{"id":21389,"date":"2021-09-01T10:50:20","date_gmt":"2021-09-01T17:50:20","guid":{"rendered":"https:\/\/financer.com\/?post_type=company_single&#038;p=21389"},"modified":"2025-02-04T02:32:36","modified_gmt":"2025-02-04T10:32:36","slug":"axos","status":"publish","type":"company_single","link":"https:\/\/financer.com\/company\/axos\/","title":{"rendered":"Axos Bank"},"content":{"rendered":"\n<p>Axos is one of the oldest digital banks in the world! Founded in 2000, in the United States, Axos is a fully digital bank that offers a wide range of personal and business banking products and services.<\/p>\n\n\n\n<p>The advantage is that Axos don&#8217;t have the overhead costs of physical branches. Therefore, they can provide competitive rates and low fees on many of their accounts.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"How_We_Rate_Axos\">How We Rate Axos<\/h2>\n\n\n\n<p>At Financer.com, all banks go through a thorough research and review process. Here&#8217;s how we rate Axos:<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-fn-tables shortcode-no\"><table><thead><tr><th>Category<\/th><th>Rating<\/th><\/tr><\/thead><tbody><tr><td>Affordability<\/td><td>\u2b50\u2b50\u2b50\u2b50\u2b50<\/td><\/tr><tr><td>Application process<\/td><td>\u2b50\u2b50\u2b50\u2b50<\/td><\/tr><tr><td>Loan terms<\/td><td>\u2b50\u2b50\u2b50\u2b50<\/td><\/tr><tr><td>CDs profitability<\/td><td>\u2b50<\/td><\/tr><tr><td>High Yield Savings<\/td><td>\u2b50\u2b50\u2b50\u2b50\u2b50<\/td><\/tr><tr><td>Transparency<\/td><td>\u2b50\u2b50\u2b50\u2b50<\/td><\/tr><tr><td>Customer support<\/td><td>\u2b50\u2b50\u2b50\u2b50<\/td><\/tr><tr><td>Overall<\/td><td>\u2b50\u2b50\u2b50\u2b50<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n<div class=\"fn_block block_fn_msg_box company\"><div class=\"fn_block__icon\"><\/div><h3 id=\"Do_We_Recommend_Fortuna_Credit\">Do We Recommend Axos?<\/h3><p>Yes, we recommend Axos as a trustworthy bank and lender. Skip to our full review below and see in details the Axos Bank review.<\/p><\/div>\n\n\n<div class='fn_block block_fn_msg_box cost search-hero--bg1'><h3>Are high broker fees eating your profits?<\/h3><p>Save $500+ annually by choosing the right stock broker.<\/p><p class=\"has-text-left\"><a href='https:\/\/financer.com\/company\/rocket-dollar\/' class='button is-normal is-primary is-rounded'>See the best stock brokers<\/a><\/p><\/div><h2 class=\"wp-block-heading\" id=\"What_You_Need_to_Know_About_Axos\">What You Need to Know About Axos<\/h2>\n\n\n\n<p>Axos Bank was originally launched as Bank of Internet USA and rebranded to Axos in 2018. Today, it has grown to over $20.3 billion in assets and serves customers nationwide.<\/p>\n\n\n\n<p>Some key facts about <strong>Axos Bank<\/strong>:<\/p>\n\n\n\n<ul>\n<li>Offers personal and business checking, savings, money market, CD, and loan products<\/li>\n\n\n\n<li>No physical branch locations &#8211; all banking is done online or via mobile app<\/li>\n\n\n\n<li>Access to over 91,000 free ATMs nationwide<\/li>\n\n\n\n<li>FDIC insured up to $250,000 per depositor<\/li>\n\n\n\n<li>Publicly traded company (NYSE: AX)<\/li>\n\n\n\n<li>Headquartered in San Diego, CA<\/li>\n<\/ul>\n\n\n\n<p>Axos aims to provide a full-service digital banking experience with competitive rates, low fees, and innovative features. Take a look in the main information of Axos Bank:<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-fn-tables shortcode-no\"><table><thead><tr><th>Product\/Service<\/th><th>Key Features<\/th><\/tr><\/thead><tbody><tr><td>Checking Accounts<\/td><td>Multiple options including rewards checking and cashback checking<\/td><\/tr><tr><td>Savings Accounts<\/td><td>High-yield savings accounts with competitive rates<\/td><\/tr><tr><td>Money Market Accounts<\/td><td>Check writing and debit card access<\/td><\/tr><tr><td>Certificates of Deposit<\/td><td>Terms from 3 months to 5 years. 0.20% APY<\/td><\/tr><tr><td>High Yield Savings<\/td><td>Profitability up to 0.61% APY<\/td><\/tr><tr><td>Axos One Account<\/td><td>Profitability up to 4.86% APY<\/td><\/tr><tr><td>Monthly fees<\/td><td>None<\/td><\/tr><tr><td>Personal Loans<\/td><td>Unsecured loans up to $50,000. Terms from 24 to 60 months. APR from 11.79%<\/td><\/tr><tr><td>Mortgages<\/td><td>Purchase, refinance, and home equity options<\/td><\/tr><tr><td>Business Banking<\/td><td>Checking, savings, and lending for small businesses<\/td><\/tr><tr><td>Investing<\/td><td>Self-directed trading and managed portfolios<\/td><\/tr><tr><td>Acess to ATMs<\/td><td>Over 91,000 in all 50 states<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>One of Axos Bank&#8217;s standout offerings is their Rewards Checking account, which offers the potential to earn up to 3.30% APY if certain requirements are met each month. They also provide unlimited domestic ATM fee reimbursements on many of their checking accounts.<\/p>\n\n\n\n<p>For savings, their High Yield Savings account earns up to 0.61% APY, which is above the national average but not as competitive as some other online banks. Axos Bank CD rates are also relatively low compared to other online banks.<\/p>\n\n\n\n<p>On the business side, Axos offers checking and savings accounts as well as lending options tailored for small businesses and commercial clients. Their digital-first approach aims to make business banking more convenient and cost-effective.<\/p>\n\n\n\n<p>Overall, Axos Financial provides a comprehensive suite of\u00a0<a href=\"https:\/\/financer.com\/personal-finance\/banking\/\" target=\"_blank\" rel=\"noreferrer noopener\">online banking products and services<\/a>\u00a0with competitive rates on many accounts and minimal fees. Their long history as an online bank has allowed them to refine their digital offerings over time.<\/p>\n\n\n\n\t\t<div id=\"genericloan_1_form\" class=\"fs-slider fs-slider--tooltip search-hero--bg1\"><h3>Compare loans from 45 lenders<\/h3><p>Find the cheapest rate with one click<\/p><div class=\"step amount\">    <div class=\"slider_cont step__value\">\n        <span class=\"fl_l_m_15 amount_display\"><\/span>\n    <\/div>\n    <div class=\"step__slider\">\n        <input type=\"range\" data-default-value=\"500\" data-name=\"param_amount\" \/>\n    <\/div>\n<\/div><div class=\"step stepSubmit\"><a id=\"submitSliders\" href=\"https:\/\/financer.com\/results?query=1&non_affiliate=true&param_amount=500&loan_broker_filter_active=true&param_period=360\" data-slider-url=\"https:\/\/financer.com\/results?query=1&non_affiliate=true&param_amount=500&loan_broker_filter_active=true&param_period=360\" data-required=\"results?query=1non_affiliate=true&param_amount=500&loan_broker_filter_active=true&param_period=360&\" class=\"get_results compare button is-primary is-medium is-rounded\">Compare Offers<\/a><\/div>\t\t<\/div><h2 class=\"wp-block-heading\" id=\"The_Good_and_Bad_of_Axos_Bank\">The Good and Bad of Axos Bank<\/h2>\n\n\n\n<p>Okay, but nothing is perfect. Let&#8217;s weigh the good and the bad of Axos Bank, so you can decide if this is the best option for your moment.