{"id":761,"date":"2017-06-17T12:27:16","date_gmt":"2017-06-17T19:27:16","guid":{"rendered":"https:\/\/financer.com\/?post_type=company_single&#038;p=761"},"modified":"2024-05-22T08:55:59","modified_gmt":"2024-05-22T15:55:59","slug":"lendkey","status":"publish","type":"company_single","link":"https:\/\/financer.com\/company\/lendkey\/","title":{"rendered":"LendKey"},"content":{"rendered":"\n<p>LendKey is a <strong>student loan platform<\/strong> that connects borrowers with multiple lenders in the form of banks and credit unions. <\/p>\n\n\n\n<p>They have low <strong>APRs starting at 4.49% <\/strong>and there are no fees to apply. LendKey&#8217;s forbearance terms are typically also <strong>longer than most <\/strong>other lenders.<\/p>\n\n\n<div class=\"fn_block block_fn_items fields_containeris-hidden\"><div class=\"items-content__cards\"><div class=\"items-content__card \" data-header=\"\"><div class=\"items-content__card-top\"><div class=\"items-content__card-left\"><a href=\"https:\/\/financer.com\/company\/lendkey\/\" class=\"items-content__card-logo \" ><img decoding=\"async\" width=\"360\" height=\"110\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/11\/2017\/06\/lendkey.png\" class=\"attachment-full size-full\" alt=\"\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/11\/2017\/06\/lendkey.png 360w, https:\/\/financer.global\/app\/uploads\/sites\/11\/2017\/06\/lendkey-300x92.png 300w\" sizes=\"(max-width: 360px) 100vw, 360px\" \/><\/a><span class=\"items-content__card-chosen\">Chosen <strong>4,391<\/strong> times<\/span><ul class=\"items-content__card-list\"><li >Low APRs From 4.49% fixed<\/li><li >0.25% AutoPay interest rate reduction<\/li><li >No Application Fee<\/li><li >No Early Repayment Penalty Fees<\/li><\/ul><\/div><div class=\"items-content__card-datapoint-container no-data-point\"><\/div><div class=\"items-content__card-right\"><a href=\"https:\/\/financer.com\/company\/lendkey\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"761\" data-url_param_t=\"company_single\" class=\"button is-primary is-rounded is-arrow items-content__card-see-offer items-content__card-see-offer--\" target=\"_blank\" rel=\"sponsored nofollow\">See offer<\/a><a href=\"https:\/\/financer.com\/company\/lendkey\/\"  class=\"button is-rounded items-content__card-more-info\">More Info<\/a><a href=\"https:\/\/financer.com\/company\/lendkey\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_half_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><span class=\"simple-rating-value rating_green\" data-rating-value=\"4.7\">4.7<\/span><\/a><span class=\"items-content__card-reviews\">Read&nbsp;<a href=\"https:\/\/financer.com\/company\/lendkey\/#read-reviews\">12<\/strong>&nbsp;reviews<\/a><\/div><\/div><\/div><\/div><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"How_We_Rate_LendKey\">How We Rate LendKey<\/h2>\n\n\n\n<p>At Financer.com, all lenders go through a thorough research and review process. Here&#8217;s how we rate LendKey:<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-fn-tables shortcode-no\"><table><thead><tr><th>Category<\/th><th>Rating<\/th><\/tr><\/thead><tbody><tr><td>Affordability<\/td><td>\u2b50\u2b50\u2b50<\/td><\/tr><tr><td>Application process<\/td><td>\u2b50\u2b50\u2b50\u2b50<\/td><\/tr><tr><td>Loan terms<\/td><td>\u2b50\u2b50\u2b50\u2b50<\/td><\/tr><tr><td>Transparency<\/td><td>\u2b50\u2b50\u2b50\u2b50<\/td><\/tr><tr><td>Customer support<\/td><td>\u2b50\u2b50\u2b50\u2b50<\/td><\/tr><tr><td>Overall<\/td><td>\u2b50\u2b50\u2b50\u2b50<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n<div class=\"fn_block block_fn_msg_box company\"><div class=\"fn_block__icon\"><\/div><h3 id=\"Do_We_Recommend_LendKey\">Do We Recommend LendKey?<\/h3>Yes, we recommend LendKey as a reliable lender marketplace. Skip to our full review below and see <a href=\"#How_Financercom_Rates_LendKey\" data-type=\"internal\" data-id=\"#How_Financercom_Rates_5KFunds\">how we rate LendKey<\/a>.<\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"Heres_what_well_cover_in_this_review\">Here&#8217;s what we&#8217;ll cover in this review:<\/h3>\n\n\n\n\n\n<p>Want to skip the details? Jump to our final verdict <a href=\"#How_Financercom_Rates_LendKey\">here<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"LendKey_Overview\">LendKey Overview<\/h2>\n\n\n\n<p>LendKey was founded in 2009 as a lending service platform. The company simplifies the borrowing process by connecting borrowers with multiple banks and credit unions through a straightforward platform.