{"id":241,"date":"2017-02-17T17:07:20","date_gmt":"2017-02-17T17:07:20","guid":{"rendered":"https:\/\/financer.com\/?post_type=company_single&#038;p=241"},"modified":"2024-05-22T08:59:57","modified_gmt":"2024-05-22T15:59:57","slug":"moneylion","status":"publish","type":"company_single","link":"https:\/\/financer.com\/company\/moneylion\/","title":{"rendered":"MoneyLion"},"content":{"rendered":"<h3>Summary<\/h3>\n<p><\/p>\n<ul>\n<li>Loans of up to $1,000<\/li>\n<li>Credit Builder Plus costs\u00a0<strong>$19.99<\/strong>\/month<\/li>\n<li>No overdraft or hidden fees<\/li>\n<li>No mimimim balance<\/li>\n<\/ul>\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.com\/company\/moneylion\/redirect\/\" class=\"button  is-rounded is-primary is-large is-arrow\" target=\"_blank\"  rel=\"sponsored nofollow\">Apply for a MoneyLion Loan Now<\/a><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"What_is_MoneyLion\">What is MoneyLion?<\/h2>\n\n\n\n<p>Founded in 2013, MoneyLion is a<strong> mobile banking platform<\/strong> that offers credit builder loans <strong>up to $1,000<\/strong>, interest-free cash advances, banking with early paycheck deposit and no minimum balance, managed investing, cashback rewards, and financial tracking and education.<\/p>\n\n\n\n<p>MoneyLion breaks down traditional barriers to financial health and provides financial access to hardworking Americans, helping them take control of their money and reach their goals.<\/p>\n\n\n\n<p>By leveraging artificial intelligence, superior analytics, and machine learning technologies, MoneyLion can gain a 360-degree view of its customers\u2019 personal finances and deliver uniquely personalized advice and underwriting.<\/p>\n\n\n\n<p>MoneyLion is headquartered in New York City and has <strong>more than 6 million users<\/strong>. <\/p>\n\n\n\n<p>They have achieved various awards of recognition, including the 2020 Forbes Fintech 50, <a href=\"https:\/\/finovate.com\/drumroll-finovate-awards-winners-announced\/\">Finovate Award for Best Digital Bank 2019<\/a>, Benzinga Fintech Awards winner for Innovation in Personal Finance 2019, and the <a href=\"https:\/\/winners.webbyawards.com\/2019\/apps-mobile-and-voice\/apps-mobile-sites-general\/financial-servicesbanking\/88721\/moneylion\">Webby Awards 2019<\/a> People\u2019s Voice Award.<\/p>\n\n\n<div class=\"fn_block block_fn_items fields_containeris-hidden\"><div class=\"items-content__cards\"><div class=\"items-content__card \" data-header=\"1\"><div class=\"items-content__card-top\"><div class=\"items-content__card-left\"><a href=\"https:\/\/financer.com\/company\/moneylion\/\" class=\"items-content__card-logo \" ><img decoding=\"async\" width=\"1260\" height=\"385\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/11\/2017\/12\/moneylion-review.png\" class=\"attachment-full size-full\" alt=\"moneylion loan review\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/11\/2017\/12\/moneylion-review.png 1260w, https:\/\/financer.global\/app\/uploads\/sites\/11\/2017\/12\/moneylion-review-300x92.png 300w, https:\/\/financer.global\/app\/uploads\/sites\/11\/2017\/12\/moneylion-review-1024x313.png 1024w, https:\/\/financer.global\/app\/uploads\/sites\/11\/2017\/12\/moneylion-review-768x235.png 768w\" sizes=\"(max-width: 1260px) 100vw, 1260px\" \/><\/a><span class=\"items-content__card-chosen\">Chosen <strong>15,860<\/strong> times<\/span><ul class=\"items-content__card-list\"><li >Personal loans up to $500<\/li><li >$0 account fees for ATM&#8217;s and Overdrafts<\/li><li >Premium investment accounts with no minimum deposit required<\/li><li >Up to 12% cash back on purchases<\/li><\/ul><\/div><div class=\"items-content__card-datapoint-container\"><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Min Loan Amount<\/span><span class=\"items-content__card-datapoint-value\">500<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Max Loan Amount<\/span><span class=\"items-content__card-datapoint-value\">500<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Lowest APR<\/span><span class=\"items-content__card-datapoint-value\">5.99<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Highest APR<\/span><span class=\"items-content__card-datapoint-value\">0.00<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Min Loan Term<\/span><span class=\"items-content__card-datapoint-value\">14 