{"id":234,"date":"2017-02-17T16:35:33","date_gmt":"2017-02-18T00:35:33","guid":{"rendered":"https:\/\/financer.com\/?post_type=company_single&#038;p=234"},"modified":"2024-12-18T00:48:48","modified_gmt":"2024-12-18T08:48:48","slug":"cashnetusa","status":"publish","type":"company_single","link":"https:\/\/financer.com\/company\/cashnetusa\/","title":{"rendered":"CashNetUSA Review"},"content":{"rendered":"\n<p>Welcome to Financer\u2019s CashNetUSA review.<\/p>\n\n\n\n<p>We spent an extensive 15 hours researching and testing CashNetUSA to deliver you a comprehensive evaluation. We compared their offerings to the best alternatives on the market, ensuring you choose the right loan company and avoid costly mistakes.<\/p>\n\n\n\n<p>Overall, we score CashNetUSA <strong>3.5 out of 5<\/strong>. If you choose CashNetUSA, you will gain fast access to emergency funds when you need them most.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\">\n\n\n\n<figure class=\"wp-block-table is-style-fn-tables shortcode-no\"><table class=\"has-fixed-layout\"><thead><tr><th>Aspect<\/th><th>Details<\/th><\/tr><\/thead><tbody><tr><td>Loan type<\/td><td>Payday loans, installment loans, lines of credit<\/td><\/tr><tr><td>Loan amount<\/td><td>Typically from $100 to $3,000<\/td><\/tr><tr><td>Loan term<\/td><td>Varies by product<\/td><\/tr><tr><td>APR<\/td><td>Varies by state<\/td><\/tr><tr><td>Interest rate<\/td><td>Varies by state<\/td><\/tr><tr><td>Monthly fees<\/td><td>$5 application fee may apply<\/td><\/tr><tr><td>Time to receive loan<\/td><td>Same-day funding for approved loans<\/td><\/tr><tr><td>Weekend pay-out<\/td><td>No<\/td><\/tr><tr><td>Requirements<\/td><td>Min. age 18, valid ID, active bank account, steady income<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.com\/company\/cashnetusa\/redirect\/\" class=\"button  is-rounded is-primary is-large is-arrow is-fullwidth\" target=\"_blank\"  rel=\"sponsored nofollow\">Visit CashNetUSA to get started<\/a><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Pros__Cons_of_CashNetUSA\">Pros &amp; Cons of CashNetUSA<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Pros\">Pros<\/h3>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"like\"><li><p><strong>Fast funding.<\/strong> Many applicants report receiving their loan on the same day, which is crucial during emergencies.<\/p>\n<\/li><li><p><strong>Easy application process. <\/strong>Customers appreciate the user-friendly interface that simplifies the once-daunting task of applying for a loan.<\/p>\n<\/li><li><p><strong>Variety of products. <\/strong>CashNetUSA offers multiple financial products including payday loans, installment options, and lines of credit to cater to diverse needs.<\/p>\n<\/li><li><p><strong>High approval rates.<\/strong> This may appeal to those with poor credit or those needing immediate cash solutions.<\/p>\n<\/li><li><p><strong>Established track record.<\/strong> Founded in 2004, CashNetUSA has built a reputation for reliability among short-term lenders.<\/p>\n<\/li><\/ul><\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"Cons\">Cons:<\/h3>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"dislike\"><li><p>High-interest rates. Many customer reviews echo concerns about the steep APRs that can reach up to 449% in some states.<\/p>\n<\/li><li><p>Customer service complaints. Some users report difficulty in communicating with customer service, citing robotic responses and inadequate support.<\/p>\n<\/li><\/ul><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Who_is_CashNetUSA_for\">Who is CashNetUSA for?<\/h2>\n\n\n\n<p>CashNetUSA is best suited for individuals who find themselves in urgent need of funds and may have limited access to traditional credit options. Borrowers who have bad credit histories or require fast cash solutions will find CashNetUSA&#8217;s offerings particularly appealing.