{"id":907,"date":"2017-06-19T11:24:21","date_gmt":"2017-06-19T18:24:21","guid":{"rendered":"https:\/\/financer.com\/?page_id=907"},"modified":"2024-05-13T09:55:56","modified_gmt":"2024-05-13T16:55:56","slug":"money-saving-tips","status":"publish","type":"page","link":"https:\/\/financer.com\/save\/money-saving-tips\/","title":{"rendered":"Saving Tips"},"content":{"rendered":"
No matter where we are in the financial journey, it is comforting to know that anyone can make things go in the right direction, just by implementing a few smart tricks on saving money<\/strong>.<\/p>\n Financer.com has prepared this checklist of 189 best ways to save money. These tactics can make quite a big difference over time<\/strong>\u00a0if you stick to the tips which are practical in your case. Saving money can even help you get rid of burdensome loans<\/a> crippling your financial freedom.<\/p>\n Want to know how to save money fast<\/strong>? We discuss money-saving tips in these six categories:<\/p>\n Americans spend 40% of their income on mortgage costs. If you can save on housing, you will be more equipped to handle other debts.<\/p>\n If you could switch all the 60 watts bulbs with 14 watts LED bulbs, this could save you up to $40 a year on your electricity bills.<\/p>\n If these devices stay plugged in when not in use, will constantly draw a small amount of electricity which can add up quickly.<\/p>\n By changing the type of mortgage you have or finding a lower interest rate, you might be able to lower your monthly payments. Read more about refinancing a loan<\/a>.<\/p>\n Metropolitan areas have higher home prices than suburban areas.<\/p>\n If you always pay on time, there could be room for negotiation with your landlord.<\/p>\n This could be a basement, backyard, or garage.<\/p>\n You could save more than $150,000 in the interest rate<\/a> that you could have paid in mortgage for many years.<\/p>\n There are other competitive homeowners\u2019 insurance policies. Ensure you compare these before renewing your existing insurance policy.<\/p>\n You may see inexpensive ways how to reduce your home and heating cooling costs and save money.<\/p>\n Seal any holes\/cracks which let warm air escape in the winter or cold air during summertime.<\/p>\n If you need to use the dryer, ensure it has an auto sensor function to minimize longer drying episodes.<\/p>\n These are often the cause of abnormally high water bills.<\/p>\n When purchasing large home appliances, such as refrigerators, dishwashers, and ovens go for the most energy-efficient styles available.<\/p>\n Regularly service and maintenance of your air conditioner can save you up to $65 a year.<\/p>\n Have your children share bedrooms. You can also be a roommate if you are single.<\/p>\n This ensures you save 4-9% of water heating costs. Wrap up your water heating tank.<\/p>\n This will reflect light and thereby cut your A\/C needs.<\/p>\n Share a nanny with a neighbor to cut babysitting costs.<\/p>\n This will help reduce those trips to the grocery store.<\/p>\n Don\u2019t pay higher than your neighbors with similar homes. You can always appeal to your local tax authority if you feel your assessment is too high.<\/p>\n The old showerheads can put out more than 5 gallons of water per minute. The low-flow showerhead will put out a mere 1.5 gallons of water.<\/p>\n Large pots and pans take up a lot of space in the dishwasher. If you hand wash these you will use the dishwasher less often.<\/p>\n Use your toaster instead of the oven if you are cooking something small. Use the microwave to heat food and save energy.<\/p>\n When these are on the outside walls, they can be a source of air leaks. Go for inexpensive seals found at hardware stores.<\/p>\n As long as there are no oily stains, cold water is just fine. Heating water takes up to 90% of the energy used at home.<\/p>\n Cooking your own freshly prepared meal is cheaper.<\/p>\n Your kitchen garden saves you a lot.<\/p>\n You need to have the liberty to wash clothes at home. Dry cleaning bills can add up quickly.<\/p>\n Quality matters over price. A cheap shirt that will wear out quickly is a poor bargain.<\/p>\n Have one day in a week to spend with family. There should be absolutely no buying on this day. Just a day of fun activities.<\/p>\n The rising cost of HealthCare is causing many people to feel stressed about their finances. However, gaining control over your health is within reach.