{"id":79675,"date":"2024-07-28T05:55:55","date_gmt":"2024-07-28T12:55:55","guid":{"rendered":"https:\/\/financer.com\/?p=79675"},"modified":"2025-02-11T07:25:01","modified_gmt":"2025-02-11T15:25:01","slug":"chime-supported-payday-loan-lenders-full-guide","status":"publish","type":"post","link":"https:\/\/financer.com\/loans\/articles\/chime-supported-payday-loan-lenders\/","title":{"rendered":"Chime-Supported Payday Loan Lenders"},"content":{"rendered":"\n<p><a href=\"https:\/\/financer.com\/loans\/payday-loans\/\">Payday loans<\/a> that accept Chime are short-term, high-interest loans designed to bridge the gap between paychecks for <a href=\"https:\/\/financer.com\/company\/chime\/\">Chime bank<\/a> account holders. These loans have gained popularity due to their accessibility and the seamless integration with Chime\u2019s digital banking platform.\u00a0<\/p>\n\n\n<div class=\"fn_block block_fn_msg_box company\"><div class=\"fn_block__icon\"><\/div><h3>Best Payday Loans That Accept Chime Banking<\/h3><ul>\n<li><a href=\"https:\/\/financer.com\/company\/badcreditloans\/\"><strong>BadCreditLoans.com<\/strong><\/a>: Best for Fair to Poor Credit<\/li>\n<li><a href=\"https:\/\/financer.com\/company\/ace-cash-express\/\"><strong>ACE Cash Express<\/strong><\/a>: Best for Quick Payout<\/li>\n<li><a href=\"https:\/\/financer.com\/company\/upstart\/\"><strong>Upstart<\/strong><\/a>: Best for Higher Loan Limits<\/li>\n<\/ul><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Relationship_Between_Chime_and_These_Loans\">Relationship Between Chime and These Loans<\/h2>\n\n\n\n<p>Chime, as a fintech company offering banking services, doesn\u2019t directly provide <a href=\"https:\/\/financer.com\/loans\/payday-loans\/\" data-type=\"page\" data-id=\"199\">payday loans<\/a>. However, its popularity and user-friendly platform have made it an attractive option for many payday loan lenders.<\/p>\n\n\n\n<p>These factors play a significant role:<\/p>\n\n\n\n<ul>\n<li><strong>Chime\u2019s growing user base<\/strong> \u2013 Chime has become a significant player in the banking sector, making it impossible for lenders to ignore.<\/li>\n\n\n\n<li><strong>Instant transfer capabilities <\/strong>\u2013 Chime\u2019s instant transfer feature aligns well with the quick-funding promise of payday loans.<\/li>\n\n\n\n<li><strong>Tech-savvy demographic<\/strong>\u00a0\u2013 Chime users are typically more comfortable with online financial services, matching the target audience of many payday lenders.<\/li>\n<\/ul>\n\n\n\n<p>Interestingly, some payday lenders have even developed Chime-specific loan products.<\/p>\n\n\n\n<p><strong>Chime itself maintains a neutral stance on these high-interest loans.<\/strong> The company focuses on providing banking services and encouraging financial health through features like its <strong>SpotMe<\/strong> overdraft protection, which could be seen as a payday loan alternative.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Finding_Online_Payday_Loans_That_Accept_Chime\">Finding Online Payday Loans That Accept Chime<\/h2>\n\n\n\n<p>Here are some key points to keep in mind when searching for Chime-compatible payday loans:<\/p>\n\n\n\n<ol>\n<li><strong><a href=\"https:\/\/financer.com\/results\/\">Use LoanFinder\u2122\ufe0f<\/a><\/strong> \u2013 It offers comprehensive comparisons of payday lenders, including those that accept Chime. It can help you find fast and affordable online loans, allowing you to compare rates, terms, and user reviews in one place. And it&#8217;s 100% free.<\/li>\n\n\n\n<li><strong>Direct lender websites<\/strong> \u2013 Many payday loan companies now prominently display their compatibility with Chime on their websites.<\/li>\n\n\n\n<li><strong>Mobile app stores<\/strong> \u2013 With the rise of fintech, many payday lenders have developed mobile apps. Searching for \u201cpayday loans Chime\u201d in app stores can yield relevant results.<\/li>\n\n\n\n<li><strong>Social media advertising <\/strong>\u2013 Payday lenders often target Chime users through social media platforms.\u00a0<\/li>\n\n\n\n<li><strong>Chime community forums<\/strong> \u2013 While not officially endorsed by Chime, user forums and social media groups often discuss loan options compatible with the platform.<\/li>\n<\/ol>\n\n\n\n<p>When using these methods to find payday loans that accept Chime, it\u2019s crucial to verify the lender\u2019s credibility.<\/p>\n\n\n\n<p>Remember, while finding these loans is easy, they often come with high costs. Always consider alternatives and ensure you understand the terms before committing to any loan.