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Requirements_You_Must_Fulfill\">Requirements You Must Fulfill<\/h3>\n\n\n\n<p>To apply for a loan with CashNetUSA, you must:<\/p>\n\n\n\n<ul>\n<li>Be at least 18 years old<\/li>\n\n\n\n<li>Provide a valid government-issued photo ID<\/li>\n\n\n\n<li>Have an active bank account<\/li>\n\n\n\n<li>Show evidence of steady income<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"CashNetUSA_is_best_for\">CashNetUSA is best for<\/h3>\n\n\n\n<p>If you&#8217;re someone who needs immediate cash for emergencies and may struggle to secure loans from conventional banks, then CashNetUSA could be a viable choice. Their easy online application and fast processing make them attractive for urgent financial needs.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"CashNetUSA_is_not_for_you_if\">CashNetUSA is not for you if<\/h3>\n\n\n\n<p>If you\u2019re looking for a long-term financial solution or want to avoid high-interest rates, this lender may not be the best fit. Additionally, those who prefer thorough customer service or detailed guidance through the lending process might feel underserved.<\/p>\n\n\n\n\t\t<div id=\"genericloan_0_form\" class=\"fs-slider fs-slider--tooltip search-hero--bg1\"><h3>Compare loans from 45 lenders<\/h3><p>Find the cheapest rate with one click<\/p><div class=\"step amount\">    <div class=\"slider_cont step__value\">\n        <span class=\"fl_l_m_15 amount_display\"><\/span>\n    <\/div>\n    <div class=\"step__slider\">\n        <input type=\"range\" data-default-value=\"500\" data-name=\"param_amount\" \/>\n    <\/div>\n<\/div><div class=\"step stepSubmit\"><a id=\"submitSliders\" href=\"https:\/\/financer.com\/results?query=1&non_affiliate=true&param_amount=500&loan_broker_filter_active=true&param_period=360\" data-slider-url=\"https:\/\/financer.com\/results?query=1&non_affiliate=true&param_amount=500&loan_broker_filter_active=true&param_period=360\" data-required=\"results?query=1non_affiliate=true&param_amount=500&loan_broker_filter_active=true&param_period=360&\" class=\"get_results compare button is-primary is-medium is-rounded\">Compare Offers<\/a><\/div>\t\t<\/div><h2 class=\"wp-block-heading\" id=\"How_To_Apply\">How To Apply<\/h2>\n\n\n<div class=\"howto_desc\"><p><span style=\"font-weight: 400;\">Applying for a loan with CashNetUSA is a straightforward process:<\/span><\/p><\/div><h4>Steps<\/h4><div class=\"single-article__steps-toc_step\"><a href=\"#step_1\">1. Visit the web-site<\/a><\/div><div class=\"single-article__steps-toc_step\"><a href=\"#step_2\">2. Choose your loan option<\/a><\/div><div class=\"single-article__steps-toc_step\"><a href=\"#step_3\">3. Fill out the application<\/a><\/div><div class=\"single-article__steps-toc_step\"><a href=\"#step_4\">4. Submit required documents<\/a><\/div><div class=\"single-article__steps-toc_step\"><a href=\"#step_5\">5. Get your funds<\/a><\/div><div class=\"single-article__steps\">        <style>\n            .single-article__steps-items .single-article__steps-content {\n                background: #FFFFFF;\n                padding: 30px;\n                margin: 0 0 30px 0;\n                border-radius: 10px;\n                box-shadow: 0 0 10px 0 rgba(0, 0, 0, 0.14);\n                width: calc(100% - 5px);\n            }\n            .single-article__steps-items .single-article__steps-counter {\n                padding: 5px 20px;\n                border-radius: 3px;\n                background-color: #F5E7D8;\n                display: inline-block;\n                top: 15px;\n                left: -30px;\n                position: relative;\n                font-size: 16px;\n                font-weight: 600;\n            }\n\/*            .single-article__steps-items::before {\n                content: \"\";\n                position: absolute;\n                top: 20px;\n                left: 0;\n                height: calc(100% + 40px);\n                border-left: 2px dashed #e0e0e1;\n            }*\/\n            .single-article__conclusion-tag {\n                padding: 5px 20px;\n                border-radius: 3px;\n                