Fifth Third Bank

— Review updated Nov 2025

Written by Lorien Strydom

- Nov 11, 2025

Fifth Third Bank offers a solid banking experience with standout features like their no-fee Momentum Checking account and comprehensive digital banking tools.

While customer service experiences vary, their transparent fee structure and flexible account options make them a good choice for everyday banking needs.

Their regional presence provides a balance of digital convenience and personal service.

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Fifth Third Bank At glance

Popularity

6

The popularity score indicates the percentage of customers choosing this company the last 90 days.

Customer Experience

Fifth Third offers a user-friendly online banking platform with modern features. The account opening process is streamlined, and they provide various digital banking tools. Their mobile app receives positive feedback for functionality and ease of use

Company name

Fifth Third Bank

Website

https://www.53.com

Phone

1-800-972-3030

Email

53.service@53.com

Address

38 Fountain Square Plaza, Cincinnati, OH 45263

Pricing

80

Fifth Third offers free checking options with no minimum balance requirements and no monthly maintenance fees on their Momentum Checking. Some specialty accounts do carry monthly fees unless certain balance requirements are met.

Customer Support

60

Customer support appears to be mixed based on online reviews. While they offer multiple contact channels including phone, email, and chat, consumer ratings suggest inconsistent experiences with their service team.

Terms and Flexibility

80

Fifth Third Bank provides clear, straightforward terms for their accounts with flexible banking options. Contract terms appear to be standard for the banking industry with reasonable policies.

Pros & Cons

  • Get $250 when opening an eligible checking account

  • 24/7 mobile and online banking

  • Earn your paycheck up to two days early, without a fee

  • No minimum deposit to open your account

  • Don’t support a wide range of cryptos

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How We Rate Fifth Third Bank

At Financer, all banks and lenders go through a thorough research and review process. Here's how we rate Fifth Third Bank:

CategoryRating
Funding options⭐⭐⭐⭐
Ease of use⭐⭐⭐⭐⭐
Fees⭐⭐⭐⭐
Transparency⭐⭐⭐⭐
Customer support⭐⭐⭐⭐⭐
Overall⭐⭐⭐⭐

Do We Recommend Fifth Third Bank?

Yes, we recommend Fifth Third Bank. Skip to our full review below and see how we rate Fifth Third Bank.

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Fifth Third Bank Overview

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Here's a quick summary of Fifth Third Bank:

OverviewFeatures
Fees:0.5% to 1.5%
Cryptos available:11 coins
Ease of use:Platform is user-friendly
Transparency:Very good
Customer support:Phone, email, and chat
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Fifth Third Bank Works Checking Account

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Requirements

x

Fees

x

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Customer Support

x

Coinsmart Pros and Cons

Here are some of the pros and cons of Fifth Third Bank:

Pros

  • Advanced trading options available

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Cons

  • Don't support a wide range of cryptos

Who Is Fifth Third Bank For?

Who It's For

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Who It's Not For

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How To Open a Checking Account

Opening a checking account with Fifth Third Bank is easy. Here are the steps:

How Financer Rates Fifth Third Bank

Do we recommend Fifth Third Bank**?** Yes, at Financer we recommend Fifth Third Bank's checking account.****

At Financer, all banks and lenders go through a thorough research and review process. We don't make recommendations lightly.

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Sign Up Process

We've tested the signup process and it takes less than 10 minutes. See above.

Fees

Coinsmart has a transparent fee structure that includes reasonable fiat deposit and withdrawal fees and crypto withdrawal fees that are quite standard.

Customer Service

Coinsmart's customer service is quite impressive with fast response times. They're active on Twitter and other social media platforms.

They also have a Discord support community.

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More Fifth Third Bank Reviews

What Users On the Web Are Saying

Coinsmart gets 3.7 out of 5 stars on Trustpilot, with most users commenting on the customer service:

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Our Commitment to Transparency

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Fifth Third Bank