{"id":52031,"date":"2024-01-29T09:54:06","date_gmt":"2024-01-29T17:54:06","guid":{"rendered":"https:\/\/financer.com\/?post_type=company_single&p=52031"},"modified":"2025-03-05T04:59:02","modified_gmt":"2025-03-05T12:59:02","slug":"explore-credit","status":"publish","type":"company_single","link":"https:\/\/financer.com\/company\/explore-credit\/","title":{"rendered":"Explore Credit: What You Need To Know"},"content":{"rendered":"\n

Explore Credit is a tribal lender offering short-term installment loans online. Their goal is to provide quick acess to funds for those in urgent need, up to $2,000, in an automated application process.<\/p>\n\n\n\n

The APR can be find between 5.99% and 35.99%, with repayment terms from 61 days to 72 months (6 years)<\/p>\n\n\n\n

However, before considering a loan from Explore Credit, it’s crucial to fully understand the company, its offerings, and potential drawbacks. And we’ll help you with this.<\/p>\n\n\n

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Do We Recommend Explore Credit?<\/h3>

Yes, we recommend Explore Credit <\/b>as a trustworthy lender. Skip to our full review below and see in details the Explore Credit review.<\/p>

\n\t Apply for Explore Credit <\/a>\n\t<\/p><\/div>\n\n\n

How We Rate Explore Credit<\/h2>\n\n\n\n

At Financer.com, all lenders go through a thorough research and review process. Here\u2019s how we rate Explore Credit:<\/p>\n\n\n\n

Category<\/th>Rating<\/th><\/tr><\/thead>
Affordability<\/td>\u2b50\u2b50\u2b50\u2b50<\/td><\/tr>
Application process<\/td>\u2b50\u2b50\u2b50\u2b50<\/td><\/tr>
Loan terms<\/td>\u2b50\u2b50\u2b50\u2b50<\/td><\/tr>
Transparency<\/td>\u2b50\u2b50\u2b50\u2b50<\/td><\/tr>
Customer support<\/td>\u2b50\u2b50\u2b50\u2b50<\/td><\/tr>
Overall<\/td>\u2b50\u2b50\u2b50\u2b50<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

Affordability<\/strong>\u00a0\u2013 While Explore Credit offers a high maxium APR, of 35.99%, the minimum, of 5.99%, is really great for unsecured loans.<\/p>\n\n\n\n

Application process\u00a0<\/strong>\u2013 The whole process is quick, easy, and can be made online.<\/p>\n\n\n\n

Loan terms\u00a0<\/strong>\u2013 The loan terms can vary significantly, from 2 to 72 months, attending every kind of situation.<\/p>\n\n\n\n

Transparency\u00a0<\/strong>\u2013 Universal Credit provides full disclosure of all terms and conditions before you apply for a loan.<\/p>\n\n\n\n

Customer support\u00a0<\/strong>\u2013 Explore Credit\u2019s customer support can be find via phone, email, and online platform. They work every day between 8am and 9pm EST.<\/p>\n\n\n\n

Explore Credit Reviews Compilation<\/h2>\n\n\n\n

Explore Credit is an entity of the Wakpamni Lake Community Corporation (WLCC)<\/a>, operating under the Oglala Sioux Tribe. They offer fully automated online loans up to $2,000 with a focus on serving customers who may have difficulty obtaining loans elsewhere.<\/p>\n\n\n\n

After scouring the internet, we’ve gathered Explore Credit reviews to give you a comprehensive look at the company. Here’s a breakdown of what you need to know:<\/p>\n\n\n\n

Characteristics<\/th>Explore Credit<\/th><\/tr><\/thead>
Loan Amount<\/td>Up to $2,000<\/td><\/tr>
APR Range<\/td>Between 5.99% and 35.99%<\/td><\/tr>
Term<\/td>From 61 days to 72 months<\/td><\/tr>
Requirements<\/td>Valid checking account, email address, verifiable identity and income<\/td><\/tr>
Application Process<\/td>Fully automated online application<\/td><\/tr>
Approval Time<\/td>Decision typically in minutes<\/td><\/tr>
Funding Time<\/td>As fast as two business days<\/td><\/tr>
Repayment Terms<\/td>Weekly, bi-weekly, semi-monthly, or monthly installments<\/td><\/tr>
Loyalty Program<\/td>Earn points for payments, redeemable for discounts<\/td><\/tr>
Credit score<\/td>Accepts bad credit<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

Explore Credit was founded in 2020 and is based in Atlanta, GA. The company operates as a tribal lender<\/a>, which means they follow tribal and federal laws rather than state regulations. This status allows them to offer loans in many states where other lenders cannot operate.<\/p>\n\n\n

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Availability<\/h3>

It’s important to note that Explore Credit does not lend to residents of IL, NY, PA, GA, NC, NJ, VA, MA, MD, MN, AL, CT, AR, WV, NH, SD, AK or VT.<\/p><\/div>\n\n\n

Explore Credit have already served thousands of customers\u00a0across 32 states of the U.S. Their fully automated system is designed to provide quick decisions and fast funding for those in need of short-term financial assistance.<\/p>\n\n\n

Apply for an Explore Credit Loan<\/a><\/div>\n\n\n\t\t

Compare loans from 48 lenders<\/h3>

Find the cheapest rate with one click<\/p>

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Explore Credit Loans Options<\/h2>\n\n\n\n

Explore Credit puts all its efforts in one type of loan, short-term installment loans.<\/p>\n\n\n\n

Short-term installment loans<\/a> are designed to provide quick cash for unexpected expenses or financial emergencies. Here’s what you need to know about Explore Credit’s offering.<\/p>\n\n\n\n