color: #000000;\n                background-color: #F5E7D8;\n                display: inline-block;\n                top: 15px;\n                left: -30px;\n                position: relative;\n                font-size: 16px;\n                font-weight: 600;\n            }\n            .single-article__conclusion-item {\n                background: #FFFFFF;\n                padding: 30px;\n                margin: 0 0 30px 0;\n                border-radius: 10px;\n                box-shadow: 0 0 10px 0 rgba(0, 0, 0, 0.14);\n            }\n        <\/style>\n        <div class=\"single-article__steps-items\"><div class=\"single-article__steps-counter\" id=\"step_1\">Step 1<\/div><div class=\"single-article__steps-content\"><h3 id=\"Visit-the-web-site\">Visit the web-site<\/h3><p><span style=\"font-weight: 400;\">Visit the CashNetUSA website <a href=\"https:\/\/financer.com\/company\/cashnetusa\/redirect\/\" rel=\"sponsored noopener nofollow\" target=\"_blank\">using this link.<\/a><\/span><\/p><\/div><div class=\"single-article__steps-counter\" id=\"step_2\">Step 2<\/div><div class=\"single-article__steps-content\"><h3 id=\"Choose-your-loan-option\">Choose your loan option<\/h3><p><span style=\"font-weight: 400;\">Review the loan options available.<\/span><\/p><\/div><div class=\"single-article__steps-counter\" id=\"step_3\">Step 3<\/div><div class=\"single-article__steps-content\"><h3 id=\"Fill-out-the-application\">Fill out the application<\/h3><p><span style=\"font-weight: 400;\">Fill out the online application form with your personal information.<\/span><\/p><\/div><div class=\"single-article__steps-counter\" id=\"step_4\">Step 4<\/div><div class=\"single-article__steps-content\"><h3 id=\"Submit-required-documents\">Submit required documents<\/h3><p><span style=\"font-weight: 400;\">Submit required documents (ID, income proof).<\/span><\/p><\/div><\/div>            <div class=\"single-article__conclusion\">\n                <div class=\"single-article__conclusion-tag\" id=\"step_5\">Finally<\/div>\n                <div class=\"single-article__conclusion-item\">\n                    <div class=\"single-article__conclusion-content\">\n                                                <p><span style=\"font-weight: 400;\">If approved, funds may arrive in your account the same day.<\/span><\/p>                    <\/div>\n                <\/div>\n            <\/div>\n            <\/div>\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.com\/company\/cashnetusa\/redirect\/\" class=\"button  is-rounded is-primary is-large is-arrow is-fullwidth\" target=\"_blank\"  rel=\"sponsored nofollow\">Visit CashNetUSA to get started<\/a><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"CashNetUSA_Costs\">CashNetUSA Costs<\/h2>\n\n\n\n<p>Here\u2019s a breakdown of the costs associated with CashNetUSA:<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-fn-tables shortcode-no\"><table class=\"has-fixed-layout\"><thead><tr><th>Type<\/th><th>Details<\/th><\/tr><\/thead><tbody><tr><td>Application fees<\/td><td>$5 application fee<\/td><\/tr><tr><td>Interest rates<\/td><td>Varies (up to 449% APR possible)<\/td><\/tr><tr><td>Late fees<\/td><td>Varies by state<\/td><\/tr><tr><td>Prepayment penalties<\/td><td>None<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Make sure to review the specific fees applicable in your state before applying.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"How_Financer_Rates_CashNetUSA\">How Financer Rates CashNetUSA<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Overall_rating\">Overall rating<\/h3>\n\n\n\n<figure class=\"wp-block-table is-style-fn-tables shortcode-no\"><table class=\"has-fixed-layout\"><thead><tr><th>Aspect<\/th><th>Rating<\/th><\/tr><\/thead><tbody><tr><td>Overall Financer Score<\/td><td>3.5\/5<\/td><\/tr><tr><td>Ease of use<\/td><td>4\/5<\/td><\/tr><tr><td>Costs<\/td><td>3\/5<\/td><\/tr><tr><td>Customer service<\/td><td>3\/5<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Ease_of_use\">Ease of use<\/h3>\n\n\n\n<p>Applying for a loan is incredibly simple with CashNetUSA. The website is user-friendly on both mobile and desktop platforms, making the application process smooth. Most applicants report a hassle-free experience.