{"id":22629,"date":"2021-09-22T07:03:35","date_gmt":"2021-09-22T14:03:35","guid":{"rendered":"https:\/\/financer.com\/?post_type=company_single&#038;p=22629"},"modified":"2024-11-06T00:41:35","modified_gmt":"2024-11-06T08:41:35","slug":"loansunder36","status":"publish","type":"company_single","link":"https:\/\/financer.com\/company\/loansunder36\/","title":{"rendered":"LoansUnder36"},"content":{"rendered":"\n<p>If you are looking for a quick loan under $35,000 and have bad credit, then you may want to consider LoansUnder36 &#8211; an online lending marketplace that connects borrowers with lenders. <\/p>\n\n\n\n<p>The platform has over 100 lenders and rates start from 5.99% to 35.99%. There is no application fee or minimum credit score required to qualify for a loan offer and funds are released as soon as the next business day.\u00a0<\/p>\n\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.com\/company\/loansunder36\/redirect\/\" class=\"button  is-rounded is-primary is-medium is-arrow\" target=\"_blank\"  rel=\"sponsored nofollow\">Apply for a Loan on LoansUnder36 Now<\/a><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"How_We_Rate_LoansUnder36\"><strong>How We Rate LoansUnder36\u00a0<\/strong><\/h2>\n\n\n\n<p>At Financer.com, all lenders go through a thorough research and review process. Here\u2019s how we rate LoansUnder36:<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-fn-tables shortcode-no\"><table><thead><tr><th>Category<\/th><th>Rating<\/th><\/tr><\/thead><tbody><tr><td>Affordability<\/td><td>\u2b50\u2b50\u2b50<\/td><\/tr><tr><td>Application process<\/td><td>\u2b50\u2b50\u2b50\u2b50<\/td><\/tr><tr><td>Loan terms<\/td><td>\u2b50\u2b50\u2b50\u2b50<\/td><\/tr><tr><td>Transparency<\/td><td>\u2b50\u2b50\u2b50<\/td><\/tr><tr><td>Customer support<\/td><td>\u2b50\u2b50<\/td><\/tr><tr><td>Overall<\/td><td>\u2b50\u2b50\u2b50<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n<div class=\"fn_block block_fn_msg_box company\"><div class=\"fn_block__icon\"><\/div><h3 id=\"Do_We_Recommend_LoansUnder36\">Do We Recommend LoansUnder36?<\/h3>Yes, we recommend LoansUnder36 as a reliable lender marketplace. Skip to our full review below and see <a href=\"#How_Financercom_Rates_LoansUnder36\" data-type=\"internal\" data-id=\"#How_Financercom_Rates_5KFunds\">how we rate LoansUnder36<\/a>.<\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"Heres_what_well_cover_in_this_review\">Here&#8217;s what we&#8217;ll cover in this review:<\/h3>\n\n\n\n\n\n<p>Want to skip the details? Jump to our final verdict <a href=\"#How_Financercom_Rates_LoansUnder36\" data-type=\"internal\" data-id=\"#How_Financercom_Rates_5KFunds\">here<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"LoansUnder36_Overview\"><strong>LoansUnder36 Overview<\/strong><\/h2>\n\n\n\n<p>LoansUnder36 is an online loan broker with more than 100 vetted U.S. lenders offering <a href=\"https:\/\/financer.com\/ask-financer\/what-is-the-interest-rate-on-personal-loans\/\">loans with interest rates<\/a> under 36%.<\/p>\n\n\n\n<p>These personal loans can be used for a range of personal reasons, such as <a href=\"https:\/\/financer.com\/wiki\/debt-consolidation\/\">debt consolidation<\/a>, business expenses, vacations, or home renovations.<\/p>\n\n\n\n<p>The site offers a quick way to obtain multiple loan offers and is suited for borrowers with bad credit looking for loan offerings under $35,000.\u00a0<\/p>\n\n\n\n<p>With LoansUnder36 you can safely compare rates from top lenders without completing lengthy application forms. The process is fast and easy and funds are released as soon as the next business day.\u00a0<\/p>\n\n\n\n<p>The platform has over 100 lenders offering unsecured personal loans from $500 to $35,000.