<\/p>\n Here are a few expert ideas on tips for saving money on healthcare:<\/p>\n This is a great money-saving tip as it can lower medical care costs by one-third.<\/p>\n Set up a medical emergency fund to cater to unexpected emergencies.<\/p>\n This is a clever way to save money. Some medications are cheaper when you don’t go through insurance.<\/p>\n The FDA confirms<\/a> they work the same way as brand-name drugs but cost 30%to 80% less.<\/p>\n Check with the manufacturer of your medicine to see if there are any tips for saving money by receiving financial assistance.<\/p>\n A fair plan includes your doctors, medications, and care for chronic conditions.<\/p>\n Sometimes minor errors on bills and insurance company statements may cause a significant rise on bills.<\/p>\n Take advantage of free community health screenings for HIV, Diabetes, and high blood pressure and save money.<\/p>\n When facing huge hospital bills, negotiate a better deal. This is one of the smart money-saving tips. You may either receive a discount on the cash fee or a payment plan.<\/p>\n These are mostly covered by insurance and can help a doctor detect health problems early.<\/p>\n Be careful of injuries by wearing a helmet. This is a saving tip as most injuries are a result of falls.<\/p>\n Encourage your family members to always wash their hands with soap and water. Proper hygiene saves money in the long run.<\/p>\n Most of them do not have enough data to support their effectiveness.<\/p>\n Substituting the emergency room with your regular doctor will cost you more.<\/p>\n Don\u2019t be embarrassed to tell him you are short on cash. He will suggest ways how to save money.<\/p>\n Look for ways to save money through special services. These may be available to asthma or allergy patients.<\/p>\n Other facilities will not charge you for the procedure.<\/p>\n Checking if they offer a coupon or a gift card is one of the ways to save money.<\/p>\n One of the saving tips in healthcare is to maintain a healthy lifestyle.<\/a> Get enough rest and eat well.<\/p>\n This might be a cheaper version that coverage for each individual.<\/p>\n This gives you peace of mind as you travel abroad.<\/p>\n Be careful before using power tools, ladders, and dangerous chemicals.<\/p>\n Just the flu or a simple stomach ache? Then you can safely skip medical care.<\/p>\n Be on the lookout for discount health plans offered by banks to customers or employers to employees. These may offer 20%-60% savings on health services.<\/p>\n Such schools offer services at a fraction of what you would pay at a practice. The tools and equipment are up to date.<\/p>\n If you need to change eyeglasses, keep the frames in good condition. Frames may account for almost half of the total price of eyeglasses. Skip the designer brands.<\/p>\n Plans like AmeriPlan allows participants to give members up to a 60% discount. The monthly membership fee ranges from $12-$30.<\/p>\n When switching jobs, ask whether you can extend your policy from an old employer. These policies are inexpensive.<\/p>\n If your insurance company declines to pay for a service, appeal the decision. If you win you can save thousands of dollars.<\/p>\n Ensure your kids get twice-yearly checkups from the dentist. Preventive care helps avoid costly treatments in the future.<\/p>\n Everyone enjoys having fun with family and friends. Yet, with the hard economic times, it is easy to stretch beyond our limits. Spending too much money does not guarantee a good time. Consider these frugal saving tips for your celebrations:<\/p>\n Giving your kids a birthday treat does not need to cost you an arm and a leg. Craft little small presents and bake your own cake.<\/p>\n Most restaurants have cheaper breakfast courses than dinner dates. It\u2019s also a nice way to start off your day.<\/p>\n You can carry your own packed lunch and save money. This is a perfect time to enjoy the scenery at your favorite spot. It could be at the beach, mountain or park.<\/p>\n These can be used for up to 6 years. They are sturdy so are a great saving tip. You will not have to buy a different basket every year.<\/p>\n Did you know that you don\u2019t have to spend a dime on a birthday gift? Think of surprising your loved one with a drive around town. Or go for a movie or a picnic.<\/p>\n Create your own decorations. Print out free online templates. There are great free banners online on various websites.