<\/p>\n\n\n\n<p>LendKey prides itself on offering a seamless online lending service.<\/p>\n\n\n\n<p><strong>Here&#8217;s a quick summary of LendKey:<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table is-style-fn-tables shortcode-no\"><table><thead><tr><th>Overview<\/th><th>Features<\/th><\/tr><\/thead><tbody><tr><td><strong>Loan type:<\/strong><\/td><td>Student loans<\/td><\/tr><tr><td><strong>Loan amount:<\/strong><\/td><td>Up to $300,000<\/td><\/tr><tr><td><strong>Loan term:<\/strong><\/td><td>Up to 20 years<\/td><\/tr><tr><td><strong>APR<\/strong>:<\/td><td>From 4.49%<\/td><\/tr><tr><td><strong>Min. credit score:<\/strong><\/td><td>660<\/td><\/tr><tr><td><strong>Monthly fees:<\/strong><\/td><td>None<\/td><\/tr><tr><td><strong>Requirements:<\/strong><\/td><td>U.S. citizen or permanent resident<br>Min. credit score of 660<br>Min. income of $24,000 a year<br>Minimum DTI of 33%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>LendKey values privacy and does not share personal information with third parties. With <strong>over 99,000 customers<\/strong> and counting, LendKey has serviced more than <strong>$2 billion in loans<\/strong> to date.<\/p>\n\n\n\n<p>The main LendKey offerings are new and refinanced private <a href=\"https:\/\/financer.com\/loans\/student-loans\/\" data-type=\"page\" data-id=\"787\">student loans<\/a> and home improvement loans.<\/p>\n\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.com\/company\/lendkey\/redirect\/\" class=\"button  is-rounded is-primary is-large is-arrow\" target=\"_blank\"  rel=\"sponsored nofollow\">Get your loan offer<\/a><\/div>\n\n\n\t\t<div id=\"genericloan_1_form\" class=\"fs-slider fs-slider--tooltip search-hero--bg1\"><h3>Compare loans from 45 lenders<\/h3><p>Find the cheapest rate with one click<\/p><div class=\"step amount\">    <div class=\"slider_cont step__value\">\n        <span class=\"fl_l_m_15 amount_display\"><\/span>\n    <\/div>\n    <div class=\"step__slider\">\n        <input type=\"range\" data-default-value=\"500\" data-name=\"param_amount\" \/>\n    <\/div>\n<\/div><div class=\"step stepSubmit\"><a id=\"submitSliders\" href=\"https:\/\/financer.com\/results?query=1&non_affiliate=true&param_amount=500&loan_broker_filter_active=true&param_period=360\" data-slider-url=\"https:\/\/financer.com\/results?query=1&non_affiliate=true&param_amount=500&loan_broker_filter_active=true&param_period=360\" data-required=\"results?query=1non_affiliate=true&param_amount=500&loan_broker_filter_active=true&param_period=360&\" class=\"get_results compare button is-primary is-medium is-rounded\">Compare Offers<\/a><\/div>\t\t<\/div><h2 class=\"wp-block-heading\" id=\"LendKey_Pros__Cons\">LendKey Pros &amp; Cons<\/h2>\n\n\n<h3 id=\"Pros\">Pros<\/h3>\n<p><\/p>\n<ul>\n<li><strong>APRs from 4.49% <\/strong>fixed or 5.02% variable<\/li>\n<li><strong>No application fees<\/strong> payable<\/li>\n<li>Cosigner option to<strong> reduce rates<\/strong><\/li>\n<li><strong>No early payment<\/strong> penalties<\/li>\n<li>Loan terms<strong> up to 20 years<\/strong><\/li>\n<\/ul>\n\n\n<p>LendKey offers good APRs starting at 4.49% (fixed) which is lower than other student loan lenders. For lower rates, applicants can add a cosigner.<\/p>\n\n\n\n<p>Longer loan terms of up to 20 years have the option of longer forbearance. <\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"dislike\"><h3 id=\"Cons\">Cons<\/h3><li>\n<p><strong>Applicants need a credit history<\/strong> and a steady income or a cosigner to be considered for approval<\/p>\n<\/li><li>\n<p>Loan acceptance <strong>can take up to 30 days<\/strong><\/p>\n<\/li><\/ul><\/div>\n\n\n<p>The loan payout process can take a few weeks but LendKey has their own in-house customer service team for support and guidance.