05:05","modified_gmt":"2024-07-04T17:05:05","slug":"cit-bank","status":"publish","type":"company_single","link":"https:\/\/financer.com\/company\/cit-bank\/","title":{"rendered":"CIT Bank"},"content":{"rendered":"<h3>Summary<\/h3><br><ul><li>Savings Connect is one of the <strong>highest in the market at\u00a04.60% APY<\/strong><\/li><li>There are no monthly fees for savings accounts.<\/li><li>Platinum Savings account offers<strong> up to 4.95% APY<\/strong><\/li><li>No-Penalty 11-month offer on CD accounts with an APY rate of 4.90%<\/li><li>The checking account earns interest.<\/li><\/ul>\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.com\/company\/cit-bank\/redirect\/\" class=\"button  is-rounded is-primary is-large is-arrow\" target=\"_blank\"  rel=\"sponsored nofollow\">Open an account online<\/a><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"What_is_CIT_Bank\">What is CIT Bank?<\/h2>\n\n\n\n<p>If you want to avoid paying high fees for online bank\u00ading services, CIT Bank is a good online banking solution. They don&#8217;t have any local branches but offer an easy application to high-yield savings accounts that require a small opening deposit.<\/p>\n\n\n\n<p>CIT Bank is a division of First Citizens Bank and offers some of the most competitive rates on the market. <\/p>\n\n\n\n<p>The bank is a great choice for people who want to make online banking transactions through their phones or computers, as customers can access their accounts from almost anywhere at any hour of the day.<\/p>\n\n\n\n<p>CIT Bank is ideal for customers who want high returns, and low account fees and are not bothered by not having access to physical branches. <\/p>\n\n\n\n<p>The checking, savings, and money market accounts have no monthly fees and low opening deposit requirements. Once the accounts are opened, there is no minimum balance required to avoid fees. <\/p>\n\n\n\n<p>In addition to this, there is a no-penalty CD option for customers to earn a higher rate without locking in their money for an extended period.<\/p>\n\n\n<div class=\"fn_block block_fn_items fields_containeris-hidden\"><div class=\"items-content__cards\"><div class=\"items-content__card \" data-header=\"\"><div class=\"items-content__card-top\"><div class=\"items-content__card-left\"><a href=\"https:\/\/financer.com\/company\/cit-bank\/\" class=\"items-content__card-logo \" ><img decoding=\"async\" width=\"461\" height=\"109\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/11\/2021\/08\/cit-bank.png\" class=\"attachment-full size-full\" alt=\"\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/11\/2021\/08\/cit-bank.png 461w, https:\/\/financer.global\/app\/uploads\/sites\/11\/2021\/08\/cit-bank-300x71.png 300w\" sizes=\"(max-width: 461px) 100vw, 461px\" \/><\/a><span class=\"items-content__card-chosen\">Chosen <strong>78<\/strong> times<\/span><ul class=\"items-content__card-list\"><li >Competitive APY rate of 4.95% on savings accounts<\/li><li >No-Penalty 11-month offer on CD accounts with an APY rate of 4.90%<\/li><li >No monthly fees<\/li><li >24\/7 online and mobile access<\/li><\/ul><\/div><div class=\"items-content__card-datapoint-container no-data-point\"><\/div><div class=\"items-content__card-right\"><a href=\"https:\/\/financer.com\/company\/cit-bank\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"20340\" data-url_param_t=\"company_single\" class=\"button is-primary is-rounded is-arrow items-content__card-see-offer items-content__card-see-offer--\" target=\"_blank\" rel=\"sponsored nofollow\">See offer<\/a><a href=\"https:\/\/financer.com\/company\/cit-bank\/\"  class=\"button is-rounded items-content__card-more-info\">More Info<\/a><a href=\"https:\/\/financer.com\/company\/cit-bank\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><span class=\"simple-rating-value rating_green\" data-rating-value=\"5\">5.0<\/span><\/a><span class=\"items-content__card-reviews\">Read&nbsp;<a href=\"https:\/\/financer.com\/company\/cit-bank\/#read-reviews\">1<\/strong>&nbsp;reviews<\/a><\/div><\/div><\/div><\/div><\/div>\n\n\n<p>This review focuses on CIT Bank&#8217;s personal banking services, but the bank also provides business and commercial banking solutions for small businesses.<\/p>\n\n\n\n<p>In this CIT Bank review, we\u2019ll take a closer look at CIT Bank\u2019s offerings and how they compare to other banking options. <\/p>\n\n\n\n<p><em>As of June 14, 2023, account details and APYs are accurate.<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Products_Offered\">Products Offered<\/h2>\n\n\n\n<p>CIT Bank offers a range of financial products, even though it has no physical bank branches. With attractive rates and great APYs, it has no monthly fees for <a rel=\"noopener\" href=\"https:\/\/financer.com\/ask-financer\/which-banks-offer-personal-loans\/\" target=\"_blank\">banking services<\/a> and offers savings accounts, checking accounts, custodial accounts, certificates of deposits, and more.\u00a0<\/p>\n\n\n\n<p>When you open a new checking or <a href=\"https:\/\/financer.com\/personal-finance\/banking\/savings-accounts\/\">savings account<\/a>, you\u2019ll receive a free debit card with EMV (Europay, MasterCard, Visa) chip technology. <\/p>\n\n\n\n<p><strong>CIT Bank never charges any ATM fees<\/strong> and will reimburse its customers for up to $20 per month in other banks&#8217; ATM fees. However, CIT Bank doesn&#8217;t have its own ATM network.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Platinum_Savings\">Platinum Savings<\/h3>\n\n\n\n<p>CIT Bank&#8217;s new<a rel=\"sponsored noopener nofollow\" href=\"https:\/\/financer.com\/savings\/platinum-savings-account\/redirect\/\" data-type=\"savings_account\" data-id=\"41775\" target=\"_blank\"> Platinum Savings account<\/a> offers up to 4.95% APY and you can open an account with as little as $100. <\/p>\n\n\n\n<p>There are no account opening or maintenance fees and your deposits are FDIC insured. You&#8217;ll earn 0.25% APY on balances under $5,000 and up to 4.95% APY with a multiplier of 12x on balances of more than $5,000.<\/p>\n\n\n\n<p>Here are the features:<\/p>\n\n\n\n<ul>\n<li>No monthly fees<\/li>\n\n\n\n<li> $100 to open  <\/li>\n\n\n\n<li>Maintain a $5,000 daily balance to receive top-tier APY<\/li>\n<\/ul>\n\n\n<div class=\"fn_block block_fn_items fields_containeris-hidden\"><div class=\"items-content__cards\"><div class=\"items-content__cards-product\">\t<div class=\"status_wrap\">\n\t\t<div class=\"status_bar\" style=\"display:none;\">\n\t\t\t<div class=\"loader_holder\">\n\t\t\t\t<img decoding=\"async\" class=\"loader\" src=\"https:\/\/financer.global\/app\/\/themes\/financer-v2\/images\/loader.gif\" width=\"248\" height=\"248\" alt=\"Loader Icon\">\n\t\t\t\t<div id=\"progress_holder\" class=\"status_bar__progress_holder\">\n\t\t\t\t\t<progress id=\"slider_progress\" class=\"\" max=\"100\" value=\"0\"> <\/progress>\n\t\t\t\t<\/div>\n\t\t\t\t<span class=\"status_bar__message\" id=\"status_bar__message\">Calculating and preparing your results.