$1,000 Loans

Applying for a $1,000 Loan

A small loan can be a convenient solution to get you through a tough financial situation. If you need $1,000 now then you have come to the right place.

Welcome to Financer.com! You can compare $1,000 loans between our trusted lenders right now using our loan comparison tool above to find an APR rate that perfectly fits your financial needs.

$1,000 Loans for Bad Credit

Most people might be surprised to learn that low credit scores don’t necessarily have to prevent you from getting a loan.

Bad credit loans for $1,000 tend to come with higher fees and APRs. Banks and most Credit Unions will reject applicants with bad credit however some online lenders will approve them.

Find out how to improve your credit score to get cheaper lending options.

Payday loans can get you out of an immediate financial emergency however with most repayment schedules due by your next pay period staying out of debt can be tricky.

Fees associated with late penalties are often large therefore payday loans should be considered a last resort for emergency funding.

Where is the best place to get a $1,000 loan?

• $1,000 loans from banks. Many banks offer large loans such as HELOCs, car loans, renovation loans, and of course, mortgages at competitive rates. 
  
  
• $1,000 loans from credit unions. Because they are owned by their participants, credit unions can offer low fees for personal loans. The upside of credit unions instead of traditional banks is they will sometimes consider lending for bad credit loans.
  
  
• Credit cards. Some credit card companies offer an initial 0% APR for 12 months on their rewards credit cards. If you have a good credit rating and know you can repay the borrowed amount within 12 months, this is the cheapest way to borrow $1,000.
  
  
• $1,000 loans from online lenders. Online lenders are often much faster to get approval, which is beneficial if you need a $1,000 loan fast. Unlike banks that can take up to two weeks for a loan to get approved, some online lenders offer same-day or next-day payouts.