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Products_Offered\">Products Offered<\/h2>\n\n\n\n<p>LendKey offers the following:<\/p>\n\n\n\n<ul>\n<li>Private student loans<\/li>\n\n\n\n<li>Student loan refinancing<\/li>\n\n\n\n<li>Home improvement loans<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Private_Student_Loans\">Private Student Loans<\/h3>\n\n\n\n<p>With <a href=\"https:\/\/financer.com\/company\/lendkey\/private-student-loans\/\" data-type=\"company_single\" data-id=\"12520\">private student loans<\/a> from LendKey, you could get <strong>up to 100%<\/strong> of your school-certified cost of attendance.\u00a0You don&#8217;t need a cosigner although you may get better rates when adding a cosigner to your loan.<\/p>\n\n\n\n<p>Rates are as low as <strong>4.49% fixed APR<\/strong> or 5.02% variable APR with AutoPay. There are no application fees with private student loans. <\/p>\n\n\n\n<p>It is recommended that you apply at least one month prior to when your funds are due. You may get conditional approval quickly, but it&#8217;s not a final approval yet, as you may need to provide proof of income and identification. <\/p>\n\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-flex-start\"><a href=\"https:\/\/track.flexlinkspro.com\/g.ashx?foid=156074.3276.688742&#038;trid=1097421.178907&#038;foc=16&#038;fot=9999&#038;fos=5\" class=\"button  is-rounded is-primary is-large is-arrow\" target=\"_blank\"  >Check Your Rate<\/a><\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"Refinancing_Student_Loans\">Refinancing Student Loans<\/h3>\n\n\n\n<p><a href=\"https:\/\/financer.com\/company\/lendkey\/refinance-student-loans\/\" data-type=\"company_single\" data-id=\"28399\">Refinancing student loans<\/a> from LendKey offers rates as low as <strong>4.49% fixed APR<\/strong> with AutoPay. Loan rates are available from <strong>five to 20 years<\/strong>.<\/p>\n\n\n\n<p>There are no origination fees on student loan refinancing. <\/p>\n\n\n\n<p>The minimum loan you can borrow is $5,000 unless you are a resident of AZ ($10,000), CT ($15,000), or MA ($6,000).  <\/p>\n\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-flex-start\"><a href=\"https:\/\/track.flexlinkspro.com\/g.ashx?foid=156074.3276.688742&#038;trid=1097421.178907&#038;foc=16&#038;fot=9999&#038;fos=5\" class=\"button  is-rounded is-primary is-large is-arrow\" target=\"_blank\"  >Check Your Rate<\/a><\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"Home_Improvement_Loans\">Home Improvement Loans<\/h3>\n\n\n\n<p>LendKey also offers loans to contractors and homeowners, at low rates. These loans are provided by community lenders like credit unions and community banks, with affordable repayment options.<\/p>\n\n\n\n<p>All funds for home improvement loans are paid directly to the contractors. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"How_LendKey_Works\">How LendKey Works<\/h2>\n\n\n\n<p>LendKey partners with hundreds of banks and non-profit credit unions to help borrowers achieve their dreams. Loans are funded by these partners and this helps to keep interest rates lower. <\/p>\n\n\n<div class=\"wp-block-image shortcode-no\">\n<figure class=\"aligncenter size-large\"><img decoding=\"async\" width=\"1024\" height=\"586\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/11\/2021\/12\/image-3-1024x586.png\" alt=\"\" class=\"wp-image-25204\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/11\/2021\/12\/image-3-1024x586.png 1024w, https:\/\/financer.global\/app\/uploads\/sites\/11\/2021\/12\/image-3-300x172.png 300w, https:\/\/financer.global\/app\/uploads\/sites\/11\/2021\/12\/image-3-768x440.png 768w, https:\/\/financer.global\/app\/uploads\/sites\/11\/2021\/12\/image-3-1536x879.png 1536w, https:\/\/financer.global\/app\/uploads\/sites\/11\/2021\/12\/image-3.png 1560w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure><\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"Loan_Requirements\">Loan Requirements<\/h3>\n\n\n\n<p>When applying for a LendKey student loan, borrowers need to provide information on the school they are attending, the loan amount required, the academic period they are applying for, and their Social Security number. <\/p>\n\n\n\n<p>To qualify for student loan refinancing, you need to:<\/p>\n\n\n\n<ul>\n<li>Be a U.S. citizen or permanent resident<\/li>\n\n\n\n<li>Have an associate degree or higher from an approved institution<\/li>\n\n\n\n<li>Have a