{"id":24018,"date":"2021-10-28T07:59:22","date_gmt":"2021-10-28T14:59:22","guid":{"rendered":"https:\/\/financer.com\/?post_type=company_single&#038;p=24018"},"modified":"2024-08-28T13:26:04","modified_gmt":"2024-08-28T20:26:04","slug":"liberty-mutual","status":"publish","type":"company_single","link":"https:\/\/financer.com\/company\/liberty-mutual\/","title":{"rendered":"Liberty Mutual"},"content":{"rendered":"\n<p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<p>Hiscox Business Insurance Hiscox offers comprehensive insurance products like a business owner&#8217;s policy and general liability coverage. <\/p>\n\n\n\n<p>Its policies are available for purchase online through Geico, independent insurance brokers, and Hiscox&#8217;s website.<\/p>\n\n\n\n<p id=\"states\"><strong><span style=\"text-decoration: underline;\">Note<\/span><\/strong>: Hiscox Business Insurance is<strong> available in most U.S. states <\/strong><em>except Alaska. <\/em><\/p>\n\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.com\/company\/hiscox-small-business-insurance\/redirect\/\" class=\"button  is-rounded is-primary is-large is-arrow\" target=\"_blank\"  rel=\"sponsored nofollow\">Get Insurance Now<\/a><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"How_We_Rate_Hiscox\">How We Rate Hiscox<\/h2>\n\n\n\n<p>At Financer.com, all insurers go through a thorough research and review process. Here&#8217;s how we rate Hiscox:<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-fn-tables shortcode-no\"><table><thead><tr><th>Category<\/th><th>Rating<\/th><\/tr><\/thead><tbody><tr><td>Affordability<\/td><td>\u2b50\u2b50\u2b50\u2b50<\/td><\/tr><tr><td>Application process<\/td><td>\u2b50\u2b50\u2b50\u2b50\u2b50<\/td><\/tr><tr><td>Insurance policy types<\/td><td>\u2b50\u2b50\u2b50\u2b50<\/td><\/tr><tr><td>Transparency<\/td><td>\u2b50\u2b50\u2b50\u2b50<\/td><\/tr><tr><td>Customer support<\/td><td>\u2b50\u2b50\u2b50\u2b50<\/td><\/tr><tr><td>Overall<\/td><td>\u2b50\u2b50\u2b50\u2b50<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n<div class=\"fn_block block_fn_msg_box company\"><div class=\"fn_block__icon\"><\/div><h3 id=\"Do_We_Recommend_5KFunds\">Do We Recommend Hiscox?<\/h3>Yes, we recommend Hiscox as a reliable insurance provider. Skip to our full review below and see <a style=\"outline-width: 0px !important; user-select: auto !important;\" href=\"#How_Financercom_Rates_Hiscox_Business_Insurance\" data-type=\"internal\" data-id=\"#How_Financercom_Rates_5KFunds\">how we rate Hiscox<\/a>.<\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"Heres_what_well_cover_in_this_review\">Here&#8217;s what we&#8217;ll cover in this review:<\/h3>\n\n\n\n\n\n<p>Want to skip the details? Jump to our final verdict <a href=\"#How_Financercom_Rates_Hiscox_Business_Insurance\" data-type=\"internal\" data-id=\"#How_Financercom_Rates_Hiscox_Business_Insurance\">here<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Hiscox_Overview\">Hiscox Overview<\/h2>\n\n\n\n<p>Hiscox is <\/p>\n\n\n\n<p><strong>Here&#8217;s a quick summary of Hiscox:<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table is-style-fn-tables shortcode-no\"><table><thead><tr><th>Overview<\/th><th>Features<\/th><\/tr><\/thead><tbody><tr><td><strong>Insurance type:<\/strong><\/td><td>Business<\/td><\/tr><tr><td><strong>Policy types:<\/strong><\/td><td>General liability, professional liability, business owner, cyber<\/td><\/tr><tr><td><strong>Policy cost:<\/strong><\/td><td>General liability: $30 on average<br>Professional liability: From $22.50<br>Business owner&#8217;s insurance: From $33.33<\/td><\/tr><tr><td><strong>Ways to purchase:<\/strong><\/td><td>Online<\/td><\/tr><tr><td><strong>Weekend payout:<\/strong><\/td><td>No<\/td><\/tr><tr><td><strong>Requirements:<\/strong><\/td><td>At least 18 years old<br>U.S. citizen<br>Active bank account<br>Regular income<br>Valid phone number and email<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><br>x <\/p>\n\n\n\n<p>x<\/p>\n\n\n\n<p>Want to find out more about the full range of offerings? Read our Hiscox review below or view <a href=\"https:\/\/financer.com\/company\/5kfunds\/#read-reviews\" data-type=\"URL\" data-id=\"https:\/\/financer.com\/company\/5kfunds\/#read-reviews\">Hiscox insurance reviews<\/a> from customers.