<\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-1 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><div class=\"fn_block block_fn_pros_cons\"><ul class=\"like\"><h3>Pros of Axos Bank<\/h3><li><p><strong>No monthly maintenance fees on most accounts<\/strong>: Axos doesn&#8217;t charge monthly fees on their standard checking and savings accounts.<\/p>\n<\/li><li><p><strong>Unlimited domestic ATM fee reimbursements<\/strong>: Many Axos checking accounts offer unlimited reimbursements for ATM fees nationwide, providing convenient access to cash.<\/p>\n<\/li><li><p><strong>Competitive checking account options<\/strong>: Axos offers several checking accounts with attractive features like high interest rates (up to 3.30% APY on Rewards Checking) and cash back rewards.<\/p>\n<\/li><li><p><strong>Early direct deposit<\/strong>: Axos may make your paycheck available up to two days early with direct deposit on some accounts.<\/p>\n<\/li><li><p><strong>24\/7 customer support<\/strong>: Axos Customer service is available around the clock by phone, which isn&#8217;t always the case with online banks.<\/p>\n<\/li><li><p><strong>Full-service online banking<\/strong>: Axos provides a wide range of personal and business banking products all in one place, from checking and savings to loans and investments.<\/p>\n<\/li><\/ul><\/div><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><div class=\"fn_block block_fn_pros_cons\"><ul class=\"dislike\"><h3>Cons of Axos Bank<\/h3><li><p><strong>No physical branches<\/strong>: As an online-only bank, Axos doesn&#8217;t have any brick-and-mortar locations for in-person banking.<\/p>\n<\/li><li><p><strong>Lower savings account rates<\/strong>: While above average, Axos&#8217; savings account rates aren&#8217;t as competitive as some other online banks.<\/p>\n<\/li><li><p><strong>Low CD rates<\/strong>: Axos offers below-average rates on certificates of deposit compared to other online banks.<\/p>\n<\/li><li><p><strong>Complex requirements for highest checking rates<\/strong>: To earn the maximum APY on the Rewards Checking account, customers must meet several monthly requirements.<\/p>\n<\/li><li><p><strong>No Zelle integration<\/strong>: Unlike many banks, Axos doesn&#8217;t offer Zelle for peer-to-peer payments within their mobile app.<\/p>\n<\/li><\/ul><\/div><\/div>\n<\/div>\n\n\n\n<p>In conclusion, Axos Bank offers a solid digital banking experience with some standout checking account options and minimal fees. However, their savings rates are not the most competitive, and the lack of physical branches may be a drawback for some customers.<\/p>\n\n\n\n<p>Axos is best suited for those comfortable with online-only banking who want to minimize fees and potentially earn high checking account interest rates.<\/p>\n\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.com\/company\/axos\/redirect\/\" class=\"button  is-rounded is-primary is-medium is-fullwidth\" target=\"_blank\"  rel=\"sponsored nofollow\">Open an account for free in Axos Bank<\/a><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Banking_Products_at_Axos\">Banking Products at Axos<\/h2>\n\n\n\n<p>Axos Financial offers a wide range of financial products that&#8217;ll make your wallet sit up and take notice. Whether you&#8217;re looking to stash your cash, borrow some dough, or invest for the future, Axos has got you covered. Let&#8217;s take a closer look at what this digital bank brings to the table.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Checking_Accounts\">Checking Accounts<\/h3>\n\n\n\n<p>Axos isn&#8217;t messing around when it comes to <a href=\"https:\/\/financer.com\/personal-finance\/banking\/checking-accounts\/\" data-type=\"link\" data-id=\"https:\/\/financer.com\/personal-finance\/banking\/checking-accounts\/\" target=\"_blank\" rel=\"noreferrer noopener\">checking accounts<\/a>. They&#8217;ve got options that&#8217;ll make your money work really hard.<\/p>\n\n\n\n<p>Their star player is the Rewards Checking account. It&#8217;s like finding money in your couch cushions, but better. You can earn up to a whopping\u00a0<strong>3.30% APY<\/strong>\u00a0if you complete some challenges each month. That&#8217;s more than 40 times the national average! Plus, there are no monthly fees, and they&#8217;ll reimburse you for ATM fees nationwide. Talk about a win-win.<\/p>\n\n\n\n<p>For the cash-back lovers, there&#8217;s the CashBack Checking. Earn up to 1% cash back on all those debit card purchases. It&#8217;s like getting paid to spend money (but don&#8217;t go too crazy, okay?).<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Savings_Accounts\">Savings Accounts<\/h3>\n\n\n\n<p>Axos knows that saving money shouldn&#8217;t feel like a pain. Their High Yield <a href=\"https:\/\/financer.com\/personal-finance\/banking\/savings-accounts\/\" target=\"_blank\" rel=\"noreferrer noopener\">Savings account<\/a> offers up to 0.61% APY, which is good when compared to the national average of 0.41%.<\/p>\n\n\n\n<p>For those interested in combining their checking and savings, Axos offers an attractive option. The Axos ONE account provides a highly competitive 4.86% APY on your savings balance. This rate significantly outperforms many traditional savings accounts in the current market.<\/p>\n\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.com\/company\/axos\/redirect\/\" class=\"button  is-rounded is-primary is-medium is-fullwidth\" target=\"_blank\"  rel=\"sponsored nofollow\">Try out Axos ONE and its benefits<\/a><\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"CDs_Certificates_of_Deposit\">CDs (Certificates of Deposit)<\/h3>\n\n\n\n<p>If you&#8217;re the &#8220;lock it and leave it&#8221; type, Axos has CDs with terms ranging from 3 months to 5 years. However, Axos Bank CD rates still have space to improve. With a flat 0.20% APY across all terms, maybe you want to shop around if you&#8217;re up to CDs.