<\/p>\n\n\n\n\t\t<div id=\"genericloan_0_form\" class=\"fs-slider fs-slider--tooltip search-hero--bg1\"><h3>Compare loans from 46 lenders<\/h3><p>Find the cheapest rate with one click<\/p><div class=\"step amount\">    <div class=\"slider_cont step__value\">\n        <span class=\"fl_l_m_15 amount_display\"><\/span>\n    <\/div>\n    <div class=\"step__slider\">\n        <input type=\"range\" data-default-value=\"500\" data-name=\"param_amount\" \/>\n    <\/div>\n<\/div><div class=\"step stepSubmit\"><a id=\"submitSliders\" href=\"https:\/\/financer.com\/results?query=1&non_affiliate=true&param_amount=500&loan_broker_filter_active=true&param_period=360\" data-slider-url=\"https:\/\/financer.com\/results?query=1&non_affiliate=true&param_amount=500&loan_broker_filter_active=true&param_period=360\" data-required=\"results?query=1non_affiliate=true&param_amount=500&loan_broker_filter_active=true&param_period=360&\" class=\"get_results compare button is-primary is-medium is-rounded\">Compare Offers<\/a><\/div>\t\t<\/div><h2 class=\"wp-block-heading\" id=\"Features_of_Chime_Compatible_Payday_Loans\">Features of Chime-Compatible Payday Loans<\/h2>\n\n\n\n<p>Chime-compatible payday loans share many features with traditional payday loans, but their integration with Chime\u2019s digital banking platform offers some unique characteristics. <\/p>\n\n\n<div class=\"fn_block block_fn_msg_box info\"><div class=\"fn_block__icon\"><\/div><h3 id=\"Heres_a_breakdown_of_typical_features\">Here\u2019s a breakdown of typical features<\/h3><p><!-- wp:list {\"ordered\":true} --><\/p>\n<ol><!-- wp:list-item -->\n<li><strong>Loan Amounts \u2013 Range<\/strong>: Usually between $100 to $1,000<\/li>\n<!-- \/wp:list-item --> <!-- wp:list-item -->\n<li><strong>Interest Rates \u2013 APR Range<\/strong>: 200% to 600%, sometimes higher<\/li>\n<!-- \/wp:list-item --> <!-- wp:list-item -->\n<li><strong>Repayment Terms<\/strong> \u2013 Typically due on the borrower\u2019s next payday. Most common term: 14 days. Some lenders offer extended payment plans<\/li>\n<!-- \/wp:list-item --> <!-- wp:list-item -->\n<li><strong>Funding Speed<\/strong> \u2013 Often same-day or next-day funding<\/li>\n<!-- \/wp:list-item --> <!-- wp:list-item -->\n<li><strong>Application Process<\/strong> \u2013 Fully online application. Minimal credit check (often \u201csoft\u201d pulls that don\u2019t affect <a href=\"https:\/\/financer.com\/personal-finance\/articles\/credit-score\/\">credit scores<\/a>)<\/li>\n<!-- \/wp:list-item --> <!-- wp:list-item -->\n<li><strong>Repayment Method<\/strong> \u2013 Automatic withdrawal from Chime Spending Account on due date. Some lenders offer flexible repayment options<\/li>\n<!-- \/wp:list-item --> <!-- wp:list-item -->\n<li><strong>Late Fees<\/strong> \u2013 Vary by lender, but typically range from $10 to $30. Some lenders offer a grace period<\/li>\n<!-- \/wp:list-item --> <!-- wp:list-item -->\n<li><strong>Rollover Options<\/strong> \u2013 Many lenders allow loan extensions or rollovers for a fee.<\/li>\n<!-- \/wp:list-item --><\/ol>\n<p><!-- \/wp:list --><\/p><\/div>\n\n\n<p>While these features make Chime-compatible payday loans accessible, it\u2019s crucial to understand the high costs involved.\u00a0Always consider alternatives and borrow responsibly to avoid falling into a cycle of debt.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Benefits_of_Chime_Supported_Payday_Loans\"><a><\/a>Benefits of Chime Supported Payday Loans<\/h2>\n\n\n\n<p>While payday loans should be approached with caution due to their high costs, Chime-supported payday loans do offer some unique benefits:<\/p>\n\n\n\n<ol class=\"is-style-pros-list\">\n<li><strong>Seamless Integration<\/strong> \u2013 Chime\u2019s API allows for smooth data sharing with lenders<\/li>\n\n\n\n<li><strong>Faster Approval<\/strong> \u2013 Chime\u2019s instant account verification speeds up the process<\/li>\n\n\n\n<li><strong>Early Direct Deposit<\/strong> \u2013 Chime\u2019s early direct deposit feature can help borrowers repay loans faster<\/li>\n\n\n\n<li><strong>No Hidden Bank Fees<\/strong> \u2013 Chime\u2019s no-fee policy means no extra charges for loan transactions<\/li>\n\n\n\n<li><strong>Enhanced Budgeting Tools<\/strong> \u2013 Chime\u2019s built-in financial management features help users track loan repayments<\/li>\n\n\n\n<li><strong>Improved Privacy<\/strong> \u2013 Digital-only process reduces paper trail<\/li>\n\n\n\n<li><strong>Potential for Better Terms<\/strong> \u2013 Some lenders offer Chime-specific promotions<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Top_Payday_Loan_Lenders_That_Accept_Chime\">Top Payday Loan Lenders That Accept Chime<\/h2>\n\n\n\n<p>Here\u2019s a rundown of some top payday loan lenders that accept Chime, along with their key features:<\/p>\n\n\n<div class=\"fn_block fn-comparison-table\">                                <div class=\"comparison-table__binder\">\n                <div class=\"comparison-table__dots is-hidden-tablet\">\n                    <div class=\"comparison-table__dot comparison-table__dot--big\"><\/div>\n                    <div class=\"comparison-table__dot\"><\/div>\n                    <div class=\"comparison-table__dot\"><\/div>\n                <\/div>\n                <div class=\"comparison-table__relative is-content\">\n                    <div class=\"comparison-table__scroll is-content\">\n                        <table class=\"comparison-table is-content\" js-data-comparison-table=\"\"\n                               js-data-affiliate-on-top=\"false\">\n                            <thead>\n                                <tr>\n                                    <th>\n                                        <span data-sorting=\"logo\"  data-sorting-type=\"asc\" class=\"comparison-table__title\">\n                                            Company                                        <\/span>\n                                    <\/th>\n                                                                        <th>\n                                        <span data-sorting=\"rating\" data-sorting-type=\"asc\" class=\"comparison-table__title\">\n                                            Overall Rating                                        <\/span>\n                                    <\/th>\n                                    \n                                    <th> <span data-sorting=\"lowest-annual-interest-rate\" data-sorting-type=\"asc\" \n                    class=\"comparison-table__title\"\n                    title=\"Lowest APR\">Lowest APR<\/span><\/th><th> <span data-sorting=\"highest-annual-interest-rate\" data-sorting-type=\"asc\" \n                    class=\"comparison-table__title\"\n                    title=\"Highest APR\">Highest APR<\/span><\/th><th> <span data-sorting=\"lowest-loan-amount\" data-sorting-type=\"asc\" \n                    class=\"comparison-table__title\"\n                    title=\"Min Loan Amount\">Min Loan Amount<\/span><\/th><th> <span data-sorting=\"highest-loan-amount\" data-sorting-type=\"asc\" \n                    class=\"comparison-table__title\"\n                    title=\"Max Loan Amount\">Max Loan Amount<\/span><\/th><th> <span data-sorting=\"lowest-loan-period\" data-sorting-type=\"asc\" \n                    class=\"comparison-table__title\"\n                    title=\"Min Loan Term\">Min Loan Term<\/span><\/th><th> <span data-sorting=\"highest-loan-period\" data-sorting-type=\"asc\" \n                    class=\"comparison-table__title\"\n                    title=\"Max Loan Term\">Max Loan Term<\/span><\/th><th> <span data-sorting=\"quick-payout\" data-sorting-type=\"asc\" \n                    class=\"comparison-table__title\"\n                    title=\"Quick payout\">Quick payout<\/span><\/th><th> <span data-sorting=\"accepts-bad-credit-history\" data-sorting-type=\"asc\" \n                    class=\"comparison-table__title\"\n                    title=\"Accepts bad credit:\">Accepts bad credit:<\/span><\/th>                                    <th>\n                                        <span data-sorting=\"affiliate\" class=\"comparison-table__title comparison-table__title--button\">\n                                                                                    <\/span>\n                                    <\/th>\n                                <\/tr>\n                            <\/thead>\n                            <tbody>\n                                <tr class=\"comparison-table__row\"  data-columns=\"11\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"BadCreditLoans.com\"\n                data-product-id=\"3154\">\n                \n                <a   data-url_param_unq=\"\"  data-url_param_pid=\"3154\"  href=\"https:\/\/financer.com\/company\/badcreditloans\/\">\n                    <img decoding=\"async\" title=\"BadCreditLoans.com\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/11\/2018\/01\/badcreditloanscom.png\" alt=\"BadCreditLoans.com\">\n                <\/a><\/td><td data-sorting=\"rating\" data-sorting-value=\"3.75714286\">\n            <a href=\"https:\/\/financer.com\/company\/badcreditloans\/#read-reviews\"><span class=\"simple-rating-value rating_light-green\" data-rating-value=\"3.8\">3.8<\/span><\/a><\/td><td data-sorting=\"lowest-annual-interest-rate\" data-sorting-value=\"5.99\">5.99% <\/td><td data-sorting=\"highest-annual-interest-rate\" data-sorting-value=\"35.99\">35.99% <\/td><td data-sorting=\"lowest-loan-amount\" data-sorting-value=\"500.00\">$500<\/td><td data-sorting=\"highest-loan-amount\" data-sorting-value=\"10000.00\">$10,000<\/td><td data-sorting=\"lowest-loan-period\" data-sorting-value=\"90\">3 Months<\/td><td data-sorting=\"highest-loan-period\" data-sorting-value=\"2160\">6 Years<\/td><td data-sorting=\"quick-payout\" data-sorting-value=\"Yes\">Yes<\/td><td data-sorting=\"accepts-bad-credit-history\" data-sorting-value=\"Yes\">Yes<\/td><td data-sorting=\"affiliate\" data-sorting-value=\"1\"\n            js-data-comparison-table-button=\"\"><a  \n            href=\"https:\/\/financer.com\/company\/badcreditloans\/\" data-url_param_unq=\"\"  data-url_param_pid=\"3154\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\"  >\n            Explore more<\/a><\/td><\/tr><tr class=\"comparison-table__row\"  data-columns=\"11\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"ACE Cash Express\"\n                data-product-id=\"24949\">\n                \n                <a   data-url_param_unq=\"\"  data-url_param_pid=\"24949\"  href=\"https:\/\/financer.com\/company\/ace-cash-express\/\">\n                    <img decoding=\"async\" title=\"ACE Cash Express\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/11\/2021\/11\/ace-cash-express.png\" alt=\"ACE Cash Express\">\n                <\/a><\/td><td data-sorting=\"rating\" data-sorting-value=\"4.94285714\">\n            <a href=\"https:\/\/financer.com\/company\/ace-cash-express\/#read-reviews\"><span class=\"simple-rating-value rating_green\" data-rating-value=\"4.9\">4.9<\/span><\/a><\/td><td data-sorting=\"lowest-annual-interest-rate\" data-sorting-value=\"91.52\">91.52% <\/td><td data-sorting=\"highest-annual-interest-rate\" data-sorting-value=\"630.13\">630.13% <\/td><td