SecureSpeedyLoans (also known as Secure Speedy Loans) is an online lending marketplace that connects borrowers with a network of lenders. Known for offering fast loans for a variety of purposes, it provides a simple and convenient alternative for those seeking quick financial solutions online.
Loan offers range from $500 to $35,000 with repayment periods of up to 60 months. APR varies by lender.
There is no application fee or minimum credit score required to qualify for a loan offer and funds are released as soon as the next business day.
Do We Recommend SecureSpeedyLoans?
Yes, we recommend Secure Speedy Loans as a valid solution to get a loan. Keep in mind they are not a direct lender. Their goal is to connect customers with loan companies within their network of 100+ authorized lending partners.
How We Rate SecureSpeedyLoans
At Financer, all lenders go through a thorough research and review process. Here's how we rate SecureSpeedyLoans:
| Category | Rating |
|---|---|
| Affordability | ⭐⭐⭐ |
| Application process | ⭐⭐⭐⭐ |
| Loan terms | ⭐⭐⭐⭐ |
| Transparency | ⭐⭐ |
| Customer support | ⭐⭐ |
| Overall | ⭐⭐⭐ |
What You Need to Know About SecureSpeedyLoans
Financer team has done all the hard work and compiled SecureSpeedyLoans reviews and our own opinion using and testing their services. Check out what we've found.
The platform helps borrowers find loans up to $35,000 by connecting them with a network of over 100 authorized lenders throughout the U.S. Borrowers with all credit types may apply, which makes it easier for those with bad credit to qualify for a fast online loan.
Here are the main details:
| Characteristics | SecureSpeedyLoans |
|---|---|
| Loan type | Personal loans |
| Loan amount | $500 - $35,000 |
| Loan term | Up to 60 months |
| APR | Varies by lender |
| Min. credit score | None |
| Monthly fees | Varies by lender |
| Payout time | 1 business day |
| Weekend payout | Varies by lender |
| Requirements | 18+ years old, U.S. citizen, bank account, steady income |
With a large network of lenders, you can review loan rates and choose an offer that suits your preferences in just a few minutes.
Who is SecureSpeedyLoans Best For?
Who need a quick loan under $35,000
Who have less than excellent credit
Who It's Not For
You need a loan above $35,000
Who have great credit
Eligibility Requirements
Although loan requirements will vary depending on each lender, these are the minimum loan requirements to qualify:
Be at least 18 years old
Be a U.S. citizen
Have a steady income
Have a bank account
How To Apply for a SecureSpeedyLoans Loan
Applying for a SecureSpeedyLoans loan is a simple and easy process. Check it out:
Submit Your Application
Visit SecureSpeedyLoans’s website to start your online application. Provide basic details such as the loan amount you need, and your contact details.
Review Loan Offers
Review the terms and rates given by lenders before choosing a loan offer. Once you’ve selected an offer, complete the application process.
Receive Funds
You will receive an outcome in a few minutes. Once approved, your funds will be paid to your bank account as soon as the next day.
SecureSpeedyLoans Fees
APR varies by lender. SecureSpeedyLoans does not set or disclose specific rates upfront.
There are no usage fees or other hidden fees. The platform is free of charge.
Some lenders may require a loan origination fee, which will be disclosed with their offer.
There are also no prepayment penalties, so borrowers can repay a loan earlier without additional fees.
Depending on the lender, there may be late fees payable on missed or overdue payments. Some lenders may accept alternative arrangements.
SecureSpeedyLoans Payment Terms
Personal loans offered through SecureSpeedyLoans typically have a repayment period of between 61 days and 60 months.
Borrowers may choose to make weekly or monthly loan payments and there are no penalties for early prepayment.
Is SecureSpeedyLoans Legit and Safe?
Yes, SecureSpeedyLoans is a legitimate company. They don't charge any upfront fee and can connect you with a network of over 100 authorized lenders.
Many people ask "is Secure Speedy Loans safe?" Based on our Secure Speedy Loans review, the platform itself uses 256-bit SSL encryption and does not charge fees. However, it has racked up a number of negative reviews online. ScamAdviser rates the website at 71 out of 100 for trust, which is a reasonable but not outstanding score.
The company is not BBB accredited, and their Boca Raton, Florida address (7050 West Palmetto Park Road) is frequently searched by users trying to verify legitimacy.
Customer Service
SecureSpeedyLoans offers customer support through multiple channels, including email (info@securespeedyloans.com), phone (1-888-333-1360), and a ticketing system. Response times can be slow.
Privacy and Security
As a marketplace, your personal information is shared with lending partners who make independent lending decisions. The platform claims to use industry-standard encryption to secure data transmitted through the site.
SecureSpeedyLoans Alternatives
Here’s a list of alternatives to SecureSpeedyLoans and how they compare:
| Company | Loan Amount | APR | Term |
|---|---|---|---|
| Low Credit Finance | $500 – $35,000 | 5.99-35.99% | 3 Months – 6 Years |
| BadCreditLoans | $500 – $5,000 | 5.99-35.99% | 10 Days – 2 Years |
| LoansUnder36 | $500 – $35,000 | 5.99-35.99% | 61 Days– 6 Years |
| Fast5KLoans | $500 – $35,000 | 5.99-35.99% | 6 Months – 5 Years |
| 5KFunds | $100 – $35,000 | 5.99-35.99% | 61 Days– 6 Years |
Compare lenders and conditions for free
SecureSpeedyLoans FAQs
What is the highest loan amount I can get?
The highest loan amount available through SecureSpeedyLoans is $35,000, although not all lenders in their network can provide up to that amount. Loan amounts start at $500.
What are the fees?
SecureSpeedyLoans does not charge any fees to use the platform. However, the lender you are matched with may charge an origination fee, interest, and other costs. All fees and terms must be disclosed to you before you sign a loan agreement. Always read through the terms carefully.
What happens if I pay late?
Late payment policies depend on the individual lender. Some lenders may be forgiving if you inform them of payment issues in advance. However, some lenders may automatically add a late fee as outlined in your loan agreement. Late or missed payments can also negatively impact your credit score.
How do I repay my loan?
Please check your loan agreement for specifics, as each loan varies. In general, you can make weekly or monthly payments. Repayment terms can be up to 60 months depending on the size of your loan and the lender's terms.
Is SecureSpeedyLoans legit?
Yes, SecureSpeedyLoans is a legitimate lending marketplace based in Boca Raton, Florida. They connect borrowers with a network of over 100 authorized lenders. The platform does not charge upfront fees. However, it is not BBB accredited and has limited reviews online, so borrowers should carefully review any loan terms before accepting.
Are secure loans safe?
SecureSpeedyLoans uses 256-bit SSL encryption to protect your data. As a marketplace, your information is shared with lending partners to match you with loan offers. While the platform itself is considered safe by ScamAdviser (71/100 trust score), the safety of your loan depends on the individual lender you are matched with. Always verify the lender's terms before accepting.