Days<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Max Loan Term<\/span><span class=\"items-content__card-datapoint-value\">1 Year<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Accepts bad credit:<\/span><span class=\"items-content__card-datapoint-value\">Yes. <\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Minimum Age<\/span><span class=\"items-content__card-datapoint-value\">18<\/span><\/div><\/div><div class=\"items-content__card-right\"><a href=\"https:\/\/financer.com\/company\/moneylion\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"241\" data-url_param_t=\"company_single\" class=\"button is-primary is-rounded is-arrow items-content__card-see-offer items-content__card-see-offer--\" target=\"_blank\" rel=\"sponsored nofollow\">See offer<\/a><a href=\"https:\/\/financer.com\/company\/moneylion\/\"  class=\"button is-rounded items-content__card-more-info\">More Info<\/a><a href=\"https:\/\/financer.com\/company\/moneylion\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_half_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><span class=\"simple-rating-value rating_light-green\" data-rating-value=\"3.6\">3.6<\/span><\/a><span class=\"items-content__card-reviews\">Read&nbsp;<a href=\"https:\/\/financer.com\/company\/moneylion\/#read-reviews\">442<\/strong>&nbsp;reviews<\/a><\/div><\/div><\/div><\/div><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Products_Offered\">Products Offered<\/h2>\n\n\n\n<p>MoneyLion offers the following products:<\/p>\n\n\n\n<ul>\n<li>RoarMoney<\/li>\n\n\n\n<li>Investment Account<\/li>\n\n\n\n<li>Credit Builder Plus<\/li>\n\n\n\n<li>Instacash Advance<\/li>\n\n\n\n<li>MoneyLion Crypto<\/li>\n<\/ul>\n\n\n\n<p><br>MoneyLion is a financial services provider that offers membership programs. Their services include online banking, <strong>credit-builder loans<\/strong>, and <strong>cashback rewards<\/strong>.<\/p>\n\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-flex-start\"><a href=\"https:\/\/financer.com\/company\/moneylion\/redirect\/\" class=\"button  is-rounded is-primary is-large is-arrow\" target=\"_blank\"  rel=\"sponsored nofollow\">Visit MoneyLion to get started <\/a><\/div>\n\n\n\t\t<div id=\"genericloan_1_form\" class=\"fs-slider fs-slider--tooltip search-hero--bg1\"><h3>Compare loans from 79 lenders<\/h3><p>Find the cheapest rate with one click<\/p><div class=\"step amount\">    <div class=\"slider_cont step__value\">\n        <span class=\"fl_l_m_15 amount_display\"><\/span>\n    <\/div>\n    <div class=\"step__slider\">\n        <input type=\"range\" data-default-value=\"500\" data-name=\"param_amount\" \/>\n    <\/div>\n<\/div><div class=\"step stepSubmit\"><a id=\"submitSliders\" href=\"https:\/\/financer.com\/results?query=1&non_affiliate=true&param_amount=500&loan_broker_filter_active=true&param_period=360&\" data-slider-url=\"https:\/\/financer.com\/results?query=1&non_affiliate=true&param_amount=500&loan_broker_filter_active=true&param_period=360&\" data-required=\"results?query=1non_affiliate=true&param_amount=500&loan_broker_filter_active=true&param_period=360&\" class=\"get_results compare button is-primary is-medium is-rounded\">Compare Offers<\/a><\/div>\t\t<\/div><h2 class=\"wp-block-heading\" id=\"How_MoneyLion_Works\">How MoneyLion Works<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"MoneyLion_Account\">MoneyLion Account<\/h3>\n\n\n\n<p>In order to use MoneyLion\u2019s services, a user must have a MoneyLion account.<\/p>\n\n\n\n<p>MoneyLion allows for the creation of a free account, and you may choose to add other free services (such as Instacash advances) or paid services (such as Credit Builder Plus).<\/p>\n\n\n\n<figure class=\"wp-block-image size-large shortcode-no\"><img decoding=\"async\" width=\"1024\" height=\"608\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/11\/2021\/08\/image-1024x608.png\" alt=\"MoneyLion Website\" class=\"wp-image-20329\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/11\/2021\/08\/image-1024x608.png 1024w, https:\/\/financer.global\/app\/uploads\/sites\/11\/2021\/08\/image-300x178.png 300w, https:\/\/financer.global\/app\/uploads\/sites\/11\/2021\/08\/image-768x456.png 768w, https:\/\/financer.global\/app\/uploads\/sites\/11\/2021\/08\/image.png 1295w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>Credit Builder Plus costs\u00a0<strong>$19.99<\/strong> per month and includes a <strong>credit builder loan<\/strong>, <strong>credit monitoring<\/strong>, and access to other services. The fees for MoneyLion products are low and transparent and disclosed on their website.