data-sorting=\"lowest-loan-amount\" data-sorting-value=\"100.00\">$100<\/td><td data-sorting=\"highest-loan-amount\" data-sorting-value=\"2000.00\">$2,000<\/td><td data-sorting=\"lowest-loan-period\" data-sorting-value=\"1\">1 Day<\/td><td data-sorting=\"highest-loan-period\" data-sorting-value=\"90\">3 Months<\/td><td data-sorting=\"quick-payout\" data-sorting-value=\"Yes\">Yes<\/td><td data-sorting=\"accepts-bad-credit-history\" data-sorting-value=\"No\">No<\/td><td data-sorting=\"affiliate\" data-sorting-value=\"1\"\n            js-data-comparison-table-button=\"\"><a  \n            href=\"https:\/\/financer.com\/company\/ace-cash-express\/\" data-url_param_unq=\"\"  data-url_param_pid=\"24949\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\"  >\n            Explore more<\/a><\/td><\/tr><tr class=\"comparison-table__row\"  data-columns=\"11\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"Upstart\"\n                data-product-id=\"764\">\n                \n                <a   data-url_param_unq=\"\"  data-url_param_pid=\"764\"  href=\"https:\/\/financer.com\/company\/upstart\/\">\n                    <img decoding=\"async\" title=\"Upstart\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/11\/2017\/06\/upstart-review.png\" alt=\"Upstart\">\n                <\/a><\/td><td data-sorting=\"rating\" data-sorting-value=\"4.85714286\">\n            <a href=\"https:\/\/financer.com\/company\/upstart\/#read-reviews\"><span class=\"simple-rating-value rating_green\" data-rating-value=\"4.9\">4.9<\/span><\/a><\/td><td data-sorting=\"lowest-annual-interest-rate\" data-sorting-value=\"7.80\">7.80% <\/td><td data-sorting=\"highest-annual-interest-rate\" data-sorting-value=\"35.99\">35.99% <\/td><td data-sorting=\"lowest-loan-amount\" data-sorting-value=\"1000.00\">$1,000<\/td><td data-sorting=\"highest-loan-amount\" data-sorting-value=\"50000.00\">$50,000<\/td><td data-sorting=\"lowest-loan-period\" data-sorting-value=\"1080\">3 Years<\/td><td data-sorting=\"highest-loan-period\" data-sorting-value=\"1800\">5 Years<\/td><td data-sorting=\"quick-payout\" data-sorting-value=\"Yes\">Yes<\/td><td data-sorting=\"accepts-bad-credit-history\" data-sorting-value=\"Yes\">Yes<\/td><td data-sorting=\"affiliate\" data-sorting-value=\"1\"\n            js-data-comparison-table-button=\"\"><a  \n            href=\"https:\/\/financer.com\/company\/upstart\/\" data-url_param_unq=\"\"  data-url_param_pid=\"764\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\"  >\n            Explore more<\/a><\/td><\/tr>                            <\/tbody>\n                        <\/table>\n                    <\/div>\n                                            <table class=\"comparison-table comparison-table--content-logo is-hidden-mobile\">\n                            <thead>\n                                <tr>\n                                    <th>\n                                        <span data-sorting=\"logo\"  data-sorting-type=\"asc\" class=\"comparison-table__title\">\n                                            Company                                        <\/span>\n                                    <\/th>\n                                <\/tr>\n                            <\/thead>\n                            <tbody>\n                                <tr class=\"comparison-table__row\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"BadCreditLoans.com\"\n                data-product-id=\"3154\">\n                \n                <a target=\"_blank\"  data-url_param_unq=\"\"  data-url_param_pid=\"3154\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financer.com\/company\/badcreditloans\/redirect\/\">\n                    <img decoding=\"async\" title=\"BadCreditLoans.com\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/11\/2018\/01\/badcreditloanscom.png\" alt=\"BadCreditLoans.com\">\n                <\/a><\/td><\/tr><tr class=\"comparison-table__row\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"ACE Cash Express\"\n                data-product-id=\"24949\">\n                \n                <a target=\"_blank\"  data-url_param_unq=\"\"  data-url_param_pid=\"24949\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financer.com\/company\/ace-cash-express\/redirect\/\">\n                    <img decoding=\"async\" title=\"ACE Cash Express\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/11\/2021\/11\/ace-cash-express.png\" alt=\"ACE Cash Express\">\n                <\/a><\/td><\/tr><tr class=\"comparison-table__row\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"Upstart\"\n                data-product-id=\"764\">\n                \n                <a target=\"_blank\"  data-url_param_unq=\"\"  data-url_param_pid=\"764\"  rel=\"sponsored nofollow\"  href=\"https:\/\/financer.com\/company\/upstart\/redirect\/\">\n                    <img decoding=\"async\" title=\"Upstart\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/11\/2017\/06\/upstart-review.png\" alt=\"Upstart\">\n                <\/a><\/td><\/tr>                            <\/tbody>\n                        <\/table>\n                        <table class=\"comparison-table comparison-table--content-button is-hidden-mobile\">\n                            <thead>\n                                <tr>\n                                    <th>Get Started<\/th>\n                                <\/tr>\n                            <\/thead>\n                            <tbody>\n                                <tr class=\"comparison-table__row\"><td data-sorting=\"affiliate\" data-sorting-value=\"1\"\n            js-data-comparison-table-button=\"\"><a  \n            href=\"https:\/\/financer.com\/company\/badcreditloans\/\" data-url_param_unq=\"\"  data-url_param_pid=\"3154\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\"  >\n            Explore more<\/a><\/td><\/tr><tr class=\"comparison-table__row\"><td data-sorting=\"affiliate\" data-sorting-value=\"1\"\n            js-data-comparison-table-button=\"\"><a  \n            href=\"https:\/\/financer.com\/company\/ace-cash-express\/\" data-url_param_unq=\"\"  data-url_param_pid=\"24949\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\"  >\n            Explore more<\/a><\/td><\/tr><tr class=\"comparison-table__row\"><td data-sorting=\"affiliate\" data-sorting-value=\"1\"\n            js-data-comparison-table-button=\"\"><a  \n            href=\"https:\/\/financer.com\/company\/upstart\/\" data-url_param_unq=\"\"  data-url_param_pid=\"764\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\"  >\n            Explore more<\/a><\/td><\/tr>                            <\/tbody>\n                        <\/table>\n                                        <table class=\"comparison-table comparison-table--mobile is-content is-hidden-tablet\"\n                           js-data-comparison-table=\"\" js-data-affiliate-on-top=\"false\">\n                        <thead>\n                            <tr>\n                                <th style=\"width: 125px\">\n                                    <span data-sorting=\"logo\"  data-sorting-type=\"asc\" class=\"comparison-table__title\">\n                                        Company                                    <\/span>\n                                <\/th>\n                                <th>\n                                    <span data-sorting=\"rating\" data-sorting-type=\"asc\" class=\"comparison-table__title\">\n                                        Overall Rating                                    <\/span>\n                                <\/th>\n                                <th> <span data-sorting=\"lowest-annual-interest-rate\" data-sorting-type=\"asc\" \n                    class=\"comparison-table__title\"\n                    title=\"Lowest APR\">Lowest APR<\/span><\/th><th> <span data-sorting=\"highest-annual-interest-rate\" data-sorting-type=\"asc\" \n                    class=\"comparison-table__title\"\n                    title=\"Highest APR\">Highest APR<\/span><\/th><th> <span data-sorting=\"lowest-loan-amount\" data-sorting-type=\"asc\" \n                    class=\"comparison-table__title\"\n                    title=\"Min Loan Amount\">Min Loan Amount<\/span><\/th><th> <span data-sorting=\"highest-loan-amount\" data-sorting-type=\"asc\" \n                    class=\"comparison-table__title\"\n                    title=\"Max Loan Amount\">Max Loan Amount<\/span><\/th><th> <span data-sorting=\"lowest-loan-period\" data-sorting-type=\"asc\" \n                    class=\"comparison-table__title\"\n                    title=\"Min Loan Term\">Min Loan Term<\/span><\/th><th> <span data-sorting=\"highest-loan-period\" data-sorting-type=\"asc\" \n                    class=\"comparison-table__title\"\n                    title=\"Max Loan Term\">Max Loan Term<\/span><\/th><th> <span data-sorting=\"quick-payout\" data-sorting-type=\"asc\" \n                    class=\"comparison-table__title\"\n                    title=\"Quick payout\">Quick payout<\/span><\/th><th> <span data-sorting=\"accepts-bad-credit-history\" data-sorting-type=\"asc\" \n                    class=\"comparison-table__title\"\n                    title=\"Accepts bad credit:\">Accepts bad credit:<\/span><\/th>                                <th>Get Started                                <\/th>\n                            <\/tr>\n                        <\/thead>\n                        <tbody>\n                            <tr class=\"comparison-table__row\"  data-columns=\"11\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"BadCreditLoans.com\"\n                data-product-id=\"3154\">\n                \n                <a   data-url_param_unq=\"\"  data-url_param_pid=\"3154\"  href=\"https:\/\/financer.com\/company\/badcreditloans\/\">\n                    <img decoding=\"async\" title=\"BadCreditLoans.com\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/11\/2018\/01\/badcreditloanscom.png\" alt=\"BadCreditLoans.com\">\n                <\/a><\/td><td data-sorting=\"rating\" data-sorting-value=\"3.75714286\">\n            <a href=\"https:\/\/financer.com\/company\/badcreditloans\/#read-reviews\"><span class=\"simple-rating-value rating_light-green\" data-rating-value=\"3.8\">3.8<\/span><\/a><\/td><td data-sorting=\"lowest-annual-interest-rate\" data-sorting-value=\"5.99\">5.99% <\/td><td data-sorting=\"highest-annual-interest-rate\" data-sorting-value=\"35.99\">35.99% <\/td><td data-sorting=\"lowest-loan-amount\" data-sorting-value=\"500.00\">$500<\/td><td data-sorting=\"highest-loan-amount\" data-sorting-value=\"10000.00\">$10,000<\/td><td