<\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\t\t\t<div class=\"frm_full\"><\/div>\n\t\t  \t<div id=\"savingsaccount_0\" class=\"tw-bs table_cont SavingsAccountSliderTable slider-table-id \"><div class=\"item-table table table-striped savings_table search-cards\"><div class=\"item-results container\"><div data-id=\"41775\" class=\"sortable-item odd sort-item company-listing card search-card\"><div data-id=\"41775\" data-interest-rate=\"4.95\" data-most-like-interest-rate=\"\" class=\"item-row flex-columns sort-item search-card__header\"><div class=\"item-column search-card__icon-column\"><a href=\"https:\/\/financer.com\/company\/cit-bank\/\" class=\"search-card__company-logo\"><img decoding=\"async\" title=\"CIT Bank\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/11\/2021\/08\/cit-bank.png\" alt=\"CIT Bank\"\/><\/a><p class=\"has-text-centered search-card__text\">Chosen <b>78<\/b> times<\/p><\/div><div class=\"item-column product-name saving-account search-card__saving-account-column\"><p class=\"has-text-centered has-text-left-mobile search-card__text\">Account Name<\/p>\n                                    <p class=\"has-text-centered has-text-left-mobile search-card__value\">CIT Bank Platinum Savings Account<\/p><\/div><div class=\"item-column saving-interest search-card__saving-interest-column\"><p class=\"has-text-centered search-card__text\">Interest Rate<\/p>\n                                    <p class=\"has-text-centered search-card__value\">4.95% (APY)<\/p><\/div><div class=\"item-column sliderm saving-time is-hidden-mobile search-card__saving-time-column\"><p class=\"has-text-centered search-card__text\">Saving time<\/p>\n                                <p class=\"has-text-centered search-card__value\">3 Years<\/p><\/div><div class=\"item-column sliderm free-withdrawals search-card__free-withdrawals-column is-hidden-mobile\"><p class=\"has-text-centered search-card__text\">Free Withdrawals<\/p>\n                                <p class=\"has-text-centered search-card__value\">Yes<\/p><\/div><div class=\"item-column search-card__rating-column\"><a href=\"https:\/\/financer.com\/company\/cit-bank\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><span class=\"simple-rating-value rating_green\" data-rating-value=\"5\">5.0<\/span><\/a><div class=\"has-text-right search-card__rating-read\"><span class=\"is-hidden-mobile\">Read <\/span><a href=\"https:\/\/financer.com\/company\/cit-bank\/#read-reviews\">1 reviews<\/a><\/div><\/div><\/div><div class=\"item-row search-card__actions\"><div class=\"item-column\"><a href=\"#\" class=\"button is-normal is-rounded is-outlined search-card__more-button\" data-closed-text=\"More info\" data-opened-text=\"Less info\"><\/a><a href=\"https:\/\/financer.com\/company\/cit-bank\/redirect\/\"  data-url_param_unq=\"\" data-url_param_b=\"s\" data-url_param_pid=\"41775\" data-url_param_t=\"saving_products\"  class=\"button is-normal is-rounded is-primary search-card__get-started-button\" target=\"_blank\" rel=\"sponsored nofollow\" data-company-id=\"20340\" data-company-name=\"CIT Bank Platinum Savings Account\">Open account<\/a><\/div><\/div><div class=\"item-row search-card__details\"><div class=\"search-card__details-left\"><div class=\"item-column\"><\/div><div class=\"item-column sliderm saving-time search-card__details-left-row\"><p class=\"search-card__details-text\">Minimum deposit:<\/p><p class=\"search-card__details-value\">$100<\/p><\/div><div class=\"item-column sliderm saving-time search-card__details-left-row\"><p class=\"search-card__details-text\">Maximum deposit:<\/p><p class=\"search-card__details-value\">No maximum deposit<\/p><\/div><div class=\"item-column sliderm fees search-card__details-left-row\"><p class=\"search-card__details-text\">Fees:<\/p><p class=\"search-card__details-value\">No account opening or maintenance fees<\/p><\/div><\/div><div class=\"search-card__details-right\"><div class=\"item-column full-width\"><div class=\"overall_ratings\"><div class=\"company-rating \">\n\t\t\t\t\t\t<div class=\"company-rating__total-rating\">\n\t\t\t\t\t\t\t<p class=\"company-rating__text\">\n\t\t\t\t\t\t\t\t1 Review\n\t\t\t\t\t\t\t<\/p>\n\t\t\t\t\t\t\t<div class=\"company-rating__value\">\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/financer.com\/company\/cit-bank\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><span class=\"simple-rating-value rating_green\" data-rating-value=\"5\">5.0<\/span><\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n            <div class=\"company-rating__row\">\n                <p class=\"company-rating__text\">\n                    Interest &#038; Costs\n                <\/p>\n                <div class=\"company-rating__value\">\n                    <a href=\"https:\/\/financer.com\/company\/cit-bank\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><\/a>\n                <\/div>\n            <\/div>\n            <div class=\"company-rating__row\">\n                <p class=\"company-rating__text\">\n                    Flexibility &#038; Terms\n                <\/p>\n                <div class=\"company-rating__value\">\n                    <a href=\"https:\/\/financer.com\/company\/cit-bank\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><\/a>\n                <\/div>\n            <\/div>\n            <div class=\"company-rating__row\">\n                <p class=\"company-rating__text\">\n                    Website &#038; Functionality\n                <\/p>\n                <div class=\"company-rating__value\">\n                    <a href=\"https:\/\/financer.com\/company\/cit-bank\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><\/a>\n                <\/div>\n            <\/div>\n            <div class=\"company-rating__row\">\n                <p class=\"company-rating__text\">\n                    Support &#038; Service\n                <\/p>\n                <div class=\"company-rating__value\">\n                    <a href=\"https:\/\/financer.com\/company\/cit-bank\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><\/a>\n                <\/div>\n            <\/div>\n\t\t<\/div><\/div><\/div><div class=\"item-column\"><a href=\"https:\/\/financer.com\/company\/cit-bank\/\" class=\"search-card__details-link\">View Company Profile<\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"Savings_Builder\">Savings Builder<\/h3>\n\n\n\n<p>CIT Bank offers a two-tiered savings account called the Savings Builder account. This CIT Bank high-yield savings account has specific earning requirements:<\/p>\n\n\n\n<ul>\n<li>Maintain a minimum balance of $25,000, or more. <\/li>\n\n\n\n<li>Make at least one monthly deposit of $100 or more.