{"id":2262,"date":"2017-10-22T08:19:47","date_gmt":"2017-10-22T15:19:47","guid":{"rendered":"https:\/\/financer.com\/?page_id=2262"},"modified":"2024-05-06T07:49:04","modified_gmt":"2024-05-06T14:49:04","slug":"arizona","status":"publish","type":"page","link":"https:\/\/financer.com\/loans\/arizona\/","title":{"rendered":"Arizona Loans"},"content":{"rendered":"<h2 id=\"Compare_Your_Loan_Options_in_Arizona\">Compare Your Loan Options in Arizona<\/h2>\n<p>Are you in dire need of a short term loan in Arizona? Maybe you need a little extra cash to push you through the next payday, or you are looking to take out a personal loan to cover bigger expenses?<\/p>\n\n<div class=\"fn_block block_fn_items fields_containeris-hidden\"><div class=\"items-content__cards\"><div class=\"items-content__card \" data-header=\"1\"><div class=\"items-content__card-top\"><div class=\"items-content__card-left\"><a href=\"https:\/\/financer.com\/company\/5kfunds\/\" class=\"items-content__card-logo \" ><img decoding=\"async\" width=\"393\" height=\"128\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/11\/2018\/08\/5kfunds-logo.png\" class=\"attachment-full size-full\" alt=\"5KFunds Logo\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/11\/2018\/08\/5kfunds-logo.png 393w, https:\/\/financer.global\/app\/uploads\/sites\/11\/2018\/08\/5kfunds-logo-300x98.png 300w\" sizes=\"(max-width: 393px) 100vw, 393px\" \/><\/a><span class=\"items-content__card-chosen\">Chosen <strong>80,526<\/strong> times<\/span><ul class=\"items-content__card-list\"><li >Check Rates without Credit Impact<\/li><li >No Minimum Credit Score<\/li><li >Large Network of Lenders<\/li><\/ul><\/div><div class=\"items-content__card-datapoint-container\"><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Min Loan Amount<\/span><span class=\"items-content__card-datapoint-value\">500<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Max Loan Amount<\/span><span class=\"items-content__card-datapoint-value\">35000<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Lowest APR<\/span><span class=\"items-content__card-datapoint-value\">5.99<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Highest APR<\/span><span class=\"items-content__card-datapoint-value\">35.99<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Min Loan Term<\/span><span class=\"items-content__card-datapoint-value\">2 Months<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Max Loan Term<\/span><span class=\"items-content__card-datapoint-value\">6 Years<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Accepts bad credit:<\/span><span class=\"items-content__card-datapoint-value\">Yes. <\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Minimum Age<\/span><span class=\"items-content__card-datapoint-value\">18<\/span><\/div><\/div><div class=\"items-content__card-right\"><a href=\"https:\/\/financer.com\/company\/5kfunds\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"4647\" data-url_param_t=\"company_single\" class=\"button is-primary is-rounded is-arrow items-content__card-see-offer items-content__card-see-offer--\" target=\"_blank\" rel=\"sponsored nofollow\">See offer<\/a><a href=\"https:\/\/financer.com\/company\/5kfunds\/\"  class=\"button is-rounded items-content__card-more-info\">More Info<\/a><a href=\"https:\/\/financer.com\/company\/5kfunds\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><span class=\"simple-rating-value rating_light-green\" data-rating-value=\"4.2\">4.2<\/span><\/a><span class=\"items-content__card-reviews\">Read&nbsp;<a href=\"https:\/\/financer.com\/company\/5kfunds\/#read-reviews\">91<\/strong>&nbsp;reviews<\/a><\/div><\/div><\/div><\/div><\/div>\n\n\n<p>Here is what you need to know regarding the legal status of such lending in the state.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Are_Payday_Loans_Legal_in_Arizona\">Are Payday Loans Legal in Arizona?<\/h2>\n\n\n\n<p>The short answer is no. <a href=\"https:\/\/financer.com\/loans\/payday-loans\/\">Payday loans<\/a> are no longer legal in Arizona after the law permitting payday loans in this state expired on June, 30<sup>th, <\/sup>2010. <\/p>\n\n\n\n<p>Consumer loans with an annual percentage rate <strong>exceeding 36%<\/strong> also became illegal that same year.