{"id":35273,"date":"2022-11-01T11:27:18","date_gmt":"2022-11-01T18:27:18","guid":{"rendered":"https:\/\/financer.com\/?post_type=company_single&#038;p=35273"},"modified":"2024-07-04T13:06:15","modified_gmt":"2024-07-04T20:06:15","slug":"cash-app","status":"publish","type":"company_single","link":"https:\/\/financer.com\/company\/cash-app\/","title":{"rendered":"Cash App"},"content":{"rendered":"\n<p>CashApp Borrow is a feature of Cash App that allows you to borrow small amounts from family and friends. <\/p>\n\n\n\n<p>Cash App also provides you with many financial tools, such as buying Bitcoin, buying and selling stocks, earning rewards, and sending funds instantly.<\/p>\n\n\n\n<p>We&#8217;ll look at how Cash App works, it&#8217;s features, and whether it&#8217;s a good fit for you.<\/p>\n\n\n\n<p id=\"states\"><strong><span style=\"text-decoration: underline;\">Note<\/span><\/strong>: Not everyone can borrow money from Cash App and it depends on your credit history, among other things.<\/p>\n\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.com\/company\/cash-app\/redirect\/\" class=\"button  is-rounded is-primary is-large is-arrow\" target=\"_blank\"  rel=\"sponsored nofollow\">Get CashApp now<\/a><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"How_We_Rate_CashApp\">How We Rate CashApp<\/h2>\n\n\n\n<p>At Financer.com, all lenders go through a thorough research and review process. Here&#8217;s how we rate CashApp:<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-fn-tables shortcode-no\"><table><thead><tr><th>Category<\/th><th>Rating<\/th><\/tr><\/thead><tbody><tr><td>Affordability<\/td><td>\u2b50\u2b50\u2b50\u2b50<\/td><\/tr><tr><td>Application process<\/td><td>\u2b50\u2b50\u2b50\u2b50\u2b50<\/td><\/tr><tr><td>Loan terms<\/td><td>\u2b50\u2b50\u2b50\u2b50\u2b50<\/td><\/tr><tr><td>Transparency<\/td><td>\u2b50\u2b50\u2b50\u2b50<\/td><\/tr><tr><td>Customer support<\/td><td>\u2b50\u2b50\u2b50\u2b50<\/td><\/tr><tr><td>Overall<\/td><td>\u2b50\u2b50\u2b50\u2b50\u2b50<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n<div class=\"fn_block block_fn_msg_box company\"><div class=\"fn_block__icon\"><\/div><h3 id=\"Do_We_Recommend_CashApp\">Do We Recommend CashApp?<\/h3>Yes, we recommend CashApp as a reliable lender for small loans. Skip to our full review below and see <a style=\"outline-width: 0px !important; user-select: auto !important;\" href=\"#How_Financercom_Rates_CashApp\" data-type=\"internal\" data-id=\"#How_Financercom_Rates_5KFunds\">how we rate CashApp<\/a>.<\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"Heres_what_well_cover_in_this_review\">Here&#8217;s what we&#8217;ll cover in this review:<\/h3>\n\n\n\n\n\n<p>Want to skip the details? Jump to our final verdict <a href=\"#How_Financercom_Rates_CashApp\" data-type=\"internal\" data-id=\"#How Financer.com Rates Cash App\">here<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"What_Is_CashApp\">What Is CashApp?<\/h2>\n\n\n\n<p>CashApp is a mobile payment platform that enables users to send and receive money easily, purchase Bitcoin, and invest in stocks. <\/p>\n\n\n\n<p>The app is available for iOS and Android devices and is free to download. It was launched in 2013 by Square, Inc, and has gained popularity in recent years.<\/p>\n\n\n\n<p><strong>Here&#8217;s a quick summary of CashApp:<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table is-style-fn-tables shortcode-no\"><table><thead><tr><th>Overview<\/th><th>Features<\/th><\/tr><\/thead><tbody><tr><td><strong>Loan type:<\/strong><\/td><td>Personal loans<\/td><\/tr><tr><td><strong>Loan amount:<\/strong><\/td><td>$20 &#8211; $200<\/td><\/tr><tr><td><strong>Loan term:<\/strong><\/td><td>4 weeks<\/td><\/tr><tr><td><strong>Fees:<\/strong><\/td><td>5.00%<\/td><\/tr><tr><td><strong>Late payment fees:<\/strong><\/td><td>1.25%<\/td><\/tr><tr><td><strong>Payout time:<\/strong><\/td><td>Immediately<\/td><\/tr><tr><td><strong>Requirements:<\/strong><\/td><td>At least 18 years old<br>U.S. citizen<br>Good credit score<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><br>Cash App is ideal for borrowing small amounts quickly, as long as you can repay the loan within four weeks. <\/p>\n\n\n\n<p><strong>Related: Here&#8217;s how to <a rel=\"noreferrer noopener\" href=\"https:\/\/financer.com\/how-to\/cash-app-borrow\/\" data-type=\"how_to\" data-id=\"35198\" target=\"_blank\">borrow money from Cash App<\/a>.