data-sorting=\"lowest-loan-period\" data-sorting-value=\"90\">3 Months<\/td><td data-sorting=\"highest-loan-period\" data-sorting-value=\"2160\">6 Years<\/td><td data-sorting=\"quick-payout\" data-sorting-value=\"Yes\">Yes<\/td><td data-sorting=\"accepts-bad-credit-history\" data-sorting-value=\"Yes\">Yes<\/td><td data-sorting=\"affiliate\" data-sorting-value=\"1\"\n            js-data-comparison-table-button=\"\"><a  \n            href=\"https:\/\/financer.com\/company\/badcreditloans\/\" data-url_param_unq=\"\"  data-url_param_pid=\"3154\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\"  >\n            Explore more<\/a><\/td><\/tr><tr class=\"comparison-table__row\"  data-columns=\"11\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"ACE Cash Express\"\n                data-product-id=\"24949\">\n                \n                <a   data-url_param_unq=\"\"  data-url_param_pid=\"24949\"  href=\"https:\/\/financer.com\/company\/ace-cash-express\/\">\n                    <img decoding=\"async\" title=\"ACE Cash Express\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/11\/2021\/11\/ace-cash-express.png\" alt=\"ACE Cash Express\">\n                <\/a><\/td><td data-sorting=\"rating\" data-sorting-value=\"4.94285714\">\n            <a href=\"https:\/\/financer.com\/company\/ace-cash-express\/#read-reviews\"><span class=\"simple-rating-value rating_green\" data-rating-value=\"4.9\">4.9<\/span><\/a><\/td><td data-sorting=\"lowest-annual-interest-rate\" data-sorting-value=\"91.52\">91.52% <\/td><td data-sorting=\"highest-annual-interest-rate\" data-sorting-value=\"630.13\">630.13% <\/td><td data-sorting=\"lowest-loan-amount\" data-sorting-value=\"100.00\">$100<\/td><td data-sorting=\"highest-loan-amount\" data-sorting-value=\"2000.00\">$2,000<\/td><td data-sorting=\"lowest-loan-period\" data-sorting-value=\"1\">1 Day<\/td><td data-sorting=\"highest-loan-period\" data-sorting-value=\"90\">3 Months<\/td><td data-sorting=\"quick-payout\" data-sorting-value=\"Yes\">Yes<\/td><td data-sorting=\"accepts-bad-credit-history\" data-sorting-value=\"No\">No<\/td><td data-sorting=\"affiliate\" data-sorting-value=\"1\"\n            js-data-comparison-table-button=\"\"><a  \n            href=\"https:\/\/financer.com\/company\/ace-cash-express\/\" data-url_param_unq=\"\"  data-url_param_pid=\"24949\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\"  >\n            Explore more<\/a><\/td><\/tr><tr class=\"comparison-table__row\"  data-columns=\"11\"><td class=\"comparison-table__logo\" data-sorting=\"logo\" data-sorting-value=\"Upstart\"\n                data-product-id=\"764\">\n                \n                <a   data-url_param_unq=\"\"  data-url_param_pid=\"764\"  href=\"https:\/\/financer.com\/company\/upstart\/\">\n                    <img decoding=\"async\" title=\"Upstart\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/11\/2017\/06\/upstart-review.png\" alt=\"Upstart\">\n                <\/a><\/td><td data-sorting=\"rating\" data-sorting-value=\"4.85714286\">\n            <a href=\"https:\/\/financer.com\/company\/upstart\/#read-reviews\"><span class=\"simple-rating-value rating_green\" data-rating-value=\"4.9\">4.9<\/span><\/a><\/td><td data-sorting=\"lowest-annual-interest-rate\" data-sorting-value=\"7.80\">7.80% <\/td><td data-sorting=\"highest-annual-interest-rate\" data-sorting-value=\"35.99\">35.99% <\/td><td data-sorting=\"lowest-loan-amount\" data-sorting-value=\"1000.00\">$1,000<\/td><td data-sorting=\"highest-loan-amount\" data-sorting-value=\"50000.00\">$50,000<\/td><td data-sorting=\"lowest-loan-period\" data-sorting-value=\"1080\">3 Years<\/td><td data-sorting=\"highest-loan-period\" data-sorting-value=\"1800\">5 Years<\/td><td data-sorting=\"quick-payout\" data-sorting-value=\"Yes\">Yes<\/td><td data-sorting=\"accepts-bad-credit-history\" data-sorting-value=\"Yes\">Yes<\/td><td data-sorting=\"affiliate\" data-sorting-value=\"1\"\n            js-data-comparison-table-button=\"\"><a  \n            href=\"https:\/\/financer.com\/company\/upstart\/\" data-url_param_unq=\"\"  data-url_param_pid=\"764\" \n            class=\"button is-rounded is-primary is-arrow comparison-table__button\"  >\n            Explore more<\/a><\/td><\/tr>                        <\/tbody>\n                    <\/table>\n                <\/div>\n            <\/div>\n\n        <\/div>\n\n\n                <div class=\"fn_block block_fn_msg_box cost search-hero--bg1\">\n\t\t\t\t<h3>How to save <span class=\"compare-amount\">$1,190.00 <\/span> on your loan<\/h3>\n\t\t\t\t<p>The price difference for a $500.00 loan in 90 days is $1,190.00.