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Costs\">Costs<\/h3>\n\n\n\n<p>CashNetUSA presents a range of fees that can lead to high total costs. Borrowers should be cautious and thoroughly read through any fee structures to avoid surprises.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Customer_service\">Customer service<\/h3>\n\n\n\n<p>We tested customer support by submitting inquiries, but responses were slow, leading to mixed reviews. Feedback from various platforms often includes dissatisfaction with customer service interactions.<\/p>\n\n\n\n                <div class=\"fn_block block_fn_msg_box cost search-hero--bg1\">\n\t\t\t\t<h3>How to save <span class=\"compare-amount\">$619.00 <\/span> on your loan<\/h3>\n\t\t\t\t<p>The price difference for a $500.00 loan in 90 days is $619.00.<\/p>\n\t\t\t\t<p class=\"has-text-left\"><a href=\"https:\/\/financer.com\/results\/?query=1&filter_non_affiliate=1&param_amount=500&param_period=90\" class=\"button is-normal is-primary is-rounded\">Find out how<\/a><\/p>\n                <\/div><h2 class=\"wp-block-heading\" id=\"Frequently_Asked_Questions_About_CashNetUSA\">Frequently Asked Questions About CashNetUSA<\/h2>\n\n\n<div class=\"fn_block block_fn_faq_list\"><h4>Is CashNetUSA legit?<\/h4><div class=\"faq_inner\"><p><span style=\"font-weight: 400;\">Yes, CashNetUSA is a legitimate lender. However, due to their high interest rates, it&#8217;s important to proceed with caution.<\/span><\/p><\/div><h4>How fast will I receive my loan?<\/h4><div class=\"faq_inner\"><p><span style=\"font-weight: 400;\">Most approved loans can be funded on the same day you apply.<\/span><\/p><\/div><h4>What types of loans does CashNetUSA offer?<\/h4><div class=\"faq_inner\"><p><span style=\"font-weight: 400;\">They provide payday loans, installment loans, and lines of credit.<\/span><\/p><\/div><h4>Can I apply for a loan if I have bad credit?<\/h4><div class=\"faq_inner\"><p><span style=\"font-weight: 400;\">Yes, CashNetUSA&#8217;s high approval rates make them accessible to those with poor credit.<\/span><\/p><\/div><h4>What is the maximum amount I can borrow?<\/h4><div class=\"faq_inner\"><p><span style=\"font-weight: 400;\">CashNetUSA typically allows loans up to $3,000 depending on the type of product.<\/span><\/p><\/div><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Alternatives_to_CashNetUSA\">Alternatives to CashNetUSA<\/h2>\n\n\n\n<p>If you&#8217;re exploring alternatives to CashNetUSA, consider these options:<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-fn-tables shortcode-no\"><table class=\"has-fixed-layout\"><thead><tr><th>Company<\/th><th>Loan Amount<\/th><th>Repayment Terms<\/th><th>Interest Rates<\/th><\/tr><\/thead><tbody><tr><td>CashNetUSA<\/td><td>Typically from $100 to $3,000<\/td><td>Varies by product<\/td><td>Up to 449% APR<\/td><\/tr><tr><td><a href=\"https:\/\/financer.com\/company\/5kfunds\/\">5KFunds<\/a><\/td><td>$100 to $5,000<\/td><td>3 to 18 months<\/td><td>Starting at 5.99% APR<\/td><\/tr><tr><td>LowCreditFinance<\/td><td>$200 to $3,000<\/td><td>3 to 36 months<\/td><td>Starting from 6.99% APR<\/td><\/tr><tr><td><a href=\"https:\/\/financer.com\/company\/upstart\/\">Upstart<\/a><\/td><td>$1,000 to $50,000<\/td><td>3 to 5 years<\/td><td>7.99% to 35.99% APR<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Overview_of_Alternatives\">Overview of Alternatives<\/h3>\n\n\n\n<ol>\n<li><strong>5KFunds<\/strong>: This lender offers a larger loan amount and flexible repayment terms, making it ideal for those who may need more than CashNetUSA&#8217;s maximum limit. With competitive starting rates, 5KFunds is a solid option for borrowers looking for lower-interest loans coupled with longer repayment periods.