\u00a0<\/p>\n\n\n\n<p><strong>Here&#8217;s a quick summary of 5KFunds:<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table is-style-fn-tables shortcode-no\"><table><thead><tr><th>Overview<\/th><th>Features<\/th><\/tr><\/thead><tbody><tr><td><strong>Loan type:<\/strong><\/td><td>Personal loans<\/td><\/tr><tr><td><strong>Loan amount:<\/strong><\/td><td>$500 &#8211; $35,000<\/td><\/tr><tr><td><strong>Loan term:<\/strong><\/td><td>Up to 60 months<\/td><\/tr><tr><td><strong>APR<\/strong>:<\/td><td>5.99% to 35.99%<\/td><\/tr><tr><td><strong>Min. credit score:<\/strong><\/td><td>None<\/td><\/tr><tr><td><strong>Monthly fees:<\/strong><\/td><td>(Varies by lender)<\/td><\/tr><tr><td><strong>Payout time:<\/strong><\/td><td>One business day<\/td><\/tr><tr><td><strong>Weekend payout:<\/strong><\/td><td>(Varies by lender)<\/td><\/tr><tr><td><strong>Requirements:<\/strong><\/td><td>18 years or older<br>Be a U.S. citizen<br>Have a bank account<br>Have a steady source of income<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Loans can be used for a range of personal reasons, such as debt consolidation, business expenses, vacations, or home renovations.<\/p>\n\n\n\n<p>LoansUnder36 APRs range from 5.99% to 35.99%.<\/p>\n\n\n\n<p>LoansUnder36\u2019s safe and secure online application process matches you with possible lenders and you can review offers before applying.<\/p>\n\n\n\n<p>Want to find out more about their loans? Read our LoansUnder36 review below or view <a href=\"https:\/\/financer.com\/company\/LoansUnder36\/#read-reviews\" data-type=\"URL\" data-id=\"https:\/\/financer.com\/company\/5kfunds\/#read-reviews\">LoansUnder36 reviews<\/a> from customers.<\/p>\n\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.com\/company\/loansunder36\/redirect\/\" class=\"button  is-rounded is-primary is-medium is-arrow\" target=\"_blank\"  rel=\"sponsored nofollow\">Visit LoansUnder36 to get started<\/a><\/div>\n\n\n\t\t<div id=\"genericloan_1_form\" class=\"fs-slider fs-slider--tooltip search-hero--bg1\"><h3>Compare loans from 45 lenders<\/h3><p>Find the cheapest rate with one click<\/p><div class=\"step amount\">    <div class=\"slider_cont step__value\">\n        <span class=\"fl_l_m_15 amount_display\"><\/span>\n    <\/div>\n    <div class=\"step__slider\">\n        <input type=\"range\" data-default-value=\"500\" data-name=\"param_amount\" \/>\n    <\/div>\n<\/div><div class=\"step stepSubmit\"><a id=\"submitSliders\" href=\"https:\/\/financer.com\/results?query=1&non_affiliate=true&param_amount=500&loan_broker_filter_active=true&param_period=360\" data-slider-url=\"https:\/\/financer.com\/results?query=1&non_affiliate=true&param_amount=500&loan_broker_filter_active=true&param_period=360\" data-required=\"results?query=1non_affiliate=true&param_amount=500&loan_broker_filter_active=true&param_period=360&\" class=\"get_results compare button is-primary is-medium is-rounded\">Compare Offers<\/a><\/div>\t\t<\/div><h2 class=\"wp-block-heading\" id=\"LoansUnder36_Pros_and_Cons\"><strong>LoansUnder36 Pros and Cons<\/strong><\/h2>\n\n\n\n<p>Here are some of the pros and cons of LoansUnder36:<\/p>\n\n\n<h3 id=\"Pros\">Pros<\/h3>\n<p><\/p>\n<ul>\n<li>Ideal for borrowers who <strong>don&#8217;t have perfect credit<\/strong><\/li>\n<li>All loans come with <strong>APRs of under 36%<\/strong><\/li>\n<li>Wide range of loan <strong>amounts up to $35,000<\/strong><\/li>\n<li><strong>Quick and safe <\/strong>online application process <\/li>\n<li><strong>No impact to your credit score <\/strong>to check loan offers<\/li>\n<li><strong>No minimum credit score needed <\/strong>to apply<\/li>\n<li>Flexible repayment terms <strong>up to 72 months<\/strong><\/li>\n<li>Multiple <strong>customer support options<\/strong><\/li>\n<li><strong>Fast funding to your bank account <\/strong>in one business day<\/li>\n<\/ul>\n\n\n<p>LoansUnder36 is a lender that offers borrowers with bad credit the ability to get loan offers from multiple US lenders online. APRs are capped at 36% so this is a great alternative to applying for <a href=\"https:\/\/financer.com\/loans\/payday-loans\/\" data-type=\"page\" data-id=\"199\" target=\"_blank\" rel=\"noreferrer noopener\">payday loans<\/a>. <\/p>\n\n\n\n<p>The online application process is very fast and easy &#8211; similar to other online lenders &#8211; making this an easy and affordable way of obtaining bad credit