MaxLend Review: Tribal Installment Loans with Next-Day Funding

Terrible experience overall.

MaxLend has redefined my expectations for online lending platforms. Their commitment to transparency, user-friendly interface, exceptional customer service, and flexible loan options make them a standout choice. I highly recommend them to anyone seeking reliable financial assistance.

nope...............

Would've been nice if they disclosed the interest rate upfront. I borrowed just $500 but wound up repaying more than $3000 due to the ridiculous interest rate. There was no way I could pay it off completely because they kept withdrawing money every 2 weeks, which made it impossible for me to save enough to pay the full balance and dodge the interest charges.

It took my loan representative around 10 minutes before he'd tell me what the monthly payments were. He just kept saying if I paid it off quickly I'd save money on interest. I wanted to borrow $1500 and discovered I'd be repaying an additional $4000. I'm ashamed that a Native American tribe owns this company. The way they prey on people's desperation with such greed is disgusting. They make Somalian scammers look like Philanthropists.

Quick and simple service! Getting the loan was hassle-free.

Absolutely amazing experience!

Interest rate on the loan way too high along with the payments. Process was quick though when I was in need.

Had a really nice experience, the reps were friendly and customer service was great!

Excellent service from this company. Getting a loan is easy. Really professional.

Getting loans easily is possible.

I'm incredibly grateful, I was between jobs and behind a paycheck on some bills. Got approved and received the money in under two hours. The customer service was incredible and I'm thankful to have worked with someone so professional and knowledgeable who provided excellent customer service. I absolutely recommend going with this service.

Perfect fit for urgent situations. Getting started was incredibly straightforward and quick

Outstanding service

The money didn't arrive in the timeframe I was counting on. Eventually received it but several days late. The customer service rep who handled my phone verification told me everything was done. She claimed my bank was verified but I discovered later that wasn't true. She lied to me. Throughout our call I could tell she wasn't paying attention since she kept repeating the same questions multiple times. I've been a customer before without any issues. This experience showed a disrespect I'd never encountered previously. The next representative performed much better but I really needed those funds when I was guaranteed a 2 hour delivery window.

Excellent with meeting deadlines

This review exposes a massive breakdown in Max Lend's customer service operations, particularly noting "horrible customer service" and a complete absence of organizational knowledge: Management Incompetence: The reviewer clearly states that the "manager of account resolution and escalation has no idea of the policies and procedures." This reveals a core systemic problem, indicating that critical staff handling serious disputes don't have the necessary knowledge and comprehension of the protocols they're supposed to enforce. This represents a major failure in operational oversight and professional responsibility. Time Wasting and False Hope: The experience is characterized as a "waste of time" providing "false hope" to desperate clients whose "back is up against the wall" and urgently require emergency funds. This indicates a consistent pattern of misleading potential customers through drawn-out processes that never deliver on suggested promises of assistance, worsening the situation for people in dire financial circumstances. Total Ignorance on a Professional Level: This statement captures the apparent absence of professional capability and organizational comprehension throughout the company, showing that service quality falls significantly below acceptable professional expectations. 💰 Misleading and Predatory Lending Tactics The most serious and disturbing aspect of this review involves the financial structure and lending guidance provided: Misleading Loan Practices: The company is charged with practicing "very deceptive loan practices" and being "very deceptive in giving loan advice." This implies intentional concealment of actual terms and implications of financial products sold, stopping customers from making truly informed choices. Usurious Interest Rates: The primary financial accusation is the assertion that Max Len is "charging up to 400% interest." Interest rates at this level are generally linked to predatory lending operations, like expensive payday loans. These rates are broadly criticized for trapping borrowers in spiraling debt cycles, especially those with restricted financial knowledge or alternatives. This practice creates serious ethical and possibly regulatory issues around usury and consumer protection. 🛑 Conclusion and Warning Overall, this review describes Max Len as a company characterized by leadership and operational failure, supported by an ethically questionable business approach that seems to exploit consumer desperation for massive profit. The direct warning to "stay far away from this place" functions as a serious caution about the perceived significant risk of financial harm and emotional suffering connected with their operations. Would you like to search for information regarding regulatory guidelines on high-interest lending practices in your state, or explore alternative emergency financial resources?