<\/p>\n\n\n\n<p>A user <strong>must be 18 years old<\/strong> and have a <strong>bank account<\/strong> in order to register for a MoneyLion account. Once an account has been created, users can go to the MoneyLion login and get access to MoneyLion\u2019s services.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Credit_Builder_Plus\">Credit Builder Plus<\/h3>\n\n\n\n<p>The Credit Builder Plus membership is a proven credit-building plan. It costs\u00a0<strong>$19.99<\/strong>\u00a0per month and includes:<\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"check\"><h3 id=\"Credit_Builder_Plus_Membership\">Credit Builder Plus Membership<\/h3><li>\n<p>Loans up to\u00a0<strong>$1,000<\/strong>\u00a0with competitive rates<\/p>\n<\/li><li>\n<p>Payment reporting to all three credit bureaus to help build your credit score<\/p>\n<\/li><li>\n<p>Credit monitoring and tracking\u00a0<strong>24\/7<\/strong>\u00a0in the app so you can stay on top of progress and view your score anytime.<\/p>\n<\/li><li>\n<p>Access to<strong>\u00a00%<\/strong>\u00a0APR Instacash cash advances.<\/p>\n<\/li><li>\n<p>Exclusive cashback rewards called Lion\u2019s Share, allowing you to get back up to\u00a0<strong>$19.99<\/strong>\u00a0per month<\/p>\n<\/li><\/ul><\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"Personalized_Financial_Tracking__Education\">Personalized Financial Tracking &amp; Education<\/h3>\n\n\n\n<p>One of MoneyLion\u2019s prime features is their Financial Heartbeat, a fitness tracker for your finances. <\/p>\n\n\n\n<p>MoneyLion\u2019s Financial Heartbeat combines a simple yet dynamic framework for monitoring financial health and empowers members to improve daily.<\/p>\n\n\n\n<p>By simply opening the MoneyLion mobile app and checking your Financial Heartbeat \u2014\u00a0<em>a beautifully designed visual representation of a beating heart that changes colors to reflect progress on a scale from 1-10<\/em>\u00a0\u2014 members can quickly evaluate where they are on their financial health journey.<\/p>\n\n\n\n<p>The MoneyLion Financial Heartbeat encapsulates five key financial pillars:\u00a0<strong>Save<\/strong>,\u00a0<strong>Spend<\/strong>,\u00a0<strong>Shield<\/strong>,\u00a0<strong>Score<\/strong>, and\u00a0<strong>Strive<\/strong>, and surfaces daily insights to help members increase their scores.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Smart_Mobile_Banking\">Smart Mobile Banking<\/h3>\n\n\n\n<p>RoarMoney is MoneyLion\u2019s banking offering in partnership with MetaBank and Mastercard. It offers:<\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"like\"><h3 id=\"RoarMoney_Offers\">RoarMoney Offers<\/h3><li>\n<p>Direct deposits received up to two days early.<\/p>\n<\/li><li>\n<p><strong>0%<\/strong>\u00a0APR Instacash SM advances up to\u00a0<strong>$250<\/strong>.<\/p>\n<\/li><li>\n<p>No balance minimums and no fees at 55,000 ATMs.<\/p>\n<\/li><li>\n<p>Contactless MoneyLion Debit Mastercard\u00ae with Price Protection 3 and Zero Liability 4.<\/p>\n<\/li><li>\n<p>RoarMoney virtual card as soon as you open your account.<\/p>\n<\/li><li>\n<p>Weekly spend reports by category.<\/p>\n<\/li><li>\n<p>Transparent pricing and no hidden fees.<\/p>\n<\/li><\/ul><\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"Cash_Back_Rewards_Program\">Cash Back Rewards Program<\/h3>\n\n\n\n<p>With RoarMoney, customers can earn cash back on every purchase, every day. And it\u2019s not your basic cashback program. <\/p>\n\n\n\n<p>This is cashback that grows when it is invested into the customers\u2019 fully managed investment portfolio, where they can grab it or let it grow.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Managed_Investing\">Managed Investing<\/h3>\n\n\n\n<p>MoneyLion makes it easy to invest and reach your goals faster with fully managed portfolios and auto investing \u2014 all with no management fees or minimums. <\/p>\n\n\n\n<p>MoneyLion simply asks you a few questions in the app and then recommends one of 7 core portfolios based.