<\/p>\n\n\n\n<p>However, short-term lenders did not close shop. Arizona payday loans still became available to borrowers. <\/p>\n\n\n\n<p>Some businesses continued to offer other products and services such as Arizona installment which are still permitted by the state.<\/p>\n\n\n\n<p>Nevertheless, lenders cannot advertise short-term loans to the public. The only exception to this rule is for tribal lenders like SWIFT or Blue Trust Loans.<\/p>\n\n\n<div class=\"fn_block block_fn_items fields_containeris-hidden\"><div class=\"items-content__cards\"><div class=\"items-content__card \" data-header=\"1\"><div class=\"items-content__card-top\"><div class=\"items-content__card-left\"><a href=\"https:\/\/financer.com\/company\/badcreditloans\/\" class=\"items-content__card-logo \" ><img decoding=\"async\" width=\"720\" height=\"213\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/11\/2018\/01\/badcreditloanscom.png\" class=\"attachment-full size-full\" alt=\"badcreditloans.com\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/11\/2018\/01\/badcreditloanscom.png 720w, https:\/\/financer.global\/app\/uploads\/sites\/11\/2018\/01\/badcreditloanscom-300x89.png 300w\" sizes=\"(max-width: 720px) 100vw, 720px\" \/><\/a><span class=\"items-content__card-chosen\">Chosen <strong>92,652<\/strong> times<\/span><ul class=\"items-content__card-list\"><li >Easy online application process<\/li><li >No fees or obligations<\/li><li >Access to a network of hundreds of lenders<\/li><li >Bad credit history allowed<\/li><\/ul><\/div><div class=\"items-content__card-datapoint-container\"><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Min Loan Amount<\/span><span class=\"items-content__card-datapoint-value\">500<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Max Loan Amount<\/span><span class=\"items-content__card-datapoint-value\">10000<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Lowest APR<\/span><span class=\"items-content__card-datapoint-value\">5.99<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Highest APR<\/span><span class=\"items-content__card-datapoint-value\">35.99<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Min Loan Term<\/span><span class=\"items-content__card-datapoint-value\">3 Months<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Max Loan Term<\/span><span class=\"items-content__card-datapoint-value\">6 Years<\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Accepts bad credit:<\/span><span class=\"items-content__card-datapoint-value\">Yes. <\/span><\/div><div class=\"items-content__card-datapoint\"><span class=\"items-content__card-datapoint-title\">Minimum Age<\/span><span class=\"items-content__card-datapoint-value\">18<\/span><\/div><\/div><div class=\"items-content__card-right\"><a href=\"https:\/\/financer.com\/company\/badcreditloans\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"3154\" data-url_param_t=\"company_single\" class=\"button is-primary is-rounded is-arrow items-content__card-see-offer items-content__card-see-offer--\" target=\"_blank\" rel=\"sponsored nofollow\">See offer<\/a><a href=\"https:\/\/financer.com\/company\/badcreditloans\/\"  class=\"button is-rounded items-content__card-more-info\">More Info<\/a><a href=\"https:\/\/financer.com\/company\/badcreditloans\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_half_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><span class=\"simple-rating-value rating_light-green\" data-rating-value=\"3.8\">3.8<\/span><\/a><span class=\"items-content__card-reviews\">Read&nbsp;<a href=\"https:\/\/financer.com\/company\/badcreditloans\/#read-reviews\">35<\/strong>&nbsp;reviews<\/a><\/div><\/div><\/div><\/div><\/div>\n\n\n<p>Here are important points to keep in mind as you consider your loan options in Arizona:<\/p>\n\n\n\n<ul>\n<li>Read all the paperwork before signing anything;<\/li>\n\n\n\n<li>Have a solid plan to repay debt.