<\/p>\n It is not necessary to invite everyone to your wedding. A small gathering of a few select people is a manageable thing.<\/p>\n Dinner dates at restaurants can be quite expensive. Have a romantic dinner at home and watch your favorite movie.<\/p>\n You don’t have to be a gifted craftsman. You can get inspiration from old and unused clothes to craft gifts for loved ones.<\/p>\n Think of how many guests you plan to entertain. Stick to your budget and find ways to save money on inexpensive decorations.<\/p>\n Go for something vintage instead of spending so much on your wedding ring. You can also get a ring from a well-off family member.<\/p>\n The venue of your wedding can cause a dent in your finances. Host the wedding day on Friday or Sunday and slash the reception cost.<\/p>\n Focus on the main dish with fruit, dessert, and a veggie. Look for how to save money by sharing the expense with friends and family.<\/p>\n Competing with other parents will make you spend beyond your means. You do not need to throw an expensive party just to fit in.<\/p>\n If you will need to drive long distances for a holiday trip, use apps to help you save money on gas.<\/p>\n Find items you already have in your home to use in parties and cookouts.<\/p>\n There are so many gems you can find at discount stores. This saving tip will ensure you decorate your venue without spending a fortune.<\/p>\n Websites that allow you to sign up for cash backs deals are worth checking out. You get a certain percentage off the price just by spending money at these retailers.<\/p>\n This frugal tip may not be everyone\u2019s favorite but it can save you money. Shop from thrift stores or garage sales.<\/p>\n Hosting your own party at home can is a bright way how to save money. Instead of going to a different venue where travel costs are incurred.<\/p>\n This helps you cut costs on celebrations. You often get discounts by buying in bulk.<\/p>\n This way you get to avoid admission fees as well as drinks. Choose a free location like a friend\u2019s house.<\/p>\n Find more about a certain restaurant before going to celebrate with friends. Go for ones that offer a flat fee for desserts and drinks.<\/p>\n Holiday travel or extravagant gifts can overwhelm your budget plans. Look for cheaper celebrations like reading Christmas stories or watching a movie at home.<\/p>\n Tell people you will make the main dish but welcome help on appetizers, drinks, etc. Text everyone invited their assignments.<\/p>\n After you have shopped for everything for your celebration, know when to stop. Don\u2019t just enter a mall without a specific thing in mind to buy.<\/p>\n You call neighbors with kids of the same age. Everyone comes with used toys, gifts, and cards.<\/p>\n Most restaurants mark up the cost of alcohol by three to five times. Stick to water and avoid beverages.<\/p>\n In this digital era, communication has been sped up through the use of phones and the internet. Find ways how to save money on these tools of communication and entertainment:<\/p>\n It will cost you about $100 a month to get cable TV, long-distance telephone service, and high-speed internet service. Bundling up all these services is cheaper than paying separately.<\/p>\n A great saving tip is to use providers such as Skype to call instead of a phone company. Consider low-cost internet phone services such as Vonage.<\/p>\n It would cost you an average of $60 a month as a wireless phone user. Prepaid plans may cost you as little as $20.<\/p>\n You can save money by haggling a better deal with your internet or cable providers.<\/p>\n Skip the full package from a provider and purchase an indoor TV antenna for your own cable. This way you only get to watch the main network television. Major TV channels cost under $10 a month.<\/p>\n Figure out ways to save money by only choosing your favorite shows without a cable package. Your options include Roku, Apple TV, Hulu, and Xbox.<\/p>\n Netflix is only $8-$12 a month. You get to watch the latest series plus a thousand movies.<\/p>\n Ask yourself if you really need to pay for the most internet bandwidth. If you work from home, you need it. But not if you casually browse for a few hours a day. \u2018<\/p>\n You might find a provider with low first-time customer rates. Visit their website or simply ask.<\/p>\n One of the great tips for saving money is to stream TV using your table. This way you do not have to pay for a full cable package.