{"id":49490,"date":"2023-12-08T14:35:46","date_gmt":"2023-12-08T22:35:46","guid":{"rendered":"https:\/\/financer.com\/?p=49490"},"modified":"2024-09-09T09:57:38","modified_gmt":"2024-09-09T16:57:38","slug":"100-loan-instant-apps","status":"publish","type":"post","link":"https:\/\/financer.com\/loans\/articles\/100-loan-instant-apps\/","title":{"rendered":"Need $100 Now? 7 Instant Loan Apps for Immediate Cash"},"content":{"rendered":"\n

The concept of $100 instant loan apps has gained significant popularity in recent years. These apps provide a quick and convenient way for individuals to access small loans, often without the need for a credit check. <\/p>\n\n\n\n

$100 instant loan apps work by providing small, short-term loans to users. The process typically involves downloading the app, creating an account, and linking a bank account. Some apps may require proof of income or other qualifying criteria.<\/p>\n\n\n\n

Based on fees, speed of funding, and qualifying needs, I’ve put together a simple guide to the best instant loan apps out there. This list gives you a quick look at your top options for quick cash when you need it.<\/p>\n\n\n\n

$100 Loan Instant Apps<\/h2>\n\n\n\n
App Name<\/th>Monthly Fee<\/th>Instant Deposit Fee<\/th>Max Cash Advance<\/th>Pros<\/th>Cons<\/th><\/tr><\/thead>
Earnin<\/td>None<\/td>$3.99 (optional)<\/td>Up to $750<\/td>No mandatory fees, Balance Shield, Earnin Express<\/td>Initial limit of $100, requires proof of income, GPS\/timesheet tracking<\/td><\/tr>
Dave<\/td>$1<\/td>$1.99 to $13.99<\/td>Up to $500<\/td>Low monthly fee, no credit check, additional features<\/td>Fees for express delivery, quick repayment schedule<\/td><\/tr>
Brigit<\/td>$9.99<\/td>$0.99 to $3.99<\/td>Up to $250<\/td>Overdraft alerts, no impact on credit scores<\/td>Monthly fee, limited to individual accounts, email-based support<\/td><\/tr>
FloatMe<\/td>$1.99<\/td>Variable based on amount<\/td>Up to $50<\/td>No interest or late fees, fast funding<\/td>Monthly fee, limited advance amount, no credit-building<\/td><\/tr>
MoneyLion<\/td>Variable, up to $29<\/td>Variable<\/td>Up to $1,000<\/td>High maximum limit, additional financial tools, rewards program<\/td>Complex structure, monthly membership fee, mixed reviews<\/td><\/tr>
Albert<\/td>$14.99<\/td>Small fee (free in 2-3 days)<\/td>Up to $250<\/td>No interest cash advances, diverse financial services<\/td>Genius subscription required, no mobile check deposit<\/td><\/tr>
Empower<\/td>$8<\/td>$1 to $8<\/td>Up to $250<\/td>No interest or late fees, financial management tools<\/td>Monthly fee, customer service issues, billing errors<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n
Get Cash Today<\/a><\/div>\n\n\n

Earnin<\/h2>\n\n\n
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Earnin<\/a> is ideal for individuals with a steady paycheck looking for a low-cost way to access funds they’ve already earned. The app’s flexibility and lack of mandatory fees make it an attractive alternative to traditional payday loans. <\/p>\n\n\n\n

However, it’s essential to be mindful of the tipping model and the need for regular employment verification. <\/p>\n\n\n\n

Earnin’s innovative features like Balance Shield and Earnin Express enhance its appeal, offering users additional financial security and convenience.<\/p>\n\n\n\n

Subscription Model and Fees<\/h3>\n\n\n\n
Feature<\/th>Details<\/th><\/tr><\/thead>
Monthly Fee<\/td>None<\/td><\/tr>
Instant Deposit Fee<\/td>Optional Lightning Speed fee of $3.99<\/td><\/tr>
Interest on Cash Advances<\/td>None<\/td><\/tr>
Late Fees<\/td>None<\/td><\/tr>
Additional Features<\/td>Balance Shield, Earnin Express, and Tip Jar<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

Earnin is free to use, with no mandatory fees or interest on cash advances. However, users have the option to leave a tip for the service, with suggested tip amounts ranging from $0 to $14 per transaction. <\/p>\n\n\n\n

If users opt for the Lightning Speed feature, which provides instant access to funds, there’s a fee of $3.99. The app includes additional features like Balance Shield for low balance alerts and Earnin Express for faster paycheck access\u200b<\/a>\u200b\u200b<\/a>\u200b\u200b<\/a>\u200b\u200b<\/a>\u200b.<\/p>\n\n\n\n

Pros<\/strong>:<\/h3>\n\n\n\n