CashNetUSA Review (2026): Fast Emergency Loans at a High Cost

Got approved the same day I applied. Being able to reach customer service over the phone was really helpful as well.

Zero hassle, no annoying calls, messages or emails. Either you're approved or you're not. Money shows up exactly when they say it will. Payments aren't cheap, but totally worth it for me.

Had to get emergency funds for a broken furnace replacement. Went with Cashnet USA and everything worked out perfectly. Got my new furnace put in and all is good. THANK YOU CASHNET USA.

Outstanding customer service and commitment to their clients

Just wanted to say thanks for being there exactly when I needed you. This company is amazing and I'm so grateful. Recently had surgery and my PTO didn't cover all my bills plus groceries but you came through with no hassle and gave me more than enough! Thanks for the excellent service not just to me but to everyone who needs that extra help to get what we need and where we need to be. Really appreciate your dedication to customers. Super satisfied here ♥️❤️❤️

Being able to manage payments and get funding instantly

How simple it was to get a cash advance, everything moved really fast and the funds hit my bank account within 1 business day

Requesting to skip a payment makes it tough to handle two payments together. Kind of defeats the whole point!!

Had zero issues getting money when I needed it 💯 percent dependable

Cashnet came through for me when i really needed them like my actual Family.lol.......

Been making payments on this loan for nearly 6 months now and my balance hasn't changed at all!!!

Understanding of what people actually need

I've used cashnetUSA for a pretty long time and it's really great knowing I have backup funds when I need some extra money. This year has been tough with everything costing so much more. My paycheck doesn't stretch like it used to. This service has been a total lifesaver!!! Thank you!!

This company charges almost 300% interest which should be ILLEGAL. The first loan I got, I paid it back in under a week. Paid just over $60 in interest. Next time I borrowed the same amount but couldn't pay as fast. My first payment was $128. Now my next payment is $191? I checked my account and saw my principal balance actually WENT UP. HOW is that legal??

Zero stars if I could. Total rip off. They're charging something like 300% interest. Believe me, don't do it. I'm guessing all these positive reviews are fake bots.

Got the funds I was looking for

If you need cash quickly, they deliver fast. Got my loan approved in under an hour and the money hit my account the following business day. They're awesome

Simple to use online. Fast approval and fund deposits. Helpful payment reminders to keep you on schedule.

Super fast and always helpful!

Really easy, approved quickly.

Quick, simple, and super convenient

The loan application process was really simple.

All of it was great

They were really helpful and simple to reach

Quick sign up and totally satisfied

The whole process was smooth

Quick and simple

CashNetUsa has really helped make things easier for me. Making payments is simple thanks to autopay. So glad I discovered them.

Your interest rate is way too high in my opinion. Plus, I'd rather have consistent payment amounts instead of never knowing what I'll owe each time! Really frustrating

The amount they charge in interest should be against the law. Wouldn't recommend borrowing from cashnet

quick and simple

They work with me.

Great service from their team, honest loan advertising with no deception, direct connection to funding straight into my account. Really appreciate the flex account option they gave me after I got approved. Give them a shot, you won't regret it. I'm rebuilding my credit right now and this helps a lot. And by the way, it's not only for folks with poor credit.

Really appreciate how simple it is to make payments and access money whenever I need it

CashnetUSA has consistently come through for me. Quick service. Thanks again Cashnet!

They deliver exactly what they promise and that's what matters most thank you

Haven't experienced a single problem with CashNet. None whatsoever! Their site is incredibly simple to use. Everything functions exactly as expected. Really value the services they offer!

Super simple to navigate. Excellent support team.

When everything's getting so expensive it's nice having Cash Net there to support you.

Their response time to any issue is really quick. Simple and clear to follow. Consistently courteous and thoughtful.

The rep looked up my account and checked what funds I could access for withdrawal, plus answered some other questions I had. Really pleasant and helpful.

Thanks so much!

Been fantastic from the start, going back years now. Really grateful for y'all.

simple interface and fast transfers when you need cash. wish i'd started using you guys earlier.

Easy navigation, and services you can trust!

Got the funds exactly when I needed them.

Working with CashNet is always quick and straightforward. They've been there every time I've needed some extra assistance

monthly loan payments are too expensive for someone living alone

This is 1000% predatory lending. Please read, read, and read again. Please read everything before signing. The interest rates on these loans are highway robbery. People are already struggling financially and then you deal with companies like this who will break you down to the lowest common denominator. If I knew then what I know now, I would've taken an alternate route. My Dad always told us to read, read, and read. I thought I'd read everything including the fine print. Unfortunately, I missed the percentage amount. I'm a believer in Christ Jesus and I know for sure He will see me through this. God is not the Author of confusion. How do these people sleep at night knowing they're robbing people who genuinely need help. I'm a Cancer patient with so many medical bills so I needed help that's why I applied. I'd rather go without than to use companies such as this.

Getting my loan was quick and simple. My only issue is the interest rates.

Quick and simple process. Got exactly what I needed by the next day.

Received my funds same day when I really needed it! Super happy with CashNetUSA!

Would be great if my account could be upgraded

Got approved without any issues, after spending days worried about how I'd cover my bills

How quickly I got assistance when I desperately needed it

Really simple to navigate.

The representative I talked to was polite, knowledgeable, and really helpful.

Only wish the money had been deposited before noon

Staff is friendly and helpful

Their customer service team is fantastic. Always extremely professional and willing to assist. This company goes above and beyond to make whatever adjustments are necessary.

Service has been excellent and everything's working out well

The whole team is doing fantastic work.