loans. <\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"dislike\"><h3 id=\"Cons\">Cons<\/h3><li><p><strong>Specific eligibility requirements not listed<\/strong> as it varies by lender<\/p>\n<\/li><li><p><strong>Not available <\/strong>in New York, Vermont, West Virginia, and Alaska<\/p>\n<\/li><li><p><strong>Not a direct lender <\/strong>so loan terms can&#8217;t be guaranteed<\/p>\n<\/li><\/ul><\/div>\n\n\n<p>The only real drawback is that LoansUnder36 is not available in all US states. However, there are <a href=\"https:\/\/financer.com\/loans\/bad-credit-loans\/\" data-type=\"page\" data-id=\"736\" target=\"_blank\" rel=\"noreferrer noopener\">many lenders<\/a> that offer loans throughout all states.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Who_is_LoansUnder36_For\"><strong>Who is LoansUnder36 For?<\/strong><\/h2>\n\n\n\n<p>LoansUnder36 is most suited for borrowers with bad credit looking for loan offers under $35,000.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Eligibility_Requirements\"><strong>Eligibility Requirements<\/strong><\/h3>\n\n\n\n<p>Since there are different eligibility criteria and terms for each lender, no specific eligibility criteria are listed, LoansUnder36\u2019s secure platform offers flexibility and allows you to compare loan offers from lenders side by side.<\/p>\n\n\n\n<p>At a minimum, borrowers must:<\/p>\n\n\n\n<ul>\n<li>Be at least 18 years or older<\/li>\n\n\n\n<li>Have a valid driver&#8217;s license or state ID<\/li>\n\n\n\n<li>Have a bank account<\/li>\n\n\n\n<li>Have a valid Social Security Number<\/li>\n\n\n\n<li>Have a minimum monthly income of $2,000<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Who_Its_For\"><strong>Who It\u2019s For<\/strong><\/h3>\n\n\n\n<p>LoansUnder36 may be a good option for you if:<\/p>\n\n\n\n<ul>\n<li>You need a quick loan under $35,000<\/li>\n\n\n\n<li>You have less than excellent credit<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Who_Its_Not_For\"><strong>Who It\u2019s Not For<\/strong><\/h3>\n\n\n\n<p>LoansUnder36 may not be a good option for you if:<\/p>\n\n\n\n<ul>\n<li>You need a loan above $35,000<\/li>\n\n\n\n<li>You have excellent credit<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"How_To_Apply_for_a_Loan_from_LoansUnder36\"><strong>How To Apply for a Loan from LoansUnder36<\/strong><\/h2>\n\n\n\n<p>Applying for a LoansUnder36 loan is a simple and easy process. Here are the steps:<\/p>\n\n\n<div class=\"single-article__steps\">        <style>\n            .single-article__steps-items .single-article__steps-content {\n                background: #FFFFFF;\n                padding: 30px;\n                margin: 0 0 30px 0;\n                border-radius: 10px;\n                box-shadow: 0 0 10px 0 rgba(0, 0, 0, 0.14);\n                width: calc(100% - 5px);\n            }\n            .single-article__steps-items .single-article__steps-counter {\n                padding: 5px 20px;\n                border-radius: 3px;\n                background-color: #F5E7D8;\n                display: inline-block;\n                top: 15px;\n                left: -30px;\n                position: relative;\n                font-size: 16px;\n                font-weight: 600;\n            }\n\/*            .single-article__steps-items::before {\n                content: \"\";\n                position: absolute;\n                top: 20px;\n                left: 0;\n                height: calc(100% + 40px);\n                border-left: 2px dashed #e0e0e1;\n            }*\/\n            .single-article__conclusion-tag {\n                padding: 5px 20px;\n                border-radius: 3px;\n                color: #000000;\n                background-color: #F5E7D8;\n                display: inline-block;\n                top: 15px;\n                left: -30px;\n                position: relative;\n                font-size: 16px;\n                font-weight: 600;\n            }\n            .single-article__conclusion-item {\n                background: #FFFFFF;\n                padding: 