minimum credit score of 660<\/li>\n<\/ul>\n\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-flex-start\"><a href=\"https:\/\/financer.com\/company\/lendkey\/redirect\/\" class=\"button  is-rounded is-primary is-large is-arrow\" target=\"_blank\"  rel=\"sponsored nofollow\">Visit LendKey to get started<\/a><\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"Rates__Fees\">Rates &amp; Fees<\/h3>\n\n\n\n<p>Your credit score determines your APR; therefore, if you are young and do not have a great credit score yet, you may pay a higher interest rate. They do offer a consigning option, which will <strong>reduce your interest rate<\/strong>.<\/p>\n\n\n\n<p>These student loans are credit-based so your <a href=\"https:\/\/financer.com\/wiki\/interest-rate-apr\/\" data-type=\"wiki\" data-id=\"441\">APR<\/a> will be determined by your credit history. Please note that some lenders may charge late fees. <\/p>\n\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.com\/company\/lendkey\/redirect\/\" class=\"button  is-rounded is-primary is-large is-arrow\" target=\"_blank\"  rel=\"sponsored nofollow\">Check Your Rate<\/a><\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"Payment_Terms\">Payment Terms<\/h3>\n\n\n\n<ul>\n<li>No academic or military deferment.<\/li>\n\n\n\n<li>Forbearance is available on 5, 7- and 10-year loans, but only for up to 4 months at a time, and also not longer than 12 months in total. <\/li>\n\n\n\n<li>You can postpone 15- and 20-year loans for up to 6 months at a time, but only for a total of 18 months. <\/li>\n\n\n\n<li>Co-signers can be released after 12 months providing all payments have been made on time. <\/li>\n\n\n\n<li>Loan agreements do not guarantee death or disability discharge.<\/li>\n<\/ul>\n\n\n\n                <div class=\"fn_block block_fn_msg_box cost search-hero--bg1\">\n\t\t\t\t<h3>How to save <span class=\"compare-amount\">$1,190.00 <\/span> on your loan<\/h3>\n\t\t\t\t<p>The price difference for a $500.00 loan in 90 days is $1,190.00.<\/p>\n\t\t\t\t<p class=\"has-text-left\"><a href=\"https:\/\/financer.com\/results\/?query=1&filter_non_affiliate=1&param_amount=500&param_period=90\" class=\"button is-normal is-primary is-rounded\">Find out how<\/a><\/p>\n                <\/div><h2 class=\"wp-block-heading\" id=\"How_To_Apply_for_a_LendKey_Student_Loan\">How To Apply for a LendKey Student Loan<\/h2>\n\n\n<div class=\"single-article__steps\">        <style>\n            .single-article__steps-items .single-article__steps-content {\n                background: #FFFFFF;\n                padding: 30px;\n                margin: 0 0 30px 0;\n                border-radius: 10px;\n                box-shadow: 0 0 10px 0 rgba(0, 0, 0, 0.14);\n                width: calc(100% - 5px);\n            }\n            .single-article__steps-items .single-article__steps-counter {\n                padding: 5px 20px;\n                border-radius: 3px;\n                background-color: #F5E7D8;\n                display: inline-block;\n                top: 15px;\n                left: -30px;\n                position: relative;\n                font-size: 16px;\n                font-weight: 600;\n            }\n\/*            .single-article__steps-items::before {\n                content: \"\";\n                position: absolute;\n                top: 20px;\n                left: 0;\n                height: calc(100% + 40px);\n                border-left: 2px dashed #e0e0e1;\n            }*\/\n            .single-article__conclusion-tag {\n                padding: 5px 20px;\n                border-radius: 3px;\n                color: #000000;\n                background-color: #F5E7D8;\n                display: inline-block;\n                top: 15px;\n                left: -30px;\n                position: relative;\n                font-size: 16px;\n                font-weight: 600;\n            }\n            .single-article__conclusion-item {\n                background: #FFFFFF;\n                padding: 30px;\n                margin: 0 0 30px 0;\n                border-radius: 10px;\n                box-shadow: 0 0 10px 0 rgba(0, 0, 0, 0.14);\n            }\n        <\/style>\n        <div class=\"single-article__steps-items\"><div