{"id":35850,"date":"2023-03-29T03:36:25","date_gmt":"2023-03-29T10:36:25","guid":{"rendered":"https:\/\/financer.com\/?page_id=35850"},"modified":"2024-06-25T13:04:13","modified_gmt":"2024-06-25T20:04:13","slug":"review-process","status":"publish","type":"page","link":"https:\/\/financer.com\/about\/review-process\/","title":{"rendered":"Review Process"},"content":{"rendered":"\n<p>Here at Financer.com, we regularly review finance-related products and services. We understand the responsibility that comes with that.<\/p>\n\n\n\n<p>Your personal finances are an important part of your life and making the right financial decisions can hugely impact the quality of it.<\/p>\n\n\n\n<p>That\u2019s why we hold ourselves to the highest standards when it comes to making recommendations.<\/p>\n\n\n\n<p>On this page, you will learn exactly how we review the products and services you find on Financer.com.<\/p>\n\n\n\n<p>This is all in addition to our <a href=\"https:\/\/financer.com\/about\/editorial-guidelines\/\">editorial guidelines.<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Types_Of_Products_and_Services_We_Review\">Types Of Products and Services We Review<\/h2>\n\n\n\n<p>The types of products we review include, but are not limited to:<\/p>\n\n\n\n<ul>\n<li><a href=\"https:\/\/financer.com\/loans\/personal-loans\/\">Personal loans<\/a><\/li>\n\n\n\n<li>Business loans<\/li>\n\n\n\n<li><a href=\"https:\/\/financer.com\/credit-cards\/\">Credit cards<\/a><\/li>\n\n\n\n<li>Debit cards<\/li>\n\n\n\n<li>Stock brokers<\/li>\n\n\n\n<li>Savings accounts<\/li>\n\n\n\n<li>Cryptocurrency brokers<\/li>\n\n\n\n<li>Cryptocurrency wallets<\/li>\n\n\n\n<li>Banking services<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"How_We_Review_Products_and_Services\">How We Review Products and Services<\/h2>\n\n\n\n<p>To ensure high-quality reviews, we always go through the following steps.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"We_look_for_regulatory_authorities_approval\">We look for regulatory authorities\u2019 approval<\/h3>\n\n\n\n<p>Before a financial product is added to Financer.com, we ensure that the company behind it is approved by the appropriate regulatory authorities.<\/p>\n\n\n\n<p>Depending on the product category, these may include:<\/p>\n\n\n\n<ul>\n<li><a href=\"https:\/\/www.occ.gov\/about\/who-we-are\/index-who-we-are.html\">The Office of the Comptroller of the Currency (OCC)<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.federalreserve.gov\/faqs\/about_12594.htm\">The Federal Reserve System\u00a0<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.fdic.gov\/\">The Federal Deposit Insurance Corporation (FDIC)<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.ncua.gov\/\">The National Credit Union Administration (NCUA)<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.consumerfinance.gov\/\">The Consumer Financial Protection Bureau (CFPB)<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.sec.gov\/\">The Securities and Exchange Commission (SEC)<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/home.treasury.gov\/policy-issues\/financial-markets-financial-institutions-and-fiscal-service\/federal-insurance-office\">The Federal Insurance Office (FIO)<\/a><\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Test_the_majority_of_products_and_services_ourselves\">Test the majority of products and services ourselves<\/h3>\n\n\n\n<p>We are not always able to test every single product ourselves. For example, we do not take out a loan from every single personal lender.<\/p>\n\n\n\n<p>But we do test their application process and reach out to their customer support to see how well they answer our questions.<\/p>\n\n\n\n<p>In cases of online brokers, for example stock and crypto brokers, we sign up and test all their functionality before giving our rating.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Scour_through_user_reviews\">Scour through user reviews<\/h3>\n\n\n\n<p>We don\u2019t rely only on our own experience, but also on \u201cthe wisdom of the people\u201d to make up our minds about a particular service\u2019s quality.<\/p>\n\n\n\n<p>We dig through both positive and negative reviews about all the financial products and services we recommend and reflect them in our content.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Pricing_and_fees\">Pricing and fees<\/h3>\n\n\n\n<p>What you pay will always be clearly conveyed in our reviews.<\/p>\n\n\n\n<p>Since we are talking about products directly related to your personal finances, pricing is one of the most important factors.<\/p>\n\n\n\n<p>Sometimes companies try to hide certain fees from their customers to make the products look more appealing.<\/p>\n\n\n\n<p>We read through all the fine print so you don\u2019t have to, and tell you exactly what you pay for.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Take_your_feedback_into_consideration\">Take your feedback into consideration<\/h3>\n\n\n\n<p>Our reviews and other articles have a widget where you can let us know whether you liked the article or not.<\/p>\n\n\n<div class=\"wp-block-image shortcode-no\">\n<figure class=\"aligncenter size-full is-resized\"><img decoding=\"async\" width=\"436\" height=\"217\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/11\/2022\/11\/article-helpful.jpg\" alt=\"\" class=\"wp-image-35852\" style=\"width:436px;height:217px\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/11\/2022\/11\/article-helpful.jpg 436w, https:\/\/financer.global\/app\/uploads\/sites\/11\/2022\/11\/article-helpful-300x149.jpg 300w\" sizes=\"(max-width: 436px) 100vw, 436px\" \/><\/figure><\/div>\n\n\n<p>You can submit further feedback by using the text field. Every few months we review all the feedback you gave us and improve the articles accordingly.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"What_we_do_not_do\">What we do not do<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Take_sponsorship_fees\">Take sponsorship fees<\/h3>\n\n\n\n<p>A company cannot pay us to write a more favorable review of them. We understand that it\u2019s our editorial responsibility to provide honest reviews about all the products in our comparison.<\/p>\n\n\n\n<p>We value honesty more than money.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Post_anything_without_thorough_research\">Post anything without thorough research<\/h3>\n\n\n\n<p>All reviews and articles go through a thorough research and review process. We don\u2019t make recommendations lightly.<\/p>\n\n\n\n<p>When you read through the reviews on Financer.com, rest assured that it has gone through all the points above.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Contact_Us\">Contact Us<\/h2>\n\n\n\n<p>If you come across any issues with our reviews or have suggestions for improvement, we encourage you to reach out to us.<\/p>\n\n\n\n<p>Your feedback is invaluable in maintaining the quality and integrity of our platform. You can\u00a0<a href=\"https:\/\/financer.com\/about\/contact-us\/\">contact us here<\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Relevant_links\">Relevant links<\/h3>\n\n\n\n<ul>\n<li><a href=\"https:\/\/financer.com\/about\/editorial-guidelines\/\">Financer.com Editorial Guidelines<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/financer.com\/about\/advertiser-disclosure\/\">Financer.com Advertiser Disclosure<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/financer.com\/about\/\">About Financer.com<\/a><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Here at Financer.com, we regularly review finance-related products and services. We understand the responsibility that comes with that. Your personal\u2026 <\/p>\n","protected":false},"author":37432,"featured_media":0,"parent":291,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-simple.php","meta":{"disable_branded_featured_image":false,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","ep_exclude_from_search":false},"categories":[1297],"tags":[],"_links":{"self":[{"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/pages\/35850"}],"collection":[{"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/users\/37432"}],"replies":[{"embeddable":true,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/comments?post=35850"}],"version-history":[{"count":19,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/pages\/35850\/revisions"}],"predecessor-version":[{"id":79049,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/pages\/35850\/revisions\/79049"}],"up":[{"embeddable":true,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/pages\/291"}],"wp:attachment":[{"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/media?parent=35850"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/categories?post=35850"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/tags?post=35850"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}