Why lucky?<\/p>\n\n\n\n
Because our team is commited to only recommending reputable companies<\/strong>. <\/p>\n\n\n\n And here is a further disclosure: since the weekend loans niche is not one to boast many such options, you’ll only find a few offers of this kind at any given time here.<\/p>\n\n\n We’d like to advise you that these loans are typically high-cost, short-term and risky. Only get one if you are sure you can repay it by your next paycheck.<\/p>\n\n\n Even though we do our best to filter lenders, we must advise you beforehand<\/strong>: please, consider all other options before applying for a payday loan<\/a>.<\/p><\/div>\n\n\n Let’s take a closer look at the featured options for weekend payday loans<\/a>. <\/p>\n\n\n\n Since their requirements are quite similar, know that you can apply for an offer, if you tick the following musts: <\/p>\n\n\n Be at least 18 years old.<\/p>\n<\/li> Be a US citizen or a permanent resident.<\/p>\n<\/li> Have a valid email address, work phone number and home phone number.<\/p>\n<\/li> Have a regular income of at least $1,000 per month.<\/p>\n<\/li><\/ul><\/div>\n\n\n As per credit scores, all of the lenders here are flexible and might offer financing even if you have fair credit. <\/p>\n\n\n\n This said, do not borrow more than you need to cover your weekend emergency <\/strong>and make sure you’ll be able to repay your debt with your next paycheck.<\/p>\n\n\n\n Upstart is technically not a payday lender but they have flexible criteria and offer better terms than the rest of the featured lenders.<\/strong> <\/p>\n\n\n\n We consider them to be the best choice if you need funding quickly during the weekend and you have an account in one of the over 100 banks they partner with. <\/p>\n\n\n\n Their biggest partners include: <\/p>\n\n\n Liberty\u00a0Savings Bank<\/strong><\/p>\n<\/li> Cross River Bank<\/strong><\/p>\n<\/li> FinWise Bancorp<\/strong><\/p>\n<\/li> Credit Unions<\/strong>: Alliant<\/strong>,\u00a0BCU<\/strong>,\u00a0Patelco<\/strong>, and\u00a0Abound<\/strong><\/p>\n<\/li><\/ul><\/div>\n\n\n Upstart has a very minimal anual income requirement of\u00a0$12,000<\/strong>.<\/p>\n\n\n\n This income can come from a job, regular employment, or even a job offer that starts within six months.<\/p>\n\n\n\n We recommend you to pre-qualify with them first<\/a><\/strong> (it will NOT impact your credit score)<\/em> and only if not possible, to seek financing elsewhere.<\/p>\n\n\n Flexible Eligibility<\/strong>: No minimum credit score requirement. Instead they consider factors such as educational background and consistent job history.<\/a><\/p>\n<\/li> Competitive APRs<\/strong>: One of the lowest available APRs\u00a0among lenders providing online personal loans<\/a> for people with far from excellent credit scores.<\/p>\n<\/li> Fast Funding: <\/strong>Same day funding even during the weekend if the transfer is within the same bank.<\/p>\n<\/li> Diverse Loan Amounts: <\/strong>Loans ranging from $1,000 to $50,000, providing flexibility in the amount needed.<\/p>\n<\/li> High Customer Satisfaction:<\/strong> Trustpilot score of 4.9\/5 stars<\/a><\/strong>, which is the highest among all lenders reviewed.<\/p>\n<\/li><\/ul><\/div>\n\n Origination Fees Might Be High: <\/strong>Can range from\u00a00.00% to 12.00%<\/strong>. <\/a><\/p>\n<\/li> Limited Loan Terms<\/strong>:\u00a036 or 60 months. <\/p>\n<\/li> No Joint Loans or Cosigners<\/strong>: This can be a disadvantage for borrowers who might benefit from a co-borrower to improve their chances of approval or secure a lower interest rate.<\/p>\n<\/li><\/ul><\/div>\n\n Low Credit Finance allows you access to a network of lenders<\/strong> that can offer a loan with a weekend payout and fast funding (within 60 minutes).<\/p>\n\n\n\n They have multiple partners that offer loans to consumers with various credit profiles, including those with bad credit and the application process on their website takes around 2 minutes.<\/p>\n\n\n Accessible to all credit types: <\/strong>You might be able to find financing through this platform even if your credit score is low.<\/p>\n<\/li> Same-day instant decisions<\/strong>: cash sent within 60 minutes upon approval.<\/p>\n<\/li> No collateral required: <\/strong>The loans available are unsecured and you do not need to provide collateral to secure them.<\/p>\n<\/li> No use restrictions: <\/strong>You can use the funds for all sort of emergencies. <\/p>\n<\/li><\/ul><\/div>\n\n Higher interest rates:<\/strong> If your credit score is low, you can expect higher interest rates here compared to traditional lenders. <\/p>\n<\/li> Potential for hidden fees: <\/strong>Some borrowers may encounter hidden fees or unfavorable terms that are not clearly disclosed upfront. This lack of transparency can lead to unexpected costs over the life of the loan.<\/p>\n<\/li> No direct lender: <\/strong>This is a marketplace connecting borrowers with lenders and your overall experience will vary based on the chosen lender.<\/p>\n<\/li><\/ul><\/div>\n\n\n Applying for offers here does not impact your credit score but accepting an offer and failing to make timely payments is likely to affect your credit history. <\/p>\n\n\n\n You can test the waters and see what is available but make sure to read the fine print and compare all conditions on the offers.<\/p>\n\n\nOur Picks for Best Weekend Payday Loans in February 2025<\/h3>
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Top weekend payday loans in February 2025<\/h2>\n\n\n\n
1. Upstart<\/strong>: Best terms for people with less than perfect credit<\/h3>\n\n\n
![\"upstart](\"https:\/\/financer.global\/app\/uploads\/sites\/11\/2017\/06\/upstart-review.png\")
<\/a>Chosen 10,529<\/strong> times<\/span>![\"rating_blue\"](\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\")
![\"rating_blue\"](\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_half_rating_blue.svg\")
<\/div>4.9<\/span><\/a>Read 7<\/strong> reviews<\/a><\/div><\/div><\/div><\/div><\/div>\n\n\nUpstart’s Pros<\/h3>
Upstart’s Cons<\/h3>
2. LowCreditFinance<\/strong>: Best for easy approval\u00a0<\/h3>\n\n\n
![\"\"](\"https:\/\/financer.global\/app\/uploads\/sites\/11\/2023\/10\/low-credit-finance-logo.png\"){kind=logo}
<\/a>Chosen 3,203<\/strong> times<\/span><\/div>5.0<\/span><\/a>Read 11<\/strong> reviews<\/a><\/div><\/div><\/div><\/div><\/div>\n\n\nLowCreditFinance’s Pros<\/h3>
LowCreditFinance’s Cons<\/h3>
![\"\"](\"https:\/\/financer.global\/app\/uploads\/sites\/11\/2023\/10\/screenshot-2023-10-30-at-124024-pm-ml-resize-x2.png\")
<\/a>