{"id":49463,"date":"2023-12-15T06:48:41","date_gmt":"2023-12-15T14:48:41","guid":{"rendered":""},"modified":"2024-09-09T09:51:30","modified_gmt":"2024-09-09T16:51:30","slug":"cash-advance-apps-like-earnin","status":"publish","type":"post","link":"https:\/\/financer.com\/loans\/articles\/cash-advance-apps-like-earnin\/","title":{"rendered":"8 Best Apps Like Earnin: Top Alternatives for Cash Advances"},"content":{"rendered":"\n


Cash advance apps like Earnin are becoming popular for handling surprise costs that come up before payday. They provide an easy way to get money fast, skipping the usual loan steps.<\/p>\n\n\n\n

Earnin is known for being easy to use and having clear fees and no interest<\/a>. It’s a good choice for people who need money quickly, offering up to $500 per pay period.<\/p>\n\n\n\n

However, while Earnin is a great option, it\u2019s not the only cash advance app. There are various other apps available that offer similar services, each with their own set of features and benefits to consider. <\/p>\n\n\n

Get Cash Now<\/a><\/div>\n\n\n

8 Best Cash Advance Apps Like Earnin<\/h2>\n\n\n\n
Rank<\/th> App<\/th>Key Features & Considerations<\/th><\/tr><\/thead>
1<\/td>Dave<\/a><\/strong><\/td>No-interest cash advances up to $500. Credit-building feature with LevelCredit. $1 monthly fee. Express transfer fees.<\/td><\/tr>
2<\/td>FloatMe<\/a><\/strong><\/td>$50 advance limit. No interest or additional costs. $1.99 monthly fee. Does not aid in credit score improvement.<\/td><\/tr>
3<\/td>Empower<\/a><\/strong><\/td>Up to $250 cash advance. No fees or interest. Credit score tracking. $8 monthly fee. Variable advance amounts.<\/td><\/tr>
4<\/td>MoneyLion<\/a><\/strong><\/td>Advances up to $500, potentially $1,000 for account holders. No overdraft fees. Turbo delivery fee up to $8.99.<\/td><\/tr>
5<\/td>Brigit<\/a><\/strong><\/td>$250 cash advance limit. No interest or late fees. Financial education tools. $9.99\/month for Plus plan.<\/td><\/tr>
6<\/td>Klover<\/a><\/strong><\/td>Up to $200 advance. No mandatory fees. Points system for increasing limits. High fee for same-day funding.<\/td><\/tr>
7<\/td>Albert<\/a><\/strong><\/td>Offers up to $250 in advances. No late fees. $14.99\/month Genius subscription. $6.99 fee for instant transfer.<\/td><\/tr>
8<\/td>Vola<\/a><\/strong><\/td>Up to $300 advance. Issues with bank compatibility and customer service. High monthly fees. Poor recent user reviews.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

Rating Criteria<\/h3>\n\n\n\n

When we rate these cash advance apps, we mainly look at three important things:<\/p>\n\n\n\n

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  1. How easy and quick it is to get the advance<\/li>\n\n\n\n
  2. The fees that come with it<\/li>\n\n\n\n
  3. What users say about their experience<\/li>\n<\/ol>\n\n\n\n

    With these in mind, we’ve put together a list of different apps to help you choose one that fits your financial needs and what you’re looking for.<\/p>\n\n\n

    Bad Credit Loans<\/a><\/div>\n\n\n

    1. Dave<\/h2>\n\n\n\n

    Apple Store Rating: 4.8<\/strong><\/p>\n\n\n

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    Dave<\/a> stands out as the top cash advance app, offering no-interest, no-fee cash advances up to $500 through its ExtraCash feature, even for users with less-than-perfect credit. <\/p>\n\n\n\n

    Its speed in becoming verified and providing funds is a highlight, with options for standard transfers (1-3 business days) or express transfers (minutes to hours) for a small fee.<\/p>\n\n\n\n

    What sets Dave apart is its collaboration with LevelCredit, allowing users to build credit scores by reporting rent payments to credit bureaus – a feature not common in similar apps. Additionally, Dave helps prevent overdraft fees with timely balance alerts and offers valuable tools for budgeting<\/a> and savings goals.<\/p>\n\n\n\n

    Despite its modest $1 monthly fee, Dave’s comprehensive services provide exceptional value, securing its top recommendation status.<\/p>\n\n\n\n

    Pros:<\/h3>\n\n\n\n