{"id":20528,"date":"2021-08-18T09:16:34","date_gmt":"2021-08-18T16:16:34","guid":{"rendered":"https:\/\/financer.com\/?post_type=how_to&#038;p=20528"},"modified":"2024-12-17T21:09:36","modified_gmt":"2024-12-18T05:09:36","slug":"get-a-personal-loan-with-bad-credit","status":"publish","type":"how_to","link":"https:\/\/financer.com\/loans\/articles\/get-a-personal-loan-with-bad-credit\/","title":{"rendered":"How to Get a Personal Loan with Bad Credit"},"content":{"rendered":"\n<p>A bad credit personal loan is given to borrowers who have a <strong>low credit score<\/strong> and is generally a fixed-rate loan. These personal loans are not secured by collateral. Instead, the lender relies on the borrower&#8217;s credit score and debt-to-income ratio.<\/p>\n\n\n\n<p>A bad <a rel=\"noreferrer noopener\" href=\"https:\/\/financer.com\/wiki\/credit-score\/\" data-type=\"URL\" data-id=\"https:\/\/financer.com\/wiki\/credit-score\/\" target=\"_blank\">credit sco<\/a>re (a FICO score of less than 630) won&#8217;t automatically disqualify you from applying for personal loans, but it does <a href=\"https:\/\/financer.com\/ask-financer\/what-credit-score-is-needed-for-a-personal-loan\/\" data-type=\"URL\" data-id=\"https:\/\/financer.com\/ask-financer\/what-credit-score-is-needed-for-a-personal-loan\/\" target=\"_blank\" rel=\"noreferrer noopener\">lower your chances of approval<\/a>. <\/p>\n\n\n\n<p>If you do qualify for a personal loan with a low credit score, you may end up paying higher interest rates and fees. <\/p>\n\n\n\n<p>A <a href=\"https:\/\/financer.com\/loans\/bad-credit-loans\/\" data-type=\"URL\" data-id=\"https:\/\/financer.com\/loans\/bad-credit-loans\/\">personal loan for bad credit<\/a> is typically repaid in monthly installments and the repayment period is usually between one and five years. You can use the funds for just about anything you want including consolidating debt.<\/p>\n\n\n\n<p>Here&#8217;s <strong>how to get a loan with bad credit<\/strong>:<\/p>\n\n\n<h3>How to Apply for a Personal Loan with Bad Credit<\/h3><div class=\"single-article__steps\">        <style>\n            .single-article__steps-items .single-article__steps-content {\n                background: #FFFFFF;\n                padding: 30px;\n                margin: 0 0 30px 0;\n                border-radius: 10px;\n                box-shadow: 0 0 10px 0 rgba(0, 0, 0, 0.14);\n                width: calc(100% - 5px);\n            }\n            .single-article__steps-items .single-article__steps-counter {\n                padding: 5px 20px;\n                border-radius: 3px;\n                background-color: #F5E7D8;\n                display: inline-block;\n                top: 15px;\n                left: -30px;\n                position: relative;\n                font-size: 16px;\n                font-weight: 600;\n            }\n\/*            .single-article__steps-items::before {\n                content: \"\";\n                position: absolute;\n                top: 20px;\n                left: 0;\n                height: calc(100% + 40px);\n                border-left: 2px dashed #e0e0e1;\n            }*\/\n            .single-article__conclusion-tag {\n                padding: 5px 20px;\n                border-radius: 3px;\n                color: #000000;\n                background-color: #F5E7D8;\n                display: inline-block;\n                top: 15px;\n                left: -30px;\n                position: relative;\n                font-size: 16px;\n                font-weight: 600;\n            }\n            .single-article__conclusion-item {\n                background: #FFFFFF;\n                padding: 30px;\n                margin: 0 0 30px 0;\n                border-radius: 10px;\n                box-shadow: 0 0 10px 0 rgba(0, 0, 0, 0.14);\n            }\n        <\/style>\n        <div class=\"single-article__steps-items\"><div class=\"single-article__steps-counter\" id=\"step_1\">Step 1<\/div><div class=\"single-article__steps-content\"><h3 id=\"Check-Your-Credit-Report\">Check Your Credit Report<\/h3><p>Before applying for a personal loan, <a href=\"https:\/\/financer.com\/company\/myfico\/\">check your credit report<\/a> and address any inconsistencies or errors that may have a negative impact on your score. Higher credit scores not only gives you better interest rates but can also boost your chances of qualifying for a loan.