<\/div>
Best Motorcycle Loans<\/h3>
<\/p>\n
- \n
- SoFi<\/a>:<\/strong>\u00a0Best for quick motorcycle loans with good to excellent credit.<\/li>\n \n
- Upstart<\/a>:<\/strong>\u00a0Best for borrowers with less-than-perfect credit.<\/li>\n \n
- Upgrade<\/a>:<\/strong>\u00a0Ideal if you need the flexibility of a co-applicant.<\/li>\n \n
- Universal Credit<\/a>:<\/strong>\u00a0A good choice for small motorcycle loans with fair credit.<\/li>\n<\/ul>\n
<\/p><\/div>\n\n\n
SoFi: Best motorcycle loans for good credit<\/h2>\n\n\n
![\"SoFi\"](\"https:\/\/financer.global\/app\/uploads\/sites\/11\/2017\/06\/sofi-logo-1.png\")
<\/a>Chosen 17,132<\/strong> times<\/span>- See Rates in 60 seconds<\/li>
- High Trustpilot Score<\/li>
- NO fees required and same-day funding<\/li>
- Unemployment Protection<\/li><\/ul><\/div>Min Loan Amount<\/span>5000<\/span><\/div>Max Loan Amount<\/span>100000<\/span><\/div>Lowest APR<\/span>8.99<\/span><\/div>Highest APR<\/span>25.81<\/span><\/div>Min Loan Term<\/span>2 Years<\/span><\/div>Max Loan Term<\/span>7 Years<\/span><\/div>Accepts bad credit:<\/span>No. <\/span><\/div>Minimum Age<\/span>18<\/span><\/div><\/div>See offer<\/a>More Info<\/a>
![\"rating_blue\"](\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_rating_blue.svg\")
![\"rating_blue\"](\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_half_rating_blue.svg\")
<\/div>4.6<\/span><\/a>Read 21<\/strong> reviews<\/a><\/div><\/div><\/div><\/div><\/div>\n\n\nWhat to Know:<\/strong><\/h3>\n\n\n\n
- \n
- SoFi offers an easy online application process, quick loan approvals, and fast funding times.<\/li>\n\n\n\n
- They provide loans for both new and used motorcycles.<\/li>\n\n\n\n
- Applicants benefit from SoFi’s exceptional customer service and support.<\/li>\n\n\n\n
- SoFi considers alternative credit data beyond just credit scores.<\/li>\n\n\n\n
- They offer unemployment protection on loans.<\/li>\n\n\n\n
- However, they require good to excellent credit and do not offer flexibility in payment due dates.<\/li>\n<\/ul>\n\n\n\n
Pros:<\/h3>\n\n\n\n
- \n
- Easy online application <\/li>\n\n\n\n
- Quick approval and funding <\/li>\n\n\n\n
- Loans for new and used motorcycles <\/li>\n\n\n\n
- Excellent customer support <\/li>\n\n\n\n
- Considers alternative credit data <\/li>\n\n\n\n
- Unemployment protection<\/li>\n<\/ul>\n\n\n\n
Cons:<\/h3>\n\n\n\n
- \n
- Requires good to excellent credit<\/li>\n\n\n\n
- No choice of payment due date<\/li>\n<\/ul>\n\n\n\n
How to Qualify:<\/strong><\/h3>\n\n\n\n
- \n
- Must be at least 18 years old and a U.S. resident.<\/li>\n\n\n\n
- A healthy credit score and financial stability are important.<\/li>\n\n\n\n
- Required documentation includes proof of identification, income, and other financial details.<\/li>\n\n\n\n
- The application involves creating an account, filling out the form, submitting necessary documents, and awaiting approval.<\/li>\n<\/ul>\n\n\nApply Now<\/a><\/div>\n\n\n
Upstart: Best motorcycle loans for bad credit<\/h2>\n\n\n
![\"upstart](\"https:\/\/financer.global\/app\/uploads\/sites\/11\/2017\/06\/upstart-review.png\")
<\/a>Chosen 10,202<\/strong> times<\/span>- Fast Funding<\/li>
- High Trustpilot Rating<\/li>
- High Acceptance Rate<\/li>
- No Repayment Penalty Fees<\/li><\/ul><\/div>Min Loan Amount<\/span>1000<\/span><\/div>Max Loan Amount<\/span>50000<\/span><\/div>Lowest APR<\/span>7.80<\/span><\/div>Highest APR<\/span>35.99<\/span><\/div>Min Loan Term<\/span>3 Years<\/span><\/div>Max Loan Term<\/span>5 Years<\/span><\/div>Accepts bad credit:<\/span>Yes. <\/span><\/div>Minimum Age<\/span>18<\/span><\/div><\/div>See offer<\/a>More Info<\/a><\/div>4.9<\/span><\/a>Read 7<\/strong> reviews<\/a><\/div><\/div><\/div><\/div><\/div>\n\n\n
What to Know:<\/strong><\/h3>\n\n\n\n
- \n
- Upstart is an online platform that utilizes artificial intelligence for loan approvals, considering factors beyond just the credit score.<\/li>\n\n\n\n
- The platform looks at aspects like employment history, income, and education level.<\/li>\n\n\n\n
- While it caters to borrowers with low credit scores, loans for such profiles might have higher APRs.<\/li>\n\n\n\n
- Upstart charges origination fees and has high maximum APRs.<\/li>\n\n\n\n
- The platform offers quick funding, usually within one business day after approval.<\/li>\n<\/ul>\n\n\n\n