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Money_Market_Account\">Money Market Account<\/h3>\n\n\n\n<p>Axos&#8217; High Yield Money Market account is like a savings account with a dash of checking account flexibility. You get check-writing privileges and a debit card, plus a 0.25% APY. It&#8217;s not the highest rate out there, but it&#8217;s a solid option if you want easy access to your savings.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Personal_Loans\">Personal Loans<\/h3>\n\n\n\n<p>Need some extra cash? Axos offers <a href=\"https:\/\/financer.com\/loans\/personal-loans\/\" data-type=\"link\" data-id=\"https:\/\/financer.com\/loans\/personal-loans\/\" target=\"_blank\" rel=\"noreferrer noopener\">personal loans<\/a> from $7,000 to $50,000 with terms up to 6 years. They promise competitive rates and fast funding, so worth a try.<\/p>\n\n\n<div class=\"fn_block block_fn_items fields_containeris-hidden\"><div class=\"items-content__cards\"><div class=\"items-content__card \" data-header=\"1\"><div class=\"items-content__card-top\"><div class=\"items-content__card-left\"><a href=\"https:\/\/financer.com\/company\/axos\/\" class=\"items-content__card-logo items-content__card-logo--trusted\" ><img decoding=\"async\" width=\"360\" height=\"110\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/11\/2021\/09\/axos-bank-1.png\" class=\"attachment-full size-full\" alt=\"\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/11\/2021\/09\/axos-bank-1.png 360w, https:\/\/financer.global\/app\/uploads\/sites\/11\/2021\/09\/axos-bank-1-300x92.png 300w\" sizes=\"(max-width: 360px) 100vw, 360px\" \/><\/a><span class=\"items-content__card-chosen\">Chosen <strong>681<\/strong> times<\/span><ul class=\"items-content__card-list\"><li >Full-service online banking<\/li><li >Application will not impact your credit score<\/li><li >Available in all 50 U.S. states<\/li><li >24\/7 customer support<\/li><\/ul><\/div><div class=\"items-content__card-datapoint-container\"><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Lowest APR<\/span><span class=\"items-content__card-datapoint-value\"><tr class=\"comparison-table__row\"  data-columns=\"4\"><td data-sorting=\"lowest-annual-interest-rate\" data-sorting-value=\"1179.00\">1,179.00% <\/td><\/tr><\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Highest APR<\/span><span class=\"items-content__card-datapoint-value\"><tr class=\"comparison-table__row\"  data-columns=\"4\"><td data-sorting=\"highest-annual-interest-rate\" data-sorting-value=\"2084.00\">2,084.00% <\/td><\/tr><\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Min Loan Amount<\/span><span class=\"items-content__card-datapoint-value\"><tr class=\"comparison-table__row\"  data-columns=\"4\"><td data-sorting=\"lowest-loan-amount\" data-sorting-value=\"7000.00\">$7,000<\/td><\/tr><\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Max Loan Amount<\/span><span class=\"items-content__card-datapoint-value\"><tr class=\"comparison-table__row\"  data-columns=\"4\"><td data-sorting=\"highest-loan-amount\" data-sorting-value=\"50000.00\">$50,000<\/td><\/tr><\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Min Loan Term<\/span><span class=\"items-content__card-datapoint-value\"><tr class=\"comparison-table__row\"  data-columns=\"4\"><td data-sorting=\"lowest-loan-period\" data-sorting-value=\"1080\">3 Years<\/td><\/tr><\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Max Loan Term<\/span><span class=\"items-content__card-datapoint-value\"><tr class=\"comparison-table__row\"  data-columns=\"4\"><td data-sorting=\"highest-loan-period\" data-sorting-value=\"2160\">6 Years<\/td><\/tr><\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Accepts bad credit:<\/span><span class=\"items-content__card-datapoint-value\"><tr class=\"comparison-table__row\"  data-columns=\"4\"><td data-sorting=\"accepts-bad-credit-history\" data-sorting-value=\"No\">No<\/td><\/tr><\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Quick payout<\/span><span class=\"items-content__card-datapoint-value\"><tr class=\"comparison-table__row\"  data-columns=\"4\"><td data-sorting=\"quick-payout\" data-sorting-value=\"No\">No<\/td><\/tr><\/span><\/div><\/div><div class=\"items-content__card-right\"><a href=\"https:\/\/financer.com\/company\/axos\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"21389\" data-url_param_t=\"company_single\" class=\"button is-primary is-rounded is-arrow items-content__card-see-offer items-content__card-see-offer--\" target=\"_blank\" rel=\"sponsored nofollow\">See offer<\/a><a href=\"https:\/\/financer.com\/company\/axos\/\"  class=\"button is-rounded items-content__card-more-info\">More Info<\/a><a href=\"https:\/\/financer.com\/company\/axos\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><span class=\"simple-rating-value rating_green\" data-rating-value=\"5\">5.0<\/span><\/a><span class=\"items-content__card-reviews\">Read&nbsp;<a href=\"https:\/\/financer.com\/company\/axos\/#read-reviews\">4<\/strong>&nbsp;reviews<\/a><\/div><\/div><\/div><\/div><\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"Auto_Loans\">Auto Loans<\/h3>\n\n\n\n<p>Axos is ready to get you rolling with <a href=\"https:\/\/financer.com\/loans\/car-loans\/\" data-type=\"link\" data-id=\"https:\/\/financer.com\/loans\/car-loans\/\" target=\"_blank\" rel=\"noreferrer noopener\">auto loans<\/a> for both purchases and refinancing. They offer terms up to 96 months (that&#8217;s 8 years). Plus, you can defer your first payment for up to 90 days. Just remember, longer terms mean more interest over time, so choose wisely.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Mortgages\">Mortgages<\/h3>\n\n\n\n<p>Looking to put down roots? Axos has a variety of <a href=\"https:\/\/financer.com\/loans\/mortgage\/\" data-type=\"link\" data-id=\"https:\/\/financer.com\/loans\/mortgage\/\" target=\"_blank\" rel=\"noreferrer noopener\">mortgage<\/a> options, including conventional loans, jumbo loans, and even FHA and VA loans. They&#8217;re currently offering\u00a0<strong>$0 lender fees<\/strong>\u00a0and up to 3% annualized cash back. That&#8217;s enough to make your real estate agent do a happy dance.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Investment_Options\">Investment Options<\/h3>\n\n\n\n<p>For those who like to let their money work for them, Axos offers both managed portfolios and self-directed trading. Their\u00a0managed portfolios\u00a0come with a low 0.24% annual advisory fee, which is a quarter of what many traditional advisors charge.