{"id":7505,"date":"2019-07-27T22:29:44","date_gmt":"2019-07-28T05:29:44","guid":{"rendered":"https:\/\/financer.com\/?p=7505"},"modified":"2024-01-19T08:27:14","modified_gmt":"2024-01-19T16:27:14","slug":"get-a-american-express-black-card","status":"publish","type":"wiki","link":"https:\/\/financer.com\/credit-cards\/articles\/get-a-american-express-black-card\/","title":{"rendered":"American Express Black Card"},"content":{"rendered":"

The Centurion Black Card from American Express<\/strong> is an exclusive card that is out of reach for most people. Still, to the few elites who receive the card, it is the key to unlocking some of the world’s most luxurious perks. <\/p>\n

Amex maintains a high level of secrecy about the Black Card and what it offers. <\/p>\n

\"AMEX<\/figure>\n

This article will delve into the details the public knows about getting the coveted Amex Black Card. This includes a bit of history<\/span><\/strong> and the\u00a0<\/span>perks<\/span><\/strong>\u00a0that come along with the card. <\/span><\/p>\n

If you want to get an\u00a0<\/span>American Express Black Card<\/span><\/strong>, also known as the\u00a0<\/span>Centurion Black card<\/span><\/strong>, keep reading and find out what you need to do to be ‘invited.’<\/span><\/p>\n

The History of The Centurion Black Card from Amex<\/span><\/h2>\n

The urban legend started in the 90s when whispers of a new credit card available only to the mega-rich became popular in social circles. <\/span><\/p>\n

Rumor had it that the card was \u201cinvite-only.\u201d The card in question would allow the ultra-wealthy to make ANY purchase, regardless of price… put simply- a no-limit\u00a0credit card<\/a>.<\/span><\/p>\n

How to Get an Amex Black Card<\/h2>\n

Rumors estimate that in total there are only 100,000 black cardholders<\/strong>\u00a0in the entire world with approximately 20,000 of those in the United States. <\/span><\/p>\n

Suffice to say, getting selected into their invite-only program is extremely difficult, particularly since there is no American Express Black card pending limit. <\/span><\/p>\n

However, depending on your spending habits and income, an invite may be\u00a0closer than you would expect.<\/strong><\/span><\/p>\n

There are two types of Centurion Black Cards by Amex \u2013 Personal and Business. <\/strong><\/p>\n

What we do know about the American Express Black Card is that you have to spend at least $250k a year across all your American Express Cards <\/strong><\/span>to qualify, among others.<\/p>\n

The Amex Black Card for Business might be more attainable for business owners since the spending requirements (in addition to pre-qualifiers) are rumored to be $500k a year<\/strong>. <\/p>\n

Many businesses have higher expenses than individuals and these count towards the baseline requirement.<\/p>\n

Pre-Qualifiers for The Amex Centurion Black Card<\/span><\/h2>\n

So from what we can find out, you need to spend at least $350k<\/strong> personally to qualify for the Black Amex Card or $500k annually <\/strong>for the Business card, but what other pre-qualifiers are there to ensure an invite?<\/span><\/p>\n

Further information isn’t explicitly disclosed; however, American Express is a business like any other. <\/span><\/p>\n

They want to do business with people who have a solid track record of good spending habits.<\/span><\/p>\n

Factors that go into your credit score certainly are considered. <\/span><\/p>\n

It is safe to say they are looking at your\u00a0credit history<\/strong>, your ability to\u00a0make repayments<\/strong>, and\u00a0your credit score<\/a><\/strong>. In addition, a\u00a0low total credit utilization rate<\/strong>\u00a0may help getting American Express to extend this offer to you. <\/span><\/p>\n

Don’t qualify? Consider the American Express Platinum Card<\/a> instead. The Platinum card could be a steppingstone to the Black Card over time!<\/p>\n

Perks of an American Express Black Card<\/span><\/h2>\n

The perks of having a Black Card are are both tangible and ambiguous. <\/span><\/p>\n

The Black Amex Card offers members perks that are 100% custom-tailored to their spending habits and lifestyle. <\/span><\/p>\n

Some of those perks are further improvements on those provided by the American Express platinum card.<\/span><\/p>\n

Hotels and Airline Services<\/h3>\n

Speculation is that the Black Card gets you\u00a0SPG Gold status, Hilton Diamond status, and IHG Platinum Elite<\/strong>\u00a0status for each hotel chain. These are the top tier membership levels at some of the most prominent and recognized hotels in the world. <\/span><\/p>\n

The Centurion also gives you\u00a0Delta Airlines Platinum Medallion status<\/strong>. To earn this status without the card, you normally must fly more than 75,000 miles and spend over $9,000 on tickets in a single year<\/strong>.<\/span><\/p>\n

You also receive other special American Express Black Card benefits from the\u00a0Centurion Hotel Program<\/strong>, places like Aman Resorts, Belmond, Mandarin Oriental, Oetker Collection, The Peninsula, St Regis, and Rosewood, Rosewood are a few high-end chains to partner with Amex. <\/span><\/p>\n

The card offers the ability to\u00a0status match<\/strong> with\u00a0other airlines and hotel programs because of your good standing with all the programs Centurions includes for you. <\/span><\/p>\n

You’re virtually guaranteed elite level statuses at\u00a0any hotel, any airline, car rental services, and more<\/strong>.<\/span><\/p>\n

Black Card Service Valet<\/h3>\n

The benefit that makes this card stand out the most and creates the most appeal is the customer service American Express provides. Many people feel this justifies the high entry barrier.<\/span><\/p>\n

Currently in over 30 international airports, when you land, a\u00a0Black Card Service Valet<\/strong>\u00a0(representative) will help you collect your bags, escort you through immigration and security, and help organize transportation for you to your travel destination it an expedited fashion.<\/span><\/p>\n

Cardholders are given access to all the airport lounges available in the Amex Platinum Collection and receive the benefit of never being turned down at a\u00a0Centurion lounge<\/strong>. <\/span><\/p>\n

Centurion lounges also reserve\u00a0top-shelf premium drinks\u00a0for Black Card Cardholders.<\/span><\/p>\n

Centurion Concierge Service<\/span><\/strong><\/h3>\n

Some people are familiar with the\u00a0American Express Platinum Concierge Service<\/strong>\u00a0which helps to secure tickets to sold-out shows and exclusive invite-only events. When you’re a\u00a0Black Card member, the Concierge Service provides an even higher level of service and requests of this nature receive preferential treatment.<\/strong><\/span><\/p>\n

There are many stories from Amex Black Card members that display the lengths Amex will go to in order to keep them as a satisfied business partner.<\/span><\/p>\n