<\/p>\n\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.com\/company\/hiscox-small-business-insurance\/redirect\/\" class=\"button  is-rounded is-primary is-large is-arrow\" target=\"_blank\"  rel=\"sponsored nofollow\">Visit Hiscox to get started <\/a><\/div>\n\n\n\t\t<div id=\"genericloan_1_form\" class=\"fs-slider fs-slider--tooltip search-hero--bg1\"><h3>Compare loans from 79 lenders<\/h3><p>Find the cheapest rate with one click<\/p><div class=\"step amount\">    <div class=\"slider_cont step__value\">\n        <span class=\"fl_l_m_15 amount_display\"><\/span>\n    <\/div>\n    <div class=\"step__slider\">\n        <input type=\"range\" data-default-value=\"500\" data-name=\"param_amount\" \/>\n    <\/div>\n<\/div><div class=\"step stepSubmit\"><a id=\"submitSliders\" href=\"https:\/\/financer.com\/results?query=1&non_affiliate=true&param_amount=500&loan_broker_filter_active=true&param_period=360&\" data-slider-url=\"https:\/\/financer.com\/results?query=1&non_affiliate=true&param_amount=500&loan_broker_filter_active=true&param_period=360&\" data-required=\"results?query=1non_affiliate=true&param_amount=500&loan_broker_filter_active=true&param_period=360&\" class=\"get_results compare button is-primary is-medium is-rounded\">Compare Offers<\/a><\/div>\t\t<\/div><h2 class=\"wp-block-heading\" id=\"Hiscox_Pros_and_Cons\">Hiscox Pros and Cons<\/h2>\n\n\n\n<p>Here are some of the pros and cons of Hiscox as an insurance provider:<\/p>\n\n\n<h3 id=\"Pros\">Pros<\/h3><br><ul><li>A top\u00a0<strong>lending marketplace in the U.S.<\/strong><\/li><li><strong>All credit types<\/strong>\u00a0are acceptable.<\/li><li><strong>No collateral required<\/strong>\u00a0as 5KFunds only offers unsecured personal loans.<\/li><li>A streamlined and\u00a0<strong>straightforward application<\/strong>\u00a0process.<\/li><li>Simple and\u00a0<strong>100% free application process<\/strong>\u00a0with a quick turnaround.<\/li><li><strong>Qualify within minutes<\/strong>\u00a0and receive your funds the next business day.<\/li><li><strong>No credit check is required<\/strong>\u00a0and the initial 5KFunds application won\u2019t affect your credit score.<\/li><\/ul>\n\n\n<p>5KFunds is seen as one of the top lending marketplaces for U.S. borrowers as it has an extensive range of approved lenders onboard. <\/p>\n\n\n\n<p>With the 5KFunds platform, borrowers can get fast payouts as soon as the next day on approved loans. This means you can complete the entire process online without having to visit a lender&#8217;s office in person. <\/p>\n\n\n\n<p>One of the best features of 5KFunds is their<strong> 100% free application process<\/strong> which also offers a fast turnaround time, making it ideal to apply for a loan online. <\/p>\n\n\n\n<p><a href=\"https:\/\/financer.com\/loans\/bad-credit-loans\/\" data-type=\"page\" data-id=\"736\" target=\"_blank\" rel=\"noreferrer noopener\">Borrowers with bad credit<\/a> can also apply as there are no minimum credit score requirements, making 5KFunds a good option for people with lower credit scores.<\/p>\n\n\n\n<p>As 5KFunds specializes in unsecured loans, you <strong>don&#8217;t need collateral<\/strong> to apply.<\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"dislike\"><h3 id=\"Cons\">Cons<\/h3><li>\n<p>Not available in NY, CT, VT, WV, AK, and GA.<\/p>\n<\/li><li>\n<p>No online chat feature.<\/p>\n<\/li><li>\n<p>No toll-free helpline for assistance.<\/p>\n<\/li><\/ul><\/div>\n\n\n<p>The only real drawback of 5KFunds is that they don&#8217;t operate in all U.S. states. This means that if you live in the states listed above, you won&#8217;t be able to apply.<\/p>\n\n\n\n<p>However, if you&#8217;re looking for custom loan offers in these states, we list a range of verified lenders that offer <a rel=\"noreferrer noopener\" href=\"https:\/\/financer.com\/loans\/\" data-type=\"URL\" data-id=\"https:\/\/financer.com\/loans\/\" target=\"_blank\">personal loans online<\/a>. <\/p>\n\n\n\n<p>There is unfortunately no live chat option, so customers need to send an email to customer support with their inquiry. They do offer a fast turnaround time, though.<\/p>\n\n\n\n<p>Compared to other U.S. lenders, there is no toll-free helpline available, which might be a dealbreaker for some potential borrowers.  <\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Who_Is_5KFunds_For\">Who Is 5KFunds For?<\/h2>\n\n\n\n<p>5KFunds are for borrowers looking for a fast online loan without requiring a high credit score. By comparing multiple lenders, 5KFunds can give you personalized loan offers from leading U.S. lenders and there are no application fees.<\/p>\n\n\n\n<p>If you&#8217;re looking for the best loan rates and you have an excellent credit score, you may want to <a href=\"https:\/\/financer.com\/loans\/personal-loans\/\" data-type=\"page\" data-id=\"203\" target=\"_blank\" rel=\"noreferrer noopener\">consider other lenders<\/a> that can offer you competitive rates. <\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Eligibility_Requirements\">Eligibility Requirements<\/h3>\n\n\n\n<p>Here are the loan requirements when applying for a 5KFunds loan:<\/p>\n\n\n\n<ul>\n<li>Be at least 18 years old.<\/li>\n\n\n\n<li>Be a U.S. citizen.<\/li>\n\n\n\n<li>Have an active bank account that accepts direct deposits.