<\/p>\n\n\n\n<p>If you prefer to be in the driver&#8217;s seat, their self-directed trading platform offers commission-free trades on stocks and ETFs.<\/p>\n\n\n\n<p>Axos Bank is serving up a financial feast with options for every appetite. Whether you&#8217;re a savings superstar or a borrowing buff, there&#8217;s likely something here to tickle your financial fancy.<\/p>\n\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.com\/company\/axos\/redirect\/\" class=\"button  is-rounded is-primary is-medium is-fullwidth\" target=\"_blank\"  rel=\"sponsored nofollow\">Open an account to use all these features<\/a><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Interest_Rates_for_Axos_Accounts\">Interest Rates for Axos Accounts<\/h2>\n\n\n\n<p>Let&#8217;s dive into Axos Bank&#8217;s interest rates. Remember, these rates can change any time, so always check them. Here&#8217;s the current scenario:<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-fn-tables shortcode-no\"><table><thead><tr><th class=\"has-text-align-center\" data-align=\"center\">Account Type<\/th><th class=\"has-text-align-center\" data-align=\"center\">APY (Annual Percentage Yield)<\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\">Rewards Checking<\/td><td class=\"has-text-align-center\" data-align=\"center\">Up to 3.30%<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Axos ONE Savings<\/td><td class=\"has-text-align-center\" data-align=\"center\">Up to 4.86%<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">High Yield Savings<\/td><td class=\"has-text-align-center\" data-align=\"center\">Up to 0.61%<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">High Yield Money Market<\/td><td class=\"has-text-align-center\" data-align=\"center\">0.25%<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">CDs (all terms)<\/td><td class=\"has-text-align-center\" data-align=\"center\">0.20%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>The standout star here is the Axos ONE Savings account with its eye-popping\u00a0<strong>4.86% APY<\/strong>. That&#8217;s enough to make your money grow really fast. But there&#8217;s a catch &#8211; you need to meet some requirements with the linked checking account to snag this rate.<\/p>\n\n\n\n<p>The Rewards Checking account is another overachiever, offering up to 3.30% APY. That&#8217;s more than 40 times the national average for checking accounts. But like Axos ONE Savings, you&#8217;ve got to put in some effort to earn the top rate.<\/p>\n\n\n<div class=\"fn_block block_fn_msg_box info\"><div class=\"fn_block__icon\"><\/div><h3 id=\"Not_for_everyone\">Not for everyone<\/h3><p>Axos ONE Savings and Rewards Checking accounts have high APY, but you need to reach some requirements to get all this income.<\/p><p class=\"has-text-left\">\n\t    <a href=\"https:\/\/financer.com\/company\/axos\/redirect\/\" rel=\"sponsored nofollow\" target=\"_blank\" class=\"button is-normal is-primary is-rounded is-large\">Open an account and meet the criteria <\/a>\n\t<\/p><\/div>\n\n\n                <div class=\"fn_block block_fn_msg_box cost search-hero--bg1\">\n\t\t\t\t<h3>How to save <span class=\"compare-amount\">$1,190.00 <\/span> on your loan<\/h3>\n\t\t\t\t<p>The price difference for a $500.00 loan in 90 days is $1,190.00.<\/p>\n\t\t\t\t<p class=\"has-text-left\"><a href=\"https:\/\/financer.com\/results\/?query=1&filter_non_affiliate=1&param_amount=500&param_period=90\" class=\"button is-normal is-primary is-rounded\">Find out how<\/a><\/p>\n                <\/div><div class='fn_block block_fn_msg_box rocket search-hero--bg1'><h3>Increase your investing returns in 5 minutes<\/h3><p>Dedicated stock broker are typically much cheaper than banks<\/p><p class=\"has-text-left\"><a href='https:\/\/financer.com\/company\/bitpanda\/' class='button is-normal is-primary is-rounded'>Compare stock brokers now<\/a><\/p><\/div><h2 class=\"wp-block-heading\" id=\"Axos_High_Yield_Savings_Account\">Axos High Yield Savings Account<\/h2>\n\n\n\n<p>Axos Bank&#8217;s High Yield Savings account stands out among many standard savings options. While it may not offer the highest rate in the market, it provides a notably above-average return on your savings.<\/p>\n\n\n\n<p>Let&#8217;s break it down:<\/p>\n\n\n\n<ul>\n<li><strong>APY<\/strong>: Up to 0.61%<\/li>\n\n\n\n<li><strong>Minimum opening deposit<\/strong>: $250<\/li>\n\n\n\n<li><strong>Monthly fees<\/strong>: Zero, nothing, nada, zilch.<\/li>\n<\/ul>\n\n\n\n<p>Now, 0.61% might not sound like much, but it&#8217;s actually about\u00a0<strong>1.5 times the national average<\/strong>\u00a0of 0.41%. Not bad, right?<\/p>\n\n\n\n<p>But here&#8217;s where it gets interesting. Axos has a secret weapon called the Axos ONE account. This bad boy combines checking and savings, offering a jaw-dropping\u00a0<strong>4.86% APY<\/strong>\u00a0on your savings balance.<\/p>\n\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.com\/company\/axos\/redirect\/\" class=\"button  is-rounded is-primary is-medium is-fullwidth\" target=\"_blank\"  rel=\"sponsored nofollow\">Open an Axos ONE account now<\/a><\/div>\n\n\n<p>Let&#8217;s see how Axos stacks up against some other big players in the high-yield savings game:<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-fn-tables shortcode-no\"><table><thead><tr><th class=\"has-text-align-center\" data-align=\"center\">Bank<\/th><th class=\"has-text-align-center\" data-align=\"center\">APY<\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\">Axos Bank<\/td><td class=\"has-text-align-center\" data-align=\"center\">0.61% (up to 4.86% with ONE account)<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">SoFi<\/td><td class=\"has-text-align-center\" data-align=\"center\">0.50% <\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Best Credit Union<\/td><td class=\"has-text-align-center\" data-align=\"center\">0.25%<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">CTI Bank<\/td><td class=\"has-text-align-center\" data-align=\"center\">0.25%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>As you can see, Axos can lead the ranking with its standard savings account. But that Axos ONE account? It&#8217;s leaving the competition in the dust.<\/p>\n\n\n\n<p>Here&#8217;s what makes the Axos High Yield Savings account stand out:<\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"check\"><h3 id=\"Axos_High_Yield_Savings_account\">Axos High Yield Savings account<\/h3><li><p><strong>No monthly fees: <\/strong>Your money grows without getting nibbled away by pesky charges.