<\/li>\n<\/ul>\n\n\n\n<p class=\"has-text-align-left\">Customers can <strong>earn up to 1.00% APY<\/strong> with a CIT Savings Builder account. <\/p>\n\n\n<div class=\"fn_block block_fn_items fields_containeris-hidden\"><div class=\"items-content__cards\"><div class=\"items-content__cards-product\">\t\t\t<div class=\"frm_full\"><\/div>\n\t\t  \t<div id=\"savingsaccount_2\" class=\"tw-bs table_cont SavingsAccountSliderTable slider-table-id \"><div class=\"item-table table table-striped savings_table search-cards\"><div class=\"item-results container\"><div data-id=\"30489\" class=\"sortable-item odd sort-item company-listing card search-card\"><div data-id=\"30489\" data-interest-rate=\"1.00\" data-most-like-interest-rate=\"\" class=\"item-row flex-columns sort-item search-card__header\"><div class=\"item-column search-card__icon-column\"><a href=\"https:\/\/financer.com\/company\/cit-bank\/\" class=\"search-card__company-logo\"><img decoding=\"async\" title=\"CIT Bank\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/11\/2021\/08\/cit-bank.png\" alt=\"CIT Bank\"\/><\/a><p class=\"has-text-centered search-card__text\">Chosen <b>78<\/b> times<\/p><\/div><div class=\"item-column product-name saving-account search-card__saving-account-column\"><p class=\"has-text-centered has-text-left-mobile search-card__text\">Account Name<\/p>\n                                    <p class=\"has-text-centered has-text-left-mobile search-card__value\">CIT Savings Builder<\/p><\/div><div class=\"item-column saving-interest search-card__saving-interest-column\"><p class=\"has-text-centered search-card__text\">Interest Rate<\/p>\n                                    <p class=\"has-text-centered search-card__value\">1.00% (APY)<\/p><\/div><div class=\"item-column sliderm saving-time is-hidden-mobile search-card__saving-time-column\"><p class=\"has-text-centered search-card__text\">Saving time<\/p>\n                                <p class=\"has-text-centered search-card__value\">3 Years<\/p><\/div><div class=\"item-column sliderm free-withdrawals search-card__free-withdrawals-column is-hidden-mobile\"><p class=\"has-text-centered search-card__text\">Free Withdrawals<\/p>\n                                <p class=\"has-text-centered search-card__value\">No<\/p><\/div><div class=\"item-column search-card__rating-column\"><a href=\"https:\/\/financer.com\/company\/cit-bank\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><span class=\"simple-rating-value rating_green\" data-rating-value=\"5\">5.0<\/span><\/a><div class=\"has-text-right search-card__rating-read\"><span class=\"is-hidden-mobile\">Read <\/span><a href=\"https:\/\/financer.com\/company\/cit-bank\/#read-reviews\">1 reviews<\/a><\/div><\/div><\/div><div class=\"item-row search-card__actions\"><div class=\"item-column\"><a href=\"#\" class=\"button is-normal is-rounded is-outlined search-card__more-button\" data-closed-text=\"More info\" data-opened-text=\"Less info\"><\/a><a href=\"https:\/\/financer.com\/company\/cit-bank\/redirect\/\"  data-url_param_unq=\"\" data-url_param_b=\"s\" data-url_param_pid=\"30489\" data-url_param_t=\"saving_products\"  class=\"button is-normal is-rounded is-primary search-card__get-started-button\" target=\"_blank\" rel=\"sponsored nofollow\" data-company-id=\"20340\" data-company-name=\"CIT Savings Builder\">Open account<\/a><\/div><\/div><div class=\"item-row search-card__details\"><div class=\"search-card__details-left\"><div class=\"item-column\"><\/div><div class=\"item-column sliderm saving-time search-card__details-left-row\"><p class=\"search-card__details-text\">Minimum deposit:<\/p><p class=\"search-card__details-value\">$100<\/p><\/div><div class=\"item-column sliderm saving-time search-card__details-left-row\"><p class=\"search-card__details-text\">Maximum deposit:<\/p><p class=\"search-card__details-value\">No maximum deposit<\/p><\/div><div class=\"item-column sliderm fees search-card__details-left-row\"><p class=\"search-card__details-text\">Fees:<\/p><p class=\"search-card__details-value\">No monthly maintenance fees<\/p><\/div><\/div><div class=\"search-card__details-right\"><div class=\"item-column full-width\"><div class=\"overall_ratings\"><div class=\"company-rating \">\n\t\t\t\t\t\t<div class=\"company-rating__total-rating\">\n\t\t\t\t\t\t\t<p class=\"company-rating__text\">\n\t\t\t\t\t\t\t\t1 Review\n\t\t\t\t\t\t\t<\/p>\n\t\t\t\t\t\t\t<div class=\"company-rating__value\">\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/financer.com\/company\/cit-bank\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><span class=\"simple-rating-value rating_green\" data-rating-value=\"5\">5.0<\/span><\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n            <div class=\"company-rating__row\">\n                <p class=\"company-rating__text\">\n                    Interest &#038; Costs\n                <\/p>\n                <div class=\"company-rating__value\">\n                    <a href=\"https:\/\/financer.com\/company\/cit-bank\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><\/a>\n                <\/div>\n            <\/div>\n            <div class=\"company-rating__row\">\n                <p class=\"company-rating__text\">\n                    Flexibility &#038; Terms\n                <\/p>\n                <div class=\"company-rating__value\">\n                    <a href=\"https:\/\/financer.com\/company\/cit-bank\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><\/a>\n                <\/div>\n            <\/div>\n            <div class=\"company-rating__row\">\n                <p class=\"company-rating__text\">\n                    Website &#038; Functionality\n                <\/p>\n                <div class=\"company-rating__value\">\n                    <a href=\"https:\/\/financer.com\/company\/cit-bank\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><\/a>\n                <\/div>\n            <\/div>\n            <div class=\"company-rating__row\">\n                <p class=\"company-rating__text\">\n                    Support &#038; Service\n                <\/p>\n                <div class=\"company-rating__value\">\n                    <a href=\"https:\/\/financer.com\/company\/cit-bank\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><\/a>\n                <\/div>\n            <\/div>\n\t\t<\/div><\/div><\/div><div class=\"item-column\"><a href=\"https:\/\/financer.com\/company\/cit-bank\/\" class=\"search-card__details-link\">View Company Profile<\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\n\n\n<div style=\"height:88px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>With Savings Builder accounts, there are no opening or maintenance fees. They only require a minimum opening deposit of $100. With a balance of $25K, it might not be realistic for everyone.<\/p>\n\n\n\n<p>But having an option of a $100 monthly deposit for online <a href=\"https:\/\/financer.com\/financial-indicators\/personal-savings-rate\/\">savings accounts makes earning higher rates<\/a> more likely for Savings Builder account holders.