<\/p>\n\n\n\n<p>You can personalize it by changing it to be more or less aggressive or by adding investment themes such as Future Innovations. <\/p>\n\n\n\n<p>MoneyLion makes it even easier to fund and build your account with simple auto investing options.<\/p>\n\n\n\n<p>There is one low fee of\u00a0<strong>$1<\/strong> <strong>per month<\/strong> for full investment management services, including trading and rebalancing. <\/p>\n\n\n\n<p>If you are a <strong>Credit Builder Plus<\/strong> member, the\u00a0<strong>$1<\/strong>\u00a0<strong>per month<\/strong> administrative fee will be reimbursed.<\/p>\n\n\n<h3 id=\"How_to_Apply_for_a_MoneyLion_Account\">How to Apply for a MoneyLion Account<\/h3><div class=\"single-article__steps\">        <style>\n            .single-article__steps-items .single-article__steps-content {\n                background: #FFFFFF;\n                padding: 30px;\n                margin: 0 0 30px 0;\n                border-radius: 10px;\n                box-shadow: 0 0 10px 0 rgba(0, 0, 0, 0.14);\n                width: calc(100% - 5px);\n            }\n            .single-article__steps-items .single-article__steps-counter {\n                padding: 5px 20px;\n                border-radius: 3px;\n                background-color: #F5E7D8;\n                display: inline-block;\n                top: 15px;\n                left: -30px;\n                position: relative;\n                font-size: 16px;\n                font-weight: 600;\n            }\n\/*            .single-article__steps-items::before {\n                content: \"\";\n                position: absolute;\n                top: 20px;\n                left: 0;\n                height: calc(100% + 40px);\n                border-left: 2px dashed #e0e0e1;\n            }*\/\n            .single-article__conclusion-tag {\n                padding: 5px 20px;\n                border-radius: 3px;\n                color: #000000;\n                background-color: #F5E7D8;\n                display: inline-block;\n                top: 15px;\n                left: -30px;\n                position: relative;\n                font-size: 16px;\n                font-weight: 600;\n            }\n            .single-article__conclusion-item {\n                background: #FFFFFF;\n                padding: 30px;\n                margin: 0 0 30px 0;\n                border-radius: 10px;\n                box-shadow: 0 0 10px 0 rgba(0, 0, 0, 0.14);\n            }\n        <\/style>\n        <div class=\"single-article__steps-items\"><div class=\"single-article__steps-counter\" id=\"step_1\">Step 1<\/div><div class=\"single-article__steps-content\"><h3 id=\"Apply-Online\">Apply Online<\/h3>You can apply for a MoneyLion account via their website or mobile app. The first step is to create an account by signing up with your full name and email address.\u00a0<\/div><div class=\"single-article__steps-counter\" id=\"step_2\">Step 2<\/div><div class=\"single-article__steps-content\"><h3 id=\"Apply-for-a-Credit-Builder-Plus-Membership\">Apply for a Credit Builder Plus Membership<\/h3>After signing up you can apply for a Credit Builder Plus membership and request a credit builder loan. You&#8217;ll need your full name and address, social security number, address, phone number, and bank account.\u00a0<\/div><\/div>            <div class=\"single-article__conclusion\">\n                            <\/div>\n            <\/div>\n\n<div class=\"fn_block block_fn_items fields_containeris-hidden\"><div class=\"items-content__cards\"><div class=\"items-content__card \" data-header=\"1\"><div class=\"items-content__card-top\"><div class=\"items-content__card-left\"><a href=\"https:\/\/financer.com\/company\/moneylion\/\" class=\"items-content__card-logo \" ><img decoding=\"async\" width=\"1260\" height=\"385\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/11\/2017\/12\/moneylion-review.png\" class=\"attachment-full size-full\" alt=\"moneylion loan review\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/11\/2017\/12\/moneylion-review.png 1260w, https:\/\/financer.global\/app\/uploads\/sites\/11\/2017\/12\/moneylion-review-300x92.png 300w, https:\/\/financer.global\/app\/uploads\/sites\/11\/2017\/12\/moneylion-review-1024x313.png 1024w, https:\/\/financer.global\/app\/uploads\/sites\/11\/2017\/12\/moneylion-review-768x235.png 768w\" sizes=\"(max-width: 1260px) 100vw, 1260px\" \/><\/a><span