<\/p>\n<\/li><li><p><strong>ATM card available<\/strong>: Unlike many online savings accounts, you can request an ATM card for easy access to your cash.<\/p>\n<\/li><li><p><strong>Daily compounding interest<\/strong>: Your money makes money every single day.<\/p>\n<\/li><\/ul><\/div>\n\n\n<p>But remember, to get that sweet 4.86% APY, you need to meet some requirements with the linked checking account.<\/p>\n\n\n\n<p>So, is the Axos High Yield Savings account right for you? If you&#8217;re looking for a solid\u00a0savings account\u00a0with no fees and above-average rates, it&#8217;s definitely worth considering. And if you&#8217;re willing to go all-in with the Axos ONE account, you could be looking at some of the <strong>highest savings rates in the country<\/strong>.<\/p>\n\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.com\/company\/axos\/redirect\/\" class=\"button  is-rounded is-primary is-medium is-fullwidth\" target=\"_blank\"  rel=\"sponsored nofollow\">Open an Axos ONE account now<\/a><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Axos_Investment_Platform_Guide\">Axos Investment Platform Guide<\/h2>\n\n\n\n<p>Okay, now we know all the good (and the few bad) of Axos Bank&#8217;s accounts. But did you know you can also make investments through the platform? Let&#8217;s examine Axos Invest services.<\/p>\n\n\n\n<p>We&#8217;ll analyze their investment offerings to determine if they&#8217;re a suitable choice for your financial goals.<\/p>\n\n\n\n<p>Axos offers two main flavors of investing:<\/p>\n\n\n\n<ul>\n<li><strong>Managed Portfolios<\/strong>: For those who want a hands-off approach.<\/li>\n\n\n\n<li><strong>Self-Directed Trading<\/strong>: For the DIY investors who like to call their own shots.<\/li>\n<\/ul>\n\n\n\n<p>Let&#8217;s break these down.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Managed_Portfolios\">Managed Portfolios<\/h3>\n\n\n\n<p>Think of this as the &#8220;set it and forget it&#8221; option. Here&#8217;s the lowdown:<\/p>\n\n\n\n<ul>\n<li><strong>Annual fee<\/strong>: 0.24% (That&#8217;s $24 for every $10,000 invested)<\/li>\n\n\n\n<li><strong>Minimum investment<\/strong>: $500<\/li>\n\n\n\n<li><strong>Investment types<\/strong>: Exchange-Traded Funds (ETFs)<\/li>\n<\/ul>\n\n\n\n<p>Axos uses fancy algorithms to create a portfolio based on your goals and risk tolerance. They&#8217;ll even rebalance it for you.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Self_Directed_Trading\">Self-Directed Trading<\/h3>\n\n\n\n<p>For those who like to be in the driver&#8217;s seat:<\/p>\n\n\n\n<ul>\n<li><strong>Stock and ETF trades<\/strong>: $0 commission (That&#8217;s right, free!)<\/li>\n\n\n\n<li><strong>Options contracts<\/strong>: $1.00 per contract<\/li>\n\n\n\n<li><strong>Mutual funds<\/strong>: $0 per trade for no-load funds<\/li>\n<\/ul>\n\n\n\n<p>You can trade stocks, ETFs, options, and mutual funds. Plus, they offer real-time market data and research tools to help you make informed decisions.<\/p>\n\n\n\n<p>Now, let&#8217;s look at the pros and cons of investing with Axos.<\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-2 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><div class=\"fn_block block_fn_pros_cons\"><ul class=\"like\"><h3>Pros of Axos Invest<\/h3><li><p><strong>Low fees<\/strong>: The 0.24% fee for managed portfolios is lower than many robo-advisors.<\/p>\n<\/li><li><p><strong>No commissions<\/strong>\u00a0on stock and ETF trades for self-directed accounts.<\/p>\n<\/li><li><p><strong>Integration with Axos Bank accounts<\/strong>: Easy to move money between your bank and investment accounts.<\/p>\n<\/li><li><p><strong>Educational resources<\/strong>: They offer tools and articles to help you learn about investing.<\/p>\n<\/li><\/ul><\/div><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><div class=\"fn_block block_fn_pros_cons\"><ul class=\"dislike\"><h3>Cons of Axos Invest<\/h3><li><p><strong>Limited investment options<\/strong>: No access to cryptocurrency or forex trading.<\/p>\n<\/li><li><p><strong>No fractional shares<\/strong>: You have to buy whole shares, which can be limiting for some investors.<\/p>\n<\/li><li><p><strong>Less established<\/strong>: Axos isn&#8217;t as well-known in the investing world as some bigger players.<\/p>\n<\/li><\/ul><\/div><\/div>\n<\/div>\n\n\n\n<p>So, is Axos the right place for your investments? It depends on what you&#8217;re looking for. If you&#8217;re an Axos Bank customer who wants a simple way to start investing, their platform could be a good fit. The managed portfolios offer a solid, low-cost option for hands-off investors.<\/p>\n\n\n\n<p>For more active traders, the self-directed account offers commission-free trades, which is always nice. But if you&#8217;re looking for advanced trading tools or a wide range of investment options, you might want to shop around.<\/p>\n\n\n<div class=\"fn_block block_fn_msg_box warning\"><div class=\"fn_block__icon\"><\/div><h3 id=\"Be_aware_of_the_risks\">Be aware of the risks<\/h3><p>Remember,\u00a0investing always carries risk, and past performance doesn&#8217;t guarantee future results. It&#8217;s like trying to predict the weather &#8211; sometimes you&#8217;ll get caught in the rain no matter what the forecast says.<\/p><\/div>\n\n\n<p>Before you dive in, make sure you understand your own financial goals and risk tolerance. And if you&#8217;re not sure, there&#8217;s no shame in talking to a financial advisor. <\/p>\n\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.com\/company\/axos\/redirect\/\" class=\"button  is-rounded is-primary is-medium is-fullwidth\" target=\"_blank\"  rel=\"sponsored nofollow\">Start investing with Axos today<\/a><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Steps_to_Start_Banking_With_Axos\">Steps to Start Banking With Axos<\/h2>\n\n\n\n<p>Now that you&#8217;ve researched Axos Bank, problably you have decided to open an account. So, let&#8217;s go through the process step by step. Opening an account with this digital bank is a straightforward procedure that can be completed entirely online.