<\/p>\n\n\n\n<p>CIT Bank high yield savings accounts are well suited for building an <a href=\"https:\/\/financer.com\/wiki\/emergency-fund\/\">emergency fund<\/a> or other savings goals, like a Vacation Fund or saving for a new car.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Savings_Connect\">Savings Connect<\/h3>\n\n\n\n<p>With the Savings Connect option from CIT Bank, you can get a linked interest-bearing checking account and savings account with a competitive <a href=\"https:\/\/financer.com\/ask-financer\/what-is-the-interest-rate-on-personal-loans\/\" data-type=\"URL\" data-id=\"https:\/\/financer.com\/ask-financer\/what-is-the-interest-rate-on-personal-loans\/\">interest rate<\/a>. <\/p>\n\n\n\n<p>Customers <strong>earn up to 12x the national average<\/strong> with a Savings Connect account, online banking, and a mobile app, as well as the ability to deposit checks remotely.\u00a0<\/p>\n\n\n\n<p>Customers <strong>earn 4.60% APY<\/strong> on Savings Connect accounts &#8211; one of the highest in the market.<\/p>\n\n\n<div class=\"fn_block block_fn_items fields_containeris-hidden\"><div class=\"items-content__cards\"><div class=\"items-content__cards-product\">\t\t\t<div class=\"frm_full\"><\/div>\n\t\t  \t<div id=\"savingsaccount_4\" class=\"tw-bs table_cont SavingsAccountSliderTable slider-table-id \"><div class=\"item-table table table-striped savings_table search-cards\"><div class=\"item-results container\"><div data-id=\"30503\" class=\"sortable-item odd sort-item company-listing card search-card\"><div data-id=\"30503\" data-interest-rate=\"4.60\" data-most-like-interest-rate=\"\" class=\"item-row flex-columns sort-item search-card__header\"><div class=\"item-column search-card__icon-column\"><a href=\"https:\/\/financer.com\/company\/cit-bank\/\" class=\"search-card__company-logo\"><img decoding=\"async\" title=\"CIT Bank\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/11\/2021\/08\/cit-bank.png\" alt=\"CIT Bank\"\/><\/a><p class=\"has-text-centered search-card__text\">Chosen <b>78<\/b> times<\/p><\/div><div class=\"item-column product-name saving-account search-card__saving-account-column\"><p class=\"has-text-centered has-text-left-mobile search-card__text\">Account Name<\/p>\n                                    <p class=\"has-text-centered has-text-left-mobile search-card__value\">CIT Bank Savings Connect<\/p><\/div><div class=\"item-column saving-interest search-card__saving-interest-column\"><p class=\"has-text-centered search-card__text\">Interest Rate<\/p>\n                                    <p class=\"has-text-centered search-card__value\">4.60% (APY)<\/p><\/div><div class=\"item-column sliderm saving-time is-hidden-mobile search-card__saving-time-column\"><p class=\"has-text-centered search-card__text\">Saving time<\/p>\n                                <p class=\"has-text-centered search-card__value\">3 Years<\/p><\/div><div class=\"item-column sliderm free-withdrawals search-card__free-withdrawals-column is-hidden-mobile\"><p class=\"has-text-centered search-card__text\">Free Withdrawals<\/p>\n                                <p class=\"has-text-centered search-card__value\">No<\/p><\/div><div class=\"item-column search-card__rating-column\"><a href=\"https:\/\/financer.com\/company\/cit-bank\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><span class=\"simple-rating-value rating_green\" data-rating-value=\"5\">5.0<\/span><\/a><div class=\"has-text-right search-card__rating-read\"><span class=\"is-hidden-mobile\">Read <\/span><a href=\"https:\/\/financer.com\/company\/cit-bank\/#read-reviews\">1 reviews<\/a><\/div><\/div><\/div><div class=\"item-row search-card__actions\"><div class=\"item-column\"><a href=\"#\" class=\"button is-normal is-rounded is-outlined search-card__more-button\" data-closed-text=\"More info\" data-opened-text=\"Less info\"><\/a><a href=\"https:\/\/financer.com\/company\/cit-bank\/redirect\/\"  data-url_param_unq=\"\" data-url_param_b=\"s\" data-url_param_pid=\"30503\" data-url_param_t=\"saving_products\"  class=\"button is-normal is-rounded is-primary search-card__get-started-button\" target=\"_blank\" rel=\"sponsored nofollow\" data-company-id=\"20340\" data-company-name=\"CIT Bank Savings Connect\">Open account<\/a><\/div><\/div><div class=\"item-row search-card__details\"><div class=\"search-card__details-left\"><div class=\"item-column\"><\/div><div class=\"item-column sliderm saving-time search-card__details-left-row\"><p class=\"search-card__details-text\">Minimum deposit:<\/p><p class=\"search-card__details-value\">$100<\/p><\/div><div class=\"item-column sliderm saving-time search-card__details-left-row\"><p class=\"search-card__details-text\">Maximum deposit:<\/p><p class=\"search-card__details-value\">No maximum deposit<\/p><\/div><div class=\"item-column sliderm fees search-card__details-left-row\"><p class=\"search-card__details-text\">Fees:<\/p><p class=\"search-card__details-value\">No monthly maintenance fees<\/p><\/div><\/div><div class=\"search-card__details-right\"><div class=\"item-column full-width\"><div class=\"overall_ratings\"><div class=\"company-rating \">\n\t\t\t\t\t\t<div class=\"company-rating__total-rating\">\n\t\t\t\t\t\t\t<p class=\"company-rating__text\">\n\t\t\t\t\t\t\t\t1 Review\n\t\t\t\t\t\t\t<\/p>\n\t\t\t\t\t\t\t<div class=\"company-rating__value\">\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/financer.com\/company\/cit-bank\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><span class=\"simple-rating-value rating_green\" data-rating-value=\"5\">5.0<\/span><\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n            <div class=\"company-rating__row\">\n                <p class=\"company-rating__text\">\n                    Interest &#038; Costs\n                <\/p>\n                <div class=\"company-rating__value\">\n                    <a href=\"https:\/\/financer.com\/company\/cit-bank\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><\/a>\n                <\/div>\n            <\/div>\n            <div class=\"company-rating__row\">\n                <p class=\"company-rating__text\">\n                    Flexibility &#038; Terms\n                <\/p>\n                <div class=\"company-rating__value\">\n                    <a href=\"https:\/\/financer.com\/company\/cit-bank\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><\/a>\n                <\/div>\n            <\/div>\n            <div class=\"company-rating__row\">\n                <p class=\"company-rating__text\">\n                    Website &#038; Functionality\n                <\/p>\n                <div class=\"company-rating__value\">\n                    <a href=\"https:\/\/financer.com\/company\/cit-bank\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><\/a>\n                <\/div>\n            <\/div>\n            <div class=\"company-rating__row\">\n                <p class=\"company-rating__text\">\n                    Support &#038; Service\n                <\/p>\n                <div class=\"company-rating__value\">\n                    <a href=\"https:\/\/financer.com\/company\/cit-bank\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><\/a>\n                <\/div>\n            <\/div>\n\t\t<\/div><\/div><\/div><div class=\"item-column\"><a href=\"https:\/\/financer.com\/company\/cit-bank\/\" class=\"search-card__details-link\">View Company Profile<\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>There is no monthly service fee with Savings Connect but it requires a $100 deposit to open each account. You can apply online in minutes.