Fast5KLoans Review 2025: Online Lending Marketplace for All Credit Types

Written by Joe Chappius

- Dec 2, 2025

Adheres to
Edited by Sam Onelia
Reviewed by Ricardo Laizo

Fast5KLoans provides a convenient marketplace for borrowers with less-than-perfect credit to compare loan options from multiple lenders.

The company offers loans up to $35,000 with next-day funding, but borrowers should carefully review the terms from individual lenders, as APRs can reach up to 35.99%.

Their service is free of charge, but you may be charged a fee by the originator of up to 10% upon confirmation.

  • Broad Lending Network Access: Fast5KLoans connects borrowers with over 100 approved lenders through a single application, significantly simplifying the loan shopping process.

  • Nationwide Availability: Unlike many lending services that restrict their operations to certain states, Fast5KLoans operates in all 50 states plus Washington, DC.

  • Flexible Loan Amounts and Terms: The platform offers loans ranging from as little as $100 up to $35,000 with repayment terms extending from 2 months to 6 years (72 months).

How Fast5KLoans compares - Financer Score™

Financer score™ is our own point system which is updated live and based on several criteria that gives you a balanced view of the company quality.

Financer Score™82

Pricing

60

APR ranges from 5.99% to 35.99%, which is fairly standard for this market but the upper end is quite high. As a marketplace, Fast5KLoans doesn't charge fees, but individual lenders may impose various fees that aren't transparent upfront.

Customer Support

60

As a lending marketplace rather than direct lender, support is primarily for connecting users with lenders. Response times and helpfulness appear average based on available information, with limited direct customer feedback about their support team.

Terms and Flexibility

80

Terms are standard with loan amounts from $100-$35,000 and repayment periods up to 72 months. While they use industry-standard encryption, the marketplace structure means actual terms vary by lender, reducing transparency for borrowers.

Popularity

92

The popularity score indicates the percentage of customers choosing this company the last 90 days.

Customer Experience

88

Users appreciate the simple application process and quick pre-approval, but limited verified reviews exist. As a connector service, the actual loan terms and customer support quality depend entirely on the partner lender matched with the applicant.

Review this companyRead reviews (12)

Fast5KLoans Loan in Fast5KLoans – Details

Terms & fees

Loan amount$100 - $5,000
Term2 months - 6 years
Annual interest rate5.99% - 35.99%
Origination feeVaries by lender (3-10%)
Monthly fees$0

Requirements

Minimum age20
Minimum income$1,000
National bank requiredNo
National phone number requiredYes
Citizenship requiredYes
Electronic identificationYes

Features

Cosigner possibleNo
Revocation periodNo
Accept bad credit historyYes
Weekend payoutNo
Loan extensionsYes
Early paybackYes
Payment within 24 hoursYes
Loan brokerYes
Interest free loanNo

Additional fields

Payment hoursAlways Open
High approval rateNo
Recommended companyYes

Company information – Details

Company nameFast5KLoans
Websitehttps://fast5kloans.com/
Phone(800) 884-8067
Emailinfo@fast5kloans.com
Address7050 West Palmetto Park Road #15-345, Boca Raton, FL 33433
Get started

If you are looking for a quick loan and want to explore your options, you may want to consider Fast5KLoans - a lending marketplace, offering free loan comparisons from over 100 lenders.

You can get a loan offer within minutes and get funded as soon as the next day.

Fast5KLoans allows borrowers to find a loan online within minutes. It is available in all 50 states (and Washington, DC).

Apply for a Loan on Fast5KLoans Now

Fast5KLoans Overview

Fast5KLoans is a lending marketplace operated by Golden Entropy Marketing Inc., a financial services company founded in 2014 and based in Encino, CA.

The platform offers free loan comparisons from over 100 approved lenders and borrowers can find a loan online within minutes. 

Loan amounts range from $100 to $35,000 with repayment periods of up to six years. Once approved, funds can be deposited into your account as soon as the next day.

Fast5KLoans is available in all 50 states (and Washington, DC) and has proven to be one of the most popular lending marketplaces in the U.S.

Here's a quick summary of 5KFunds:

OverviewFeatures
Loan type:Personal loans
Loan amount:$100 to $35,000
Loan term:Up to 72 months
APR:5.99% to 35.99%
Min. credit score:None
Monthly fees:(Varies by lender)
Payout time:One business day
Weekend payout:(Varies by lender)
Requirements:18 years or olderBe a U.S. citizenHave a bank accountHave a steady source of income

Kindly note that if payday loans are banned in your state, Fast5KLoans won’t be able to connect you with a lender.

Want to find out more about the full range of offerings? Read our Fast5KLoans review below or view Fast5KLoans reviews from customers.

Visit Fast5KLoans to get started

Application process

Applying for a loan via Fast5KLoans is a straightforward process. You can find a loan within minutes and get funded as soon as the next day. 

Costs

Fast5KLoans does not charge any fees for using the platform. However, lenders on the platform may impose fees and/or interest. So ensure you read through the terms before accepting a loan offer. 

Payments

Lenders on Fast5KLoans offer payment terms ranging from six months to six years.  Payments are usually made monthly. 