Excellent customer support, got my loan in hours, and simple application process

Don't get a loan from this place. They don't care about income loss. When you request a reduced payment they refuse to assist. When you want to modify a payment date they reject it without documentation which makes no sense.

simple process, got funds in hours and was lucky enough to repay completely on first payment date.

Talked with a representative for about 30 minutes and got told I qualified for $1000.. Then they requested a picture of my DL and my bank details. They said funds would arrive by 5pm. Next I got transferred to accounting who looked over my info and even called my bank. Got put on hold once more and was informed I was rejected and would get a letter but could reapply in 24 hrs??? Now they've got my bank details and a copy of my ID and I have nothing $$. Nearly 1 hour wasted on the phone….. watch out… don't know if it's a scam but definitely seems like one!!!!!

Maxlend has supported me in countless ways they've been available when I was in need Maxlend will forever be where I turn when I require a loan for any purpose! They're a genuine company that assists you during your most critical times 👍🏻

Everything got handled so fast, simple and easy.

Found the explanations really useful.

I've sent them 5 payments already and somehow what I owe has increased instead of decreased their interest rates are insane like $1 goes toward my principal and the other $99 goes to interest, if they'd tell people this upfront when applying nobody would ever get a loan from them when I signed up they told me it'd be monthly payments but no it's weekly they're absolutely not worth borrowing from and another thing when you try reaching someone you're stuck waiting online forever!!

Simple application process and straightforward to work with

The lady I talked with Angelique, really helped me understand the steps for making my immediate loan payoff. First loan went smooth...But with the second one there was an expensive problem. She was courteous and professional and got everything set up for immediate processing.

Got approved Friday for a loan because of an emergency situation and by Monday still nothing showed up in my account. and didn't actually get it fixed until Tuesday after I had to call multiple times

After researching online for a reliable lender I found a Reddit thread. My rent needed covering, since my income dropped because of an illness. I saw positive reviews about MaxLend so I figured I'd try them. Their online process was seamless and straightforward. I entered my basic details and gave my social security number. I clicked the option to get a call from a rep. The call came super fast and the woman was incredibly nice. I wish I remembered her name. She put me on hold briefly a few times and assured me she was glad to assist. She wished me well and delivered the great news of approval along with my loan terms and payoff amount. The entire process exceeded my expectations. Thank you MaxLend!

Their interest is way too high. Got approved for 2 separate amounts. The representative couldn't even say numbers correctly. Like one thousand came out as one zero zero zero zero dot zero zero. They approved me. My info couldn't get verified and I'm relieved. Interest rate was 899.99% that's straight up theft!!!!!

Really comes through when you face an unexpected situation or emergency. For me it was an emergency, my dad is in his final days and costs are extremely high keeping him comfortable. The major downside is the huge rate for paying back the loan. It's like repaying 3-4 times more than the original principal you borrowed!!

Super easy getting a loan!

Everything moved quickly and they walked me through all the details clearly.

Quick service, friendly approach, and professional help whenever needed are some of the reasons I keep choosing MaxLend. Appreciate all the support and I'm planning to work with you again down the road.

Really positive experience, super fast & straightforward process. Staff was helpful & knew their stuff.

Really grateful for the lower interest rate on my second loan. I appreciate it so much. The reduced payment works because that's what I could manage financially.

Fast straightforward and the agent was really friendly took care of it all.

Max Lin treated me really well. Getting the money I needed right when I was dealing with a tough situation. I'm extremely grateful and will definitely contact them again if needed thank you.

You came through for me when I was in a bind n I really appreciate it!!!

Getting the money was simple, but the interest is way too high!!! Hoping you can lower it next time. Thanks🫢

Their customer treatment is terrible

Application process was simple. Rep who helped me was really good. However the terms of the loan are terrible.

They wanted me to pay back 4400 dollars on a 1000 dollar loan, didn't realize this until today because they weren't upfront at all about their fees. Don't bother wasting your time or money with these scam artists. Total cowards who should be embarrassed.

Everything moved quickly, straightforward process and really excellent customer support. Thanks so much

Your interest rate is ridiculously high. I'd expect an interest rate at 15% max. That's what I'd expect but definitely not something in the triple digits.