\u00a0<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Money_Market\">Money Market<\/h3>\n\n\n\n<p>Another account option is CIT Bank&#8217;s Money Market Account, which earns 1.55% APY. You don&#8217;t need to maintain any balances to receive this <a href=\"https:\/\/financer.com\/wiki\/interest-rate-apr\/\">interest rate<\/a>. It has a $10 minimum opening deposit and no service fees. <\/p>\n\n\n\n<p>You can use the Bill Pay feature to make payments to third parties using any CIT Bank Money Market account.<\/p>\n\n\n\n<p>Like the Savings Builder account, Money Market accounts are subject to monthly transaction limits. You can <strong>withdraw up to six times per statement cycle<\/strong> for the CIT Money Market Account, after which a $20 withdrawal fee applies.<\/p>\n\n\n<div class=\"fn_block block_fn_items fields_containeris-hidden\"><div class=\"items-content__cards\"><div class=\"items-content__cards-product\">\t\t\t<div class=\"frm_full\"><\/div>\n\t\t  \t<div id=\"savingsaccount_6\" class=\"tw-bs table_cont SavingsAccountSliderTable slider-table-id \"><div class=\"item-table table table-striped savings_table search-cards\"><div class=\"item-results container\"><div data-id=\"30504\" class=\"sortable-item odd sort-item company-listing card search-card\"><div data-id=\"30504\" data-interest-rate=\"1.55\" data-most-like-interest-rate=\"\" class=\"item-row flex-columns sort-item search-card__header\"><div class=\"item-column search-card__icon-column\"><a href=\"https:\/\/financer.com\/company\/cit-bank\/\" class=\"search-card__company-logo\"><img decoding=\"async\" title=\"CIT Bank\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/11\/2021\/08\/cit-bank.png\" alt=\"CIT Bank\"\/><\/a><p class=\"has-text-centered search-card__text\">Chosen <b>78<\/b> times<\/p><\/div><div class=\"item-column product-name saving-account search-card__saving-account-column\"><p class=\"has-text-centered has-text-left-mobile search-card__text\">Account Name<\/p>\n                                    <p class=\"has-text-centered has-text-left-mobile search-card__value\">CIT Bank Money Market Account<\/p><\/div><div class=\"item-column saving-interest search-card__saving-interest-column\"><p class=\"has-text-centered search-card__text\">Interest Rate<\/p>\n                                    <p class=\"has-text-centered search-card__value\">1.55% (APY)<\/p><\/div><div class=\"item-column sliderm saving-time is-hidden-mobile search-card__saving-time-column\"><p class=\"has-text-centered search-card__text\">Saving time<\/p>\n                                <p class=\"has-text-centered search-card__value\">3 Years<\/p><\/div><div class=\"item-column sliderm free-withdrawals search-card__free-withdrawals-column is-hidden-mobile\"><p class=\"has-text-centered search-card__text\">Free Withdrawals<\/p>\n                                <p class=\"has-text-centered search-card__value\">No<\/p><\/div><div class=\"item-column search-card__rating-column\"><a href=\"https:\/\/financer.com\/company\/cit-bank\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><span class=\"simple-rating-value rating_green\" data-rating-value=\"5\">5.0<\/span><\/a><div class=\"has-text-right search-card__rating-read\"><span class=\"is-hidden-mobile\">Read <\/span><a href=\"https:\/\/financer.com\/company\/cit-bank\/#read-reviews\">1 reviews<\/a><\/div><\/div><\/div><div class=\"item-row search-card__actions\"><div class=\"item-column\"><a href=\"#\" class=\"button is-normal is-rounded is-outlined search-card__more-button\" data-closed-text=\"More info\" data-opened-text=\"Less info\"><\/a><a href=\"https:\/\/financer.com\/company\/cit-bank\/redirect\/\"  data-url_param_unq=\"\" data-url_param_b=\"s\" data-url_param_pid=\"30504\" data-url_param_t=\"saving_products\"  class=\"button is-normal is-rounded is-primary search-card__get-started-button\" target=\"_blank\" rel=\"sponsored nofollow\" data-company-id=\"20340\" data-company-name=\"CIT Bank Money Market Account\">Open account<\/a><\/div><\/div><div class=\"item-row search-card__details\"><div class=\"search-card__details-left\"><div class=\"item-column\"><\/div><div class=\"item-column sliderm saving-time search-card__details-left-row\"><p class=\"search-card__details-text\">Minimum deposit:<\/p><p class=\"search-card__details-value\">$100<\/p><\/div><div class=\"item-column sliderm saving-time search-card__details-left-row\"><p class=\"search-card__details-text\">Maximum deposit:<\/p><p class=\"search-card__details-value\">No maximum deposit<\/p><\/div><div class=\"item-column sliderm fees search-card__details-left-row\"><p class=\"search-card__details-text\">Fees:<\/p><p class=\"search-card__details-value\">No monthly maintenance fees<\/p><\/div><\/div><div class=\"search-card__details-right\"><div class=\"item-column full-width\"><div class=\"overall_ratings\"><div class=\"company-rating \">\n\t\t\t\t\t\t<div class=\"company-rating__total-rating\">\n\t\t\t\t\t\t\t<p class=\"company-rating__text\">\n\t\t\t\t\t\t\t\t1 Review\n\t\t\t\t\t\t\t<\/p>\n\t\t\t\t\t\t\t<div class=\"company-rating__value\">\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/financer.com\/company\/cit-bank\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><span class=\"simple-rating-value rating_green\" data-rating-value=\"5\">5.0<\/span><\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n            <div class=\"company-rating__row\">\n                <p class=\"company-rating__text\">\n                    Interest &#038; Costs\n                <\/p>\n                <div class=\"company-rating__value\">\n                    <a href=\"https:\/\/financer.com\/company\/cit-bank\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><\/a>\n                <\/div>\n            <\/div>\n            <div class=\"company-rating__row\">\n                <p class=\"company-rating__text\">\n                    Flexibility &#038; Terms\n                <\/p>\n                <div class=\"company-rating__value\">\n                    <a