<\/li>\n\n\n\n<li><strong>LowCreditFinance<\/strong>: Catering to individuals with less-than-perfect credit, LowCreditFinance provides loans that are accessible and reasonable in terms of repayment. Their flexible repayment terms extend up to three years, offering an excellent alternative to the short-term focus of CashNetUSA&#8217;s payday loans.<\/li>\n\n\n\n<li><strong>Upstart<\/strong>: Known for its innovative underwriting model, Upstart considers a broader range of factors, including education and employment, making it a great choice for those who might not have stellar credit scores. Upstart offers a wide range of loan amounts and repayment terms, with competitive interest rates that can be lower than those provided by CashNetUSA.<\/li>\n<\/ol>\n\n\n\n<p>These companies provide competitive alternatives to CashNetUSA, addressing different borrower needs and preferences. Be sure to assess your financial situation and choose the lender that aligns best with your borrowing goals.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Is_CashNetUSA_Right_for_You\">Is CashNetUSA Right for You?<\/h2>\n\n\n\n<p>In summary, CashNetUSA provides quick access to loans with an easy application process. However, potential borrowers should be wary of the extremely high-interest rates and consider their ability to repay promptly. For those with urgent financial needs, CashNetUSA could be a fitting choice, but ensure you assess your options thoroughly before proceeding.<\/p>\n\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.com\/company\/cashnetusa\/redirect\/\" class=\"button  is-rounded is-primary is-large is-arrow is-fullwidth\" target=\"_blank\"  rel=\"sponsored nofollow\">Visit CashNetUSA to get started<\/a><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"More_CashNetUSA_Reviews\">More CashNetUSA Reviews<\/h2>\n\n\n\n<p>Reading customer feedback is essential to gauge the trustworthiness of any service. Average reviews highlight a mix of experiences; customers often praise the ease of application but criticize the associated costs.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"The_Positive\">The Positive<\/h3>\n\n\n\n<p>Many users commend CashNetUSA for its speedy funding and straightforward application process. For those in urgent need, these benefits resonate strongly.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"The_Negative\">The Negative<\/h3>\n\n\n\n<p>Negative reviews often cite high-interest rates and poor customer service. Some customers report feeling trapped by fees and overdraft situations.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Read more reviews below<\/h4>\n\n\n\n<p>For a deeper dive into user experiences, visit our CashNetUSA reviews section below and share your own if you\u2019ve used their services!<\/p>\n","protected":false},"author":11463,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"","categories":[1076],"company_type":[5],"overall_rating":"3.81250000","_links":{"self":[{"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/company_single\/234"}],"collection":[{"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/company_single"}],"about":[{"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/types\/company_single"}],"author":[{"embeddable":true,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/users\/11463"}],"replies":[{"embeddable":true,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/comments?post=234"}],"version-history":[{"count":42,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/company_single\/234\/revisions"}],"predecessor-version":[{"id":84774,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/company_single\/234\/revisions\/84774"}],"wp:attachment":[{"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/media?parent=234"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/categories?post=234"},{"taxonomy":"company_type","embeddable":true,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/company_type?post=234"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}