How To Compare $100 Loans
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Apply for a $100 Loan
When applying for a $100 payday loan, lenders will consider a few factors like your employment status, credit history, and more.
Athough most lenders allow you to pre-qualify without hurting your credit score, applying for a $100 loan could turn out to be quite expensive. This is because interest rates on payday loans are quite high.
Why Compare $100 Loans with Financer.com
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Lenders That Offer $100 Loans
Shop around for the best lenders offering the cheapest loan options or our loan calculator on Financer.com to compare 274 lenders and get instant results online.
Financer.com has taken a lot of the guesswork out of trying to find the best loans online, even if you need it the same day!
Our network is robust, with lenders that will try to work with you depending on the installment loan time length needed.
View a list of lenders in the U.S. that offer $100 payday loan options below, and compare rates with Financer.com.
Considerations When Taking Out a $100 Loan
Some things to take into consideration about $100 payday loans include:
- Rates will be much higher than a bank loan.
- Repayment is through a debit from your bank account.
- To be approved, the bank account must be in good standing, and of a certain age.
- You must meet the lender’s minimum income requirements.
You can get a $100 payday loan without a credit check, which is why some borrowers prefer them to bank loans.
Also, many banks have minimum loan amounts that far exceed $100, so you shouldn’t be forced to borrow $1,500 when all you only need is $100.
These loans are designed for when you are caught between a rock and a hard place. If you are willing to accept the higher rate and the direct debit from your bank account, you can apply online and have the cash in as little as 24 hours.
Tips for Comparing $100 Loan Rates
Although APR rates will vary between lenders, keep in mind that a high rate can result in you paying a lot more for that $100 loan than you planned.
Also, if you need the loan for just a few days, many lenders have several zero-day cooling-off periods where you can repay the entire loan without any interest.
If your payday loan lender offers this benefit, and you get paid before the cooling-off period expires, you can save by paying it back early!
Financer.com has also listed a few lenders above that might be a perfect fit for you and your situation, so check those out instead of surfing the internet and picking through the same lenders one by one.
Comparing Loans with Financer.com
Financer.com helps you compare the best $100 loans and get the lowest personal loan rates from leading U.S. lenders.
Our loan comparisons are fast and easy, and completely free. Best of all, you can pre-qualify without hurting your credit score.
At Financer.com we are always improving our comparisons, but are confident in what we can bring to market, and we know you will be as well.
Use our free loan comparison tool to find the right personal loan and take the guesswork out of doing all the legwork yourself.
Get a $100 Loan - FAQs
What can I do with a 100 dollar loan?
Sometimes, you don’t need a lot of money to handle your emergency. A loan for as little as $100 can make the difference when your situation only needs a little cash to rectify.
Taking out an instant $100 loan also generally means you must repay it quickly – often on your next payday. These quick loans are absolutely perfect when you’re in a pinch.
You can use $100 payday loans for several reasons:
- You need groceries for the week but lack the funds.
- The car is low on gas, and payday is a couple of days away.
- A small unexpected expense has reared its head like a utility bill or potential overdraft.
Where can I get a $100 loan?
Most online payday lenders offer small loans of $100 which are usually due when you receive your next paycheck.
How much will a 100 dollar loan cost?
If you're thinking, 'I need a 100 dollar loan now', you may want to consider the cost. Depending on your state, loan fees are usually between $15 and $30 for a $100 loan. For a small loan amount like this, it might be a better option to take out a loan with family and friends, before applying for a payday loan.
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