class=\"items-content__card-chosen\">Chosen <strong>15,860<\/strong> times<\/span><ul class=\"items-content__card-list\"><li >Personal loans up to $500<\/li><li >$0 account fees for ATM&#8217;s and Overdrafts<\/li><li >Premium investment accounts with no minimum deposit required<\/li><li >Up to 12% cash back on purchases<\/li><\/ul><\/div><div class=\"items-content__card-datapoint-container\"><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Min Loan Amount<\/span><span class=\"items-content__card-datapoint-value\">500<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Max Loan Amount<\/span><span class=\"items-content__card-datapoint-value\">500<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Lowest APR<\/span><span class=\"items-content__card-datapoint-value\">5.99<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Highest APR<\/span><span class=\"items-content__card-datapoint-value\">0.00<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Min Loan Term<\/span><span class=\"items-content__card-datapoint-value\">14 Days<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Max Loan Term<\/span><span class=\"items-content__card-datapoint-value\">1 Year<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Accepts bad credit:<\/span><span class=\"items-content__card-datapoint-value\">Yes. <\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Minimum Age<\/span><span class=\"items-content__card-datapoint-value\">18<\/span><\/div><\/div><div class=\"items-content__card-right\"><a href=\"https:\/\/financer.com\/company\/moneylion\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"241\" data-url_param_t=\"company_single\" class=\"button is-primary is-rounded is-arrow items-content__card-see-offer items-content__card-see-offer--\" target=\"_blank\" rel=\"sponsored nofollow\">See offer<\/a><a href=\"https:\/\/financer.com\/company\/moneylion\/\"  class=\"button is-rounded items-content__card-more-info\">More Info<\/a><a href=\"https:\/\/financer.com\/company\/moneylion\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_half_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><span class=\"simple-rating-value rating_light-green\" data-rating-value=\"3.6\">3.6<\/span><\/a><span class=\"items-content__card-reviews\">Read&nbsp;<a href=\"https:\/\/financer.com\/company\/moneylion\/#read-reviews\">442<\/strong>&nbsp;reviews<\/a><\/div><\/div><\/div><\/div><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Our_MoneyLion_Review\">Our MoneyLion Review<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Reputation\">Reputation<\/h3>\n\n\n\n<p>Our general opinion of MoneyLion is a positive one. Having searched the internet for feedback and reviews, there were many positive comments from people who\u2019ve benefited from the company&#8217;s products and services. <\/p>\n\n\n\n<p>Whenever an issue was brought to MoneyLion\u2019s attention, they addressed it quickly and responded with a proposed solution to the problem.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Support\">Support<\/h3>\n\n\n\n<p>The <strong>MoneyLion customer service<\/strong> options are impressive. MoneyLion offers live chat support through their app along with a chatbot feature for simple questions. <\/p>\n\n\n\n<p>Customers can also contact them through phone support or their website.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Website\">Website<\/h3>\n\n\n\n<p>We love simplicity, both in functionality and design, and the MoneyLion site delivers on both of these while staying true to their stated mission: \u201cRewire the American banking system so that we can positively change the financial path for every hard-working American.\u201d<\/p>\n\n\n\n<p>It\u2019s easy to understand and use their website, and the Credit Builder Plus loan application was very smooth. <\/p>\n\n\n\n<p>It took us <strong>less than 10 minutes<\/strong> to fill out the application from beginning to end. <\/p>\n\n\n\n<p>They do a particularly good job of highlighting all the products and services they offer members.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Does_Financercom_Recommend_MoneyLion\">Does Financer.com Recommend MoneyLion?