<\/li>\n\n\n\n<li>Have a regular stream of income.<\/li>\n\n\n\n<li>Have a valid contact number and an active email address.<\/li>\n\n\n\n<li>No minimum <a href=\"https:\/\/financer.com\/ask-financer\/how-does-a-personal-loan-affect-my-credit-score\/\">credit score<\/a> is required.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Who_Its_For\">Who It&#8217;s For<\/h3>\n\n\n\n<p>5KFunds is for you if:<\/p>\n\n\n\n<ul>\n<li>You have a less-than-perfect credit history<\/li>\n\n\n\n<li>Need funds fast<\/li>\n\n\n\n<li>Want to get multiple loan offers<\/li>\n\n\n\n<li>Don&#8217;t have collateral<\/li>\n\n\n\n<li>Want to complete an online application<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Who_Its_Not_For\">Who It&#8217;s Not For<\/h3>\n\n\n\n<p>5KFunds may not be a good option for you if:<\/p>\n\n\n\n<ul>\n<li>You want the lowest APR rates<\/li>\n\n\n\n<li>Need a loan of more than $35,000 <\/li>\n\n\n\n<li>Want to take out a secure loan<\/li>\n\n\n\n<li>Live in these states: NY, CT, VT, WV, AK, or GA<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"How_To_Apply_for_a_5KFunds_Loan\">How To Apply for a 5KFunds Loan<\/h2>\n\n\n\n<p>Applying for a 5KFunds loan is fast and easy. Here are the steps:<\/p>\n\n\n<div class=\"single-article__steps\">        <style>\n            .single-article__steps-items .single-article__steps-content {\n                background: #FFFFFF;\n                padding: 30px;\n                margin: 0 0 30px 0;\n                border-radius: 10px;\n                box-shadow: 0 0 10px 0 rgba(0, 0, 0, 0.14);\n                width: calc(100% - 5px);\n            }\n            .single-article__steps-items .single-article__steps-counter {\n                padding: 5px 20px;\n                border-radius: 3px;\n                background-color: #F5E7D8;\n                display: inline-block;\n                top: 15px;\n                left: -30px;\n                position: relative;\n                font-size: 16px;\n                font-weight: 600;\n            }\n\/*            .single-article__steps-items::before {\n                content: \"\";\n                position: absolute;\n                top: 20px;\n                left: 0;\n                height: calc(100% + 40px);\n                border-left: 2px dashed #e0e0e1;\n            }*\/\n            .single-article__conclusion-tag {\n                padding: 5px 20px;\n                border-radius: 3px;\n                color: #000000;\n                background-color: #F5E7D8;\n                display: inline-block;\n                top: 15px;\n                left: -30px;\n                position: relative;\n                font-size: 16px;\n                font-weight: 600;\n            }\n            .single-article__conclusion-item {\n                background: #FFFFFF;\n                padding: 30px;\n                margin: 0 0 30px 0;\n                border-radius: 10px;\n                box-shadow: 0 0 10px 0 rgba(0, 0, 0, 0.14);\n            }\n        <\/style>\n        <div class=\"single-article__steps-items\"><div class=\"single-article__steps-counter\" id=\"step_1\">Step 1<\/div><div class=\"single-article__steps-content\"><h3 id=\"Visit-the-Website\">Visit the Website<\/h3>Go to the 5KFunds <a href=\"https:\/\/financer.com\/company\/5kfunds\/redirect\" rel=\"sponsored noopener nofollow\" target=\"_blank\">website<\/a> and click on the &#8216;Get Started&#8217; button.\u00a0\n<p style=\"text-align: center;\"><img decoding=\"async\" class=\"alignnone wp-image-37677 size-medium\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/11\/2022\/12\/image-282x300.png\" alt=\"\" width=\"282\" height=\"300\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/11\/2022\/12\/image-282x300.png 282w, https:\/\/financer.global\/app\/uploads\/sites\/11\/2022\/12\/image.png 604w\" sizes=\"(max-width: 282px) 100vw, 282px\" \/><\/p>\n\u00a0<\/div><div class=\"single-article__steps-counter\" id=\"step_2\">Step 2<\/div><div class=\"single-article__steps-content\"><h3 id=\"Submit-Your-Details\">Submit Your Details<\/h3>Submit your details, such as the loan amount required, the repayment term, your employment details, and your banking details.