Maxlend provided excellent service for my 3rd loan. Zero hassle instant approval and quick funding process.

This is 4.5 stars rounded to 5. They sometimes call excessively and one time they withdrew my payment on a Friday when I wasn't getting paid until the following Wed. (which cost me a lot in overdraft charges) but my bank wouldn't lend me anything without hitting me with $37.50. My bank has turned down every loan application I've submitted and charged me $1100. to collect $2100. MaxLend is always where I go first when funds get tight!

Really simple to get a loan, everything can be done on the website. Needed some extra cash for the holidays. Lightning fast next day. Thanks Maxlend for coming through.

They seem really helpful if only I could actually complete my application I'd rate 5 stars but until my application actually processes or functions properly but the staff are super friendly and ready to go the extra mile to try getting you approved.

This loan process went perfectly smooth, and the money hit my account in under an hour. They offered me a larger amount; but I only borrowed what I actually needed. There was "zero pressure", and I felt completely satisfied.

Maxlend came through when nobody else would and made it happen fast

Stay as far away as possible

The application process was straightforward and the rep I worked with really knew their stuff & got everything done quickly.

Y'all Are For Sure Charging Way Too Much Interest

Can someone explain why I'm paying back MORE than I actually got…

Really appreciated talking with the rep who helped me. She was super helpful, respectful and walked me through everything important I needed to know and handle for my loan. Bless her for being so patient.

Amazing customer service! Two thumbs up!

Simple process and the funds transferred quickly

This company does great work and I've had zero issues with them. Everyone is pleasant and easy to work with

Fast and smooth

Quick, simple, and excellent support 👏

Got this loan exactly when I needed it!

Very professional

Everything was really straightforward and the team was super helpful with all the information I needed

The whole thing was easy and definitely necessary even though it wasn't cheap.Thanks

extremely efficient

Look, at the end of the day I'm complaining about being broke...which isn't really MaxLend's fault. I was in a bad spot and needed cash...they gave me money but charged 126+% interest.....yikes that's rough man...talk about kicking someone when they're down. I paid it back fast since I was able to but no way would I ever recommend a friend use this unless they absolutely had zero other options. Not just MaxLend, but all these predatory lenders are morally corrupt and I hate that I was stuck with my back against the wall. Thank GOD I could fix my huge mistake fast and I pray I'm never desperate enough to need this again.

Really simple to navigate and reasonably priced

I really don't like this Loan company because I switched banks and they wouldn't work with me on it and gave me a ton of grief over it. I wouldn't recommend anyone use these people. They're a total rip off too

Simple online application no annoying calls or hassle. Setup process was smooth. Funds showed up in my account fast. Thank you

Everything went smoothly without any problems thanks to the knowledgeable and experienced MaxLend staff assisting

Great team helped me secure loan

Excellent support team

MaxLend really helped me through the whole application and their support team was amazing! Quick and simple and complete! Thanks so much MaxLend!

They guided me through the entire process. Super simple to get a loan for my surprise bill.

635.80% interest rate is predatory. MaxLend's extremely high interest on their fast loans indicates predatory lending practices that keep borrowers stuck in debt cycles. I almost used MaxLend during an emergency, but once I read through the application agreement I chose not to use MaxLend. I canceled the loan and sent back the money because of their predatory approach. Fortunately I figured out other solutions for my emergency. YOU CAN RESCIND YOUR LOAN AGREEMENT. Under MaxLend's agreement terms and the law, you can send written notice via email or fax: 1-855-558-1460 within 24 hours by 5:00 PM CST of the following business day: they're available 7 days a week, Sunday - Monday. YOU CAN CANCEL WITHOUT ANY COST OR OBLIGATION. When I canceled the following day, I emailed and phoned them for confirmation. They withdrew the money from my account and terminated the agreement. It was Sunday, don't get confused by "next business day." They operate 7 days weekly and you can call anytime. The company provides excellent customer service, but their methods take advantage of desperate borrowers using misleading and unfair strategies, keeping them trapped in debt cycles with excessive interest rates, undisclosed fees, and impossible repayment terms. Hope this information helps somebody.

Really positive experience with supportive staff.

Support team was excellent, knowledgeable and extremely professional.