href=\"https:\/\/financer.com\/company\/cit-bank\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><\/a>\n                <\/div>\n            <\/div>\n            <div class=\"company-rating__row\">\n                <p class=\"company-rating__text\">\n                    Website &#038; Functionality\n                <\/p>\n                <div class=\"company-rating__value\">\n                    <a href=\"https:\/\/financer.com\/company\/cit-bank\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><\/a>\n                <\/div>\n            <\/div>\n            <div class=\"company-rating__row\">\n                <p class=\"company-rating__text\">\n                    Support &#038; Service\n                <\/p>\n                <div class=\"company-rating__value\">\n                    <a href=\"https:\/\/financer.com\/company\/cit-bank\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><\/a>\n                <\/div>\n            <\/div>\n\t\t<\/div><\/div><\/div><div class=\"item-column\"><a href=\"https:\/\/financer.com\/company\/cit-bank\/\" class=\"search-card__details-link\">View Company Profile<\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Certificates_of_Deposit_CDs\">Certificates of Deposit (CDs)<\/h3>\n\n\n\n<p>Customers have four options with\u00a0CD accounts\u00a0from CIT Bank.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Term CDs<\/strong>\u00a0<\/h4>\n\n\n\n<p>Term CDs require a minimum opening deposit of $1,000. Terms range <strong>from six months to 60 months<\/strong> and <strong>APYs go up to 5.00%. <\/strong>A term rate CD lets you lock in a rate for an agreed-upon period.<\/p>\n\n\n\n<p>You\u2019ll get more interest if you borrow for longer periods, which makes sense. Term CDs require a <strong>minimum opening deposit of $1,000<\/strong>.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Jumbo CDs<\/strong><\/h4>\n\n\n\n<p><strong>Jumbo CDs require a $1,000,000 minimum opening deposit<\/strong>. There are no monthly fees for maintaining an account.<\/p>\n\n\n\n<p>Also, Jumbo CD loans have longer terms, ranging between two and five years. Jumbo CDs offer variable rates up to 0.50% APY, depending on the term length.<\/p>\n\n\n<div class=\"fn_block block_fn_msg_box info\"><div class=\"fn_block__icon\"><\/div><strong>Note<\/strong>: The only drawback of Jumbo CDs is that they do not offer the same flexibility as other types of CD accounts. For example, you can\u2019t use your Jumbo CD balance to <a href=\"https:\/\/financer.com\/ask-financer\/how-old-do-you-have-to-be-to-invest-in-stocks\/\" target=\"_blank\" rel=\"noopener\">purchase stocks<\/a> or bonds. You also cannot make withdrawals.<\/div>\n\n\n<h4 class=\"wp-block-heading\"><strong>Penalty-Free CDs<\/strong>\u00a0<\/h4>\n\n\n\n<p>These 11-month CDs allow access to funds before maturity without any withdrawal penalties. The fear when investing money into a bank account is not being able to withdraw it if there\u2019s an emergency. <\/p>\n\n\n\n<p>CIT\u2019s No-Penalty CD eliminates this, while still offering an earning rate of 4.15%.<\/p>\n\n\n\n<p><strong>They have no opening or monthly maintenance fees<\/strong>. You need at least $1,000 to open an account with them. You can access your fund, if needed, so far as it\u2019s seven days after they\u2019re received.<\/p>\n\n\n<div class=\"fn_block block_fn_items fields_containeris-hidden\"><div class=\"items-content__cards\"><div class=\"items-content__cards-product\">\t\t\t<div class=\"frm_full\"><\/div>\n\t\t  \t<div id=\"savingsaccount_8\" class=\"tw-bs table_cont SavingsAccountSliderTable slider-table-id \"><div class=\"item-table table table-striped savings_table search-cards\"><div class=\"item-results container\"><div data-id=\"30505\" class=\"sortable-item odd sort-item company-listing card search-card\"><div data-id=\"30505\" data-interest-rate=\"4.90\" data-most-like-interest-rate=\"\" class=\"item-row flex-columns sort-item search-card__header\"><div class=\"item-column search-card__icon-column\"><a href=\"https:\/\/financer.com\/company\/cit-bank\/\" class=\"search-card__company-logo\"><img decoding=\"async\" title=\"CIT Bank\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/11\/2021\/08\/cit-bank.png\" alt=\"CIT Bank\"\/><\/a><p class=\"has-text-centered search-card__text\">Chosen <b>78<\/b> times<\/p><\/div><div class=\"item-column product-name saving-account search-card__saving-account-column\"><p class=\"has-text-centered has-text-left-mobile search-card__text\">Account Name<\/p>\n                                    <p class=\"has-text-centered has-text-left-mobile search-card__value\">CIT Bank No-Penalty CDs<\/p><\/div><div class=\"item-column saving-interest search-card__saving-interest-column\"><p class=\"has-text-centered search-card__text\">Interest Rate<\/p>\n                                    <p class=\"has-text-centered search-card__value\">4.90% (APY)<\/p><\/div><div class=\"item-column sliderm saving-time is-hidden-mobile search-card__saving-time-column\"><p class=\"has-text-centered search-card__text\">Saving time<\/p>\n                                <p class=\"has-text-centered search-card__value\">3 Years<\/p><\/div><div class=\"item-column sliderm free-withdrawals search-card__free-withdrawals-column is-hidden-mobile\"><p class=\"has-text-centered search-card__text\">Free Withdrawals<\/p>\n                                <p class=\"has-text-centered search-card__value\"><\/p><\/div><div class=\"item-column search-card__rating-column\"><a href=\"https:\/\/financer.com\/company\/cit-bank\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><span class=\"simple-rating-value rating_green\" data-rating-value=\"5\">5.0<\/span><\/a><div class=\"has-text-right search-card__rating-read\"><span class=\"is-hidden-mobile\">Read <\/span><a href=\"https:\/\/financer.com\/company\/cit-bank\/#read-reviews\">1 reviews<\/a><\/div><\/div><\/div><div class=\"item-row search-card__actions\"><div class=\"item-column\"><a href=\"#\" class=\"button is-normal is-rounded is-outlined search-card__more-button\" data-closed-text=\"More info\" data-opened-text=\"Less info\"><\/a><a href=\"https:\/\/financer.com\/company\/cit-bank\/redirect\/\"  data-url_param_unq=\"\" data-url_param_b=\"s\" data-url_param_pid=\"30505\" data-url_param_t=\"saving_products\"  class=\"button is-normal is-rounded is-primary search-card__get-started-button\" target=\"_blank\" rel=\"sponsored nofollow\" data-company-id=\"20340\" data-company-name=\"CIT Bank No-Penalty CDs\">Open account<\/a><\/div><\/div><div class=\"item-row search-card__details\"><div class=\"search-card__details-left\"><div class=\"item-column\"><\/div><div class=\"item-column sliderm saving-time search-card__details-left-row\"><p class=\"search-card__details-text\">Minimum deposit:<\/p><p class=\"search-card__details-value\">$1,000<\/p><\/div><div class=\"item-column sliderm saving-time search-card__details-left-row\"><p