<\/p>\n You already have a cell phone plan. A landline is an extra bill to pay.<\/p>\n Your own router will save you the cost of paying $10-$12 a month for a router that comes along with most internet plans. However, you may have to install it yourself.<\/p>\n Look out for small companies which bring low-cost fiber internet to the public. Small service providers have faster speeds and better customer care.<\/p>\n Prepaid plans charge 25 cents a minute or less.<\/p>\n Do not pay for data you don’t use. Ask your provider how much exactly you use.<\/p>\n Check for those times when call charges are high. Save money by avoiding those times.<\/p>\n Calling cards are cheaper to make long-distance calls. If you have a roommate, this is a great saving tip.<\/p>\n Mobile service providers often have discounts, especially during the festive season. Such news may sometimes not reach you on time.<\/p>\n Apps like TextNow allow free unlimited texting in North America. You also get to enjoy low-cost long-distance calling.<\/p>\n The standard plan allows watching two screens at the same time. A premium plan allows watching four screens at the same time.<\/p>\n A cool tip for saving money which allows you to watch online content on TV. Use an HDML cable which cost around $20.<\/p>\n Small providers offer internet, TV, and home phone services at competitive prices.<\/p>\n With the stiff competition, no provider would want to watch you go. Best deals come from this department.<\/p>\n Negotiating a deal might be a frustrating experience but vent your anger. If you are courteous, the reps will be ready to offer a better deal.<\/p>\n Your local library has free entertainment. All you need is a card and enjoy movies, books, and magazines.<\/p>\n Call your nearby theater to find out more about discounts. There are rushed discounts for unsold seats before a show begins.<\/p>\n Are you a pet lover? Pet-related costs like veterinary, grooming, and food may mess up your family\u2019s budget. Discover these great saving tips on saving on pet care tips.<\/p>\n A pet that is used to walks and simple exercise is at less risk of developing obesity or wear and tear on joints. Don\u2019t let your pet eat too much and save on food and medical bills.<\/p>\n You do not need to buy the most expensive brand. Give your pet quality food to avoid GI upset and other problems.<\/p>\n Look for ways to save money by asking for written prescriptions from your vet. This will allow you to compare prices. You might find a less expensive substitute.<\/p>\n Your pet may do not notice the expensive jewelry you put on his collar. Cut down on the expensive bracelet or vest during walks.<\/p>\n Your vet may know tips on saving money without compromising your pets’ health. They also pay bills and understand the importance of cutting costs.<\/p>\n You can talk to your friends or neighbors. You might be surprised how they might enjoy walking your pooch a few times a week. In exchange, you can offer a treat to a local restaurant.<\/p>\n Your vet may show you how to do it yourself. Or you may watch a YouTube video. Invest in good-quality trimmers.<\/p>\n Grooming a pet may cost you so much if done so often. Limit such occasions.<\/p>\n Kennel prices may vary greatly depending on boarding extras. These features may not be so necessary to accommodate your pet. Look for a simple kennel.<\/p>\n This may be cheaper vaccination rather than occasional vaccines. However, check with your vet first.<\/p>\n Preventive care for your pet may save on sick pet care in the long run. The last-minute rush to the vet may result in higher costs.<\/p>\n Pets are unique and human drugs like ibuprofen may result in major complications. You will have to spend more to correct the situation.<\/p>\n Dog shelters are great places to adopt instead of buying. A bulldog puppy could be sold at $800. An adopted one costs a mere $45.<\/p>\n Check on the websites of the food company. They have various coupons and offers.<\/p>\n Avoid the habit of just going to the nearest vet. Compare prices. The price range in the visit fees varies greatly.<\/p>\n Pet stores have ridiculously expensive toys. Look for things in your house that you can turn into toys.<\/p>\n There is an app called Pet Care Services. It shows you all the discounted vet stores nearby.