<\/strong><\/p>\n\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.com\/company\/cash-app\/redirect\/\" class=\"button  is-rounded is-primary is-large is-arrow\" target=\"_blank\"  rel=\"sponsored nofollow\">Get cash from Cash App now<\/a><\/div>\n\n\n\t\t<div id=\"genericloan_1_form\" class=\"fs-slider fs-slider--tooltip search-hero--bg1\"><h3>Compare loans from 45 lenders<\/h3><p>Find the cheapest rate with one click<\/p><div class=\"step amount\">    <div class=\"slider_cont step__value\">\n        <span class=\"fl_l_m_15 amount_display\"><\/span>\n    <\/div>\n    <div class=\"step__slider\">\n        <input type=\"range\" data-default-value=\"500\" data-name=\"param_amount\" \/>\n    <\/div>\n<\/div><div class=\"step stepSubmit\"><a id=\"submitSliders\" href=\"https:\/\/financer.com\/results?query=1&non_affiliate=true&param_amount=500&loan_broker_filter_active=true&param_period=360\" data-slider-url=\"https:\/\/financer.com\/results?query=1&non_affiliate=true&param_amount=500&loan_broker_filter_active=true&param_period=360\" data-required=\"results?query=1non_affiliate=true&param_amount=500&loan_broker_filter_active=true&param_period=360&\" class=\"get_results compare button is-primary is-medium is-rounded\">Compare Offers<\/a><\/div>\t\t<\/div><h2 class=\"wp-block-heading\" id=\"Cash_App_Pros_and_Cons\">Cash App Pros and Cons<\/h2>\n\n\n\n<p>Here are some of the pros and cons of Cash App as a lender:<\/p>\n\n\n<h3 id=\"Pros\">Pros<\/h3>\n<p><\/p>\n<ul>\n<li>The app is<strong> very easy to use<\/strong>.<\/li>\n<li><strong>Many features<\/strong> to manage your money.<\/li>\n<li>Perfect for <strong>small loans up to $200.<\/strong><\/li>\n<li><strong>Debit cards<\/strong> are available to account holders.<\/li>\n<li>Cash App is available in all US states.<\/li>\n<\/ul>\n\n\n<p>One of the most significant advantages of Cash App is its user-friendly interface, which makes it easy to send and receive money with just a few clicks. <\/p>\n\n\n\n<p>Users can also purchase Bitcoin and invest in stocks through the app, which makes it a one-stop shop for financial transactions. <\/p>\n\n\n\n<p>Should you qualify, Cash App allows you to easily borrow small amounts and repay the loan within four weeks. <\/p>\n\n\n\n<p>CashApp also offers a debit card that users can use to make purchases, withdraw cash from ATMs, and earn cashback on select purchases.<\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"dislike\"><h3 id=\"Cons\">Cons<\/h3><li>\n<p><strong>Limited use<\/strong> of the Cash App debit card<\/p>\n<\/li><li>\n<p>All loans are charged a <strong>5% flat fee<\/strong>.<\/p>\n<\/li><\/ul><\/div>\n\n\n<p>One issue is that Cash App is not widely accepted as a payment method, so users may not be able to use it everywhere. <\/p>\n\n\n\n<p>All loans from Cash App Borrow come with a flat fee, which may be a drawback for some borrowers as most lenders don&#8217;t charge a fee.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Who_Is_Cash_App_For\">Who Is Cash App For?<\/h2>\n\n\n\n<p>CashApp is ideal for people who want a quick and easy way to send and receive money, purchase Bitcoin, and invest in stocks. <\/p>\n\n\n\n<p>It is also a great option for people who want to earn cashback on their purchases and have access to a debit card for convenient spending.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Eligibility_Requirements\">Eligibility Requirements<\/h3>\n\n\n\n<p>Although there aren&#8217;t specifically any requirements to qualify for a Cash App loan, borrowers typically have to have a fair to good credit score and be active on the app. Sometimes you also need to have a Cash App debit card activated.