\u00a0\n<p style=\"text-align: center;\"><img decoding=\"async\" class=\"wp-image-37693 size-medium aligncenter\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/11\/2018\/08\/screenshot-2022-12-14-151532-300x300.png\" alt=\"\" width=\"300\" height=\"300\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/11\/2018\/08\/screenshot-2022-12-14-151532-300x300.png 300w, https:\/\/financer.global\/app\/uploads\/sites\/11\/2018\/08\/screenshot-2022-12-14-151532-150x150.png 150w, https:\/\/financer.global\/app\/uploads\/sites\/11\/2018\/08\/screenshot-2022-12-14-151532-768x769.png 768w, https:\/\/financer.global\/app\/uploads\/sites\/11\/2018\/08\/screenshot-2022-12-14-151532-75x75.png 75w, https:\/\/financer.global\/app\/uploads\/sites\/11\/2018\/08\/screenshot-2022-12-14-151532.png 771w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/p><\/div><div class=\"single-article__steps-counter\" id=\"step_3\">Step 3<\/div><div class=\"single-article__steps-content\"><h3 id=\"Verify-Your-Identity\">Verify Your Identity<\/h3>Once you click on Continue, you&#8217;ll need to verify your identity by entering the last four digits of your Social Security Number (SSN).\n<p style=\"text-align: center;\"><img decoding=\"async\" class=\"alignnone wp-image-37687 size-medium\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/11\/2018\/08\/5k-funds-application-process-4-295x300.jpg\" alt=\"\" width=\"295\" height=\"300\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/11\/2018\/08\/5k-funds-application-process-4-295x300.jpg 295w, https:\/\/financer.global\/app\/uploads\/sites\/11\/2018\/08\/5k-funds-application-process-4-75x75.jpg 75w, https:\/\/financer.global\/app\/uploads\/sites\/11\/2018\/08\/5k-funds-application-process-4.jpg 607w\" sizes=\"(max-width: 295px) 100vw, 295px\" \/><\/p><\/div><div class=\"single-article__steps-counter\" id=\"step_4\">Step 4<\/div><div class=\"single-article__steps-content\"><h3 id=\"Receive-Offers\">Receive Offers<\/h3>A list of loan offers that best suit your needs will appear, making it easy to compare multiple offers in one place, within minutes.\n<p style=\"text-align: center;\"><img decoding=\"async\" class=\"alignnone wp-image-37689 size-medium\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/11\/2018\/08\/screenshot-2022-12-14-151002-300x221.png\" alt=\"\" width=\"300\" height=\"221\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/11\/2018\/08\/screenshot-2022-12-14-151002-300x221.png 300w, https:\/\/financer.global\/app\/uploads\/sites\/11\/2018\/08\/screenshot-2022-12-14-151002-1024x754.png 1024w, https:\/\/financer.global\/app\/uploads\/sites\/11\/2018\/08\/screenshot-2022-12-14-151002-768x566.png 768w, https:\/\/financer.global\/app\/uploads\/sites\/11\/2018\/08\/screenshot-2022-12-14-151002.png 1196w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/p><\/div><\/div>            <div class=\"single-article__conclusion\">\n                            <\/div>\n            <\/div>\n\n\n<p>Once a loan is approved, customers must communicate directly with their individual lenders to get personalized information.<\/p>\n\n\n\n<p>Loan amounts range from <strong>$500 to $35,000<\/strong> depending on the lender. <\/p>\n\n\n\n<p>Each loan contract contains different requirements. It is essential that you thoroughly read your agreement before committing.<\/p>\n\n\n<div class=\"fn_block block_fn_items fields_containeris-hidden\"><div class=\"items-content__cards\"><div class=\"items-content__card \" data-header=\"1\"><div class=\"items-content__card-top\"><div class=\"items-content__card-left\"><a href=\"https:\/\/financer.com\/company\/5kfunds\/\" class=\"items-content__card-logo \" ><img decoding=\"async\" width=\"393\" height=\"128\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/11\/2018\/08\/5kfunds-logo.png\" class=\"attachment-full size-full\" alt=\"5KFunds Logo\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/11\/2018\/08\/5kfunds-logo.png 393w, https:\/\/financer.global\/app\/uploads\/sites\/11\/2018\/08\/5kfunds-logo-300x98.png 300w\" sizes=\"(max-width: 393px) 100vw, 393px\" \/><\/a><span class=\"items-content__card-chosen\">Chosen <strong>80,379<\/strong> times<\/span><ul class=\"items-content__card-list\"><li >Check Rates without Credit Impact<\/li><li >No Minimum Credit Score<\/li><li >Large Network of Lenders<\/li><\/ul><\/div><div class=\"items-content__card-datapoint-container\"><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Min Loan Amount<\/span><span class=\"items-content__card-datapoint-value\">500<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Max Loan Amount<\/span><span class=\"items-content__card-datapoint-value\">35000<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Lowest APR<\/span><span class=\"items-content__card-datapoint-value\">5.99<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Highest APR<\/span><span class=\"items-content__card-datapoint-value\">35.99<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Min Loan Term<\/span><span class=\"items-content__card-datapoint-value\">2 Months<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Max Loan Term<\/span><span class=\"items-content__card-datapoint-value\">6 Years<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Accepts bad credit:<\/span><span