<\/p>\n\n\n<h3 id=\"How_to_Open_an_Account_in_Axos_Bank\">How to Open an Account in Axos Bank<\/h3><h4>Steps<\/h4><div class=\"single-article__steps-toc_step\"><a href=\"#step_1\">1. Choose Your Account<\/a><\/div><div class=\"single-article__steps-toc_step\"><a href=\"#step_2\">2. Gather Your Documents<\/a><\/div><div class=\"single-article__steps-toc_step\"><a href=\"#step_3\">3. Visit the Axos Website<\/a><\/div><div class=\"single-article__steps-toc_step\"><a href=\"#step_4\">4. Fill Out the Application<\/a><\/div><div class=\"single-article__steps-toc_step\"><a href=\"#step_5\">5. Verify Your Identity<\/a><\/div><div class=\"single-article__steps-toc_step\"><a href=\"#step_6\">6. Set Up Online Access<\/a><\/div><div class=\"single-article__steps-toc_step\"><a href=\"#step_7\">7. Acess Your Account<\/a><\/div><div class=\"single-article__steps\">        <style>\n            .single-article__steps-items .single-article__steps-content {\n                background: #FFFFFF;\n                padding: 30px;\n                margin: 0 0 30px 0;\n                border-radius: 10px;\n                box-shadow: 0 0 10px 0 rgba(0, 0, 0, 0.14);\n                width: calc(100% - 5px);\n            }\n            .single-article__steps-items .single-article__steps-counter {\n                padding: 5px 20px;\n                border-radius: 3px;\n                background-color: #F5E7D8;\n                display: inline-block;\n                top: 15px;\n                left: -30px;\n                position: relative;\n                font-size: 16px;\n                font-weight: 600;\n            }\n\/*            .single-article__steps-items::before {\n                content: \"\";\n                position: absolute;\n                top: 20px;\n                left: 0;\n                height: calc(100% + 40px);\n                border-left: 2px dashed #e0e0e1;\n            }*\/\n            .single-article__conclusion-tag {\n                padding: 5px 20px;\n                border-radius: 3px;\n                color: #000000;\n                background-color: #F5E7D8;\n                display: inline-block;\n                top: 15px;\n                left: -30px;\n                position: relative;\n                font-size: 16px;\n                font-weight: 600;\n            }\n            .single-article__conclusion-item {\n                background: #FFFFFF;\n                padding: 30px;\n                margin: 0 0 30px 0;\n                border-radius: 10px;\n                box-shadow: 0 0 10px 0 rgba(0, 0, 0, 0.14);\n            }\n        <\/style>\n        <div class=\"single-article__steps-items\"><div class=\"single-article__steps-counter\" id=\"step_1\">Step 1<\/div><div class=\"single-article__steps-content\"><h3 id=\"Choose-Your-Account\">Choose Your Account<\/h3><p>First things first, decide which Axos account fits your financial goals. Whether it&#8217;s the high-yield savings, the rewards checking, or the ONE account that&#8217;s caught your eye, know what you want before you start.<\/p><\/div><div class=\"single-article__steps-counter\" id=\"step_2\">Step 2<\/div><div class=\"single-article__steps-content\"><h3 id=\"Gather-Your-Documents\">Gather Your Documents<\/h3><p>Assemble the usual &#8211; your valid ID (driver&#8217;s license or state ID), Social Security number, and a valid U.S. mailing address. If you&#8217;re opening a joint account, have this info for all account holders.<\/p><\/div><div class=\"single-article__steps-counter\" id=\"step_3\">Step 3<\/div><div class=\"single-article__steps-content\"><h3 id=\"Visit-the-Axos-Website\">Visit the Axos Website<\/h3><p><a href=\"https:\/\/financer.com\/company\/axos\/redirect\/\" target=\"_blank\" rel=\"sponsored noopener nofollow\">Click here<\/a> to acess Axos Bank and click on the button &#8220;Sign In&#8221;, on the top right corner. Then, go for &#8220;Account Login&#8221;.<\/p><\/div><div class=\"single-article__steps-counter\" id=\"step_4\">Step 4<\/div><div class=\"single-article__steps-content\"><h3 id=\"Fill-Out-the-Application\">Fill Out the Application<\/h3><p>There are some fields to be filled about your personal information, such as Name, Date of Birth and Social Security Number. When done, click in Next.<\/p><\/div><div class=\"single-article__steps-counter\" id=\"step_5\">Step 5<\/div><div class=\"single-article__steps-content\"><h3 id=\"Verify-Your-Identity\">Verify Your Identity<\/h3><p>Axos will need to confirm you are who you say you are. They might ask some security questions or request additional documentation.<\/p><\/div><div class=\"single-article__steps-counter\" id=\"step_6\">Step 6<\/div><div class=\"single-article__steps-content\"><h3 id=\"Set-Up-Online-Access\">Set Up Online Access<\/h3><p>Once your account is approved, you&#8217;ll receive instructions to set up your online banking credentials. Remembert to choose a strong password.<\/p><\/div><\/div>            <div class=\"single-article__conclusion\">\n                <div class=\"single-article__conclusion-tag\" id=\"step_7\">Welcome to online Banking<\/div>\n                <div class=\"single-article__conclusion-item\">\n                    <div class=\"single-article__conclusion-content\">\n                                                <p>Congratulations! You&#8217;re now an Axos banker. Explore your account features, set up direct deposit if you want, and start enjoying those sweet, sweet high-yield savings rates.<\/p>                    <\/div>\n                <\/div>\n            <\/div>\n            <\/div>\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.com\/company\/axos\/redirect\/\" class=\"button  is-rounded is-primary is-medium is-fullwidth\" target=\"_blank\"  rel=\"sponsored nofollow\">Open your Axos account now<\/a><\/div>\n\n\n<p>Remember,\u00a0<strong>Axos offers 24\/7 customer support<\/strong>, so if you get stuck at any point, help is just a phone call away.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Axos_Bank_Mobile_App\">Axos Bank Mobile App<\/h2>\n\n\n\n<p>In today&#8217;s fast-paced world, your bank should move as quickly as you do. That&#8217;s why Axos Bank Mobile App is so important. Let&#8217;s take a closer look at this digital dynamo.<\/p>\n\n\n\n<p>First of all, look at what real clients think about it.<\/p>\n\n\n\n<ul>\n<li><strong>App Store Rating<\/strong>: 4.7 out of 5 stars (based on 13,700+ ratings)<\/li>\n\n\n\n<li><strong>Google Play Rating<\/strong>: 4.5 out of 5 stars (based on 6,200+ ratings)<\/li>\n<\/ul>\n\n\n\n<p>Now, let&#8217;s break down what makes this app tick:<\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"check\"><h3 id=\"Axos_Bank_Mobile_App_Key_Features_\">Axos Bank Mobile App Key Features <\/h3><li><p><strong>All-In-One Dashboard<\/strong>: View all your Axos accounts in one place.