<\/p>\n Most insurance policies require you to pay high premiums for pets at higher risk for health issues. Open a savings account for pets\u2019 emergency needs.<\/p>\n Buy food in bulk and split the cost with a friend.<\/p>\n This way you discover saving tips on special offers and coupons.<\/p>\n A vet may offer sample products or coupons. Take advantage of these.<\/p>\n Learn to train you to own a pet and save money on training costs.<\/p>\n The cost of heartworm prevention is $15 per month. The cost of treating heartworms starts at $400. Prevention is better.<\/p>\n Brushing your pet\u2019s teeth regularly can prevent tartar and plaque. Dental treatments can cost $1000 and upwards.<\/p>\n There are various national programs that offer financial assistance to needy pet owners. You may get funds for treatment and spraying costs.<\/p>\n Some breeds are more prone to disease and cost more. Choose a breed with fewer of such issues.<\/p>\n Credit cards for pet purchases enable you to be paid back some of your expenses on pets. Choose general-purpose cash back credit card.<\/p>\n You may be rewarded for being a loyal customer. Find out about such programs at your regular pet food store.<\/p>\n If you fancy a great pet portrait, take your own photos instead of hiring a photographer. With some practice, you can make it.<\/p>\n The fewer pets you keep, the less money you will spend. Only keep pets you are comfortable taking care of.<\/p>\n You need to explore the world or just visit a few friends. But you do not need to spend an arm and a leg to do so. Take a close look at these tips for saving money as you travel or while on holiday:<\/p>\n When you travel at cheaper times you can save money on flights. Avoid the weekends.<\/p>\n The price of a flight varies depending on the month. The free price alerts will help you identify the cheapest days of the week to fly.<\/p>\n Don\u2019t go for holiday trips during Christmas or such high peak seasons. Your flights will be more crowded.<\/p>\n A direct flight will cost you much more than flying indirectly. Consider a flight with a stop-over.<\/p>\n It may be cheaper to fly from an airport slightly farther away from your home.<\/p>\n As long as the foods are not liquid, you can bring along your own snacks.<\/p>\n Don\u2019t cram extra baggage into your suitcase. Rather, wear a luggage jacket and carry a good hand luggage bag.<\/p>\n This is a cool saving tip as you avoid hotel fees. You will still get to enjoy home comforts away from home.<\/p>\n\n
Cut Back on Housing Cost and Watch your Money Grow<\/h2>\n
1. Install LED bulbs in your home<\/h3>\n
2. Unplug all unused electrical devices<\/h3>\n
3. Refinance your mortgage<\/h3>\n
4. Move away from the city<\/h3>\n
5. Negotiate the rent with your landlord<\/h3>\n
6. Rent out extra space on AirBnb.com.<\/h3>\n
7. Buy a home with cash<\/h3>\n
8. Compare your options on insurance<\/h3>\n
9. Audit your home energy use<\/h3>\n
10. Stop unwanted heat or cooling loss<\/h3>\n
11. Use less water by installing low-flow showerheads.<\/h3>\n
12. Air-dry your clothes, dishes, and hair<\/h3>\n
13. Check for hidden water leaks<\/h3>\n
14. Buy smart<\/h3>\n
15. Air conditioner maintenance<\/h3>\n
16. Downgrade on space<\/h3>\n
17. Insulate your water heater<\/h3>\n
18. Install a cool roof<\/h3>\n
19. Save nanny cost<\/h3>\n
20. Buy items in bulk<\/h3>\n
21. Fight your property tax assessment<\/h3>\n
22. Install a low-flow showerhead<\/h3>\n
23. Handwash large dishes<\/h3>\n
24. Cook strategically<\/h3>\n
25. Insulate outlets and light switches<\/h3>\n
26. Wash your clothes in cold water<\/h3>\n
27. Don’t buy pre-prepared foods<\/h3>\n
28. Grow your own herbs<\/h3>\n
29. Avoid dry clean only items<\/h3>\n
30. Don\u2019t buy cheap clothes for the sake of cheap<\/h3>\n
31. Designate a \u2018no spend day\u2019<\/h3>\n
Amazing Money-Saving Tips on Healthcare to Give You Peace of Mind<\/h2>\n
32. Sign up for a Health Savings Account<\/h3>\n
33. Be prepared<\/h3>\n
34. Pay cash for medications<\/h3>\n
35. Consider buying generic drugs<\/h3>\n
36. Ask for help<\/h3>\n
37. Pick the right insurance policy<\/h3>\n
38. Check for errors<\/h3>\n
39. Don\u2019t miss free screenings<\/h3>\n
40. Negotiate<\/h3>\n
41. Get regular checkups<\/h3>\n
42. Watch out<\/h3>\n
43. Maintain cleanliness<\/h3>\n
44. Save on supplements<\/h3>\n
45. Avoid the ER<\/h3>\n
46. Be upfront about finances with your doctor<\/h3>\n
47. Unique services<\/h3>\n