\u00a0<\/p><\/div><div class=\"single-article__steps-counter\" id=\"step_2\">Step 2<\/div><div class=\"single-article__steps-content\"><h3 id=\"Compare-Lenders\">Compare Lenders<\/h3><p>Compare leading lenders that offer bad credit personal loans. Look at their loan repayment terms, interest rates, and specific requirements. You can compare lenders online to find a range of <a href=\"https:\/\/financer.com\/loans\/bad-credit-loans\/\">bad credit loan offers<\/a> that may be suitable for you.<\/p><\/div><div class=\"single-article__steps-counter\" id=\"step_3\">Step 3<\/div><div class=\"single-article__steps-content\"><h3 id=\"Pre-Qualify\">Pre-Qualify<\/h3><p>A pre-qualification tells you what loan you can qualify for, what the rates are, and what the repayment terms are. This is very useful if you are trying to determine what you may qualify for, without affecting your credit score. Most online lenders offer pre-qualification.\u00a0<\/p><\/div><div class=\"single-article__steps-counter\" id=\"step_4\">Step 4<\/div><div class=\"single-article__steps-content\"><h3 id=\"Apply-Online\">Apply Online<\/h3><p>Complete your application online and submit the required supporting documentation. This usually takes only a few minutes as online lenders generally offer a very convenient application process. Once approved, the funds will be paid to your bank account as soon as the same business day, depending on the lender.\u00a0<\/p><\/div><\/div>            <div class=\"single-article__conclusion\">\n                            <\/div>\n            <\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Comparing_Bad_Credit_Personal_Loans\">Comparing Bad Credit Personal Loans<\/h2>\n\n\n\n<p>With many online lenders offering bad credit personal loans, finding <a href=\"https:\/\/financer.com\/blog\/why-cant-i-get-a-loan\/\">the right loan<\/a> offer is relatively easy. <a href=\"https:\/\/financer.com\/ask-financer\/what-is-the-interest-rate-on-personal-loans\/\">There are two ways to measure the cost of loans:<\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Monthly_Payments\">Monthly Payments<\/h3>\n\n\n\n<p>Compare the loan&#8217;s monthly repayment against your budget to determine if you can comfortably afford the loan. You can use a <a href=\"https:\/\/financer.com\/calculator\/loan\/\" data-type=\"page\" data-id=\"319\">personal loan calculator<\/a> to see how much you can expect to pay each month. <\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Annual_Percentage_Rate\">Annual Percentage Rate<\/h3>\n\n\n\n<p>A loan&#8217;s <a href=\"https:\/\/financer.com\/wiki\/interest-rate-apr\/\" data-type=\"wiki\" data-id=\"441\">annual percentage rate<\/a> (APR) is similar to the interest rate but it includes all the fees that the lender charges. It makes sense to get the lowest APR possible and many financial experts agree that affordable loans are those with an <strong>APR of 36% or lower<\/strong>. <\/p>\n\n\n<div class=\"fn_block block_fn_msg_box key-takeaways\"><div class=\"fn_block__icon\"><\/div><p><strong>Note<\/strong>: Some bad credit lenders will add an origination fee that is typically between 1%-10% of the loan amount. They will deduct this from the loan before depositing the money into your account, resulting in less available money than you may have anticipated.\u00a0<\/p><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Other_Loan_Options\">Other Loan Options<\/h2>\n\n\n\n<p>Consumers with <a href=\"https:\/\/financer.com\/ask-financer\/what-is-a-good-credit-score\/\">good credit scores<\/a> (670 and above) typically receive the lowest interest rates and the best loan terms. <\/p>\n\n\n\n<p>According to Experian, as of 2021, the average FICO score for people <strong>over the age of 57<\/strong> typically is 750, while those between the <strong>ages of 18 and 29<\/strong> typically have a score of 682. <\/p>\n\n\n\n<p>Credit scores can make an enormous difference in loan terms. Look at the differences in payments and overall interest paid for a 30-year fixed $200,000 home loan with a 20% down payment as of September 2022: <\/p>\n\n\n\n<figure class=\"wp-block-table is-style-fn-tables shortcode-no\"><table><thead><tr><th>Score<\/th><th>Interest Rate<\/th><th>Monthly Payment<\/th><th>Total Interest