{"id":28950,"date":"2022-04-27T13:52:37","date_gmt":"2022-04-27T20:52:37","guid":{"rendered":""},"modified":"2024-09-09T08:25:38","modified_gmt":"2024-09-09T15:25:38","slug":"coign-credit-card-a-complete-review","status":"publish","type":"post","link":"https:\/\/financer.com\/credit-cards\/articles\/coign-credit-card-a-complete-review\/","title":{"rendered":"Coign VISA Credit Card Launched: What You Should Know"},"content":{"rendered":"\n<p>Founded by a group of high-profile conservatives aiming to attract like-minded customers, the <a rel=\"noreferrer noopener\" href=\"https:\/\/www.coign.com\" target=\"_blank\">Coign VISA credit card<\/a> &#8220;was created to advance conservative values and embrace the American spirit&#8221;<\/p>\n\n\n\n<p>Rob Collins, founder of Coign, says this is the first credit card for people who prefer their purchases work for the causes they believe in. The red Coign credit card is a rewards credit card that offers a <strong>cash-back benefit <\/strong>to cardholders.<\/p>\n\n\n\n<p>\ud83d\udca1 <strong>Jump to Coign&#8217;s <a href=\"#fees_and_Interest_rates\" data-type=\"internal\" data-id=\"#fees_and_Interest_rates\">fees and interest rates<\/a> below.<\/strong><\/p>\n\n\n\n<p>Here are some features of the Coign card at a glance:<\/p>\n\n\n\n<ul>\n<li>Unlimited cash-back VISA card<\/li>\n\n\n\n<li>No annual fees<\/li>\n\n\n\n<li>Credit protection<\/li>\n\n\n\n<li>A portion of the merchant fees are donated to conservative causes<\/li>\n<\/ul>\n\n\n\n<p>According to Coign, the card is no different from other <a rel=\"noreferrer noopener\" href=\"https:\/\/financer.com\/credit-cards\/\" data-type=\"page\" data-id=\"780\" target=\"_blank\">credit cards<\/a> on the market in terms of customer service, regulations, and protections.<\/p>\n\n\n<div class=\"wp-block-image shortcode-no\">\n<figure class=\"aligncenter size-full\"><img decoding=\"async\" width=\"444\" height=\"282\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/11\/2022\/04\/coign-credit-card.png\" alt=\"Coign Credit Card\" class=\"wp-image-28955\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/11\/2022\/04\/coign-credit-card.png 444w, https:\/\/financer.global\/app\/uploads\/sites\/11\/2022\/04\/coign-credit-card-300x191.png 300w\" sizes=\"(max-width: 444px) 100vw, 444px\" \/><figcaption class=\"wp-element-caption\">The Coign VISA Card<\/figcaption><\/figure><\/div>\n\n\n<p>In a press release, the company said that it is pushing back against credit card companies and mainstream banks pursuing far-left agendas.<\/p>\n\n\n\n<p>&#8220;Too many corporations are investing their customers\u2019 money in political and social priorities that align with their executives, and the media,&#8221; said Coign&#8217;s founder Rob Collins. &#8220;For the first time, the Coign card will allow conservatives to \u2018Spend Right\u2019 no matter where they shop.&#8221;<\/p>\n\n\n\n<p>The Coign advisory board includes Canvass America President and Founder Chris Hansen, former Republican Colorado Sen. Cory Gardner, and former Special Assistant to the President for Innovation Policy and Initiatives Matt Lira.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"How_It_Works\">How It Works<\/h2>\n\n\n\n<p>This unlimited <a href=\"https:\/\/financer.com\/credit-cards\/rewards-credit-cards\/\" data-type=\"page\" data-id=\"3690\" target=\"_blank\" rel=\"noreferrer noopener\">cash-back<\/a> VISA credit card <strong>does not have an annual fee<\/strong> and offers credit protection. <\/p>\n\n\n\n<p>Trademarked by Zing America, Inc., the Coign VISA card comes with all the standard perks and benefits people are used to, like fraud protection, cashback rewards, secure transactions, and VISA network coverage.<\/p>\n\n\n\n<p>Some of the features of the Coign card include:<\/p>\n\n\n\n<ul>\n<li>Spend anywhere VISA is accepted<\/li>\n\n\n\n<li>Support conservative causes<\/li>\n\n\n\n<li>100% protection with VISA&#8217;s Zero Liability policy<\/li>\n\n\n\n<li>World-class cyber and theft protection<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Rewards\">Rewards<\/h2>\n\n\n\n<p>Every time a cardholder makes a purchase, they will earn a 1% cash-back reward. This cash-back reward comes in the form of a statement credit that can be used to pay off existing charges for the customer&#8217;s account balance.