class=\"items-content__card-datapoint-value\">Yes. <\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Minimum Age<\/span><span class=\"items-content__card-datapoint-value\">18<\/span><\/div><\/div><div class=\"items-content__card-right\"><a href=\"https:\/\/financer.com\/company\/5kfunds\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"4647\" data-url_param_t=\"company_single\" class=\"button is-primary is-rounded is-arrow items-content__card-see-offer items-content__card-see-offer--\" target=\"_blank\" rel=\"sponsored nofollow\">See offer<\/a><a href=\"https:\/\/financer.com\/company\/5kfunds\/\"  class=\"button is-rounded items-content__card-more-info\">More Info<\/a><a href=\"https:\/\/financer.com\/company\/5kfunds\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><span class=\"simple-rating-value rating_light-green\" data-rating-value=\"4.2\">4.2<\/span><\/a><span class=\"items-content__card-reviews\">Read&nbsp;<a href=\"https:\/\/financer.com\/company\/5kfunds\/#read-reviews\">91<\/strong>&nbsp;reviews<\/a><\/div><\/div><\/div><\/div><\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"What_To_Consider_Before_Applying\">What To Consider Before Applying<\/h3>\n\n\n\n<ul>\n<li>Before you apply for a personal loan, confirm that you reside in <a href=\"#states\" data-type=\"internal\" data-id=\"#states\">one of the states<\/a> where 5KFunds operates in.<\/li>\n<\/ul>\n\n\n\n<ul>\n<li>To make sure you understand the costs involved in a 5KFunds loan, always research the offers from lenders and look for origination fees, prepayment penalties, late fees, and more. <\/li>\n<\/ul>\n\n\n\n<ul>\n<li>We suggest you always double-check any policies and terms before agreeing to a loan from a lender as 5kFunds just operates the marketplace and does not guarantee terms.<\/li>\n<\/ul>\n\n\n\n<ul>\n<li>Although there is no minimum credit score required based on our 5kFunds review, keep in mind that the lender might do a hard credit check to determine your eligibility when you complete your loan application. <\/li>\n<\/ul>\n\n\n\n                <div class=\"fn_block block_fn_msg_box cost search-hero--bg1\">\n\t\t\t\t<h3>How to save <span class=\"compare-amount\">$619.00 <\/span> on your loan<\/h3>\n\t\t\t\t<p>The price difference for a $500.00 loan in 90 days is $619.00.<\/p>\n\t\t\t\t<p class=\"has-text-left\"><a href=\"https:\/\/financer.com\/results\/?query=1&filter_non_affiliate=1&param_amount=500&param_period=90\" class=\"button is-normal is-primary is-rounded\">Find out how<\/a><\/p>\n                <\/div><h2 class=\"wp-block-heading\" id=\"i5KFunds_Fees\">5KFunds Fees<\/h2>\n\n\n\n<ul>\n<li>APRs differ between lenders ranging from <strong>5.99% &#8211; 35.99%.<\/strong> There are <strong>NO fees<\/strong> associated with using the <a rel=\"sponsored noopener nofollow\" href=\"https:\/\/financer.com\/company\/5kfunds\/redirect\" target=\"_blank\">5KFunds<\/a> site itself, though many lenders may have their own fees.<em> Fees are dependent on the lender, not 5KFunds.<\/em><\/li>\n<\/ul>\n\n\n\n<ul>\n<li>There are<strong> no prepayment penalties<\/strong> or hidden fees. Contact your lender directly If you are unsure whether you&#8217;ll be able to afford the repayments.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"i5KFunds_Payment_Terms\">5KFunds Payment Terms<\/h2>\n\n\n\n<p>The repayment terms range from a <strong>61-day minimum to a 72-month maximum<\/strong>. 5KFunds does not determine the rates and terms, as these are decided by the lending partners.<\/p>\n\n\n\n<p>Some lenders allow payments to be debited automatically from your account to help you avoid late or missed payments. Payment schedules and late payments are worked out directly with the lender. <\/p>\n\n\n\n<p>Be sure to read the terms of your <a href=\"https:\/\/financer.com\/ask-financer\/which-banks-offer-personal-loans\/\">loan offer<\/a> before you agree and accept.<\/p>\n\n\n<div class=\"fn_block block_fn_items fields_containeris-hidden\"><div class=\"items-content__cards\"><div class=\"items-content__card \" data-header=\"1\"><div class=\"items-content__card-top\"><div class=\"items-content__card-left\"><a href=\"https:\/\/financer.com\/company\/5kfunds\/\" class=\"items-content__card-logo \" ><img decoding=\"async\" width=\"393\" height=\"128\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/11\/2018\/08\/5kfunds-logo.png\" class=\"attachment-full size-full\" alt=\"5KFunds Logo\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/11\/2018\/08\/5kfunds-logo.png 393w, https:\/\/financer.global\/app\/uploads\/sites\/11\/2018\/08\/5kfunds-logo-300x98.png 300w\" sizes=\"(max-width: 393px) 100vw, 393px\" \/><\/a><span class=\"items-content__card-chosen\">Chosen <strong>80,379<\/strong> times<\/span><ul class=\"items-content__card-list\"><li >Check Rates without