How to Compare Loans in Wyoming
Choose the amount of money you want to borrow
Filter the results based on your needs and compare loan rates
Choose the best offer from leading lenders
Click Get Started and complete your application online
As seen in
Best Rated Personal Loans
Find the best rated lenders for loans in Wyoming
Online Loans in Wyoming
We've seen a decline in the number of unsecured loans that banks provide in the past few years. While it may be challenging to get a personal loan from a bank, you could still get financing by taking a payday loan.
The way payday loans are governed varies from state to state, and the laws in Wyoming are quite different from the laws set in the other states.
Compare online loans in Wyoming with our loan comparison tool above, or read more about online payday loan laws in Wyoming below.
The Advantages of Online Wyoming Loans
Payday Loans in Wyoming
Consumer lending is governed by the Wyoming Division of Banking. You will find all the details you need regarding Wyoming personal loans in the following guide.
A short-term loan is always seen as the first option for those looking to borrow a small amount in Wyoming. Learn more about the various lending options available to you if you are a Wyoming resident in search of a cash advance.
Wyoming Payday Loan Regulations
| Legal Status | Legal |
| Interest Rate (APR) | 261% |
| Max. Loan Amount | No limit |
| Min. Loan Term | Not specified |
| Max. Loan Term | 30 days |
| Number of Rollovers | 0 |
| Finance Charges | $30 (or 20% per month) |
| Statute of Limitations | 10 years |
| Database Tracking | No |
Payday lending is legal in WY and the regulations have remain unchanged in recent years.
Payday lending in Wyoming is regulated by Wy. Stat. 40-14-362 et seq. and Wyoming payday loans are referred to as “post-dated check or similar agreement“.
About Student Loans in WY
Students must rely on federal student loans or private loans as there is no State aid for college in Wyoming.
Anyone who defaults on a loan will face serious consequences such as a ruined credit report and loss of federal and state income tax returns.
However, the state of Wyoming does impose limits on how much money the government can take from student loan defaulters.
Get the Loan You Need
An online personal loan can help when you need cash for large purchases or unplanned expenses.
How Wyoming Payday Loans Might be Useful
We all have those days when we urgently need a quick loan to cover for unexpected events. Here is how Wyoming payday loans might help:
- Easy application process – The application process of cash advances in Wyoming is straightforward. Most of the lenders in Wyoming listed on this site complete the entire verification process online and there is same day approval.
- Poor credit is alright – Unlike most traditional lenders, your credit history is not a determining factor at the time of being issued a Wyoming payday loan. A lender will just want to see proof of a steady income and your ability to repay.
- Quick disbursement of funds – The fact that you can access Wyoming payday loans within the next business day makes them a convenient lending option.
- You are free to use the money for any purpose – As long as you use the money for legitimate reasons, you are free to use it for any purpose. You can use Wyoming installment loans to repair your car, fund a vacation or handle a medical emergency.
Why Compare Personal Loans at Financer.com
What Customers Say About Us
4.52 based on 333 reviews
from Reviews.io
Marianne J
Effektivt, tyldigt, intressant, informativ
Andrei B
I believe it to be THE best financial platform in Romania, by far. Their articles are very well documented and really offer the answers to all the questions that I have on the subject.
Terese P
Ute fter nytt kreditkort? Hittade mitt första kreditkort via deras hemsida. Fördelrana? Att man kan jämföra direkt på sidan! Vill du veta om för och nackdelar med olika kort? FInns också på finnacner. Asbra faktiskt.
Alexander E
Bra information om prisläge på olika bankkort med mera.
Birgitta S
Bara bra att säga om financer. Bra info, tydligt, strukturerat, ärligt, uppdaterat! Fem stjärnor.
Compare Wyoming Loans at Financer.com
Financer.com helps you compare the best personal loans in Wyoming and get the best loan rates from leading lenders.
We look for lenders that offer full transparency and have a long track record of successful lending and satisfied customers. We are always improving our comparisons, but are confident in what we can bring to market, and we know you will be as well.
Use our free loan comparison tool to find the right personal loan in Wyoming and take the guesswork out of doing all the legwork yourself.
Loans in Wyoming - FAQs
How much does a loan in WY cost?
The cost for online payday loans in Wyoming will vary by lender. However, the maximum APR allowed in Wyoming is 261%. This can often include fees plus the interest rate. According to Wyoming legislation, lenders may charge a maximum finance charge of $30 or 20% per month of the total loan amount.
Example: A $500 loan for 31 days with a 210% APR will have a total of $88 in fees, with a total payback amount of $588.
Are payday loans in WY legal?
Yes. Payday lending is allowed in Wyoming. However, payday loans may not exceed one calendar month and the maximum APR lenders may charge is 261%.
Where can I get a Wyoming payday loan?
The best way to get a payday loan is to compare trusted lenders online. With Financer.com you can search for payday loans by state, compare loan rates side-by-side, and choose the best loan offer for your needs. However, only accept a loan offer if you can make the monthly repayments, to avoid getting yourself in unnecessary debt, especially since payday loans can come with high APRs. Alternatively you can apply for a personal loan.
Read More About Loans
No Teletrack Tribal Loans: Bad Credit Accepted
What Are No Teletrack Tribal Loans? No teletrack tribal loans are short-term, high-interest loans offered by lenders affiliated with Native American tribes. These loans have two
September 9, 2024 13 min read
How To Sell a Car with a Loan
Selling a car can be a straightforward process, but when you still owe money on the vehicle, it becomes a bit more complex. This guide ...
September 17, 2024 16 min read
How to Apply for CalFresh Benefits: Steps, Application, and More
May 3, 2024 15 min read
Conventional Mortgage Loans
Conventional mortgage loans are an important financial tool. They play a crucial role for people buying a home. Understanding how they work will help you ...
November 6, 2024 12 min read