<\/p>\n\n\n\n<p><strong>Note that Cash App Borrow is only available in these states:<\/strong><\/p>\n\n\n\n<ul>\n<li>Alabama<\/li>\n\n\n\n<li>California<\/li>\n\n\n\n<li>Georgia<\/li>\n\n\n\n<li>Idaho<\/li>\n\n\n\n<li>Illinois<\/li>\n\n\n\n<li>Indiana<\/li>\n\n\n\n<li>Iowa<\/li>\n\n\n\n<li>Kansas<\/li>\n\n\n\n<li>Louisiana<\/li>\n\n\n\n<li>Michigan<\/li>\n\n\n\n<li>Mississippi<\/li>\n\n\n\n<li>Missouri<\/li>\n\n\n\n<li>North Carolina<\/li>\n\n\n\n<li>Ohio<\/li>\n\n\n\n<li>Tennessee<\/li>\n\n\n\n<li>Texas<\/li>\n\n\n\n<li>Utah<\/li>\n\n\n\n<li>Virginia<\/li>\n\n\n\n<li>Wisconsin<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Who_Its_Not_For\">Who It&#8217;s Not For<\/h3>\n\n\n\n<p>Cash App may not be a good option for you if:<\/p>\n\n\n\n<ul>\n<li>You want the lowest APR rates<\/li>\n\n\n\n<li>Need a loan of more than $200 <\/li>\n\n\n\n<li>Want to secure a personal loan with longer repayment periods<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"How_To_Apply_for_a_Cash_App_Loan\">How To Apply for a Cash App Loan<\/h2>\n\n\n\n<p><em><strong>Tip<\/strong>: Here are more details on <a href=\"https:\/\/financer.com\/how-to\/cash-app-borrow\/\" data-type=\"how_to\" data-id=\"35198\" target=\"_blank\" rel=\"noreferrer noopener\">how to borrow from Cash App<\/a>.<\/em><\/p>\n\n\n\n<p>Borrowing from Cash App is fast and easy. Here are the steps:<\/p>\n\n\n<div class=\"single-article__steps\">        <style>\n            .single-article__steps-items .single-article__steps-content {\n                background: #FFFFFF;\n                padding: 30px;\n                margin: 0 0 30px 0;\n                border-radius: 10px;\n                box-shadow: 0 0 10px 0 rgba(0, 0, 0, 0.14);\n                width: calc(100% - 5px);\n            }\n            .single-article__steps-items .single-article__steps-counter {\n                padding: 5px 20px;\n                border-radius: 3px;\n                background-color: #F5E7D8;\n                display: inline-block;\n                top: 15px;\n                left: -30px;\n                position: relative;\n                font-size: 16px;\n                font-weight: 600;\n            }\n\/*            .single-article__steps-items::before {\n                content: \"\";\n                position: absolute;\n                top: 20px;\n                left: 0;\n                height: calc(100% + 40px);\n                border-left: 2px dashed #e0e0e1;\n            }*\/\n            .single-article__conclusion-tag {\n                padding: 5px 20px;\n                border-radius: 3px;\n                color: #000000;\n                background-color: #F5E7D8;\n                display: inline-block;\n                top: 15px;\n                left: -30px;\n                position: relative;\n                font-size: 16px;\n                font-weight: 600;\n            }\n            .single-article__conclusion-item {\n                background: #FFFFFF;\n                padding: 30px;\n                margin: 0 0 30px 0;\n                border-radius: 10px;\n                box-shadow: 0 0 10px 0 rgba(0, 0, 0, 0.14);\n            }\n        <\/style>\n        <div class=\"single-article__steps-items\"><div class=\"single-article__steps-counter\" id=\"step_1\">Step 1<\/div><div class=\"single-article__steps-content\"><h3 id=\"Download-the-app\">Download the app<\/h3><p style=\"text-align: center;\"><img decoding=\"async\" class=\"alignnone wp-image-43628 size-full\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/11\/2022\/11\/cashapp1.png\" alt=\"\" width=\"600\" height=\"638\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/11\/2022\/11\/cashapp1.png 600w, https:\/\/financer.global\/app\/uploads\/sites\/11\/2022\/11\/cashapp1-282x300.png 282w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><\/p>\n<p style=\"text-align: center;\">Downloading Cash App takes a few minutes and it&#8217;s available for iOS and Android.<\/p><\/div><div class=\"single-article__steps-counter\" id=\"step_2\">Step 2<\/div><div class=\"single-article__steps-content\"><h3 id=\"Go-to-the-banking-section-and-click-on-Borrow\">Go to the banking section and click on &#8216;Borrow&#8217;<\/h3><p style=\"text-align: center;\"><img decoding=\"async\" class=\"alignnone wp-image-43629\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/11\/2022\/11\/cashapp2.jpg\" alt=\"\" width=\"680\" height=\"660\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/11\/2022\/11\/cashapp2.jpg 780w, https:\/\/financer.global\/app\/uploads\/sites\/11\/2022\/11\/cashapp2-300x291.jpg 300w, https:\/\/financer.global\/app\/uploads\/sites\/11\/2022\/11\/cashapp2-768x745.jpg 768w\" sizes=\"(max-width: 680px) 100vw, 680px\" \/><\/p>\nTap on your balance in the left corner &#8211; this will take you to the Banking section.