{"id":22412,"date":"2021-09-17T06:57:54","date_gmt":"2021-09-17T13:57:54","guid":{"rendered":"https:\/\/financer.com\/?post_type=company_single&#038;p=22412"},"modified":"2024-05-22T08:52:50","modified_gmt":"2024-05-22T15:52:50","slug":"destiny-mastercard","status":"publish","type":"company_single","link":"https:\/\/financer.com\/company\/genesis-financial-solutions\/destiny-mastercard\/","title":{"rendered":"Destiny Mastercard\u00ae"},"content":{"rendered":"\n<p>The Destiny Mastercard\u00ae is an unsecured credit card for consumers with a bad credit history or an imperfect credit score.<\/p>\n\n\n\n<p>The Destiny credit card can help you rebuild your credit score and get access to a small line of credit with an initial <strong>credit limit of $300<\/strong>. The <strong>annual fee is $59 to $99<\/strong> and it is issued by First Electronic Bank.<\/p>\n\n\n<div class=\"wp-block-image shortcode-no\">\n<figure class=\"aligncenter\"><img decoding=\"async\" src=\"https:\/\/assets.experiancs.com\/images\/A028G00005.png?hs=a876922847b007e84769f831d53db3a8\" alt=\"Destiny\u00ae Mastercard\u00ae\"><\/figure><\/div>\n\n\n<div style=\"height:31px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/www.dpbolvw.net\/click-100462915-14550998\" class=\"button  is-rounded is-primary is-inverted is-outlined is-large is-arrow\" target=\"_blank\"  >Pre-Qualify Now<\/a><\/div>\n\n\n<p>Destiny <a href=\"https:\/\/financer.com\/how-to\/use-your-card-safely\/\">credit cards<\/a> offer numerous benefits, including:<\/p>\n\n\n\n<ul>\n<li>$0 fraud liability for unauthorized use.<\/li>\n\n\n\n<li>Pre-qualification without any impact on your <a href=\"https:\/\/financer.com\/wiki\/credit-score\/\" data-type=\"wiki\" data-id=\"715\">credit score<\/a>.<\/li>\n\n\n\n<li>A range of Destiny <a href=\"https:\/\/financer.com\/how-to\/stop-automatic-payments-to-credit-card\/\">credit card<\/a> designs.<\/li>\n\n\n\n<li>Reporting to <strong>all three major credit bureaus<\/strong>.<\/li>\n<\/ul>\n\n\n\n<p><br>The benefits of the Mastercard include identity theft protection and zero liability protection. The Destiny card does not offer a reward program and there is no introductory bonus when applying for a Destiny Mastercard\u00ae. <\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Requirements<\/h3>\n\n\n\n<p>The Destiny credit card is ideal for anyone who wants to rebuild their credit. To be pre-qualified or approved, you must:<\/p>\n\n\n\n<ul>\n<li>Be at least 18 years old (19 in AL).<\/li>\n\n\n\n<li>Have a valid Social Security number.<\/li>\n\n\n\n<li>Have a physical address and a US IP address.<\/li>\n\n\n\n<li>Not have had a Destiny Card that was charged off due to delinquency.<\/li>\n\n\n\n<li>Meet additional credit qualification criteria, including a review of your income and your debt, and identity verification requirements.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Fees<\/h3>\n\n\n\n<p>The fees for the  Destiny Mastercard\u00ae include the following:<\/p>\n\n\n\n<ul>\n<li><strong>Penalty APR<\/strong>: 24.90%<\/li>\n\n\n\n<li><strong>Annual Fee<\/strong>: $59-$99<\/li>\n\n\n\n<li><strong>Late Fee:<\/strong> Up to $40<\/li>\n\n\n\n<li><strong>Returned Payment Fee:<\/strong> Up to $40<\/li>\n\n\n\n<li><strong>Additional Cards Annual Fee:<\/strong> N\/A<\/li>\n\n\n\n<li><strong>Foreign Transaction Fee:<\/strong> 1%<\/li>\n\n\n\n<li><strong>Cash Advance APR<\/strong>: 29.9%<\/li>\n\n\n\n<li><strong>Cash Advance Fee:<\/strong> $0 during the first year; then $5 or 5% per transaction.