<\/h2>\n\n\n\n<p>Yes, we do. This is one of the most popular lenders we have reviewed, and it\u2019s definitely no surprise. <\/p>\n\n\n\n<p>Their site and application process are streamlined and simple, they offer reasonable interest rates, and they provide high-quality and reliable support. <\/p>\n\n\n\n<p>Financer.com can gladly say that MoneyLion is an excellent option when you\u2019re in need of a loan or other financial services.<\/p>\n\n\n\n                <div class=\"fn_block block_fn_msg_box cost search-hero--bg1\">\n\t\t\t\t<h3>How to save <span class=\"compare-amount\">$619.00 <\/span> on your loan<\/h3>\n\t\t\t\t<p>The price difference for a $500.00 loan in 90 days is $619.00.<\/p>\n\t\t\t\t<p class=\"has-text-left\"><a href=\"https:\/\/financer.com\/results\/?query=1&filter_non_affiliate=1&param_amount=500&param_period=90\" class=\"button is-normal is-primary is-rounded\">Find out how<\/a><\/p>\n                <\/div><h2 class=\"wp-block-heading\" id=\"Why_Customers_Choose_MoneyLion\">Why Customers Choose MoneyLion<\/h2>\n\n\n\n<p>MoneyLion offers credit-builder loans up to $1,000 as part of its Credit Builder Plus membership. They also offer 0% APR Instacash advances up to $250, smart mobile banking, managed investing, and rewards.<\/p>\n\n\n\n<p><strong>Below we have listed just a few of the many advantages of choosing MoneyLion for your borrowing needs:<\/strong><\/p>\n\n\n\n<p><strong>Competitive APR:<\/strong> The APR for MoneyLion\u2019s Credit Builder Plus loan starts at <strong>5.99%<\/strong>. The APR for its Instacash cash advances is <strong>0%<\/strong> APR.<\/p>\n\n\n\n<p>\u00a0<strong>No hard credit check:<\/strong> The loans are suitable for all credit types. Customers apply in the MoneyLion app by linking a checking account and can get approved in minutes.<\/p>\n\n\n\n<p><strong>Cost:<\/strong> The Credit Builder Plus membership costs <strong>$19.99<\/strong> a month, which gives you access to the credit builder loan, monthly credit reporting to all three credit bureaus, as well as access to Instacash, MoneyLions\u2019 <strong>0%<\/strong> APR cash advance product, and other valuable features. You also have the opportunity to earn back the membership fee with their Lion\u2019s Share rewards program.<\/p>\n\n\n\n<p><strong>Quick funding:<\/strong> One great feature of MoneyLion\u2019s Credit Builder loan is they give you a portion of the loan amount upfront. You can receive those funds instantly or within 48 hours (depending on your funding method chosen). The rest of the loan is held in a Credit Reserve Account in your name, and you\u2019ll receive this money after you pay off your full loan amount.<\/p>\n\n\n\n<p><strong>Easy repayment:<\/strong> Installments are fixed, so payments won\u2019t fluctuate over time.<\/p>\n\n\n\n<p><strong>Early repayment option:<\/strong> There is no penalty for early payoff with Money Lion. Pay off your loan at any time without being charged any additional fees.<\/p>\n\n\n\n<p><strong>Transparent Fees:<\/strong> Any fees are made clear during borrowing, no surprises.<\/p>\n\n\n\n<p><strong>Access to premium services:<\/strong> The administrative fee for banking and investing is reimbursed for Credit Builder Plus members, and they can earn exclusive Lion\u2019s Share cashback.<\/p>\n","protected":false},"author":11463,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"","categories":[1076],"company_type":[5],"overall_rating":"3.58848659","_links":{"self":[{"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/company_single\/241"}],"collection":[{"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/company_single"}],"about":[{"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/types\/company_single"}],"author":[{"embeddable":true,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/users\/11463"}],"replies":[{"embeddable":true,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/comments?post=241"}],"version-history":[{"count":50,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/company_single\/241\/revisions"}],"predecessor-version":[{"id":53470,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/company_single\/241\/revisions\/53470"}],"wp:attachment":[{"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/media?parent=241"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/categories?post=241"},{"taxonomy":"company_type","embeddable":true,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/company_type?post=241"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}