48. Compare costs for lab tests<\/h3>\n
49. Visit a manufacturer\u2019s website<\/h3>\n
50. Take a walk and exercise<\/h3>\n
51. Inquire about your group coverage insurance<\/h3>\n
52. Sign up for a health plan that covers travel insurance<\/h3>\n
53. Take precautions<\/h3>\n
54. Use the internet thoughtfully for self-diagnosis<\/h3>\n
55. Check out non-insurance options<\/h3>\n
56. Go to a local dental school<\/h3>\n
57. Save on eyeglasses<\/h3>\n
58. Join a discount club<\/h3>\n
59. Have a safety net<\/h3>\n
60. Don\u2019t take no for an answer<\/h3>\n
61. Prevent tooth traumas<\/h3>\n
Save Money with Cheaper Celebrations for Your Loved Ones<\/h2>\n
62. Go for handmade stuff for your kids<\/h3>\n
63. Go for breakfast instead of dinner<\/h3>\n
64. Opt for picnic lunches on your anniversary<\/h3>\n
65. Buy reusable Easter baskets<\/h3>\n
66. Get creative with birthday gifts<\/h3>\n
67. Go for free party decorations<\/h3>\n
68. Cut back on guests at weddings<\/h3>\n
69. Eat at home<\/h3>\n
70. Make homemade Christmas gifts<\/h3>\n
71. Set up a budget and stick to it<\/h3>\n
72. Get a second-hand ring for your wedding<\/h3>\n
73. Pick an off-season day for your wedding<\/h3>\n
74. Keep your Easter meal simple<\/h3>\n
75. Don\u2019t compete with other parents for birthdays<\/h3>\n
76. Use technology<\/h3>\n
77. Recycle<\/h3>\n
78. Go for dollar store decorations<\/h3>\n
79. Sign up for cashback apps<\/h3>\n
80. Shop secondhand<\/h3>\n
81. Throw your own party<\/h3>\n
82. Buy party supplies in bulk<\/h3>\n
83. Avoid the bar<\/h3>\n
84. Do your research<\/h3>\n
85. Choose cheaper traditions<\/h3>\n
86. Embrace potluck<\/h3>\n
87. Know your limits<\/h3>\n
88. Organize a neighborhood swap meet<\/h3>\n
89. Stick to water<\/h3>\n
Smart Ways to Cut Cost on Phones, TV, and Internet<\/h2>\n
90. Bundle up<\/h3>\n
91. Choose Internet calls over the Phone Company<\/h3>\n
92. Use a prepaid plan<\/h3>\n
93. Negotiate a lower rate<\/h3>\n
94. Reduce what you actually need<\/h3>\n
95. Cut TV altogether<\/h3>\n
96. Go for Netflix<\/h3>\n
97. Use the internet sparingly<\/h3>\n
98. Switch providers<\/h3>\n
99. Switch your TV to a tablet<\/h3>\n
100. Ditch your landline<\/h3>\n
101. Buy your own router<\/h3>\n
102. Check for small providers<\/h3>\n
103. Prepay your cell phone<\/h3>\n
104. Match your deal to your needs<\/h3>\n
105. Avoid peak calling times<\/h3>\n
106. Get a calling card<\/h3>\n
107. Always be on the lookout for discounts<\/h3>\n
108. Get a free phone call service<\/h3>\n
109. Share your Netflix password<\/h3>\n
110. Connect your laptop to your TV<\/h3>\n
111. Shop around for TV and internet<\/h3>\n
112. Go for the cancellation department<\/h3>\n
113. Be nice<\/h3>\n
114. Go to the library<\/h3>\n
115. Get an unadvertised theater ticket discount<\/h3>\n
Save Money on Pet Expenses As You Keep These Home Companions<\/h2>\n
116. Keep your pet fit<\/h3>\n
117. Give your pet quality food<\/h3>\n
118. Shop around for medications<\/h3>\n
119. Banish the bling<\/h3>\n
120. Talk to your vet<\/h3>\n
121. Avoid a pet sitter<\/h3>\n
122. Learn how to trim your pet\u2019s nails<\/h3>\n
123. Groom your pet less often<\/h3>\n
124. Check for extras before buying kennels<\/h3>\n
125. Opt for three-year vaccinations<\/h3>\n
126. Don\u2019t skimp on regular checkups<\/h3>\n
127. Avoid shortcuts by administering human drugs<\/h3>\n
128. Adopt a pet<\/h3>\n
129. Buy pet food online<\/h3>\n
130. Compare vet prices<\/h3>\n
131. Craft DIY toys<\/h3>\n
132. Download the app<\/h3>\n
133. Think twice about pet insurance<\/h3>\n
134. Split the cost of food<\/h3>\n
135. Sign up for the manufacturer\u2019s newsletter<\/h3>\n
136. Ask the vet for free samples<\/h3>\n
137. Train your pet<\/h3>\n
138. Heartworm control<\/h3>\n
139. Take good dental care of your pet<\/h3>\n
140. Check for state and federal programs<\/h3>\n
141. Choose a low maintenance breed<\/h3>\n
142. Use a credit card<\/h3>\n
143. Sign up for loyalty programs<\/h3>\n
144. Take your own photos<\/h3>\n
145. Limit the number of pets you keep<\/h3>\n
Enjoy Your Holiday and Travel with These Genius Saving Tips<\/h2>\n
146. Choose cheaper flights<\/h3>\n
147. Sign up for Sky scanner\u2019s free price alerts<\/h3>\n
148. Travel in low season<\/h3>\n
149. Fly indirect<\/h3>\n
150. Find an alternative airport<\/h3>\n
151. Bring your own food onboard<\/h3>\n
152. Beat baggage fees<\/h3>\n
153. Home swaps<\/h3>\n
154. Try a private room<\/h3>\n