class=\"single-article__steps-counter\" id=\"step_1\">Step 1<\/div><div class=\"single-article__steps-content\"><h3 id=\"Sign-up-with-LendKey\">Sign up with LendKey<\/h3><p style=\"text-align: center;\"><img decoding=\"async\" class=\"alignnone wp-image-44751 size-full\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/11\/2017\/06\/lendkey2.png\" alt=\"\" width=\"1053\" height=\"863\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/11\/2017\/06\/lendkey2.png 1053w, https:\/\/financer.global\/app\/uploads\/sites\/11\/2017\/06\/lendkey2-300x246.png 300w, https:\/\/financer.global\/app\/uploads\/sites\/11\/2017\/06\/lendkey2-1024x839.png 1024w, https:\/\/financer.global\/app\/uploads\/sites\/11\/2017\/06\/lendkey2-768x629.png 768w\" sizes=\"(max-width: 1053px) 100vw, 1053px\" \/><\/p>\nStart by navigating to LendKey.com and clicking on &#8216;Check your rate&#8217;.<\/div><div class=\"single-article__steps-counter\" id=\"step_2\">Step 2<\/div><div class=\"single-article__steps-content\"><h3 id=\"Fill-in-your-details\">Fill in your details<\/h3><p style=\"text-align: center;\"><img decoding=\"async\" class=\"alignnone wp-image-44750 size-full\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/11\/2017\/06\/lendkey1.png\" alt=\"\" width=\"1024\" height=\"816\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/11\/2017\/06\/lendkey1.png 1024w, https:\/\/financer.global\/app\/uploads\/sites\/11\/2017\/06\/lendkey1-300x239.png 300w, https:\/\/financer.global\/app\/uploads\/sites\/11\/2017\/06\/lendkey1-768x612.png 768w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/p>\nComplete your personal details to see your loan offers.<\/div><div class=\"single-article__steps-counter\" id=\"step_3\">Step 3<\/div><div class=\"single-article__steps-content\"><h3 id=\"Review-your-offers\">Review your offers<\/h3><p style=\"text-align: center;\"><img decoding=\"async\" class=\"alignnone wp-image-44752 size-full\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/11\/2017\/06\/lendkey3.png\" alt=\"\" width=\"1094\" height=\"895\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/11\/2017\/06\/lendkey3.png 1094w, https:\/\/financer.global\/app\/uploads\/sites\/11\/2017\/06\/lendkey3-300x245.png 300w, https:\/\/financer.global\/app\/uploads\/sites\/11\/2017\/06\/lendkey3-1024x838.png 1024w, https:\/\/financer.global\/app\/uploads\/sites\/11\/2017\/06\/lendkey3-768x628.png 768w\" sizes=\"(max-width: 1094px) 100vw, 1094px\" \/><\/p>\nSee your loan offers in your dashboard.<\/div><\/div>            <div class=\"single-article__conclusion\">\n                            <\/div>\n            <\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"How_Financercom_Rates_LendKey\">How Financer.com Rates LendKey<\/h2>\n\n\n\n<p>LendKey is a trusted online lending platform with almost 100,000 customers. They have hundreds of partners in the form of credit unions.  <\/p>\n\n\n\n<p>With low rates and a smooth, straightforward process, LendKey has built a strong, trustworthy reputation. LendKey focuses on private student loans and home improvement loans.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Website\">Website<\/h3>\n\n\n\n<p>The LendKey website is streamlined. They have created a simple process that connects borrowers to hundreds of community banks and credit unions. Because of their automated online lending system, they can offer lower loan rates.<\/p>\n\n\n\n<p>LendKey offers a simple application process through its website. Once accepted, you can access your LendKey account information through the online login.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Customer_Service\">Customer Service<\/h3>\n\n\n\n<p>Although they are an online company LendKey offers customer service support calls between <strong>9 am \u2013 8 pm EST Monday to Friday<\/strong>. They are also contactable through email at\u00a0customer.care@lendkey.com.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Does_Financercom_Recommend_LendKey\">Does Financer.com Recommend LendKey?<\/h3>\n\n\n\n<p>Yes. LendKey is a proven, trusted lending service that connects borrowers with banks and credit unions.<\/p>\n\n\n\n<p>If you have exhausted all of your college funds, scholarship options, and federal student aid, then LendKey is an optimal lending platform to consider.