Credit Impact<\/li><li >No Minimum Credit Score<\/li><li >Large Network of Lenders<\/li><\/ul><\/div><div class=\"items-content__card-datapoint-container\"><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Min Loan Amount<\/span><span class=\"items-content__card-datapoint-value\">500<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Max Loan Amount<\/span><span class=\"items-content__card-datapoint-value\">35000<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Lowest APR<\/span><span class=\"items-content__card-datapoint-value\">5.99<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Highest APR<\/span><span class=\"items-content__card-datapoint-value\">35.99<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Min Loan Term<\/span><span class=\"items-content__card-datapoint-value\">2 Months<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Max Loan Term<\/span><span class=\"items-content__card-datapoint-value\">6 Years<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Accepts bad credit:<\/span><span class=\"items-content__card-datapoint-value\">Yes. <\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Minimum Age<\/span><span class=\"items-content__card-datapoint-value\">18<\/span><\/div><\/div><div class=\"items-content__card-right\"><a href=\"https:\/\/financer.com\/company\/5kfunds\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"4647\" data-url_param_t=\"company_single\" class=\"button is-primary is-rounded is-arrow items-content__card-see-offer items-content__card-see-offer--\" target=\"_blank\" rel=\"sponsored nofollow\">See offer<\/a><a href=\"https:\/\/financer.com\/company\/5kfunds\/\"  class=\"button is-rounded items-content__card-more-info\">More Info<\/a><a href=\"https:\/\/financer.com\/company\/5kfunds\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><span class=\"simple-rating-value rating_light-green\" data-rating-value=\"4.2\">4.2<\/span><\/a><span class=\"items-content__card-reviews\">Read&nbsp;<a href=\"https:\/\/financer.com\/company\/5kfunds\/#read-reviews\">91<\/strong>&nbsp;reviews<\/a><\/div><\/div><\/div><\/div><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"How_Financercom_Rates_Hiscox_Business_Insurance\">How Financer.com Rates Hiscox Business Insurance<\/h2>\n\n\n\n<p><strong>Is 5Kfunds legit?<\/strong> Yes, at Financer.com we recommend 5KFunds.<strong> <\/strong><\/p>\n\n\n\n<p>At Financer.com, all lenders go through a thorough research and review process. We don&#8217;t make recommendations lightly. <\/p>\n\n\n\n<p>All loan applications are done through their easy-to-navigate website with a simple process that takes less than five minutes to complete. There are NO fees and many lending partners in one location.\u00a0<\/p>\n\n\n\n<p>5kFunds.com is your guide to <strong>over 100 validated lenders<\/strong>, enter your details and let 5KFunds prepare options that best suit your <a href=\"https:\/\/financer.com\/ask-financer\/what-credit-score-is-needed-for-a-personal-loan\/\">personal needs<\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Application_Process\">Application Process<\/h3>\n\n\n<div class=\"wp-block-image shortcode-no\">\n<figure class=\"aligncenter size-full is-resized\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/11\/2022\/12\/image.png\" alt=\"\" class=\"wp-image-37677\" width=\"302\" height=\"321\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/11\/2022\/12\/image.png 604w, https:\/\/financer.global\/app\/uploads\/sites\/11\/2022\/12\/image-282x300.png 282w\" sizes=\"(max-width: 302px) 100vw, 302px\" \/><\/figure><\/div>\n\n\n<p>The application process with 5KFunds is very quick and easy. It takes only a few minutes to complete the steps and get your loan offers.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Costs\">Costs<\/h3>\n\n\n\n<p>5KFunds don&#8217;t charge any fees. But some lenders may charge fees and interest. <\/p>\n\n\n\n<p>Similar to many other short-term lenders in the U.S., the lenders&#8217; APRs start at 5.99% and are <strong>capped at 35.99%<\/strong>. This is much lower than <a rel=\"noreferrer noopener\" href=\"https:\/\/financer.com\/loans\/payday-loans\/\" data-type=\"page\" data-id=\"199\" target=\"_blank\">payday loans<\/a>.<\/p>\n\n\n\n<p>We feel that these rates are quite attractive given that many U.S. lenders start with 10.99% APR. <\/p>\n\n\n\n<p>There are no application fees either, making 5KFunds a good option for borrowers. <\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Payments\">Payments<\/h3>\n\n\n\n<p>You have <strong>up to 72 months <\/strong>to repay a loan from 5KFunds. This is very similar to most other short-term U.S. lenders and gives you the freedom to have lower monthly payments over a longer period. <\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Customer_Service\">Customer Service<\/h3>\n\n\n\n<p>5KFunds provides customer service via email and phone from Mondays to Fridays, 9 am to 6 pm.