<\/p>\n<\/li><li><p><strong>Mobile Check Deposit<\/strong>: Deposit checks by snapping a photo.<\/p>\n<\/li><li><p><strong>Bill Pay<\/strong>: Pay bills directly from the app.<\/p>\n<\/li><li><p><strong>Money Transfers<\/strong>: Move money between accounts or send to friends in an instant.<\/p>\n<\/li><li><p><strong>Credit Score Monitoring<\/strong>: Keep an eye on your credit score for free.<\/p>\n<\/li><li><p><strong>Budgeting Tools<\/strong>: Track your spending and set financial goals.<\/p>\n<\/li><li><p><strong>Easy Investing: <\/strong>Investments are a click away.<\/p>\n<\/li><\/ul><\/div>\n\n\n<p>Axos takes your security seriously. They&#8217;ve also packed this app with a lot ot protective features. Check out:<\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"check\"><h3 id=\"Security_Features\">Security Features<\/h3><li><p><strong>Biometric Authentication<\/strong>: Use your fingerprint or face to log in.<\/p>\n<\/li><li><p><strong>Two-Factor Authentication<\/strong>: An extra layer of security to keep the bad guys out.<\/p>\n<\/li><li><p><strong>Instant Card Lock<\/strong>: Misplace your card? Lock it instantly from the app.<\/p>\n<\/li><li><p><strong>Encryption<\/strong>: All your data is encrypted. Even if someone intercepts it, all they&#8217;ll see is gibberish.<\/p>\n<\/li><\/ul><\/div>\n\n\n<p>Now, let&#8217;s weigh the pros and cons of Axos Bank Mobile App<\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-3 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><div class=\"fn_block block_fn_pros_cons\"><ul class=\"like\"><h3>Pros<\/h3><li><p>User-friendly interface<\/p>\n<\/li><li><p>Comprehensive account management<\/p>\n<\/li><li><p>Free credit score monitoring<\/p>\n<\/li><li><p>Robust security features<\/p>\n<\/li><li><p>24\/7 customer support via chat<\/p>\n<\/li><\/ul><\/div><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><div class=\"fn_block block_fn_pros_cons\"><ul class=\"dislike\"><h3>Cons<\/h3><li><p>Some Android users report occasional glitches<\/p>\n<\/li><li><p>Doesn&#8217;t support Zelle for peer-to-peer payments<\/p>\n<\/li><li><p>Limited customization options<\/p>\n<\/li><li><p>Some features may require desktop access<\/p>\n<\/li><\/ul><\/div><\/div>\n<\/div>\n\n\n\n<p>The Axos Bank Mobile App isn&#8217;t just a nice-to-have &#8211; it&#8217;s a powerful tool for managing your\u00a0<a href=\"https:\/\/financer.com\/personal-finance\/\" target=\"_blank\" rel=\"noreferrer noopener\">personal finances<\/a>. It&#8217;s like having a branch, an ATM, and a financial advisor all rolled into one sleek package that fits in your pocket.<\/p>\n\n\n<div class=\"fn_block block_fn_msg_box company\"><div class=\"fn_block__icon\"><\/div><h3 id=\"Best_Mobile_Banking\">Best Mobile Banking<\/h3><p>Axos Bank was recently awarded &#8220;Best for Mobile Banking&#8221; by GOBankingRates.com. That&#8217;s like winning an Oscar in the world of digital banking!<\/p><p class=\"has-text-left\">\n\t    <a href=\"https:\/\/financer.com\/company\/axos\/redirect\/\" rel=\"sponsored nofollow\" target=\"_blank\" class=\"button is-normal is-primary is-rounded is-large\">Download the Axos Mobile App now! <\/a>\n\t<\/p><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Support_Options_for_Axos_Customers\">Support Options for Axos Customers<\/h2>\n\n\n\n<p>We&#8217;ve covered a lot of ground about Axos Bank, from their high-yield savings accounts to their mobile app. But what happens when you need a helping hand? Let&#8217;s dive into Axos Bank&#8217;s support options. After all, even the most tech-savvy among us sometimes need to talk to a real human.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"i247_Phone_Support\">24\/7 Phone Support<\/h3>\n\n\n\n<p>Axos Bank takes the cake when it comes to round-the-clock support. Their phone lines are open 24\/7, which is really rare.<\/p>\n\n\n\n<p><strong>Phone number<\/strong>: 1-888-502-2967<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Live_Chat\">Live Chat<\/h3>\n\n\n\n<p>Axos Bank&#8217;s website features a live chat option with their virtual assistant, Evo. It&#8217;s available 24\/7 and can handle basic queries.<\/p>\n\n\n\n<p>If Evo can&#8217;t solve your problem, it&#8217;ll connect you to a human agent.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Social_Media\">Social Media<\/h3>\n\n\n\n<p>Axos Financial maintains active profiles on major social media platforms, such as Facebook, Instagram, LinkedIn and X. While they don&#8217;t recommend sharing sensitive info here, it&#8217;s a great place for general queries and to stay updated on Axos news.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Email_Support\">Email Support<\/h3>\n\n\n\n<p>While not prominently advertised, Axos does offer email support at\u00a0<a href=\"mailto:customerservice@axosbank.com\" target=\"_blank\" rel=\"noreferrer noopener\">customerservice@axosbank.com<\/a>. It&#8217;s not the fastest option, but it&#8217;s there if you need it.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"The_Truth_About_Axos_Customer_Service\">The Truth About Axos Customer Service<\/h2>\n\n\n\n<p>Customer reviews about Axos support are mixed. Many praise the 24\/7 availability and knowledgeable staff. However, some customers report long wait times during peak hours.<\/p>\n\n\n\n<p>Overall, Axos Financial offers a robust set of support options. The 24\/7 availability is a standout feature, especially for night owls and international customers. While there&#8217;s always room for improvement, Axos seems committed to helping customers whenever and however they need it.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Financercom_Users_Reviews\">Financer.com Users Reviews<\/h3>\n\n\n\n<p>Financer.com also receives reviews and feedback about financial companies. Let&#8217;s examine what our users are saying about Axos Bank:<\/p>\n\n\n\n<p>Financer.com users have reported highly positive experiences with Axos Bank. Many customers commend Axos for its innovative approach to banking, particularly highlighting the seamless online experience and user-friendly mobile app.<\/p>\n\n\n<div class=\"fn_block block_fn_msg_box key-takeaways\"><div class=\"fn_block__icon\"><\/div><h3 id=\"Customer_Satisfction\">Customer Satisfction<\/h3><p>All the reviews we&#8217;ve received for Axos Bank have been 5\/5 stars, indicating a high level of customer satisfaction among our users.