<\/div><div class=\"single-article__steps-counter\" id=\"step_3\">Step 3<\/div><div class=\"single-article__steps-content\"><h3 id=\"Choose-your-amount\">Choose your amount<\/h3><p style=\"text-align: center;\"><img decoding=\"async\" class=\"alignnone wp-image-43630 size-full\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/11\/2022\/11\/cashapp3.png\" alt=\"\" width=\"560\" height=\"544\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/11\/2022\/11\/cashapp3.png 560w, https:\/\/financer.global\/app\/uploads\/sites\/11\/2022\/11\/cashapp3-300x291.png 300w\" sizes=\"(max-width: 560px) 100vw, 560px\" \/><\/p>\nIf you can&#8217;t see the heading &#8216;Borrow&#8217; it means you don&#8217;t have access and don&#8217;t qualify for Cash App Borrow at the moment.<\/div><div class=\"single-article__steps-counter\" id=\"step_4\">Step 4<\/div><div class=\"single-article__steps-content\"><h3 id=\"Choose-your-repayment-option\">Choose your repayment option<\/h3><p style=\"text-align: center;\"><img decoding=\"async\" class=\"alignnone wp-image-43631 size-full\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/11\/2022\/11\/cashapp4.png\" alt=\"\" width=\"624\" height=\"606\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/11\/2022\/11\/cashapp4.png 624w, https:\/\/financer.global\/app\/uploads\/sites\/11\/2022\/11\/cashapp4-300x291.png 300w\" sizes=\"(max-width: 624px) 100vw, 624px\" \/><\/p>\nThe app will show you the amount you can borrow &#8211; this can be between $20 and $200.<\/div><div class=\"single-article__steps-counter\" id=\"step_5\">Step 5<\/div><div class=\"single-article__steps-content\"><h3 id=\"Agree-and-accept\">Agree and accept<\/h3>If you want to take up the loan, read the loan agreement carefully and accept it if you agree.<\/div><\/div>            <div class=\"single-article__conclusion\">\n                            <\/div>\n            <\/div>\n\n\n<p>The decision will be made instantly and you&#8217;ll know if you qualify for the loan within a few seconds.<\/p>\n\n\n<div class=\"fn_block block_fn_items fields_containeris-hidden\"><div class=\"items-content__cards\"><div class=\"items-content__card \" data-header=\"1\"><div class=\"items-content__card-top\"><div class=\"items-content__card-left\"><a href=\"https:\/\/financer.com\/company\/cash-app\/\" class=\"items-content__card-logo \" ><img decoding=\"async\" width=\"3840\" height=\"2160\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/11\/2022\/02\/cashapp.png\" class=\"attachment-full size-full\" alt=\"CashApp\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/11\/2022\/02\/cashapp.png 3840w, https:\/\/financer.global\/app\/uploads\/sites\/11\/2022\/02\/cashapp-300x169.png 300w, https:\/\/financer.global\/app\/uploads\/sites\/11\/2022\/02\/cashapp-1024x576.png 1024w, https:\/\/financer.global\/app\/uploads\/sites\/11\/2022\/02\/cashapp-768x432.png 768w, https:\/\/financer.global\/app\/uploads\/sites\/11\/2022\/02\/cashapp-1536x864.png 1536w, https:\/\/financer.global\/app\/uploads\/sites\/11\/2022\/02\/cashapp-2048x1152.png 2048w\" sizes=\"(max-width: 3840px) 100vw, 3840px\" \/><\/a><span class=\"items-content__card-chosen\">Chosen <strong>29,234<\/strong> times<\/span><ul class=\"items-content__card-list\"><li >Send and receive money free<\/li><li >Borrow money with Cash App Borrow<\/li><li >Get a free custom Visa debit card<\/li><li >Buy, sell, send, and receive Bitcoin<\/li><\/ul><\/div><div class=\"items-content__card-datapoint-container\"><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Min Loan Amount<\/span><span class=\"items-content__card-datapoint-value\">10<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Max Loan Amount<\/span><span