{"id":1820,"date":"2017-10-05T22:43:41","date_gmt":"2017-10-05T22:43:41","guid":{"rendered":"https:\/\/financer.com\/?page_id=1820"},"modified":"2024-11-28T21:23:56","modified_gmt":"2024-11-29T05:23:56","slug":"louisiana","status":"publish","type":"page","link":"https:\/\/financer.com\/loans\/louisiana\/","title":{"rendered":"Louisiana Loans"},"content":{"rendered":"\n

Are you in a financial pinch and considering an online payday loan in Louisiana?<\/p>\n\n\n\n

First things first, before applying I suggest you ask yourself if you should get a payday loan at all<\/a>? Exploring all your options could save you hundreds of dollars and a ton of headaches.<\/p>\n\n\n\n

But if you do decide on a payday loan<\/a>, I get it – unexpected expenses can hit hard. Let’s take a look at the top payday loan providers in Louisiana.<\/p>\n\n\n

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Top 5 Online Payday Lenders in Louisiana<\/h3>
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  1. Advance America<\/strong><\/a>: Our top pick for most borrowers (more on why in a moment)<\/li>\n
  2. LoansUnder36<\/strong><\/a>: Our top payday loan alternative<\/li>\n
  3. Lending Bear<\/strong><\/a>: Offers both online and in-store loans<\/li>\n
  4. ACE Cash Express<\/strong><\/a>: Best for weekend instant approval<\/li>\n
  5. Speedy Cash<\/strong><\/a>: Provides various short-term loan options<\/li>\n<\/ol><\/div>\n\n\n\n \n \n <\/stop>\n <\/stop>\n <\/lineargradient>\n <\/defs>\n \n \n <\/rect>\n \n \n <\/rect>\n Payday Loans<\/a> in Louisiana: Key Facts You Need to Know<\/text>\n \n \n <\/rect>\n \n \n <\/circle>\n Max Loan<\/text>\n $350<\/text>\n \n \n <\/circle>\n Max Fee<\/text>\n 16.75%<\/text>\n \n \n <\/circle>\n Doc Fee<\/text>\n $10<\/text>\n \n \n <\/rect>\n Maximum Term: 30 days<\/text>\n \n \n <\/rect>\n Rollovers are prohibited in Louisiana<\/text>\n \n \n <\/rect>\n Extended Payment Plan Available<\/text>\n Once per 12-month period, must request before due date<\/text>\n \n \n <\/rect>\n Prepayment Refund Available<\/text>\n If paid in full within first 5 days of the term<\/text>\n\n \n <\/rect>\n Loan Example<\/text>\n \n \n Loan Amount:<\/text>\n $300<\/text>\n \n Loan Term:<\/text>\n 14 days<\/text>\n \n Fees:<\/text>\n $45 (15% of loan amount)<\/text>\n \n Document Fee:<\/text>\n $10<\/text>\n \n \n <\/rect>\n Total to Repay:<\/text>\n $355<\/text>\n<\/svg>\n\n\n\n

    Online Payday Loans in Louisiana<\/h2>\n\n\n\n

    The truth is all direct payday lenders<\/a> in Louisiana will charge you the same amount to borrow. They’re all trying to maximize their profits up to the state’s legal limits<\/a>.<\/p>\n\n\n\n

    Because of this, it doesn’t really matter which payday lender you choose – you’ll end up paying the same high fees regardless.<\/p>\n\n\n\n

    With that is mind, how should you decided between the different payday lenders?<\/p>\n\n\n