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Charity\">Charity<\/h2>\n\n\n\n<p>Coign will donate a portion of its merchant fees to <a rel=\"noreferrer noopener\" href=\"https:\/\/www.coign.com\/charity\" data-type=\"URL\" data-id=\"https:\/\/www.coign.com\/charity\" target=\"_blank\">charities<\/a>. These charities will be announced soon and members can sign up to the waiting list to be notified when the first round of charities is announced.<\/p>\n\n\n\n<p>Cardholders will be able to vote on which causes<a href=\"https:\/\/donorbox.org\/\" data-type=\"link\" data-id=\"https:\/\/donorbox.org\/\"> receive donations<\/a> from transactions, according to a news release from the company.<\/p>\n\n\n\n<p>\ud83d\udca1 <strong>Read more about the <a href=\"https:\/\/financer.com\/about\/the-financer-initiative\/\" data-type=\"page\" data-id=\"24704\" target=\"_blank\" rel=\"noreferrer noopener\">Financer Initiative<\/a><\/strong><\/p>\n\n\n\n<p>Coign has recently signed up their third charity partner in September this year.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Fees_and_Interest_Rates\">Fees and Interest Rates<\/h2>\n\n\n\n<p>The Coign VISA credit card comes with an <a href=\"https:\/\/financer.com\/wiki\/interest-rate-apr\/\" data-type=\"wiki\" data-id=\"441\" target=\"_blank\" rel=\"noreferrer noopener\">annual percentage rate<\/a> of 15.99 to 25.99% APR, based on your creditworthiness. <\/p>\n\n\n\n<p>The APR for <a href=\"https:\/\/financer.com\/company\/cash-advance\/\" target=\"_blank\" rel=\"noreferrer noopener\">cash advances<\/a> is 25.99% to 30.99% APR when you open your account. After that, your APR will vary based on your creditworthiness.<\/p>\n\n\n\n<p>If you are charged <a href=\"https:\/\/financer.com\/wiki\/effective-interest-rate\/\" data-type=\"wiki\" data-id=\"1153\">interest<\/a>, the minimum charge will be $1.00.<\/p>\n\n\n\n<p>In terms of fees, cash advance fees are 3% of the amount, or $10,00, whichever is greater. A late payment fee of up to $35.00 can be charged.<\/p>\n\n\n\n<p>Your balance will be calculated using a method called &#8216;Average Daily Balance&#8217;.<\/p>\n\n\n\n<p>If you <a rel=\"noopener\" href=\"https:\/\/financer.com\/how-to\/help-with-bills\/\" target=\"_blank\">pay your entire balance<\/a> by the due date each month, you will not be charged any interest on purchases. Your due date is at least 25 days after the close of each billing cycle. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"How_to_Get_Coign\">How to Get Coign<\/h2>\n\n\n\n<p>Users can visit coign.com and sign up for the Coign card by clicking on &#8216;Join Now&#8217;.<\/p>\n\n\n\n<p>You can also <a href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.zing.coignapp&amp;gl=US\" data-type=\"URL\" data-id=\"https:\/\/play.google.com\/store\/apps\/details?id=com.zing.coignapp&amp;gl=US\" target=\"_blank\" rel=\"noreferrer noopener\">download the Coign app<\/a> from the Google Play Store. <\/p>\n\n\n\n<p>Coign&#8217;s customer support team can be reached at 833-690-2471 from Monday to Friday, 8 a.m. to 5 p.m. <\/p>\n\n\n\n<p>Keep an eye out for Coign credit card reviews from real customers.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Founded by a group of high-profile conservatives aiming to attract like-minded customers, the Coign VISA credit card &#8220;was created to\u2026 <\/p>\n","protected":false},"author":11463,"featured_media":28955,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"disable_branded_featured_image":false,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","ep_exclude_from_search":false,"footnotes":""},"categories":[10],"tags":[],"_links":{"self":[{"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/posts\/28950"}],"collection":[{"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/users\/11463"}],"replies":[{"embeddable":true,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/comments?post=28950"}],"version-history":[{"count":50,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/posts\/28950\/revisions"}],"predecessor-version":[{"id":79192,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/posts\/28950\/revisions\/79192"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/media\/28955"}],"wp:attachment":[{"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/media?parent=28950"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/categories?post=28950"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/tags?post=28950"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}