Paid<\/th><\/tr><\/thead><tbody><tr><td>740+<\/td><td>5.125%<\/td><td>$871<\/td><td>$153,802<\/td><\/tr><tr><td>720-739<\/td><td>5.375%<\/td><td>$896<\/td><td>$162,723<\/td><\/tr><tr><td>700-719<\/td><td>5.50%<\/td><td>$908<\/td><td>$167,046<\/td><\/tr><tr><td>680-699<\/td><td>5.625%<\/td><td>$921<\/td><td>$171,760<\/td><\/tr><tr><td>640-679<\/td><td>6.125%<\/td><td>$972<\/td><td>$190,170<\/td><\/tr><tr><td>620-639<\/td><td>6.625%<\/td><td>$1,025<\/td><td>$209,010<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>However, there are still options available for consumers with low credit scores. Apart from personal loans for bad credit, other loan options include:<\/p>\n\n\n\n<ul>\n<li><a href=\"https:\/\/financer.com\/company\/penfed\/\">Credit unions<\/a><\/li>\n\n\n\n<li>Family and friends<\/li>\n\n\n\n<li>Home equity loan with bad credit<\/li>\n\n\n\n<li>Peer-to-peer lending<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-flex-start\"><a href=\"https:\/\/financer.com\/loans\/bad-credit-loans\/\" class=\"button  is-rounded is-primary is-normal\" target=\"_blank\"  >Get Pre-Qualified for a Bad Credit Loan<\/a><\/div>\n\n<section class=\"fn_block quiz-section\">\n    <div class=\"container\">\n        <div class=\"quiz-section__wrapp page-content\">\n            <div class=\"container\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"quiz_header\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"quiz_header_title\">\n\t\t\t\t\t\t\t\t\t\t\t\t<h3>Get a Personal Loan with Bad Credit Quiz<\/h3>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"quiz_header_description\"><p>Test your knowledge<\/p><\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<div class=\"quiz-question__start-button\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"has-text-centered\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<button href=\"https:\/\/dimi.creatinmagic.com\/us\/company\/\" id=\"start_btn\" class=\"button is-rounded is-primary quiz-start-button\">\n\t\t\t\t\t\t\t\t\t\t\t\t\tTake Quiz \n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div><div class=\"fn_quiz\" data-signin-start=\"\" data-signin-result=\"\" data-id=\"43978\" quiz-type=\"single\" data-js-quiz-block style=\"display: none\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"quiz_content\"><div class=\"quiz-controll-buttons\">\n\t\t\t\t\t\t\t\t\t\t<button class=\"button is-rounded is-primary\" id=\"prev_btn\" disabled>Previous<\/button>\n\t\t\t\t\t\t\t\t\t\t<div class=\"quiz-controll-buttons-counter\">Question <span id=\"quiz_counter\">1\/5<\/span><\/div>\n\t\t\t\t\t\t\t\t\t\t<button class=\"button is-rounded is-primary\" id=\"next_btn\" disabled>Next<\/button>\n\t\t\t\t\t\t\t\t\t\t<button class=\"button is-rounded is-primary\" id=\"end_quiz\" disabled>Results<\/button>\n\t\t\t\t\t\t\t\t\t<\/div><div class=\"quiz-question__row\" id=\"quiz_question_0\"><div class=\"quiz-question__text\">What is a bad credit personal loan?<\/div><div id=\"answer0\" class=\"quiz-question__answer-container \"><div class=\"quiz-question__answer answer financer-field-group\"><label class=\"radio\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t <input id=\"radio0\" class=\"radio\" data-is-true=\"false\" type=\"radio\" name=\"quiz-answers_0[]\" value=\"0\" \/><p> A loan secured by collateral<\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t <\/label>\n\t\t\t\t\t\t\t\t\t\t\t <\/div><\/div><div id=\"answer1\" class=\"quiz-question__answer-container \"><div class=\"quiz-question__answer answer financer-field-group\"><label class=\"radio\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t <input id=\"radio1\" class=\"radio\" data-is-true=\"false\" type=\"radio\" name=\"quiz-answers_0[]\" value=\"0\" \/><p>A loan given to borrowers with a high credit score<\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t <\/label>\n\t\t\t\t\t\t\t\t\t\t\t <\/div><\/div><div id=\"answer2\" class=\"quiz-question__answer-container \"><div class=\"quiz-question__answer answer financer-field-group\"><label class=\"radio\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t <input id=\"radio2\" class=\"radio\" data-is-true=\"true\" type=\"radio\" name=\"quiz-answers_0[]\" value=\"0\" \/><p>A loan given to borrowers with a low credit score<\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t <\/label>\n\t\t\t\t\t\t\t\t\t\t\t <\/div><\/div><div id=\"answer3\" class=\"quiz-question__answer-container \"><div class=\"quiz-question__answer answer financer-field-group\"><label class=\"radio\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t <input id=\"radio3\" class=\"radio\" data-is-true=\"false\" type=\"radio\" name=\"quiz-answers_0[]\" value=\"0\" \/><p>A loan with variable interest rates<\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t <\/label>\n\t\t\t\t\t\t\t\t\t\t\t <\/div><\/div><\/div><div class=\"quiz-question__row\" id=\"quiz_question_1\"><div class=\"quiz-question__text\">What does a lender rely on when granting a bad credit personal loan?