<\/p>\n\n\n\n<p>Read more LendKey reviews below or add your own.<\/p>\n\n\n<div class=\"fn_block block_fn_faq_list\"><h3 id=\"LendKey_FAQs\">LendKey FAQs<\/h3><h4>How much can I borrow?<\/h4><div class=\"faq_inner\">You can borrow<strong> up to 100% of your attendance cost<\/strong>. This may include textbooks, room and board, tuition, and other related expenses.<\/div><h4>Do I need a cosigner?<\/h4><div class=\"faq_inner\">Not necessarily. However, it may improve your chances of getting approved. Private student loans are credit-based so if you have poor credit or no credit history at all, you can apply with a cosigner to meet the loan requirements. Applying with a cosigner may also help you qualify for better loan terms.\u00a0<\/div><h4>When should I apply?<\/h4><div class=\"faq_inner\">It is recommended that you apply for a student loan at least one month before your fees are due. It generally takes less than 30 days for a loan to be approved but in some cases, it can take a few weeks.<\/div><h4>Is LendKey a bank?<\/h4><div class=\"faq_inner\">No, LendKey is not a lender nor a bank. They assist banks and credit unions in successful online lending.\u00a0<\/div><h4>Do I need to work with a contractor to apply for finanancing?<\/h4><div class=\"faq_inner\">Yes, because all funds are paid directly to the contractor.\u00a0<\/div><h4>When do contractors get paid?<\/h4><div class=\"faq_inner\">Contractors submit a Disbursement Request that will be attached to your online application. LendKey supports multiple disbursements.\u00a0<\/div><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"LendKey_Alternatives\">LendKey Alternatives<\/h2>\n\n\n\n<p>Here&#8217;s a list of alternatives to LendKey and how they compare:<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-fn-tables shortcode-no\"><table><thead><tr><th>Lender<\/th><th>Reviews<\/th><th>Loan Amount<\/th><th>APR<\/th><th>Max. Loan Term<\/th><th>Credit Score<\/th><\/tr><\/thead><tbody><tr><td><a href=\"https:\/\/financer.com\/company\/ascent\/redirect\/\" data-type=\"company_single\" data-id=\"20367\" target=\"_blank\" rel=\"sponsored noopener nofollow\">Ascent<\/a><\/td><td><a href=\"https:\/\/financer.com\/company\/ascent\/\" data-type=\"company_single\" data-id=\"20367\" target=\"_blank\" rel=\"noreferrer noopener\">View<\/a><\/td><td>Up to $200,000<\/td><td>5.99-35.99%<\/td><td>Up to 15 years<\/td><td>n\/a<\/td><\/tr><tr><td><a href=\"https:\/\/financer.com\/company\/sofi\/redirect\/\" data-type=\"company_single\" data-id=\"750\" target=\"_blank\" rel=\"sponsored noopener nofollow\">SoFi<\/a><\/td><td><a href=\"https:\/\/financer.com\/company\/sofi\/\" data-type=\"company_single\" data-id=\"750\" target=\"_blank\" rel=\"noreferrer noopener\">View<\/a><\/td><td>Up to $100,000<\/td><td>5.99-35.99%<\/td><td>Up to 7 years<\/td><td>680<\/td><\/tr><\/tbody><\/table><\/figure>\n","protected":false},"author":11463,"featured_media":31168,"parent":0,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"","categories":[1076],"company_type":[1267],"overall_rating":"4.70909091","_links":{"self":[{"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/company_single\/761"}],"collection":[{"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/company_single"}],"about":[{"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/types\/company_single"}],"author":[{"embeddable":true,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/users\/11463"}],"replies":[{"embeddable":true,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/comments?post=761"}],"version-history":[{"count":50,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/company_single\/761\/revisions"}],"predecessor-version":[{"id":78227,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/company_single\/761\/revisions\/78227"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/media\/31168"}],"wp:attachment":[{"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/media?parent=761"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/categories?post=761"},{"taxonomy":"company_type","embeddable":true,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/company_type?post=761"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}