<\/p><p class=\"has-text-left\">\n\t    <a href=\"https:\/\/financer.com\/company\/axos\/\"   class=\"button is-normal is-primary is-rounded is-large\">Open an account now to enjoy this service <\/a>\n\t<\/p><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Is_Axos_Bank_Right_for_You\">Is Axos Bank Right for You<\/h2>\n\n\n\n<p>Alright, folks, in this Axos Bank review we&#8217;ve taken a deep dive into the world of Axos Financial. We&#8217;ve looked at their accounts, peeked at their mobile app, and even explored their customer support options. Now comes the million-dollar question: <strong>Is Axos Bank the right fit for you<\/strong>?<\/p>\n\n\n\n<p>This question often is yes! So, let&#8217;s do this in the inverted way. For whom Axos is nor right?<\/p>\n\n\n\n<ul>\n<li><strong>You prefer face-to-face banking<\/strong>: Axos is online-only, so if you like chatting with a teller, this isn&#8217;t your jam.<\/li>\n\n\n\n<li><strong>You need to deposit cash frequently<\/strong>: While possible, it&#8217;s not as convenient as with traditional banks.<\/li>\n\n\n\n<li><strong>You&#8217;re after the absolute highest CD rates<\/strong>: Axos Bank CDs rates aren&#8217;t competitive compared to some other online banks.<\/li>\n<\/ul>\n\n\n\n<p>If you&#8217;re not in any of those places, there&#8217;s a high chance Axos is the best choice for you. <\/p>\n\n\n<div class=\"fn_block block_fn_msg_box boxed\"><div class=\"fn_block__icon\"><\/div><h3 id=\"Your_financial_soulmate\">Your financial soulmate<\/h3><p>If you&#8217;re comfortable in the digital world, value high yields and low fees, and don&#8217;t mind saying goodbye to physical branches, then Axos Bank is your financial soulmate.<\/p><\/div>\n\n\n<p>Remember, at the end of the day, the best bank for you is the one that helps you reach your financial goals while fitting seamlessly into your life. Happy banking!<\/p>\n\n\n<div class=\"fn_block block_fn_faq_list\"><h3 id=\"Axos_Bank_FAQs\">Axos Bank FAQs<\/h3><h4>Is Axos Bank Safe and FDIC Insured?<\/h4><div class=\"faq_inner\"><p><span style=\"font-weight: 400;\">Yes, Axos Bank is FDIC insured (FDIC #35546), providing protection for up to $250,000 per depositor, per ownership category. Axos employs robust security measures, including 128-bit SSL encryption and multi-factor authentication. With over 20 years of operation and $20.3 billion in assets, Axos has established itself as a reputable online bank, prioritizing customer security and financial stability.<\/span><\/p><\/div><h4>How Do I Open an Axos Bank Account?<\/h4><div class=\"faq_inner\"><p><span style=\"font-weight: 400;\">Opening an Axos Bank account is a straightforward online process. <a href=\"#steps\" target=\"_blank\" rel=\"noopener\">Check a step-by-step here<\/a>. The application typically takes 5-10 minutes to complete. Axos offers various account options, including checking, savings, and CDs, with some accounts requiring no minimum opening deposit.<\/span><\/p><\/div><h4>What Are The Pros And Cons Of Banking With Axos?<\/h4><div class=\"faq_inner\"><p><span style=\"font-weight: 400;\">Axos Bank offers several advantages, including high-yield savings rates up to 4.86% APY, no monthly maintenance fees on most accounts, and unlimited domestic ATM fee reimbursements. Their 24\/7 customer support and user-friendly mobile app are also noteworthy. However, Axos lacks physical branches, which may be inconvenient for those preferring in-person banking. Additionally, their CD rates are less competitive compared to other online banks.<\/span><\/p><\/div><h4>What Fees Does Axos Charge For Their Banking Services?<\/h4><div class=\"faq_inner\"><p><span style=\"font-weight: 400;\">Axos Bank is known for its low-fee structure. Most accounts, including checking and savings, have no monthly maintenance fees. They also offer unlimited domestic ATM fee reimbursements on many accounts. However, some fees do apply, such as $35 for outgoing domestic wires and $45 for international wires. Axos may charge a $10 excess transaction fee for certain savings accounts if you exceed the monthly transaction limit.<\/span><\/p><\/div><h4>What Types Of Loans Does Axos Bank Offer?<\/h4><div class=\"faq_inner\"><p><span style=\"font-weight: 400;\">Axos Bank provides a variety of loan products to meet different financial needs. Their offerings include personal loans (ranging from $5,000 to $50,000), home mortgages (including FHA and VA loans), auto loans, and commercial real estate loans. Axos also offers home equity loans and lines of credit. Personal loan terms range from 2 to 5 years, with funds typically deposited within two days of approval.<\/span><\/p><\/div><h4>How Does Axos Mobile Banking App Work?<\/h4><div class=\"faq_inner\"><p><span style=\"font-weight: 400;\">The Axos mobile banking app, available for iOS and Android, offers comprehensive account management features. Users can check balances, transfer funds, deposit checks remotely, pay bills, and monitor their credit score for free. The app employs biometric authentication for enhanced security. With a 4.7-star rating on the App Store and a 4.5-star rating on Google Play, the app is praised for its user-friendly interface and robust functionality.<\/span><\/p><\/div><\/div>","protected":false},"author":41391,"featured_media":85427,"parent":0,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"","categories":[89,1076,16],"company_type":[6,5],"overall_rating":"5.00000000","_links":{"self":[{"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/company_single\/21389"}],"collection":[{"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/company_single"}],"about":[{"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/types\/company_single"}],"author":[{"embeddable":true,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/users\/41391"}],"replies":[{"embeddable":true,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/comments?post=21389"}],"version-history":[{"count":50,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/company_single\/21389\/revisions"}],"predecessor-version":[{"id":85676,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/company_single\/21389\/revisions\/85676"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/media\/85427"}],"wp:attachment":[{"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/media?parent=21389"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/categories?post=21389"},{"taxonomy":"company_type","embeddable":true,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/company_type?post=21389"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}