<\/div><div id=\"answer4\" class=\"quiz-question__answer-container \"><div class=\"quiz-question__answer answer financer-field-group\"><label class=\"radio\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t <input id=\"radio4\" class=\"radio\" data-is-true=\"false\" type=\"radio\" name=\"quiz-answers_1[]\" value=\"0\" \/><p>Collateral provided by the borrower<\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t <\/label>\n\t\t\t\t\t\t\t\t\t\t\t <\/div><\/div><div id=\"answer5\" class=\"quiz-question__answer-container \"><div class=\"quiz-question__answer answer financer-field-group\"><label class=\"radio\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t <input id=\"radio5\" class=\"radio\" data-is-true=\"true\" type=\"radio\" name=\"quiz-answers_1[]\" value=\"0\" \/><p>Debt-to-income ratio and credit score<\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t <\/label>\n\t\t\t\t\t\t\t\t\t\t\t <\/div><\/div><div id=\"answer6\" class=\"quiz-question__answer-container \"><div class=\"quiz-question__answer answer financer-field-group\"><label class=\"radio\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t <input id=\"radio6\" class=\"radio\" data-is-true=\"false\" type=\"radio\" name=\"quiz-answers_1[]\" value=\"0\" \/><p> Income verification and employment history<\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t <\/label>\n\t\t\t\t\t\t\t\t\t\t\t <\/div><\/div><div id=\"answer7\" class=\"quiz-question__answer-container \"><div class=\"quiz-question__answer answer financer-field-group\"><label class=\"radio\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t <input id=\"radio7\" class=\"radio\" data-is-true=\"false\" type=\"radio\" name=\"quiz-answers_1[]\" value=\"0\" \/><p> Loan repayment terms and interest rates<\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t <\/label>\n\t\t\t\t\t\t\t\t\t\t\t <\/div><\/div><\/div><div class=\"quiz-question__row\" id=\"quiz_question_2\"><div class=\"quiz-question__text\">What impact does a bad credit score have on personal loan applications?<\/div><div id=\"answer8\" class=\"quiz-question__answer-container \"><div class=\"quiz-question__answer answer financer-field-group\"><label class=\"radio\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t <input id=\"radio8\" class=\"radio\" data-is-true=\"false\" type=\"radio\" name=\"quiz-answers_2[]\" value=\"0\" \/><p> Automatic disqualification for personal loans<\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t <\/label>\n\t\t\t\t\t\t\t\t\t\t\t <\/div><\/div><div id=\"answer9\" class=\"quiz-question__answer-container \"><div class=\"quiz-question__answer answer financer-field-group\"><label class=\"radio\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t <input id=\"radio9\" class=\"radio\" data-is-true=\"false\" type=\"radio\" name=\"quiz-answers_2[]\" value=\"0\" \/><p>No impact on loan approval chances<\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t <\/label>\n\t\t\t\t\t\t\t\t\t\t\t <\/div><\/div><div id=\"answer10\" class=\"quiz-question__answer-container \"><div class=\"quiz-question__answer answer financer-field-group\"><label class=\"radio\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t <input id=\"radio10\" class=\"radio\" data-is-true=\"false\" type=\"radio\" name=\"quiz-answers_2[]\" value=\"0\" \/><p> Increased chances of approval<\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t <\/label>\n\t\t\t\t\t\t\t\t\t\t\t <\/div><\/div><div id=\"answer11\" class=\"quiz-question__answer-container \"><div class=\"quiz-question__answer answer financer-field-group\"><label class=\"radio\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t <input id=\"radio11\" class=\"radio\" data-is-true=\"true\" type=\"radio\" name=\"quiz-answers_2[]\" value=\"0\" \/><p>Lower chances of approval<\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t <\/label>\n\t\t\t\t\t\t\t\t\t\t\t <\/div><\/div><\/div><div class=\"quiz-question__row\" id=\"quiz_question_3\"><div class=\"quiz-question__text\">How is a personal loan for bad credit typically repaid?