30px;\n                margin: 0 0 30px 0;\n                border-radius: 10px;\n                box-shadow: 0 0 10px 0 rgba(0, 0, 0, 0.14);\n            }\n        <\/style>\n        <div class=\"single-article__steps-items\"><div class=\"single-article__steps-counter\" id=\"step_1\">Step 1<\/div><div class=\"single-article__steps-content\"><h3 id=\"Submit-Your-Application\">Submit Your Application<\/h3><p style=\"text-align: center;\"><img decoding=\"async\" class=\"alignnone wp-image-43919 size-full\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/11\/2021\/09\/loansunder36-1.jpg\" alt=\"\" width=\"1416\" height=\"1634\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/11\/2021\/09\/loansunder36-1.jpg 1416w, https:\/\/financer.global\/app\/uploads\/sites\/11\/2021\/09\/loansunder36-1-260x300.jpg 260w, https:\/\/financer.global\/app\/uploads\/sites\/11\/2021\/09\/loansunder36-1-887x1024.jpg 887w, https:\/\/financer.global\/app\/uploads\/sites\/11\/2021\/09\/loansunder36-1-768x886.jpg 768w, https:\/\/financer.global\/app\/uploads\/sites\/11\/2021\/09\/loansunder36-1-1331x1536.jpg 1331w\" sizes=\"(max-width: 1416px) 100vw, 1416px\" \/><\/p>\nVisit LoansUnder36&#8217;s website to start your <a href=\"https:\/\/financer.com\/company\/loansunder36\/redirect\/\" rel=\"sponsored noopener nofollow\" target=\"_blank\">online application<\/a>. Provide basic details such as the loan amount you need, and your contact details.\u00a0<\/div><div class=\"single-article__steps-counter\" id=\"step_2\">Step 2<\/div><div class=\"single-article__steps-content\"><h3 id=\"Review-Loan-Offers\">Review Loan Offers<\/h3><p style=\"text-align: center;\"><img decoding=\"async\" class=\"alignnone wp-image-43920 size-full\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/11\/2021\/09\/loansunder36-9.jpg\" alt=\"\" width=\"1416\" height=\"1634\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/11\/2021\/09\/loansunder36-9.jpg 1416w, https:\/\/financer.global\/app\/uploads\/sites\/11\/2021\/09\/loansunder36-9-260x300.jpg 260w, https:\/\/financer.global\/app\/uploads\/sites\/11\/2021\/09\/loansunder36-9-887x1024.jpg 887w, https:\/\/financer.global\/app\/uploads\/sites\/11\/2021\/09\/loansunder36-9-768x886.jpg 768w, https:\/\/financer.global\/app\/uploads\/sites\/11\/2021\/09\/loansunder36-9-1331x1536.jpg 1331w\" sizes=\"(max-width: 1416px) 100vw, 1416px\" \/><\/p>\nOnce you&#8217;ve received offers from lenders, review the terms and rates, before choosing a loan offer that suits your needs. Once you&#8217;ve selected an offer, complete the application process by providing any additional information that the lender may require.\u00a0<\/div><div class=\"single-article__steps-counter\" id=\"step_3\">Step 3<\/div><div class=\"single-article__steps-content\"><h3 id=\"Receive-Funds\">Receive Funds<\/h3>You will receive an outcome in mere minutes and if your loan is approved, you will receive your funds to your bank account as soon as the next day.<\/div><\/div>            <div class=\"single-article__conclusion\">\n                            <\/div>\n            <\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"What_To_Consider_Before_Applying\"><strong>What To Consider Before Applying<\/strong><\/h3>\n\n\n\n<ul>\n<li><strong>How much you need: <\/strong>Loans offered on LoansUnder36 range from $500 to $35,000. \u2028<\/li>\n\n\n\n<li><strong>Your credit score: <\/strong>LoansUnder36 is best suited for people with poor or bad credit. If you have excellent credit, you will qualify for loans with better offers than those offered on LoansUnder36.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"LoansUnder36_Fees\"><strong>LoansUnder36 Fees<\/strong><\/h3>\n\n\n\n<ul>\n<li>APRs vary between 5.99% and 35.99%.\u00a0<\/li>\n\n\n\n<li>There are no usage fees or other hidden fees. The platform is free of charge.\u00a0\u00a0<\/li>\n\n\n\n<li>Some lenders may require an origination fee, but this will be disclosed with the loan offer so you know upfront what the total loan costs would be.