The process was simple

I don't like the huge payments and the high interest rates, they're way too high

I got everything set up but needed to go to work. I explained this to the rep. Then shortly after I received 3 calls in under an hour. I used to make $20 payments on the site but can't anymore. Now I need to phone it in and half the time they don't actually process the requests. They don't value my time at all.

Had a good experience and received the funds quickly

Really appreciate it everyone was super nice

Customer service was really good.

Everything was efficient and the process was smooth

Really appreciate how this company came through when I needed help. Awesome work! Would definitely recommend them to anybody. Thanks so much!

OUTSTANDING.

Excellent service. Rep was amazing

Positive experience! Wish I had looked at the interest rate before finishing the loan! Plan to pay it back real fast! Interest rate was really high!

Quick and simple process. Excellent customer support. Money arrived quickly. If you're in a bind, I definitely recommend Max Lend.

Getting a loan online was really simple, didn't need to talk to anyone. I typically pay off the full amount in about a week, mostly since the interest jumps way up after that first month. The interest charged, from my perspective, is almost outrageous.

Came through when I needed it.

Super simple process and they were incredibly supportive throughout.

Everything went smoothly without any issues whatsoever

MaxLend really helped me out by letting me postpone a payment. Much appreciated

Really pleasant and polite staff who were super helpful though I wish the amount was higher

Didn't expect the payments to be that high

Excellent borrowing option. Quick and straightforward if you pay everything back right away. Don't take out a loan if you can't because the interest fees are extremely extremely high.

This company is amazing! Their customer service is friendly and professional. I got my money very quickly and their interest rates are very competitive. Their online platform is easy to navigate and makes managing my loan simple.

No complaints, this company is great.

The associate I spoke with was very nice and listened to me explain why I was looking for a loan.

Even though their rates were higher than some other companies, I was able to pay off my loan early which saved me on fees.

No pros!!!!

This company is shit. Would not have even done business had I not been in the predicament that I was in. They started out with reasonable terms and then changed everything once I was locked in.

Smooth easy and professional transactions. Very transparent with everything!

I don't currently have any downside comments. This company is really straight forward with everything

I highly recommend MaxLend to those in need of a lending partner that not only meets but surpasses expectations.

.......................

Everything was good until Maxlend took money out of my bank account without authorization. Called them and asked who authorized payment....because I didn't. Which is completely unacceptable and potentially illegal.

Approved quick, wanted 1000 ended up pulling 1500, lady wanted me to take 2500.. Thank god didnt

The interest that they said nothing bout is trash. Had I known, it's 400% pretty much, a loan you'll never get out of. My 1500 loan ended up costing me thousands more than expected.

Customer service is good

They were going to add a 600% interest for a 900$ loan. I would have paid 4,000 in interest if I didn't read the contract carefully. Always read the fine print before signing anything.

Approval from Max Lend felt like a financial safety net, allowing me to address immediate needs without the burden of a prolonged waiting period!

Great service, great company!

• fair and competitive terms - interest rates and repayment terms were reasonable - flexibility offered allowed me to tailor the loan to my specific financial situation. Overall, a very positive borrowing experience.

--- none at all ---

Throughout the loan application process, I felt informed and aware of all terms and conditions. The interest rates were fair and clearly outlined, eliminating any surprises. The transparency was refreshing and built my trust in the company.

Easy, fast

Horrible rates, you'll pay thousands more than what you borrowed. Go hungry before using this corrupt company. P

I can't help but express my genuine appreciation for Max Lend and the invaluable support they provided me during a recent financial crunch. The application process was straightforward and the funds arrived quickly when I needed them most.

Great, great, great

MaxLend gave me a loan really quickly and the whole process was so easy. The APRs are really good in comparison to other services. The customer service team was helpful and answered all my questions promptly.

I couldn't be happier.

Competitive rates. Good customer service. Got my money really quickly. Application process was easy.

Great company - no complaints

Quick decision.

High interest rates on small loan amount.

Got "pre-approved" for a loan, went a different route.

Now I'm getting calls 5 times a day starting at 7:30 in the morning (which is illegal per harassment laws). From about 3 or 4 different numbers, making it impossible to block them all.