class=\"items-content__card-datapoint-value\">200<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Lowest APR<\/span><span class=\"items-content__card-datapoint-value\">5.00<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Highest APR<\/span><span class=\"items-content__card-datapoint-value\">5.00<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Min Loan Term<\/span><span class=\"items-content__card-datapoint-value\">1 Day<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Max Loan Term<\/span><span class=\"items-content__card-datapoint-value\">1 Month<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Accepts bad credit:<\/span><span class=\"items-content__card-datapoint-value\">No. <\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Minimum Age<\/span><span class=\"items-content__card-datapoint-value\">18<\/span><\/div><\/div><div class=\"items-content__card-right\"><a href=\"https:\/\/financer.com\/company\/cash-app\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"35273\" data-url_param_t=\"company_single\" class=\"button is-primary is-rounded is-arrow items-content__card-see-offer items-content__card-see-offer--\" target=\"_blank\" rel=\"sponsored nofollow\">See offer<\/a><a href=\"https:\/\/financer.com\/company\/cash-app\/\"  class=\"button is-rounded items-content__card-more-info\">More Info<\/a><a href=\"https:\/\/financer.com\/company\/cash-app\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_half_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><span class=\"simple-rating-value rating_green\" data-rating-value=\"4.7\">4.7<\/span><\/a><span class=\"items-content__card-reviews\">Read&nbsp;<a href=\"https:\/\/financer.com\/company\/cash-app\/#read-reviews\">3<\/strong>&nbsp;reviews<\/a><\/div><\/div><\/div><\/div><\/div>\n\n\n                <div class=\"fn_block block_fn_msg_box cost search-hero--bg1\">\n\t\t\t\t<h3>How to save <span class=\"compare-amount\">$619.00 <\/span> on your loan<\/h3>\n\t\t\t\t<p>The price difference for a $500.00 loan in 90 days is $619.00.<\/p>\n\t\t\t\t<p class=\"has-text-left\"><a href=\"https:\/\/financer.com\/results\/?query=1&filter_non_affiliate=1&param_amount=500&param_period=90\" class=\"button is-normal is-primary is-rounded\">Find out how<\/a><\/p>\n                <\/div><h2 class=\"wp-block-heading\" id=\"Cash_App_Fees\">Cash App Fees<\/h2>\n\n\n\n<p>Sending and receiving money with CashApp is free, but there are fees for using other services such as instant deposits and Bitcoin transactions. <\/p>\n\n\n\n<p>The fees are reasonable, with instant deposit fees being 1.5% and Bitcoin transaction fees ranging <strong>from 1.75% to 3.75%<\/strong> depending on the transaction amount.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Cash_App_Payment_Terms\">Cash App Payment Terms<\/h2>\n\n\n\n<p>mall loans from Cash App Borrow have to be repaid <strong>within four weeks<\/strong>. This is similar to many <a rel=\"noreferrer noopener\" href=\"https:\/\/financer.com\/wiki\/buy-now-pay-later\/\" data-type=\"wiki\" data-id=\"35489\" target=\"_blank\">buy now pay later<\/a> (BNPL) services.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"How_Financercom_Rates_Cash_App\">How Financer.com Rates Cash App<\/h2>\n\n\n\n<p><strong>Is CashApp legit?<\/strong> Yes, at Financer.com we recommend Cash App.<strong> <\/strong><\/p>\n\n\n\n<p>At Financer.com, all lenders go through a thorough research and review process. We don&#8217;t make recommendations lightly. <\/p>\n\n\n\n<p>All loan applications are made through their easy-to-navigate app with a simple process that takes less than five minutes to complete. The results are instant.<\/p>\n\n\n\n<p>Cash App is great for small loans and as long as you pay on time you&#8217;ll avoid additional fees. There is a flat 5% fee for each loan, which may be a drawback.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Fees\">Fees<\/h3>\n\n\n\n<p>Seeing that there is <strong>no interest charged<\/strong> on these loans, this is a benefit for anyone looking for a quick small loan.