<\/p>\n\t\t\t\t<p class=\"has-text-left\"><a href=\"https:\/\/financer.com\/results\/?query=1&filter_non_affiliate=1&param_amount=500&param_period=90\" class=\"button is-normal is-primary is-rounded\">Find out how<\/a><\/p>\n                <\/div><h2 class=\"wp-block-heading\" id=\"Requirements_of_Chime_Supported_Payday_Loans\">Requirements of Chime Supported Payday Loans<\/h2>\n\n\n\n<p>While requirements can vary by lender, typical prerequisites include:<\/p>\n\n\n\n<ul>\n<li><strong>Age: <\/strong>Must be at least 18 years old<\/li>\n\n\n\n<li><strong>Citizenship: <\/strong>U.S. citizen or permanent resident<\/li>\n\n\n\n<li><strong>Income:<\/strong> Regular source of income<\/li>\n\n\n\n<li><strong>Chime Account: <\/strong>Active Chime Spending Account<\/li>\n\n\n\n<li><strong>Identification: <\/strong>Valid government-issued ID<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Fast_Approval_Process_for_Chime_Payday_Loans\">Fast Approval Process for Chime Payday Loans<\/h2>\n\n\n\n<p>To make your Chime payday loan application the fastest possible, consider these aspects:<\/p>\n\n\n\n<ol>\n<li><strong>Pre-check Your Eligibility<\/strong> \u2013 Use online eligibility checkers before applying<\/li>\n\n\n\n<li><strong>Gather All Necessary Documents<\/strong>\u00a0\u2013 Have your ID, proof of income, and Chime account details ready<\/li>\n\n\n\n<li><strong>Apply Early in the Day<\/strong> \u2013 Submit your application before 10 AM on a weekday<\/li>\n\n\n\n<li><strong>Ensure Your Chime Account is in Good Standing<\/strong> \u2013 Maintain a positive balance and regular direct deposits<\/li>\n\n\n\n<li><strong>Opt for Smaller Loan Amounts<\/strong> \u2013 Requesting less than $500 often results in quicker approvals<\/li>\n\n\n\n<li><strong>Use Lender\u2019s Mobile App<\/strong> \u2013 Mobile applications are often processed faster<\/li>\n\n\n\n<li><strong>Enable Push Notifications<\/strong> \u2013 Stay informed about your application status in real-time<\/li>\n\n\n\n<li><strong>Provide Accurate Information <\/strong>\u2013 Double-check all entries to avoid delays due to errors<\/li>\n<\/ol>\n\n\n\n<p>Remember, while speed is crucial in emergencies, it\u2019s equally important to understand the terms of your loan. Fast doesn\u2019t always mean favorable, so take a moment to review the agreement before accepting.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Transfer_Methods_for_Loans_Sent_to_Chime\">Transfer Methods for Loans Sent to Chime<\/h2>\n\n\n\n<p>When it comes to receiving your payday loan funds in your Chime account, several transfer methods are available.<\/p>\n\n\n\n<ol>\n<li><strong>ACH Transfer: <\/strong>Most common method. Typically takes 1-2 business days. No additional fees from Chime.<\/li>\n\n\n\n<li><strong><a href=\"https:\/\/financer.com\/credit-cards\/articles\/credit-card-vs-debit-card\/\" data-type=\"wiki\" data-id=\"29966\">Debit Card<\/a> Deposit:<\/strong> Instant transfer to your Chime debit card. May incur a small fee from the lender.<\/li>\n\n\n\n<li><strong>Wire Transfer:<\/strong> Same-day transfer possible. Higher fees, usually $15-$35.<\/li>\n\n\n\n<li><strong>Early Direct Deposit: <\/strong>Unique to Chime, can receive funds up to 2 days earlier. No additional cost. <\/li>\n\n\n\n<li><strong>Real-Time Payments (RTP):<\/strong> Instant transfer, available 24\/7. Not all lenders offer this yet.<\/li>\n\n\n\n<li><strong><a href=\"https:\/\/financer.com\/crypto\/articles\/best-crypto-wallets\/\" data-type=\"post\" data-id=\"24387\">Digital Wallet<\/a> Transfer:<\/strong> Instant transfer to digital wallets linked to Chime. May incur a small fee.<\/li>\n<\/ol>\n\n\n\n<p>Remember, faster transfer methods often come with higher fees. Weigh the urgency of your need against the additional cost to make the best decision for your financial situation.<\/p>\n\n\n<div class=\"fn_block block_fn_faq_list\"><h3 id=\"FAQ\">FAQ<\/h3><h4>What Are Payday Loans That Accept Chime?<\/h4><div class=\"faq_inner\"><p>Payday loans that accept Chime are short-term, high-interest loans designed for Chime bank account holders. These loans typically range from $100 to $1,000 and are due on the borrower&#8217;s next payday.<\/p>\n<p>Despite the high cost, these loans have gained popularity due to their accessibility and seamless integration with Chime&#8217;s digital banking platform.<\/p><\/div><h4>What Are The Benefits Of Using Payday Loans That Accept Chime?<\/h4><div class=\"faq_inner\"><p>Payday loans that accept Chime offer several benefits, primarily centered around convenience and speed.<\/p>\n<p>Chime&#8217;s early direct deposit feature allows users to receive paychecks up to 2 days earlier, potentially reducing loan duration. Additionally, Chime&#8217;s no-fee policy means no extra charges for loan transactions. However, it&#8217;s crucial to remember that these benefits come with the high costs associated with payday loans.<\/p><\/div><h4>How Can I Apply For Payday Loans That Accept Chime?<\/h4><div class=\"faq_inner\"><p>Applying for payday loans that accept Chime is typically a straightforward online process. Start by selecting a reputable lender that accepts Chime, then visit their website or download their app to begin the application. You&#8217;ll need to provide personal information, employment details, and your Chime account information. Ensure all information is accurate.\u00a0Once approved, carefully review the loan agreement before accepting. Remember, while the application process is easy, these loans come with high costs and should be used responsibly.<\/p><\/div><h4>How Quickly Can I Get A Payday Loan With Chime?<\/h4><div class=\"faq_inner\"><p>The speed of obtaining a payday loan with Chime is one of its main attractions.<\/p>\n<p>Once approved, funds are typically deposited into your Chime account within one business day.<\/p>\n<p>For the quickest results, apply early in the day on a weekday.