<\/li>\n\n\n\n<li><strong>Intro Balance Transfer APR<\/strong>: N\/A<\/li>\n\n\n\n<li><strong>Regular Balance Transfer APR<\/strong>: N\/A<\/li>\n\n\n\n<li><strong>Balance Transfer Fee<\/strong>: See terms<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<p>As the Destiny Mastercard\u00ae is an unsecured credit card for bad credit, it doesn&#8217;t require any security deposit. The card can be used anywhere Mastercard is accepted online, in-app, and in-store. <\/p>\n\n\n\n<p>Payments are reported to all three major credit bureaus and pre-qualification won&#8217;t impact your credit score.<\/p>\n\n\n\n<p>Here&#8217;s how the Destiny Mastercard\u00ae compares to other credit cards:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Contacting Customer Service<\/h3>\n\n\n\n<p>You can contact Destiny Customer Services at:<\/p>\n\n\n\n<p>Genesis FS Card Services<br>PO Box 4477 <br>Beaverton, OR<br>97076-4477<\/p>\n\n\n\n<p>Toll-free customer service number: 1-844-222-5695<\/p>\n\n\n\n<p>Read more Destiny credit card reviews below.<\/p>\n\n\n<div class=\"fn_block block_fn_faq_list\"><h3>Frequently Asked Questions<\/h3><h4>How do I pre-qualify for the Destiny\u00ae Mastercard\u00ae?<\/h4><div class=\"faq_inner\"><p>Pre-qualification is easy; simply submit the quick pre-qualification form <a href=\"https:\/\/financer.com\/company\/first-electronic-bank\/destiny-mastercard\/redirect\/?unq=6144aa1aa3b90\" rel=\"sponsored noopener nofollow\" target=\"_blank\">online<\/a> and get results within minutes.<\/p><\/div><h4>Can I apply with bad credit?<\/h4><div class=\"faq_inner\"><p>The Destiny\u00ae Mastercard\u00ae is a perfect card for those with imperfect credit. All credit histories will be considered, even with a prior bankruptcy.<\/p><\/div><h4>Can I apply over the phone?<\/h4><div class=\"faq_inner\"><p>There is not a phone application option available.<\/p><\/div><h4>When will I receive my card?<\/h4><div class=\"faq_inner\"><p>In most cases, you&#8217;ll receive your card within 14 days of approval.\u00a0<\/p><\/div><h4>Do I get fraud protection?<\/h4><div class=\"faq_inner\"><p>Yes. If your card is lost or stolen, call 1-888-260-4532\u00a0right away. If your card is lost or stolen and used without your permission, you may not be responsible for those charges.<\/p><\/div><h4>What is the Destiny credit card login?<\/h4><div class=\"faq_inner\"><p>The Destiny credit card login can be found at <a href=\"https:\/\/destiny.myfinanceservice.com\">https:\/\/destiny.myfinanceservice.com<\/a>.<\/p><\/div><\/div>","protected":false},"author":11463,"featured_media":21589,"parent":23475,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"","categories":[10],"company_type":[1269],"overall_rating":"0.00000000","_links":{"self":[{"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/company_single\/22412"}],"collection":[{"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/company_single"}],"about":[{"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/types\/company_single"}],"author":[{"embeddable":true,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/users\/11463"}],"replies":[{"embeddable":true,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/comments?post=22412"}],"version-history":[{"count":50,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/company_single\/22412\/revisions"}],"predecessor-version":[{"id":78215,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/company_single\/22412\/revisions\/78215"}],"up":[{"embeddable":true,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/company_single\/23475"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/media\/21589"}],"wp:attachment":[{"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/media?parent=22412"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/categories?post=22412"},{"taxonomy":"company_type","embeddable":true,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/company_type?post=22412"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}