<\/div><div id=\"answer12\" class=\"quiz-question__answer-container \"><div class=\"quiz-question__answer answer financer-field-group\"><label class=\"radio\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t <input id=\"radio12\" class=\"radio\" data-is-true=\"false\" type=\"radio\" name=\"quiz-answers_3[]\" value=\"0\" \/><p>Lump sum payment at the end of the loan term<\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t <\/label>\n\t\t\t\t\t\t\t\t\t\t\t <\/div><\/div><div id=\"answer13\" class=\"quiz-question__answer-container \"><div class=\"quiz-question__answer answer financer-field-group\"><label class=\"radio\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t <input id=\"radio13\" class=\"radio\" data-is-true=\"false\" type=\"radio\" name=\"quiz-answers_3[]\" value=\"0\" \/><p>Weekly installments over a long repayment period<\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t <\/label>\n\t\t\t\t\t\t\t\t\t\t\t <\/div><\/div><div id=\"answer14\" class=\"quiz-question__answer-container \"><div class=\"quiz-question__answer answer financer-field-group\"><label class=\"radio\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t <input id=\"radio14\" class=\"radio\" data-is-true=\"true\" type=\"radio\" name=\"quiz-answers_3[]\" value=\"0\" \/><p>Monthly installments over a one to five-year period<\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t <\/label>\n\t\t\t\t\t\t\t\t\t\t\t <\/div><\/div><div id=\"answer15\" class=\"quiz-question__answer-container \"><div class=\"quiz-question__answer answer financer-field-group\"><label class=\"radio\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t <input id=\"radio15\" class=\"radio\" data-is-true=\"false\" type=\"radio\" name=\"quiz-answers_3[]\" value=\"0\" \/><p> Interest-only payments with a balloon payment at the end<\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t <\/label>\n\t\t\t\t\t\t\t\t\t\t\t <\/div><\/div><\/div><div class=\"quiz-question__row\" id=\"quiz_question_4\"><div class=\"quiz-question__text\">What is the first step to apply for a personal loan with bad credit?<\/div><div id=\"answer16\" class=\"quiz-question__answer-container \"><div class=\"quiz-question__answer answer financer-field-group\"><label class=\"radio\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t <input id=\"radio16\" class=\"radio\" data-is-true=\"false\" type=\"radio\" name=\"quiz-answers_4[]\" value=\"0\" \/><p> Compare lenders and interest rates<\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t <\/label>\n\t\t\t\t\t\t\t\t\t\t\t <\/div><\/div><div id=\"answer17\" class=\"quiz-question__answer-container \"><div class=\"quiz-question__answer answer financer-field-group\"><label class=\"radio\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t <input id=\"radio17\" class=\"radio\" data-is-true=\"false\" type=\"radio\" name=\"quiz-answers_4[]\" value=\"0\" \/><p> Complete the online application form<\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t <\/label>\n\t\t\t\t\t\t\t\t\t\t\t <\/div><\/div><div id=\"answer18\" class=\"quiz-question__answer-container \"><div class=\"quiz-question__answer answer financer-field-group\"><label class=\"radio\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t <input id=\"radio18\" class=\"radio\" data-is-true=\"true\" type=\"radio\" name=\"quiz-answers_4[]\" value=\"0\" \/><p> Check your credit report for errors<\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t <\/label>\n\t\t\t\t\t\t\t\t\t\t\t <\/div><\/div><div id=\"answer19\" class=\"quiz-question__answer-container \"><div class=\"quiz-question__answer answer financer-field-group\"><label class=\"radio\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t <input id=\"radio19\" class=\"radio\" data-is-true=\"false\" type=\"radio\" name=\"quiz-answers_4[]\" value=\"0\" \/><p>Gather supporting documentation<\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t <\/label>\n\t\t\t\t\t\t\t\t\t\t\t <\/div><\/div><\/div><\/div><div class=\"quiz-results has-text-centered is-hidden\"><div class=\"quiz-result\">You answered <span data-js-correct-answer><\/span> out of <span data-js-all-answer>5<\/span> questions correctly!<span class=\"quiz-result-text\"><\/span><\/div><button class=\"button is-rounded is-primary is-hidden\" id=\"reset_btn\">Take the Quiz again<\/button><\/div><\/div><\/div>        <\/div>\n    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