{"id":39126,"date":"2023-01-30T01:29:16","date_gmt":"2023-01-30T09:29:16","guid":{"rendered":"https:\/\/financer.com\/?post_type=company_single&p=39126"},"modified":"2024-05-22T08:40:34","modified_gmt":"2024-05-22T15:40:34","slug":"x1-credit-card","status":"publish","type":"company_single","link":"https:\/\/financer.com\/company\/x1-credit-card\/","title":{"rendered":"X1 Credit Card Review 2023"},"content":{"rendered":"\n

The X1 Credit Card is a rewards credit card<\/a> that has no annual fee, making it a very popular choice for younger credit card consumers. <\/p>\n\n\n\n

With its sleek design, this smart credit card is aimed at tech-savvy users who enjoy modern financial products. It offers great rewards for everyday spending.<\/p>\n\n\n\n

Some of its benefits include higher credit limits<\/strong>, no annual fee<\/strong>, and rewards that are up to five times higher<\/strong> than other rewards cards. <\/p>\n\n\n\n

> Jump right to the benefits and rewards<\/a><\/strong><\/p>\n\n\n\n

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According to X1, the average credit limit is $24,300<\/strong> per cardholder. <\/p>\n\n\n\n

Made from 17g of stainless steel, the X1 Credit Card was launched more than a year ago and is backed by techs like Max Levchin, PayPal co-founder. <\/p>\n\n\n\n

The card had an initial waiting list of 350,000 users and is now available to all U.S. customers<\/strong> and offers best-in-class benefits.<\/p>\n\n\n\n

Benefits of the X1 Card<\/h2>\n\n\n\n

What exactly makes the X1 Credit Card a smart card? The technology gives cardholders the ability to cancel payments for subscriptions<\/strong> in a single click.<\/p>\n\n\n\n

Cardholders can also use virtual credit card numbers that auto-expire<\/strong> to end free trials automatically.<\/p>\n\n\n\n

Some other impressive benefits include the fact that it’s part of the Visa Signature network<\/strong>, which means that cardholders can use their cards are more than 46 million merchants worldwide. <\/p>\n\n\n

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Virtual credit cards are disposable card numbers that are ideal for one-time use, allowing you to spend anonymously.<\/p><\/div>\n\n\n

X1 Credit Card Income Requirements<\/h2>\n\n\n\n

The card issuer doesn’t solely look at an applicant’s credit score. <\/p>\n\n\n\n

Rather, they look at the applicant’s current as well as future potential income to set card cards and determine credit card limits.<\/p>\n\n\n\n

X1 Credit Card Fees<\/h2>\n\n\n\n

There is no annual fee for the X1 credit card, no foreign transaction fees, and no late fees. This means international travelers can use their X1 cards anywhere Visa is accepted, without additional costs.<\/p>\n\n\n\n

The card has a variable APR of 15.25% – 27.50%<\/strong> and has a very low balance transfer fee of 2% (most other credit cards charge around 5%). <\/p>\n\n\n\n

There is no introductory 0% APR period on new purchases or balance transfers.<\/p>\n\n\n\n

X1 Card Rewards<\/h2>\n\n\n\n

The X1 card has impressive rewards, including:<\/p>\n\n\n\n