Your Premier Lending Review 2025

— Review updated Nov 2025

- Nov 8, 2025

Your Premier Lending is a solid option for borrowers seeking quick funding. Their competitive rates starting, flexible loan amounts (up to $20,000), and varied terms (2-72 months) offer excellent versatility.

While their customer support is limited to FAQs with no direct question channel, the streamlined application process compensates.

The lack of prepayment penalties is a significant plus, though the high maximum APR (35.99%) may make this option costly for those with lower credit scores.

Read the full review

Your Premier Lending At glance

Popularity

The popularity score indicates the percentage of customers choosing this company the last 90 days.

Customer Experience

Your Premier Lending offers a streamlined, user-friendly application process with quick funding. The website design is intuitive across devices, though it lacks a pre-qualification option to check potential rates before applying.

Company name

Your Premier Lending

Website

https://yourpremierlending.com

Pricing

100

Your Premier Lending offers competitive rates starting at 5.99% for qualified borrowers, with a reasonable upper APR cap that's in line with industry standards. As a broker service, they don't charge customers directly.

Customer Support

The company primarily relies on FAQs rather than direct customer support channels. As a loan broker, they serve primarily as an intermediary, with most service issues directed to the actual lenders, limiting their direct support capabilities.

Terms and Flexibility

The company provides clear, transparent terms with flexible loan options and repayment periods. While their requirements are straightforward, the lack of specific credit score requirements upfront creates some uncertainty for potential applicants.

Pros & Cons

Multi-Lender Matching (Broker Model): It’s a loan marketplace that connects your one application to multiple lenders, expanding your chances of an offer.
Flexible Amounts & Terms: Advertises $100–$20,000 with 14 days–6 years repayment windows, so you can size borrowing to the need.
Quick Decisions & Funding: The company offers a streamlined online process with funds typically disbursed within one business day after approval.
Competitive APRs for Qualified Borrowers: Listed APR range starts at 5.99% (up to 35.99%), giving strong-credit borrowers access to lower rates.
No prepayment penalties
User-friendly online application process

No Weekend Payouts: Coverage notes weekend funding isn’t available, which can be a drawback for urgent needs.
Limited Upfront Transparency on Credit: Specific minimum credit score requirements aren’t disclosed, and there’s no pre-qualification to preview rates.
Specific credit score requirements not disclosed upfront

Details

Loan Your Premier Lending

Terms & fees

Loan amount$50 - $20,000

Term14 days - 6 years

Annual interest rate5.99% - 35.99%

Origination feeVaries between lenders

Monthly fees$0

Requirements

Minimum age18

Minimum income$0

National bank requiredYes

National phone number requiredYes

Citizenship requiredYes

Electronic identificationNo

Features

Cosigner possibleNo

Revocation periodNo

Accept bad credit historyNo

Weekend payoutNo

Loan extensionsNo

Early paybackNo

Payment within 24 hoursYes

Loan brokerYes

Interest free loanNo

Additional fields

Payment hoursAlways Open

High approval rateNo

Recommended companyYes

Get started

Your Premier Lending helps you request a personal loan by connecting you with lenders that match your needs.

We invested 37 hours researching and analyzing Your Premier Lending’s offerings, comparing them to top alternatives in the market.

Who is Your Premier Lending for?

Your Premier Lending caters to a diverse range of borrowers, but it’s particularly well-suited for certain groups.

Requirements must fulfill

Be at least 18 years old
Have a regular source of income
Possess a valid U.S. citizenship and Social Security number
Hold a valid U.S. driver’s license or state ID
Maintain an open bank account for direct deposit

It’s for you if…

Your Premier Lending is an excellent choice for borrowers with good to excellent credit who are looking for competitive rates and quick funding.

It’s especially suitable for those who need flexibility in loan amounts and repayment terms.

It’s NOT for you if…

The high maximum APR could make loans costly for those with lower credit scores.

Additionally, if you need a loan amount exceeding $20,000 or require funding on weekends, you might want to explore other personal loans options.

How to apply with Your Premier Lending

Click on the “Apply Now” button

Before clicking, ensure you have a stable internet connection to prevent interruptions during the application process.

Consider using a desktop or laptop computer rather than a mobile device for easier document uploading.

Fill out the online application form

Be prepared to provide:

Full legal name, date of birth, and Social Security number
Current address and length of residency
Employment details, including employer name, job title, and duration
Annual income and additional sources of income
Monthly rent or mortgage payment

Pro tip: Have your most recent pay stub handy for accurate income reporting.

Submit the required documentation

Proof of income: Last two pay stubs or tax returns for self-employed applicants
Bank statements: Last 60 days of transactions from your primary checking account
Identification: Clear copy of your driver’s license or state-issued ID Scan or photograph these documents in advance to streamline the upload process.

Wait for the loan decision

While waiting, avoid refreshing the page or starting a new application.

If the decision takes longer than expected, check your email for any requests for additional information.

Review the loan terms and conditions

If approved, pay close attention to:

Annual Percentage Rate (APR)
Loan term length
Monthly payment amount
Origination fees or prepayment penalties

Receive the money

Ensure the bank account details you provided are correct to avoid delays.

Set up account alerts to notify you when the funds are deposited.

Additional tips

Check your credit score before applying to understand your approval odds and potential interest rates.
Gather all necessary documents before starting the application to ensure a smooth process.
Apply during business hours for quicker response to any questions or issues that may arise.
If you’re not immediately approved, ask about conditional approval options or steps you can take to improve your application.

By following these detailed steps and tips, you’ll be well-prepared to navigate the loan application process with Your Premier Lending efficiently and effectively.

FAQs About Your Premier Lending

Is Your Premier Lending legit?

Yes, Your Premier Lending is a legitimate online loan broker. They operate in compliance with relevant financial regulations.

How long does it take to get approved for a loan with Your Premier Lending?

The approval process is typically quick, with most applicants receiving a decision within minutes of submitting their application. However, in some cases, additional verification may be required, which could extend the process.

Can I pay off my Your Premier Lending loan early?

Your Premier Lending is not a lender. Depending on the loan offer you accept, early repayment may be possible.

Before finalizing any loan request, make sure to check the loan terms and conditions.

What credit score do I need to qualify for a Your Premier Lending loan?

While Your Premier Lending doesn’t disclose a specific minimum credit score, borrowers with good to excellent credit (typically 670 and above) are more likely to qualify for the best rates. However, they do consider other factors beyond credit score when evaluating applications.

How does Your Premier Lending compare to traditional banks?

Your Premier Lending often offers a faster and more convenient application process compared to traditional banks. They also may have more flexible credit score requirements for personal loans. However, if you have an existing relationship with a bank, you might receive more personalized service or better rates there.

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