They're available whenever I need assistance. The site is super simple to get around. Changing my payment date has never been an issue. Thanks so much

Reliable support!

Simple process fast reply

Feels like I'm deeper in debt than before I started. The payments are steep

thanks you guys did great

This company has buried me financially twice. Had to take out additional loans just to cover payments to them. It's absolutely not worth it. Now I've brought in national debt relief to sort out my finances and regain control. 325% interest. If you're borrowing money here. Pay it back within a week. Definitely not worth it.

I actually speak with a real person. I can access funds immediately. I'm able to adjust the date when necessary.

Fast and simple

They hid the insane interest rate from me. Took out 1500 dollars and already paid over 500.00 twice but still have 1410 left to pay and won't have it finished until June 2027 there needs to be laws stopping companies from exploiting desperate people. I wouldn't tell anyone to use this company for anything whatsoever.

Every time I've spoken with their reps, the service has been excellent. They're polite, friendly, ready to help, and make sure to explain things clearly so I fully get it.

God knows we all go through hard times I took out 2000 loan now it's 3000 and keeps climbing because I can't afford the payments smh tried talking to a manager and they told me it's gonna take 10 business day… i'm just praying GOD gives me grace instead of this keep rising this is insane help me lord.

Pretty good But it was a bit too expensive

CNU is an excellent way to access money quickly. My only wish is that CNU would consider offering lower rates as a reward based on how much you use them.

consistently quick and perfect!!!

Simple and hassle-free

Fast and seamless. Had exactly what I was looking for in less than 5 minutes.

Haven't had a single problem using the app or getting access to funds!

Absolute worst loan company. Besides the sky-high interest rates, which make it nearly impossible to pay down since it keeps adding to your balance. You can't even miss the payment by a full 24 hours without getting bombarded with 3-4 phone calls and emails demanding to know where your payment is.

CashNet USA has really come through for me whenever I needed money. They were super helpful and flexible, particularly during that government shutdown we just had. Really thankful for CashNet USA.

Hands down the best customer service I've experienced they really know the system inside and out, and how to take care of customers just excellent

Getting a loan was stressful but you made it simple

Quick and simple

Consistently professional and accommodating

Straight up easy

★☆☆☆☆ 1/5 — Absolute worst company I've ever worked with. HANDS DOWN. CashNetUSA is a complete disaster. They force you through endless hoops to get approved verify this, call about that, upload the same documents repeatedly then once you finally finish all their ridiculous requirements, they lock your account without explanation. I paid my loan off COMPLETELY, right on schedule, and what happens? When I need assistance again, all of a sudden they "can't confirm my identity" or "can't approve me right now." Real convenient. They were fine taking my payments, but when it's time to actually deliver service, they vanish completely. Customer service? Worthless. Every agent tells a different story, nobody helps, and they just recite identical scripted responses. It's like dealing with bots who only care about getting you off the phone. This company is a scam pretending to be a lender. They steal your time, kill your patience, and give ZERO assistance after you've paid them. Never using them again and I'll keep warning everyone to stay far, far away.

You guys are great and I appreciate how I can pay my bills on schedule And whenever I need some extra cash I can reach out you're fantastic thanks CashNetUSA

Had a wonderful experience. All I did was grab my phone download the app, enter my details and you showed me what amount I was eligible for. I moved funds to my checking account Right when I needed it because something important came up! Thank you.

Consistently the best experience.

Super simple and the rates are reasonable

Processing my payment takes way too long it's like 6 days every time

My wife and I have borrowed from cashnetusa before and they've always delivered on short term loans. We'd recommend Cashnetusa to anyone thinking about applying. We're both US ARMY VETERANS, I'm a Retired Army Veteran and we definitely recommend Cashnetusa to ALL FUTURE APPLICANTS!!! THANK YOU!!! HOOOOOOOOAAAAH!!!

You guys are amazing, you really bailed me out of some tough financial situations & I'm gonna keep coming back to you for help, thanks for everything,

Really pleased that the wait wasn't long and my questions felt like they mattered.

Zero stars if I could. After months of getting harassed by their mail, I finally applied. They said I was approved for 2000$. Hours later I get an email saying I canceled the loan. Also couldn't login anymore, kept telling me my password was wrong. I email them explaining I didn't cancel anything and can't access the site. They reply saying my loan got denied for identity verification reasons. You're telling me after giving you my social, the address you've been mailing to, birthdate, bank account details, and license that's not enough proof of identity? Pretty sure they just stole my info to scam me.

Rep was super nice & took care of my request in no time & got right to the point. Really professional!

Absolute worst company ever. You pay to "pay off" your loan then they leave some amount remaining to keep charging the insane apr until you catch it.

Customer service always awesome y

Getting the money quickly is nice but man the interest rate is insane

Staff was super nice

The interest rates are insanely high and they make it nearly impossible to pay down what you owe. The payoff total is way too much to actually clear the balance. Biggest regret I've ever had with any company.

I'd give zero stars if that was possible. Stay away from this service.

Quick, and simple

Fast and simple.. applyign online is easy and got my money in the bank the next day. Thanks

Transparency in terms of fees and repayment terms. Customer service at CashNetUSA is top-notch. Their seamless application process, swift service, excellent customer support, and commitment to clear communication make them a reliable choice for short-term loans.

Very happy customer.

They don't approve you for a loan. Don't even bother to apply, as the process seems to be a waste of time with very low approval rates.

Slightly high costs but very fast and friendly service. Good for emergency cash needs.

fast decision

interest rate