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Payments\">Payments<\/h3>\n\n\n\n<p>You have <strong>up to four weeks <\/strong>to repay a loan from Cash App. This is very similar to most BNPL services and is ideal for small purchases and quick cash emergencies. <\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Customer_Service\">Customer Service<\/h3>\n\n\n\n<p>CashApp offers customer support via email, phone, and social media. However, some users have reported long wait times and difficulty resolving issues with frozen accounts.<\/p>\n\n\n\n<p>We tested out Cash App&#8217;s customer service by requesting information via email. Although we did receive confirmation of our inquiry, we only received a formal reply a few days later. <\/p>\n\n\n\n<p>Borrowers will likely get faster responses by using the in-app chat.<\/p>\n\n\n<div class=\"wp-block-image shortcode-no\">\n<figure class=\"aligncenter size-full\"><img decoding=\"async\" width=\"775\" height=\"264\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/11\/2023\/01\/image-1.png\" alt=\"\" class=\"wp-image-38548\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/11\/2023\/01\/image-1.png 775w, https:\/\/financer.global\/app\/uploads\/sites\/11\/2023\/01\/image-1-300x102.png 300w, https:\/\/financer.global\/app\/uploads\/sites\/11\/2023\/01\/image-1-768x262.png 768w\" sizes=\"(max-width: 775px) 100vw, 775px\" \/><\/figure><\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"Privacy_and_Security\">Privacy and Security<\/h3>\n\n\n\n<p>CashApp uses industry-standard encryption to protect users&#8217; personal and financial information. The app also allows users to enable two-factor authentication and set up a PIN for added security. <\/p>\n\n\n\n<p>However, users should be aware that CashApp is not FDIC-insured, which means that their funds are not protected in the event of a bank failure. <\/p>\n\n\n\n<p>Users should also be cautious when using CashApp to purchase goods or services from unverified sellers, as the app does not offer buyer protection.<\/p>\n\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.com\/company\/cash-app\/redirect\/\" class=\"button  is-rounded is-primary is-large is-arrow\" target=\"_blank\"  rel=\"sponsored nofollow\">Borrow from Cash App now<\/a><\/div>\n\n<div class=\"fn_block block_fn_faq_list\"><h3 id=\"5Kfunds review\">5KFunds FAQs<\/h3><h4>How much is $100 in Cash App?<\/h4><div class=\"faq_inner\">Cash App charges a 5% fee for each loan so a $100 loan will cost $5 in fees and your total repayment will be $105 within four weeks.<\/div><h4>Do I need a bank account for Cash App?<\/h4><div class=\"faq_inner\">You don&#8217;t need a bank account to use Cash App.<\/div><h4>What are the disadvantages of Cash App?<\/h4><div class=\"faq_inner\">One of the only drawbacks of Cash App is that loans are typically capped at $200. There is also a flat 5% fee for each loan.<\/div><h4>How much can I borrow with Cash App?<\/h4><div class=\"faq_inner\">You can borrow between $20 and $200 from Cash App.<\/div><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Cash_App_Alternatives\">Cash App Alternatives<\/h2>\n\n\n\n<p>Here&#8217;s a list of alternatives to Cash App and how they compare:<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-fn-tables shortcode-no\"><table><thead><tr><th>Lender<\/th><th>Reviews<\/th><th>Loan Amount<\/th><th>Fees<\/th><th>Repayment<\/th><\/tr><\/thead><tbody><tr><td><a href=\"https:\/\/financer.com\/company\/chime\/redirect\/\" data-type=\"URL\" data-id=\"https:\/\/financer.com\/company\/chime\/redirect\/\" target=\"_blank\" rel=\"sponsored noopener nofollow\">Chime<\/a><\/td><td><a href=\"https:\/\/financer.com\/company\/chime\/\" data-type=\"URL\" data-id=\"https:\/\/financer.com\/company\/badcreditloans\/\" target=\"_blank\" rel=\"noreferrer noopener\">View<\/a><\/td><td>Up to $200<\/td><td>None<\/td><td>Next payday<\/td><\/tr><tr><td><a href=\"https:\/\/financer.com\/company\/moneylion\/redirect\/\" data-type=\"company_single\" data-id=\"241\" target=\"_blank\" rel=\"sponsored noopener nofollow\">MoneyLion<\/a><\/td><td><a href=\"https:\/\/financer.com\/company\/moneylion\/\" data-type=\"URL\" data-id=\"https:\/\/financer.com\/company\/cashusa\/\" target=\"_blank\" rel=\"noreferrer noopener\">View<\/a><\/td><td>$50 to $250<\/td><td>$0.49-$8.99<\/td><td>Next payday<\/td><\/tr><tr><td><a href=\"https:\/\/financer.com\/company\/empower\/redirect\/\" data-type=\"URL\" data-id=\"https:\/\/financer.com\/company\/empower\/redirect\/\" target=\"_blank\" rel=\"sponsored noopener nofollow\">Empower<\/a><\/td><td><a href=\"https:\/\/financer.com\/company\/empower\/\" data-type=\"company_single\" data-id=\"21582\" target=\"_blank\" rel=\"noreferrer noopener\">View<\/a><\/td><td>Up to $250<\/td><td>$8<\/td><td>Next payday<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Should_You_Take_a_Loan_with_CashApp\">Should You Take a Loan with CashApp?