<\/p>\n\n\n\n<p>We tested out 5KFunds&#8217; customer service by requesting information via email. Although we did receive confirmation of our inquiry, we only received a formal reply a few days later, making their email support mediocre.<\/p>\n\n\n<div class=\"wp-block-image shortcode-no\">\n<figure class=\"aligncenter size-full\"><img decoding=\"async\" width=\"775\" height=\"264\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/11\/2023\/01\/image-1.png\" alt=\"\" class=\"wp-image-38548\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/11\/2023\/01\/image-1.png 775w, https:\/\/financer.global\/app\/uploads\/sites\/11\/2023\/01\/image-1-300x102.png 300w, https:\/\/financer.global\/app\/uploads\/sites\/11\/2023\/01\/image-1-768x262.png 768w\" sizes=\"(max-width: 775px) 100vw, 775px\" \/><\/figure><\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"Privacy_and_Security\">Privacy and Security<\/h3>\n\n\n\n<p>5KFunds takes privacy seriously by encrypting and protecting all information according to the legal requirements and 256-bit encryption. <\/p>\n\n\n\n<p>Similar to other loan marketplaces and online lenders, 5KFunds collects and shares user information with partners in their network.<\/p>\n\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.com\/company\/5kfunds\/redirect\/\" class=\"button  is-rounded is-primary is-large is-arrow\" target=\"_blank\"  rel=\"sponsored nofollow\">Apply for a 5KFunds loan<\/a><\/div>\n\n<div class=\"fn_block block_fn_faq_list\"><h3 id=\"5Kfunds review\">5KFunds FAQs<\/h3><h4>How much can I borrow with a 5K Funds loan?<\/h4><div class=\"faq_inner\">You can borrow up to $35,000.<\/div><h4>What is the cost to use 5KFund?<\/h4><div class=\"faq_inner\">5KFunds does NOT charge any fee, however individual lenders may have their own origination and application fees.<\/div><h4>Is my personal information secure?<\/h4><div class=\"faq_inner\">5KFunds takes your privacy seriously, and the personal information you enter protected with 256-bit bank-level SSL encryption.<\/div><h4>Who do I contact about late payments?<\/h4><div class=\"faq_inner\">Contact the lender directly if you have any issues repaying your loan. Late Payment penalties differ from lender to lender. Some lenders may automatically add a fee if it is in their agreement.<\/div><h4>Why is 5KFunds a unique loan comparison service?<\/h4><div class=\"faq_inner\">5KFunds partners with over 100 unique lenders and offers unsecured of up to $35,000. Once approved, money is directly deposited into\u00a0 the borrower&#8217;s bank account as soon as the next business day.<\/div><h4>How much does a 5KFunds loan cost?<\/h4><div class=\"faq_inner\">The 5KFunds marketplace is 100% free to use. However, the APRs from lenders vary from 5.99% to 35.99%.<\/div><h4>What can I use the loan for?<\/h4><div class=\"faq_inner\">You can use your 5KFunds personal loan for anything you want.\u00a0<\/div><h4>When do I repay my loan?<\/h4><div class=\"faq_inner\">Loan repayment terms differ by lender but repayment periods vary from 61 days to 72 months.<\/div><h4>What can I use a personal loan for?<\/h4><div class=\"faq_inner\">You can use your personal loan from 5KFunds for almost anything &#8211; home improvements, a holiday, medical expenses, shopping, or more.\u00a0<\/div><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"i5KFunds_Alternatives\">5KFunds Alternatives<\/h2>\n\n\n\n<p>Here&#8217;s a list of alternatives to 5KFunds and how they compare:<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-fn-tables shortcode-no\"><table><thead><tr><th>Lender<\/th><th>Reviews<\/th><th>Loan Amount<\/th><th>APR<\/th><th>Max. Loan Term<\/th><th>Bad Credit?<\/th><\/tr><\/thead><tbody><tr><td><a href=\"https:\/\/financer.com\/company\/personalloans-com\/redirect\/\" data-type=\"URL\" data-id=\"https:\/\/financer.com\/company\/personalloans-com\/redirect\/\" target=\"_blank\" rel=\"sponsored noopener nofollow\">PersonalLoans.com<\/a><\/td><td><a href=\"https:\/\/financer.com\/company\/personalloans-com\/\" data-type=\"URL\" data-id=\"https:\/\/financer.com\/company\/personalloans-com\/\">View<\/a><\/td><td>$500 \u2013 $35,000<\/td><td>5.99-35.99%<\/td><td>Up to 6 years<\/td><td>Yes<\/td><\/tr><tr><td><a href=\"https:\/\/financer.com\/company\/badcreditloans\/redirect\/\" target=\"_blank\" rel=\"sponsored noopener nofollow\">BadCreditLoans<\/a><\/td><td><a href=\"https:\/\/financer.com\/company\/badcreditloans\/\" data-type=\"URL\" data-id=\"https:\/\/financer.com\/company\/badcreditloans\/\" target=\"_blank\" rel=\"noreferrer noopener\">View<\/a><\/td><td>$500 \u2013 $5,000<\/td><td>5.99-35.99%<\/td><td>Up to 2 years<\/td><td>Yes<\/td><\/tr><tr><td><a href=\"https:\/\/financer.com\/company\/cashusa\/redirect\/\" data-type=\"URL\" data-id=\"https:\/\/financer.com\/company\/cashusa\/redirect\/\" target=\"_blank\" rel=\"sponsored noopener nofollow\">CashUSA.com<\/a><\/td><td><a href=\"https:\/\/financer.com\/company\/cashusa\/\" data-type=\"URL\" data-id=\"https:\/\/financer.com\/company\/cashusa\/\" target=\"_blank\" rel=\"noreferrer noopener\">View<\/a><\/td><td>$500 \u2013 $10,000<\/td><td>5.99-35.99%<\/td><td>Up to 6 years<\/td><td>Yes<\/td><\/tr><tr><td><a href=\"https:\/\/financer.com\/company\/fast5kloans\/redirect\/\" data-type=\"URL\" data-id=\"https:\/\/financer.com\/company\/fast5kloans\/redirect\/\" target=\"_blank\" rel=\"sponsored noopener nofollow\">Fast5KLoans<\/a><\/td><td><a href=\"https:\/\/financer.com\/company\/fast5kloans\/\" data-type=\"URL\" data-id=\"https:\/\/financer.com\/company\/fast5kloans\/\" target=\"_blank\" rel=\"noreferrer noopener\">View<\/a><\/td><td>$500 \u2013 $35,000<\/td><td>5.99-35.99%<\/td><td>Up to 5 years<\/td><td>Yes<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Should_you_take_a_loan_with_5KFunds\">Should you take a loan with 5KFunds?<\/h2>\n\n\n\n<p>5KFunds has been around for quite a while and has proven to be a leading U.S. lending platform where borrowers can get personalized loan offers.  <\/p>\n\n\n\n<p>One of the best reasons for applying for a loan with 5KFunds is that interest rates from participating lenders are listed transparently. <\/p>\n\n\n\n<p>Their customer service is responsive and they have a good feedback rating from past customers. <\/p>\n\n\n\n<p><em>Read more 5KFunds reviews from customers below or add your own.<\/em><\/p>\n\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.com\/company\/5kfunds\/redirect\/\" class=\"button  is-rounded is-primary is-large is-arrow\" target=\"_blank\"  rel=\"sponsored nofollow\">Apply for a Loan Now &gt;<\/a><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"More_5KFunds_Personal_Loan_Reviews\">More 5KFunds Personal Loan Reviews<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"What_Users_On_the_Web_Are_Saying\">What Users On the Web Are Saying<\/h3>\n\n\n\n<p>5KFunds gets a 1.6 out of 5 stars on <a href=\"https:\/\/www.trustpilot.com\/review\/5kfunds.com\" data-type=\"URL\" data-id=\"https:\/\/www.trustpilot.com\/review\/5kfunds.com\" target=\"_blank\" rel=\"noreferrer noopener\">TrustPilot<\/a>, with users showing mixed feelings:<\/p>\n\n\n\n<figure class=\"wp-block-image size-full shortcode-no\"><img decoding=\"async\" width=\"733\" height=\"396\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/11\/2023\/01\/image.png\" alt=\"\" class=\"wp-image-38249\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/11\/2023\/01\/image.png 733w, https:\/\/financer.global\/app\/uploads\/sites\/11\/2023\/01\/image-300x162.png 300w\" sizes=\"(max-width: 733px) 100vw, 733px\" \/><\/figure>\n\n\n\n<p>Some users were unhappy about their personal information being shared, while others felt the service was fast and easy.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"More_User_Reviews___Add_Your_Rating\">More User Reviews &#8211; Add Your Rating<\/h3>\n\n\n\n<p>Read more reviews on Financer.com from verified users below.<\/p>\n\n\n\n<p>Have you used 5KFunds before? <a href=\"#top\" data-type=\"internal\" data-id=\"#top\">Leave your review now<\/a>.<\/p>\n","protected":false},"author":11463,"featured_media":24214,"parent":0,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"","categories":[1076],"company_type":[1264],"overall_rating":"0.00000000","_links":{"self":[{"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/company_single\/24018"}],"collection":[{"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/company_single"}],"about":[{"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/types\/company_single"}],"author":[{"embeddable":true,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/users\/11463"}],"replies":[{"embeddable":true,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/comments?post=24018"}],"version-history":[{"count":10,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/company_single\/24018\/revisions"}],"predecessor-version":[{"id":81779,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/company_single\/24018\/revisions\/81779"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/media\/24214"}],"wp:attachment":[{"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/media?parent=24018"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/categories?post=24018"},{"taxonomy":"company_type","embeddable":true,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/company_type?post=24018"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}