<\/li>\n<\/ul>\n\n\n\n\t\t<div id=\"genericloan_0_form\" class=\"fs-slider fs-slider--tooltip search-hero--bg1\"><h3>Compare loans from 79 lenders<\/h3><p>Find the cheapest rate with one click<\/p><div class=\"step amount\">    <div class=\"slider_cont step__value\">\n        <span class=\"fl_l_m_15 amount_display\"><\/span>\n    <\/div>\n    <div class=\"step__slider\">\n        <input type=\"range\" data-default-value=\"500\" data-name=\"param_amount\" \/>\n    <\/div>\n<\/div><div class=\"step stepSubmit\"><a id=\"submitSliders\" href=\"https:\/\/financer.com\/results?query=1&non_affiliate=true&param_amount=500&loan_broker_filter_active=true&param_period=360&\" data-slider-url=\"https:\/\/financer.com\/results?query=1&non_affiliate=true&param_amount=500&loan_broker_filter_active=true&param_period=360&\" data-required=\"results?query=1non_affiliate=true&param_amount=500&loan_broker_filter_active=true&param_period=360&\" class=\"get_results compare button is-primary is-medium is-rounded\">Compare Offers<\/a><\/div>\t\t<\/div><h2 class=\"wp-block-heading\" id=\"Installment_Loans_and_Personal_you_Could_Apply_for_in_Arizona\">Installment Loans and Personal you Could Apply for in Arizona<\/h2>\n\n\n\n<p>Arizona <a href=\"https:\/\/financer.com\/loans\/installment-loans\/\">Installment loans<\/a> have a fixed term over which you are supposed to repay in equal parts. Just like Arizona cash advance, you can still apply even with a poor credit history, although it\u2019s always wise to gauge the risks involved.<\/p>\n\n\n\n<p>You could also consider payday loans from other states where this type of lending is legal. <\/p>\n\n\n\n<p>Applying online is quick and convenient, as long as you provide documented evidence of your residence in another state.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Alternative_Routes_for_Lenders\">Alternative Routes for Lenders<\/h2>\n\n\n\n<p>After the ban in 2010, a new type of consumer loan was approved for Arizona Lenders in 2015. These were referred to as \u2018<strong>flex loans<\/strong>\u2019 which were meant for consumers facing financial difficulty to qualify for small loans.<\/p>\n\n\n\n<p>The \u2018flex loans\u2019 are not payday loans but still do carry high default rates and expensive underwriting costs. <\/p>\n\n\n\n<p>Many payday loans in Arizona are now considering converting to other options such as car title or auto <a href=\"https:\/\/financer.com\/loans\/title-loans\/\">title loans<\/a>.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Alabama_Payday_Loan_Regulations\">Alabama Payday Loan Regulations<\/h2>\n\n\n\n<figure class=\"wp-block-table is-style-fn-tables shortcode-no\"><table><tbody><tr><td><strong>Legal Status<\/strong><\/td><td>Prohibited<\/td><\/tr><tr><td><strong>Interest Rate (APR)<\/strong><\/td><td>36% usuary cap<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><strong>Updated February 13 2023<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Compare Your Loan Options in Arizona Are you in dire need of a short term loan in Arizona? Maybe you\u2026 <\/p>\n","protected":false},"author":37432,"featured_media":2263,"parent":184,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"disable_branded_featured_image":false,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","ep_exclude_from_search":false},"categories":[1076],"tags":[26],"_links":{"self":[{"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/pages\/2262"}],"collection":[{"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/users\/37432"}],"replies":[{"embeddable":true,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/comments?post=2262"}],"version-history":[{"count":23,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/pages\/2262\/revisions"}],"predecessor-version":[{"id":39692,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/pages\/2262\/revisions\/39692"}],"up":[{"embeddable":true,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/pages\/184"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/media\/2263"}],"wp:attachment":[{"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/media?parent=2262"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/categories?post=2262"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/tags?post=2262"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}