<\/h2>\n\n\n\n<p>CashApp is a good option if you&#8217;re looking for a fast small loan. However, not all new borrowers qualify for a loan so it might be best to compare all lenders if you&#8217;re looking to be approved for a short-term loan with the best rates. <\/p>\n\n\n\n<p>CashApp only charges a 5% fee on loans, which is much lower than the APR for typical personal loans, especially payday loans.<\/p>\n\n\n\n<p><em>Read more CashApp reviews from customers below or add your own.<\/em><\/p>\n\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.com\/company\/cash-app\/redirect\/\" class=\"button  is-rounded is-primary is-large is-arrow\" target=\"_blank\"  rel=\"sponsored nofollow\">Apply for a Loan Now &gt;<\/a><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"More_Cash_App_Reviews\">More Cash App Reviews<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"What_Users_On_the_Web_Are_Saying\">What Users On the Web Are Saying<\/h3>\n\n\n\n<p>Cash App gets <strong>1.2 out of 5 stars<\/strong> on <a rel=\"noreferrer noopener\" href=\"https:\/\/www.trustpilot.com\/review\/5kfunds.com\" data-type=\"URL\" data-id=\"https:\/\/www.trustpilot.com\/review\/5kfunds.com\" target=\"_blank\">Trustpilot<\/a>, with most users being disappointed with the service they received. However, there are positive reviews too:<\/p>\n\n\n\n<figure class=\"wp-block-image size-full shortcode-no\"><img decoding=\"async\" width=\"879\" height=\"527\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/11\/2023\/05\/image-20.png\" alt=\"\" class=\"wp-image-43637\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/11\/2023\/05\/image-20.png 879w, https:\/\/financer.global\/app\/uploads\/sites\/11\/2023\/05\/image-20-300x180.png 300w, https:\/\/financer.global\/app\/uploads\/sites\/11\/2023\/05\/image-20-768x460.png 768w\" sizes=\"(max-width: 879px) 100vw, 879px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"More_User_Reviews___Add_Your_Rating\">More User Reviews &#8211; Add Your Rating<\/h3>\n\n\n\n<p>Read more reviews on Financer.com from verified users below.<\/p>\n\n\n\n<p>Have you used Cash App before? <a href=\"#top\" data-type=\"internal\" data-id=\"#top\">Leave your review now<\/a>.<\/p>\n","protected":false},"author":11463,"featured_media":26940,"parent":0,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"","categories":[1076],"company_type":[5],"overall_rating":"4.66666667","_links":{"self":[{"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/company_single\/35273"}],"collection":[{"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/company_single"}],"about":[{"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/types\/company_single"}],"author":[{"embeddable":true,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/users\/11463"}],"replies":[{"embeddable":true,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/comments?post=35273"}],"version-history":[{"count":36,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/company_single\/35273\/revisions"}],"predecessor-version":[{"id":79237,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/company_single\/35273\/revisions\/79237"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/media\/26940"}],"wp:attachment":[{"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/media?parent=35273"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/categories?post=35273"},{"taxonomy":"company_type","embeddable":true,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/company_type?post=35273"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}