<\/li>\n<\/ul>\n\n\n<div class=\"fn_block block_fn_items fields_containeris-hidden\"><div class=\"items-content__cards\"><div class=\"items-content__card \" data-header=\"1\"><div class=\"items-content__card-top\"><div class=\"items-content__card-left\"><a href=\"https:\/\/financer.com\/company\/loansunder36\/\" class=\"items-content__card-logo \" ><img decoding=\"async\" width=\"600\" height=\"73\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/11\/2021\/09\/loansunder36.png\" class=\"attachment-full size-full\" alt=\"LoansUnder36\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/11\/2021\/09\/loansunder36.png 600w, https:\/\/financer.global\/app\/uploads\/sites\/11\/2021\/09\/loansunder36-300x37.png 300w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><\/a><span class=\"items-content__card-chosen\">Chosen <strong>6,475<\/strong> times<\/span><ul class=\"items-content__card-list\"><li >Loans with APRs under 36%<\/li><li >Loans from $500 to $35,000<\/li><li >Fast and easy approval process<\/li><li >No minimum credit score requirement to apply<\/li><\/ul><\/div><div class=\"items-content__card-datapoint-container\"><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Min Loan Amount<\/span><span class=\"items-content__card-datapoint-value\">500<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Max Loan Amount<\/span><span class=\"items-content__card-datapoint-value\">35000<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Lowest APR<\/span><span class=\"items-content__card-datapoint-value\">5.99<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Highest APR<\/span><span class=\"items-content__card-datapoint-value\">35.99<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Min Loan Term<\/span><span class=\"items-content__card-datapoint-value\">2 Months<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Max Loan Term<\/span><span class=\"items-content__card-datapoint-value\">6 Years<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Accepts bad credit:<\/span><span class=\"items-content__card-datapoint-value\">Yes. <\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Minimum Age<\/span><span class=\"items-content__card-datapoint-value\">18<\/span><\/div><\/div><div class=\"items-content__card-right\"><a href=\"https:\/\/financer.com\/company\/loansunder36\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"22629\" data-url_param_t=\"company_single\" class=\"button is-primary is-rounded is-arrow items-content__card-see-offer items-content__card-see-offer--\" target=\"_blank\" rel=\"sponsored nofollow\">See offer<\/a><a href=\"https:\/\/financer.com\/company\/loansunder36\/\"  class=\"button is-rounded items-content__card-more-info\">More Info<\/a><a href=\"https:\/\/financer.com\/company\/loansunder36\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><span class=\"simple-rating-value rating_green\" data-rating-value=\"5\">5.0<\/span><\/a><span class=\"items-content__card-reviews\">Read&nbsp;<a href=\"https:\/\/financer.com\/company\/loansunder36\/#read-reviews\">4<\/strong>&nbsp;reviews<\/a><\/div><\/div><\/div><\/div><\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"LoansUnder36_Payment_Terms\"><strong>LoansUnder36 Payment Terms<\/strong><\/h3>\n\n\n\n<p>There are multiple repayment options; for e.g., if you only need a short-term loan you can repay the loan as fast as 61 days, with daily or weekly loan payments.<\/p>\n\n\n\n<p>If you prefer a more extended repayment period, you can choose a personal loan term that lasts up to 72 months.<\/p>\n\n\n<div class=\"fn_block block_fn_msg_box boxed\"><div class=\"fn_block__icon\"><\/div><p><strong>Example<\/strong>: A loan of $5,000 with an interest rate of 5.99%, a 2.5% origination fee, and a repayment term of 36 months, will give you a loan amount of $4,875 with 36 monthly payments of around $153.61. The total cost of this loan would be $5,529.88.<\/p><\/div>\n\n\n                <div class=\"fn_block block_fn_msg_box cost search-hero--bg1\">\n\t\t\t\t<h3>How to save <span class=\"compare-amount\">$619.00 <\/span> on your loan<\/h3>\n\t\t\t\t<p>The price difference for a $500.00 loan in 90 days is $619.00.