class=\"search-card__details-text\">Maximum deposit:<\/p><p class=\"search-card__details-value\">No maximum deposit<\/p><\/div><div class=\"item-column sliderm fees search-card__details-left-row\"><p class=\"search-card__details-text\">Fees:<\/p><p class=\"search-card__details-value\">No monthly maintenance fees<\/p><\/div><\/div><div class=\"search-card__details-right\"><div class=\"item-column full-width\"><div class=\"overall_ratings\"><div class=\"company-rating \">\n\t\t\t\t\t\t<div class=\"company-rating__total-rating\">\n\t\t\t\t\t\t\t<p class=\"company-rating__text\">\n\t\t\t\t\t\t\t\t1 Review\n\t\t\t\t\t\t\t<\/p>\n\t\t\t\t\t\t\t<div class=\"company-rating__value\">\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/financer.com\/company\/cit-bank\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><span class=\"simple-rating-value rating_green\" data-rating-value=\"5\">5.0<\/span><\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n            <div class=\"company-rating__row\">\n                <p class=\"company-rating__text\">\n                    Interest &#038; Costs\n                <\/p>\n                <div class=\"company-rating__value\">\n                    <a href=\"https:\/\/financer.com\/company\/cit-bank\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><\/a>\n                <\/div>\n            <\/div>\n            <div class=\"company-rating__row\">\n                <p class=\"company-rating__text\">\n                    Flexibility &#038; Terms\n                <\/p>\n                <div class=\"company-rating__value\">\n                    <a href=\"https:\/\/financer.com\/company\/cit-bank\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><\/a>\n                <\/div>\n            <\/div>\n            <div class=\"company-rating__row\">\n                <p class=\"company-rating__text\">\n                    Website &#038; Functionality\n                <\/p>\n                <div class=\"company-rating__value\">\n                    <a href=\"https:\/\/financer.com\/company\/cit-bank\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><\/a>\n                <\/div>\n            <\/div>\n            <div class=\"company-rating__row\">\n                <p class=\"company-rating__text\">\n                    Support &#038; Service\n                <\/p>\n                <div class=\"company-rating__value\">\n                    <a href=\"https:\/\/financer.com\/company\/cit-bank\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><\/a>\n                <\/div>\n            <\/div>\n\t\t<\/div><\/div><\/div><div class=\"item-column\"><a href=\"https:\/\/financer.com\/company\/cit-bank\/\" class=\"search-card__details-link\">View Company Profile<\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\n\n\n<p><\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>RampUp CDs<\/strong><\/h4>\n\n\n\n<p>RampUp and \u201cRampUp Plus\u201d CDs are not available for new accounts. Customers could raise their interest rate once during the term of the RampUp CDs if CIT Bank increases its interest rate on these CDs.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Mortgages\">Mortgages<\/h3>\n\n\n\n<p>CIT offers fixed-rate <a rel=\"noopener\" href=\"https:\/\/financer.com\/wiki\/conventional-mortgage-loans\/\" target=\"_blank\">mortgages<\/a> with loan terms that range from 10 to 30 years. Customers with a Savings Builder account can also get relationship pricing. After closing on a new CIT home loan, customers can <strong>get $525 cashback<\/strong>.<\/p>\n\n\n\n<p>Savings Builder account holders can benefit from these mortgage rate reductions:<\/p>\n\n\n\n<ul>\n<li>0.10% with 10% of the loan amount in new deposits<\/li>\n\n\n\n<li>0.20% with 25% of the loan amount in new deposits<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"CIT_Bank_Rates_and_Fees\">CIT Bank Rates and Fees<\/h2>\n\n\n\n<p>CIT Bank offers a very competitive APY of 0.10% on checking accounts with balances below $25,000 and an APY of 0.25% on checking accounts with balances above $25,000. <\/p>\n\n\n\n<p>You can also earn an<strong> APY of up to 4.95%<\/strong> on your savings account, but it depends on the balance.<\/p>\n\n\n\n<p>CIT Bank doesn&#8217;t charge any monthly maintenance or service fees for its checking, savings, money-market, or CD accounts. It also charges relatively low fees for wire transfers, returns, and deposits.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Other_Benefits\">Other Benefits<\/h2>\n\n\n\n<p><strong>Refunds ATM fees up to $30 per month<\/strong> \u2013 Because CIT bank doesn&#8217;t have its own network of ATMs, it doesn&#8217;t charge customers to use other banks&#8217; ATMs. If you use another bank and they charge a fee, CIT will refund you up to $30 per month.<\/p>\n\n\n\n<p><strong>Tiered interest rates for higher account balances <\/strong>\u2013 If you grow your savings account balance, CIT will also increase the interest rate on the account. This aims to encourage customers to save and deposit more.<\/p>\n\n\n\n<p><strong>No monthly fees on deposit accounts <\/strong>\u2013 There are no monthly fees on CIT Bank&#8217;s money market, checking, and savings accounts. <\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Heres_a_summary_of_CIT_Bank_rates_as_of_June_14_2023\">Here&#8217;s a summary of CIT Bank rates as of June 14, 2023:<\/h3>\n\n\n\n<ul>\n<li><strong>Savings Connect<\/strong> &#8211; \u00a0APY Rate: 4.60%, Multiplier: 12x<\/li>\n\n\n\n<li><strong>Money Market Account<\/strong> &#8211; APY Rate: 1.55%, Multiplier: 3x<\/li>\n\n\n\n<li><strong>Savings Builder<\/strong> &#8211; \u00a0APY Rate: 1.00%, Multiplier: 4x<\/li>\n\n\n\n<li><strong>No-Penalty 11-month CD<\/strong> \u2013 APY Rate: 4.90%<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Easy_Online_Access\">Easy Online Access<\/h2>\n\n\n\n<p>Since CIT is a strictly online bank, access to its accounts is handled either online via the CIT website or by using CIT\u2019s smartphone app. Customers have access to their accounts 24\/7.<\/p>\n\n\n\n<p>With many of CIT Bank&#8217;s accounts, its customers have access to mobile deposit checks. With <a href=\"https:\/\/financer.com\/personal-finance\/banking\/checking-accounts\/\">checking accounts<\/a>, they can also make payments using services like Zelle, bill pay, Samsung Pay, and Apple Pay.<\/p>\n\n\n\n<p>If you have a CIT Bank account, you can download CIT Bank&#8217;s mobile app from the App Store or Google Play. You can also sign up for online banking, which lets you check your bank balance and transaction history.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"How_to_Bank_with_CIT\">How to Bank with CIT<\/h2>\n\n\n\n<p>You can open an account with CIT Bank online or via the app. CIT Bank doesn&#8217;t have any physical branches so you can&#8217;t visit a branch to open an account.