Privacy and Security

Fast5KLoans claims that it uses industry-standard encryption to prevent third parties from intercepting data on the site. 

Who Is Fast5KLoans For?

If you need a quick personal loan under $35,000 and want to explore your options, a loan comparison service like Fast5KLoans can help you find an offer within minutes. 

The platform is most suited for borrowers who find it hard to get loan offers due to their credit standing and those that may want to explore the full range of options available to them. 

Eligibility Requirements

You need to meet the following requirements to qualify for a Fast5KLoans loan:

  • Be a U.S. Citizen

  • At least 18 years old (or more depending on your state)

  • Be currently employed or receiving regular income

  • Have an active bank account

Who It’s For

Fast5KLoans may be a good option for you if:

  • You need a quick loan under $35,000

  • You have less than excellent credit

Who It’s Not For

Fast5KLoans may not be a good option for you if:

  • You need a loan above $35,000

  • You have excellent credit

How To Apply for a Fast5KLoans Loan

Visit the Website

Go to the Fast5KLoans website here.

Submit Your Details

Complete your details and submit your request.

Review Loan Offers

Review your loan offers.

Get Approved

Select a suitable loan offer (if any) and receive funds as soon as the same business day.

What To Consider Before Applying

  • How much you need: Loans offered on Fast5KLoans range from $100 to $35,000.

  • Your credit score: Fast5KLoans is best suited for people with poor or bad credit. If you have excellent credit, you will qualify for loans with better terms than those offered on the platform.

Visit Fast5KLoans to get started

Fast5KLoans FAQs

Is Fast5kLoans legit?

A very reputable company. Fast5KLoans is a well-establish lending marketplace, offering free loan comparisons from their 100+ approved lenders since 2014.

Will my personal information be safe with Fast5kLoans?

Fast5kLoans has a strong focus on data security. All of your personal information is encrypted, and privacy is taken seriously.

Who can apply for a Fast5KFunds loan?

You need to be at least 18 years old, a U.S. citizen, have a stable income, and a bank account. You can apply online with Fast 5k Loans and it takes only a few minutes.

Fast5KLoans Alternatives

Here’s a list of alternatives to LoansUnder36 and how they compare:

CompanyLoan AmountAPRTerm
PersonalLoans.com$500 – $35,0005.99-35.99%3 Months – 6 Years
BadCreditLoans$500 – $5,0005.99-35.99%10 Days – 2 Years
CashUSA.com$500 – $10,0005.99-35.99%3 Months – 6 Years
Fast5KLoans$500 – $35,0005.99-35.99%6 Months – 5 Years
5KFunds$100 – $35,0005.99-35.99%61 Days– 6 Years

Should you take a loan with Fast5KLoans?

With the number of lenders out there, it can be a challenge to find one that suits your preferences.

If you are looking for a quick loan and have bad credit, then Fast5KLoans can help you can explore your options by presenting you with loan offers that match your credit rating.

You can get a loan offer within minutes and be funded as soon as the next day.

Read more Fast5KLoans reviews from customers below or add your own.

Apply for a Loan Now

Latest Reviews

AF

Alex F.

Upsides

I was in a bit of a financial emergency and needed money fast. They were really helpful and the money was in my account by the next business day.

Downsides

I have no cons to say about this company. Great experience and they helped me really quickly in a difficult situation.

A

Abby

Upsides

Super QUICK & efficient. No hidden costs. Transparent process.

Downsides

  • none so far -
VJ

Vahid Jafari

Upsides

It was really good, easy to apply, I am very happy

Downsides

It was really good, easy to apply, I am very happy

MY

Max Yasgur

Upsides

Exceptional service.

Downsides

No downsides mentioned

WG

W. Gundam

Upsides

cant give 5 star because got some imperfections

Downsides

the pricing is what i got issue with, please fix it too high for customers

DH

D. Home

Upsides

good for money problesm

Downsides

quite high interest rate

TO

Travis Outlaw

Upsides

I had an easy time dealing with this company and the customer support service was very helpful.

Downsides

The interest rate could be a little better but overall it didn't effect me much.

IB

Israeli Baraka

Upsides

You're good

Downsides

Excellent

RA

Rare Ayers

Upsides

When I clicked the link I was connected with the lender immediately and the process from there was really easy. They got me the money I needed within 24 hours.

Downsides

It seems like they have harder requirements for loans more than 5k.

RC

R. Cornman

Upsides

Their name really sums it up, they give loans up to 5K faster than anyone. Money was in my account the next day.

Downsides

No downsides mentioned

CB

Charlotte Burruss

Upsides

If I was to rate you, 0 Stars you wouldn't get a star at all because you have not been truthful you are continuously texting me with false promises. The service has been extremely disappointing and unprofessional.

Downsides

No downsides mentioned

JH

Jeff Hold

Upsides

Process was super fast and simple. I was connected with a lender in no more than 10 seconds and was able to find the money I needed quickly. The entire experience was hassle-free and efficient.

Downsides

No downsides mentioned

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Fast5KLoans Review: Bad Credit Loans Up to $35,000 in All States