<\/p>\n\t\t\t\t<p class=\"has-text-left\"><a href=\"https:\/\/financer.com\/results\/?query=1&filter_non_affiliate=1&param_amount=500&param_period=90\" class=\"button is-normal is-primary is-rounded\">Find out how<\/a><\/p>\n                <\/div><h2 class=\"wp-block-heading\" id=\"How_Financercom_Rates_LoansUnder36\"><strong>How Financer.com Rates LoansUnder36<\/strong><\/h2>\n\n\n\n<p>Is LoansUnder36 legit? Yes, LoansUnder36 is legit.<\/p>\n\n\n\n<p>At Financer.com, all companies go through a thorough research and review process. We don\u2019t make recommendations lightly.<\/p>\n\n\n\n<p>Here at Financer.com, our general opinion of LoansUnder36 is a neutral one.\u00a0<\/p>\n\n\n\n<p>Although LoansUnder36 has been around for a while and has a broad network of lenders, it has racked up a number of negative reviews over the years.\u00a0<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Application_process\"><strong>Application process<\/strong><\/h3>\n\n\n\n<p>Applying for a loan through LoansUnder36 is a pretty simple process. All you have to do is fill out an online application and you will be presented with offers you qualify for.\u00a0<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Costs\"><strong>Costs<\/strong><\/h3>\n\n\n\n<p>With LoansUnder36, all loans come with APRs between 5.99% and 35.99%. There are no application fees, prepayment penalties, or hidden fees.<\/p>\n\n\n\n<p>Some lenders may require an origination fee, but this will be disclosed with the loan offer so you know upfront what the total loan costs would be.<\/p>\n\n\n\n<p>Keep in mind that LoansUnder36 can\u2019t guarantee specific interest rates since loan terms will be set by the specific lender. Your interest rate will be based on your credit assessment and financial history.<\/p>\n\n\n\n<p>Depending on the lender you take out your loan with, there may be late fees when you skip a loan payment. Some lenders may be forgiving if you contact them directly if you feel you\u2019ll have trouble making payments.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Payments\"><strong>Payments<\/strong><\/h3>\n\n\n\n<p>Loans offered on the platform come with multiple payment terms that range from 61 days to 72 months.\u00a0<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Customer_Service\"><strong>Customer Service\u00a0<\/strong><\/h3>\n\n\n\n<p>LoansUnder36 offers customer support through multiple channels that include email, phone, and a ticket system on their website.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Privacy_and_Security\"><strong>Privacy and Security\u00a0<\/strong><\/h3>\n\n\n\n<p>LoansUnder36 Review claims that it uses industry-standard encryption to secure data on the site.\u00a0<\/p>\n\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.com\/company\/loansunder36\/redirect\/\" class=\"button  is-rounded is-primary is-medium is-arrow\" target=\"_blank\"  rel=\"sponsored nofollow\">Apply for a loan on LoansUnder36<\/a><\/div>\n\n<div class=\"fn_block block_fn_faq_list\"><h3 id=\"LoansUnder36_FAQs\">FAQs<\/h3><h4>How much can I borrow?<\/h4><div class=\"faq_inner\">You can borrow from $500 up to $35,000.<\/div><h4>Can I qualify with bad credit?<\/h4><div class=\"faq_inner\">You could qualify with a bad credit history as there are no minimum credit score requirements.<\/div><h4>Is LoansUnder36 a direct lender?<\/h4><div class=\"faq_inner\">No. Loans Under 36 is a comparison marketplace that connects you with lenders that provide you with loan offers based on your requirements and credit assessment.