Pros:<\/h3>\n\n\n\n
- \n
- Considers more than credit score<\/li>\n\n\n\n
- Loans up to $50,000<\/li>\n\n\n\n
- Fast funding<\/li>\n\n\n\n
- Rate check without affecting credit<\/li>\n\n\n\n
- Low minimum credit score requirement<\/li>\n<\/ul>\n\n\n\n
Cons:<\/h3>\n\n\n\n
- \n
- High maximum APR<\/li>\n\n\n\n
- Origination fees<\/li>\n\n\n\n
- No physical locations<\/li>\n\n\n\n
- Limited availability (not in Iowa or West Virginia)<\/li>\n\n\n\n
- Limited repayment terms<\/li>\n<\/ul>\n\n\n\n
How to Qualify:<\/strong><\/h3>\n\n\n\n
- \n
- Minimum annual income of $12,000<\/li>\n\n\n\n
- College degree or actively attending if you have no credit history<\/li>\n\n\n\n
- Provide necessary documentation like proof of income, employment history, bank statements, and identification documents.<\/li>\n<\/ul>\n\n\nApply Now<\/a><\/div>\n\n\n\t\t
Compare loans from 79 lenders<\/h3>
Find the cheapest rate with one click<\/p>
\n <\/span>\n <\/div>\n\n \n <\/div>\n<\/div>Compare Offers<\/a><\/div>\t\t<\/div>Upgrade: Best motorcycle loans with co-signer<\/h2>\n\n\n
![\"\"](\"https:\/\/financer.global\/app\/uploads\/sites\/11\/2020\/03\/new-upgradelogo-fullcolor-h-1.png\")
<\/a>Chosen 2,225<\/strong> times<\/span>- High Trustpilot Rating<\/li>
- No prepayment fees<\/li>
- Fast Funding<\/li>
- Helpful Support Team<\/li><\/ul><\/div>Min Loan Amount<\/span>1000<\/span><\/div>Max Loan Amount<\/span>50000<\/span><\/div>Lowest APR<\/span>9.99<\/span><\/div>Highest APR<\/span>35.99<\/span><\/div>Min Loan Term<\/span>2 Years<\/span><\/div>Max Loan Term<\/span>7 Years<\/span><\/div>Accepts bad credit:<\/span>Yes. <\/span><\/div>Minimum Age<\/span>18<\/span><\/div><\/div>See offer<\/a>More Info<\/a>
![\"rating_blue\"](\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\")
<\/div>3.6<\/span><\/a>Read 18<\/strong> reviews<\/a><\/div><\/div><\/div><\/div><\/div>\n\n\nWhat to Know:<\/strong><\/h3>\n\n\n\n
- \n
- Upgrade is well-suited for motorcycle buyers, especially those with fair credit scores.<\/li>\n\n\n\n
- They offer personal loans that can be used for major purchases, including motorcycles.<\/li>\n\n\n\n
- The application process with Upgrade is straightforward, allowing you to understand the types of loans and rates you qualify for without impacting your credit score.<\/li>\n\n\n\n
- Credit scores starting from approximately 580 are accepted, making it a good option for a broader range of borrowers.<\/li>\n\n\n\n
- Upgrade stands out by allowing co-applicants and joint applications, while not permitting co-signers.<\/li>\n\n\n\n
- However, the company charges origination fees and generally has higher APR rates, reflecting the higher risk associated with lending to borrowers with lower credit scores.<\/li>\n\n\n\n
- It’s important to check if Upgrade’s services are available in your state, as they are not offered nationwide.<\/li>\n<\/ul>\n\n\n\n
Pros:<\/h3>\n\n\n\n
- \n
- Accessible to borrowers with credit scores starting around 580<\/li>\n\n\n\n
- User-friendly process for loan rate inquiries<\/li>\n\n\n\n
- Co-applicants and joint applications allowed<\/li>\n\n\n\n
- Suitable for financing motorcycle purchases<\/li>\n\n\n\n
- Quick insights into eligible loans and rates without impacting credit score<\/li>\n<\/ul>\n\n\n\n
Cons:<\/h3>\n\n\n\n
- \n
- Origination fees apply<\/li>\n\n\n\n
- Higher APR rates due to increased lender risk<\/li>\n\n\n\n
- Loans not available in all states<\/li>\n\n\n\n
- Minimum loan amount might be high for some borrowers<\/li>\n<\/ul>\n\n\n\n
How to Qualify:<\/strong><\/h3>\n\n\n\n
- \n
- Ideal for those with fair credit scores (around 580 or higher).<\/li>\n\n\n\n
- The application process involves a few questions to identify suitable loan options.<\/li>\n\n\n\n
- Being aware of the financial commitment is crucial due to the higher APRs.<\/li>\n\n\n\n
- Applicants should verify the availability of Upgrade’s loans in their respective states.<\/li>\n<\/ul>\n\n\nApply Now<\/a><\/div>\n\n\n
Universal Credit: Best small motorcycle loans for fair credit<\/h2>\n\n\n
- Upstart<\/a>:<\/strong>\u00a0Best for borrowers with less-than-perfect credit.<\/li>\n \n
![\"\"](\"https:\/\/financer.global\/app\/uploads\/sites\/11\/2023\/04\/universal-credit-loans.png\")
<\/a>