A credit score is a number between 300 and 850<\/strong> that shows your creditworthiness<\/strong>, taking a range of factors into account. <\/p>\n\n\n\n Credit scores range between 300 and 850<\/strong>. A higher number indicates that an individual is more financially dependable.<\/p>\n\n\n\n FICO<\/strong> or Fair Issac<\/strong> credit scores are the industry standard and are used by 90% of American lenders to calculate and qualify borrowers.<\/p>\n\n\n\n Scores below 620<\/strong> are considered sub-optimal, and those above 670 are deemed to be good. If an individual has a credit score of 800<\/strong>, that is regarded as excellent<\/a>, and their creditworthiness is optimal.<\/p>\n\n\n