<\/div><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"LoansUnder36_Alternatives\"><strong>LoansUnder36 Alternatives<\/strong><\/h2>\n\n\n\n<p>Here\u2019s a list of alternatives to LoansUnder36 and how they compare:<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-fn-tables shortcode-no\"><table><thead><tr><th>Company<\/th><th>Loan Amount<\/th><th>APR<\/th><th>Term<\/th><\/tr><\/thead><tbody><tr><td><a href=\"https:\/\/financer.com\/company\/personalloans-com\/redirect\/\" target=\"_blank\" rel=\"sponsored noopener nofollow\">PersonalLoans.com<\/a><\/td><td>$500 \u2013 $35,000<\/td><td>5.99-35.99%<\/td><td>3 Months \u2013 6 Years<\/td><\/tr><tr><td><a href=\"https:\/\/financer.com\/company\/badcreditloans\/redirect\/\" target=\"_blank\" rel=\"sponsored noopener nofollow\">BadCreditLoans<\/a><\/td><td>$500 \u2013 $5,000<\/td><td>5.99-35.99%<\/td><td>10 Days \u2013 2 Years<\/td><\/tr><tr><td><a href=\"https:\/\/financer.com\/company\/cashusa\/redirect\/\" target=\"_blank\" rel=\"sponsored noopener nofollow\">CashUSA.com<\/a><\/td><td>$500 \u2013 $10,000<\/td><td>5.99-35.99%<\/td><td>3 Months \u2013 6 Years<\/td><\/tr><tr><td><a href=\"https:\/\/financer.com\/company\/fast5kloans\/redirect\/\" target=\"_blank\" rel=\"sponsored noopener nofollow\">Fast5KLoans<\/a><\/td><td>$500 \u2013 $35,000<\/td><td>5.99-35.99%<\/td><td>6 Months \u2013 5 Years<\/td><\/tr><tr><td><a href=\"https:\/\/financer.com\/company\/5kfunds\/redirect\/\" data-type=\"URL\" data-id=\"https:\/\/financer.com\/company\/5kfunds\/redirect\/\" target=\"_blank\" rel=\"sponsored noopener nofollow\">5KFunds<\/a><\/td><td>$100 \u2013 $35,000<\/td><td>5.99-35.99%<\/td><td>61 Days\u2013 6 Years<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Should_you_take_a_loan_with_LoansUnder36\"><strong>Should you take a loan with LoansUnder36?<\/strong><\/h2>\n\n\n\n<p>LoansUnder36 allows you to compare rates from top lenders without having to complete lengthy application forms. <\/p>\n\n\n\n<p>What&#8217;s more, borrowers with all kinds of credit profiles, even those with<a rel=\"noreferrer noopener\" href=\"https:\/\/financer.com\/ask-financer\/how-does-a-personal-loan-affect-my-credit-score\/\" target=\"_blank\"> low credit scores<\/a>. <\/p>\n\n\n\n<p>With more than 100+ verified lenders, borrowers have access to a reliable network of lenders that can provide loan offers in as little as two minutes.<\/p>\n\n\n\n<p>Applying takes only a few minutes and funds can be paid to your bank account as soon as the next day.<\/p>\n\n\n\n<p><em>Read more LoansUnder36 reviews from customers below or add your own.<\/em><\/p>\n\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.com\/company\/loansunder36\/redirect\/\" class=\"button  is-rounded is-primary is-medium\" target=\"_blank\"  rel=\"sponsored nofollow\">Apply for a Loan Now <\/a><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"More_LoansUnder36_Personal_Loan_Reviews\"><strong>More LoansUnder36 Personal Loan Reviews<\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"More_User_Reviews__Add_Your_Rating\"><strong>More User Reviews \u2013 Add Your Rating<\/strong><\/h3>\n\n\n\n<p>Read more reviews on Financer.com from verified users below.<\/p>\n\n\n\n<p>Have you used LoansUnder36 before? Leave your review no<\/p>\n","protected":false},"author":11463,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"","categories":[1076],"company_type":[5],"overall_rating":"5.00000000","_links":{"self":[{"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/company_single\/22629"}],"collection":[{"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/company_single"}],"about":[{"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/types\/company_single"}],"author":[{"embeddable":true,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/users\/11463"}],"replies":[{"embeddable":true,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/comments?post=22629"}],"version-history":[{"count":50,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/company_single\/22629\/revisions"}],"predecessor-version":[{"id":83912,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/company_single\/22629\/revisions\/83912"}],"wp:attachment":[{"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/media?parent=22629"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/categories?post=22629"},{"taxonomy":"company_type","embeddable":true,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/company_type?post=22629"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}