<\/p>\n\n\n<div class=\"wp-block-image shortcode-no\">\n<figure class=\"aligncenter size-large\"><img decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/11\/2022\/06\/image-5-1024x576.png\" alt=\"Open an account with CIT Bank\" class=\"wp-image-30461\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/11\/2022\/06\/image-5-1024x576.png 1024w, https:\/\/financer.global\/app\/uploads\/sites\/11\/2022\/06\/image-5-300x169.png 300w, https:\/\/financer.global\/app\/uploads\/sites\/11\/2022\/06\/image-5-768x432.png 768w, https:\/\/financer.global\/app\/uploads\/sites\/11\/2022\/06\/image-5-1536x864.png 1536w, https:\/\/financer.global\/app\/uploads\/sites\/11\/2022\/06\/image-5.png 1558w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure><\/div>\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.com\/company\/cit-bank\/redirect\/\" class=\"button  is-rounded is-primary is-large is-arrow\" target=\"_blank\"  rel=\"sponsored nofollow\">Open an account online<\/a><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Our_CIT_Bank_Review\">Our CIT Bank Review<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Pros\">Pros<\/h3>\n\n\n\n<ul>\n<li>4.95% APY is among the highest in the market<\/li>\n\n\n\n<li>No monthly fees<\/li>\n\n\n\n<li>24\/7 online and mobile access<\/li>\n\n\n\n<li>FDIC insured<\/li>\n\n\n\n<li>Mobile check deposits<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Cons\">Cons<\/h3>\n\n\n\n<ul>\n<li>No physical bank locations<\/li>\n\n\n\n<li>No IRAs<\/li>\n\n\n\n<li>No <a href=\"https:\/\/financer.com\/credit-cards\/\">credit cards<\/a><\/li>\n\n\n\n<li>No <a href=\"https:\/\/financer.com\/company\/upstart-auto-loans\/\">auto loans<\/a><\/li>\n<\/ul>\n\n\n\n<p>If you&#8217;re looking for bank accounts with greater earning potential, CIT bank may be a great option. The combination of competitive interest rates and low minimum opening deposits allows CIT Bank to be an attractive option for online banking.<\/p>\n\n\n\n<p>If having access to real human help at a local bank is desired, CIT Bank isn&#8217;t the right choice for you. Sometimes banking in person offers a better experience than sending text messages or waiting on the telephone for customer service help. <\/p>\n\n\n\n<p>However, not having physical stores means that CIT Bank can save money on overhead costs. This allows them to offer the most competitive rates they can.<\/p>\n\n\n\n<p>Overall, CIT Bank is a good alternative to traditional banking. They offer competitive rates while providing flexibility and several solutions to meet most people\u2019s financial needs.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Banking_Experience\">Banking Experience<\/h3>\n\n\n\n<p>CIT Bank has a great mobile app that allows you to deposit checks, pay bills, check balances, and manage your savings. <\/p>\n\n\n\n<p>The app also includes free bill payment services and access to real-time account alerts. You can also link your CIT Bank credit card to the app so you can track spending.<\/p>\n\n\n\n<p>As an online-only bank, there are no physical locations to go to, like traditional brick-and-mortar bank options. <\/p>\n\n\n\n<p>If you need help or want to speak to a representative, you can call CIT Bank at any time of the day or night via a toll-free telephone number.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Customer_Service\">Customer Service<\/h3>\n\n\n\n<p>CIT Bank has live phone agents available from Monday through Friday between 9 a.m. and 5 p.m. EST. You can reach them via phone at 1-855-762-2652.<\/p>\n\n\n\n<p>Customers can also access their accounts through telephone banking or by visiting the CIT Bank website or using its mobile app.<\/p>\n\n\n\n<p>The CIT mobile application is available for both iOS and Android devices. It has strong third-party reviews. With the app, you can:<\/p>\n\n\n\n<ul>\n<li>Check your account balances<\/li>\n\n\n\n<li>Remotely deposit checks<\/li>\n\n\n\n<li>Pay bills<\/li>\n\n\n\n<li><a href=\"\/best-money-transfer-apps\">Transfer money<\/a> between CIT accounts or external institutions<\/li>\n\n\n\n<li>Use Zelle to send money to friends or family<\/li>\n\n\n\n<li>Make payments online or in-store with Apple Pay or Samsung Pay<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<p>You can also text an alphanumeric code to a phone number and receive a response via SMS for some basic information. <\/p>\n\n\n\n<p>You can access a summary of available account balances, recent transactions per account, and a few &#8220;help&#8221; links.<\/p>\n\n\n\n<p><em>Are you an existing customer? Leave your CIT Bank review below.<\/em><\/p>\n\n\n\n<p class=\"has-small-font-size\"><em>First-Citizens Bank &amp; Trust Company and its CIT Bank division are the same FDIC-Insured Institution. Deposits held under each name are not separately insured but are combined to determine whether a depositor has exceeded the $250,000 federal insurance deposit limit, per depositor for each ownership category. For purposes of calculating aggregate deposits, you should include deposits held in First-Citizens Bank &amp; Trust Company and CIT Bank.<\/em><\/p>\n\n\n<div class=\"fn_block block_fn_faq_list\"><h3 id=\"FAQs\">FAQs<\/h3><h4>Is CIT bank safe?<\/h4><div class=\"faq_inner\">Yes. Security is a top priority with the bank and accounts are protected with SSL encryption, antivirus protection, firewalls, and account monitoring, among others.<\/div><h4>Is CIT Bank FDIC insured?<\/h4><div class=\"faq_inner\">Yes. CIT Bank is FDIC insured (FDIC# 58978) and customers\u2019 money is guaranteed by the government for up to $250,000 for each account ownership category.\u00a0<\/div><\/div>","protected":false},"author":11463,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"","categories":[16],"company_type":[6],"overall_rating":"5.00000000","_links":{"self":[{"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/company_single\/20340"}],"collection":[{"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/company_single"}],"about":[{"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/types\/company_single"}],"author":[{"embeddable":true,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/users\/11463"}],"replies":[{"embeddable":true,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/comments?post=20340"}],"version-history":[{"count":50,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/company_single\/20340\/revisions"}],"predecessor-version":[{"id":79221,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/company_single\/20340\/revisions\/79221"}],"wp:attachment":[{"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/media?parent=20340"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/categories?post=20340"},{"taxonomy":"company_type","embeddable":true,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/company_type?post=20340"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}