<\/p><\/div><h4>Can I Get A Payday Loan With Chime If I Have Bad Credit?<\/h4><div class=\"faq_inner\"><p>Yes, it&#8217;s possible to get a payday loan with Chime even if you have bad credit. Most payday lenders that accept Chime use alternative credit checking methods. Instead, they focus on factors like income and employment status.<\/p>\n<p>Always consider the cost and your ability to repay before taking out a payday loan, regardless of your credit score.<\/p><\/div><h4>Are Payday Loans That Accept Chime Available In All States?<\/h4><div class=\"faq_inner\"><p>The availability of payday loans that accept Chime varies by state due to differing regulations.<\/p>\n<p>However, because some lenders operate under tribal law, they may offer loans in states with restrictions.<\/p>\n<p>It&#8217;s crucial to check your state&#8217;s specific laws before applying. Taking out a prohibited loan could void the loan agreement and leave you without legal protections. Always ensure you&#8217;re working with a lender that&#8217;s legally allowed to operate in your state.<\/p><\/div><h4>What Happens If I Can&#8217;t Repay My Payday Loan That Accepts Chime On Time?<\/h4><div class=\"faq_inner\"><p>Failing to repay a payday loan that accepts Chime on time can lead to serious financial consequences.<\/p>\n<p>Late payments typically incur additional fees. Your loan may be &#8220;rolled over,&#8221; extending the repayment period but adding more fees and interest.\u00a0<\/p><\/div><h4>Can I Get A Payday Loan With Chime If I&#8217;m Unemployed?<\/h4><div class=\"faq_inner\"><p>While it&#8217;s technically possible to get a payday loan with Chime if you&#8217;re unemployed, it&#8217;s much more challenging and potentially riskier. Most lenders require proof of regular income, which doesn&#8217;t necessarily mean traditional employment.<\/p>\n<p>However, approval rates for unemployed borrowers are significantly lower. If approved, unemployed borrowers often face higher interest rates and lower loan amounts. It&#8217;s crucial to carefully consider your ability to repay before taking on any loan without steady income.<\/p><\/div><h4>Are There Any Fees Associated With Payday Loans That Accept Chime?<\/h4><div class=\"faq_inner\"><p>Yes, payday loans that accept Chime typically come with various fees in addition to interest. The most common is a loan <a href=\"https:\/\/financer.com\/loans\/glossary\/origination-fee\/\">origination fee<\/a>, which <strong>averages $15 per $100 borrowed<\/strong>. Late payment fees are also standard, usually around $30 per missed payment. Some lenders charge a &#8220;rollover&#8221; fee to extend the loan term, often equal to the original loan fee.<\/p>\n<p>While Chime itself doesn&#8217;t charge fees for these transactions, insufficient funds in your account could result in fees from both Chime and the lender.<\/p><\/div><h4>How Does A Payday Loan That Accepts Chime Affect My Credit Score?<\/h4><div class=\"faq_inner\"><p>Payday loans that accept Chime typically don&#8217;t directly impact your credit score, as most lenders don&#8217;t report to the major credit bureaus.<\/p>\n<p>However, if you default on the loan and it&#8217;s sent to collections, that will likely be reported and can significantly damage your credit.<\/p>\n<p>It&#8217;s also worth noting that <strong>taking out multiple payday loans can indirectly hurt your credit by affecting your debt-to-income ratio<\/strong>, a factor considered in many credit decisions.<\/p><\/div><h4>What Is The Maximum Amount I Can Borrow With A Payday Loan That Accepts Chime?<\/h4><div class=\"faq_inner\"><p>The maximum amount you can borrow with a payday loan that accepts Chime varies by lender and state regulations, but typically ranges from $100 to $1,000.\u00a0<\/p>\n<p>Some states cap payday loan amounts; for example, California limits payday loans to $300, while Delaware allows up to $1,000.<\/p><\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Discover instant, online options for Chime-supported payday loans today, and find out which lenders offer the most convenient rates.<\/p>\n","protected":false},"author":37432,"featured_media":84209,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"disable_branded_featured_image":false,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","ep_exclude_from_search":false,"footnotes":""},"categories":[1076],"tags":[],"_links":{"self":[{"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/posts\/79675"}],"collection":[{"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/users\/37432"}],"replies":[{"embeddable":true,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/comments?post=79675"}],"version-history":[{"count":50,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/posts\/79675\/revisions"}],"predecessor-version":[{"id":86076,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/posts\/79675\/revisions\/86076"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/media\/84209"}],"wp:attachment":[{"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/media?parent=79675"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/categories?post=79675"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/financer.com\/wp-json\/wp\/v2\/tags?post=79675"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}