{"id":319,"date":"2017-02-18T16:59:19","date_gmt":"2017-02-18T16:59:19","guid":{"rendered":"https:\/\/financer.com\/?page_id=319"},"modified":"2024-05-06T08:05:14","modified_gmt":"2024-05-06T15:05:14","slug":"loan","status":"publish","type":"page","link":"https:\/\/financer.com\/calculator\/loan\/","title":{"rendered":"Loan Calculator"},"content":{"rendered":"\n

Calculate Your Loan Payments <\/h2>\n\n\n\n

Whether you are considering taking out a loan to buy a car<\/a>, a house<\/a>, or just a personal loan<\/a>, it remains important to understand the costs involved and how long it would take you to pay it off. <\/p>\n\n\n\n

This is where our online loan calculator<\/strong> can help.<\/p>\n\n\n\n

When calculating a loan, there’s a variety of factors that could affect the total amount you’ll pay over time and the potential payoff. <\/p>\n\n\n\n

The two most important factors affecting the cost of your loan are the interest rate<\/strong> and\u00a0loan length<\/strong>.<\/p>\n\n\n\n

Use our financing calculator to find the best personal loan to suit your needs. It can also be used as a car loan calculator. <\/p>\n\n\n\n

The Financer.com loan calculator tool is completely free, it allows you to find and compare multiple loans at once without affecting your credit score. <\/p>\n\n\n

<\/div>Tip<\/strong>: You can compare loan rates<\/a> for free<\/strong> with Financer.com.<\/div>\n\n\n

Loan Payoff Calculator<\/h2>\n\n\n\n

A loan’s interest rate will vary based on the current market and your credit rating. In general, consumers with better credit ratings get lower interest rates.<\/p>\n\n\n\n

The length or term of the loan and the amount you borrow may also affect the interest rate. <\/p>\n\n\n\n

A higher loan amount or a longer term exposes the lender to more risk, and additional risk generally leads to higher interest rates.<\/p>\n\n\n\n

A loan calculator can help you understand how much you must pay to satisfy the entire loan at any point during its\u00a0term.<\/p>\n\n\n

Find a Loan<\/a><\/div>\n\n\n\t\t

Compare loans from 45 lenders<\/h3>

Find the cheapest rate with one click<\/p>

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Compare Offers<\/a><\/div>\t\t<\/div>

Calculate Your Loan Payments<\/h2>\n\n\n\n

The interest rate and loan term will also impact your monthly payments. The longer you finance a loan, the lower your payments will be. <\/p>\n\n\n\n

This option of extended terms means you will pay more over the life of the loan — not to mention the higher interest\u00a0rate generally associated with a long-term loan.<\/p>\n\n\n\n

Conversely, a shorter-term loan may have higher payments, but the total loan cost will fall due to lower interest\u00a0rates and reduced time for interest to accrue.<\/p>\n\n\n\n

Our auto loan amortization<\/a> calculator can help you figure out what your loan payments will be based on the variables you enter, like the interest\u00a0rate and term of the loan.<\/p>\n","protected":false},"excerpt":{"rendered":"

Calculate Your Loan Payments Whether you are considering taking out a loan to buy a car, a house, or just\u2026 <\/p>\n","protected":false},"author":37432,"featured_media":14384,"parent":419,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"disable_branded_featured_image":false,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","ep_exclude_from_search":false},"categories":[1076],"tags":[1177],"_links":{"self":[{"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/pages\/319"}],"collection":[{"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/users\/37432"}],"replies":[{"embeddable":true,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/comments?post=319"}],"version-history":[{"count":50,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/pages\/319\/revisions"}],"predecessor-version":[{"id":51727,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/pages\/319\/revisions\/51727"}],"up":[{"embeddable":true,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/pages\/419"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/media\/14384"}],"wp:attachment":[{"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/media?parent=319"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/categories?post=319"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/tags?post=319"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}