Zero, this company is shady.

Horrible experience after being on the phone with them a total of 2 hours today! Being approved 3 different times, verifying all my info 5-6 times, only to be denied at the end with no clear explanation.

Fast to give money

We had an agreement for payment schedule. Instead they took the entire amount at once leaving us in a worse situation. Then they were supposed to refund the overpayment but never did.

Got matched with them and same day $800 was reffered to them by http://easypaydayloan.ga Now im located in GA not sure if it works out of state but the process was quick and straightforward.

high and I mean high interest rate

Worst place to get a loan. Interest rate are sky high!!! A loan for $600 and to pay back $3,000!!! Like are you serious? $3,000 for a $600 loan is absolutely predatory and should be illegal.

Horrible service, horrible interest rates!!!

None none none - they make me type at least 10 characters lol NONE

I used the lending tree for 10 years to help boost my credit score. I did not need the cash advance. So I received a loan I never requested and now they're harassing me for payment.

Got approved for amount

Still haven't received fund amount and my payment is due Friday…Tried calling and email but no response and the telephones says it's busy

I had a very positive experience in my dealings with MaxLend. They were flexible and reasonable with me, and worked to find a middle ground that suited both parties.

I have no complaint about my affairs with MaxLend.

They got me the money I needed fast. I'm glad they were there for me.

The interest rates are probably on the higher side, but they were so friendly and accommodating.

Dont use this company. If i could give them a ZERO star i would.

I've paid them over $900 dollars so far on a $1,500 loan within 3 months and to pay it off, I still need to pay another $1,200. The interest is absolutely predatory.

Will not give a repeat customer any better of a rate until you have taken a few loans out. Does not matter if you paid on time or early, they don't reward loyalty.

Great company. Great Service.

The worst, shouldn't be legal

They lied to me to get a payment, horribly high interest. Terrible.

I appreciated the clarity in presenting loan terms and the easy-to-understand documentation, which made it clear that MaxLend prioritizes transparency.

No cons at this time.

My friends told me a lot about the company

For a loan company they have high interest rates

Please do not use them awful

Never again I didn't know what I put myself into the rates you have to paid back it's ridiculous

MaxLend has truley exceeded my expectations. The entire lending process was seamless, transparent, and surprisingly stress-free.

none from my side

One of the most flexible lenders available. Very happy with their quick support

Nothing

I informed them of my medical situation, where I was extremely close to having at heart attack (I'm 33, for anyone who's curious and healthy), and they showed zero compassion or willingness to work with me.

Worst experience ever, I would not recommend. The most heartless company I've ever dealt with. I had a severe medical emergency that arose that my insurance didn't cover, and they refused to adjust my payment schedule.

NONE! They suck!

I had a $950 loan when the woman told me that I would be charged $1300 for the loan I thought thats not bad I can handle that. But that was just the first payment and I ended up paying over $3,000 total.

Really don't like them, will not be coming back. Took a $400 loan and paid back almost double the loan because I paid it off early, which seems unfair.

Lowering the interest rates

Absolutely nothing good to say, total fraud

Total fraud of a company. Borrowing $500 will cost you $300 interest less than a month later.

The funds are delivered quickly. The application process is fast and easy/ Can reapply as soon as the previous loan clears the bank.

The interest rate is high but is comparable to other PayDay loans,

You get the money fast, and qualifying is easy. You can call customer service to do an app for a loan and are approved quickly with helpful representatives.

They have no pay portal like every single other payday loan company. I was on hold for 45 mins to try to pay off my loan, which is extremely inconvenient.

I don't have an opinion, don't trust everyone here, they're just in it for the giveaway

Do your own research man

1. They were there when I needed them the most. Nobody else was. 2. VERY HELPFUL, PROFESSIONAL AND COURTEOUS customer service. 3. Helped find a solution that worked for my situation and made the process smooth.

2. Sure, the rate was high but I intend to pay the loan in full very soon so that issue is a moot point.

Nothing

Super expensive to borrow. Got less than $300 and ended up paying 5X that back

Fast approval

Their interest rates are off the charts. Highest I ever seen!! And they'll completely rip you off. I had a loan for $175 and they wanted me to pay back over $600 for it.

I needed a fast payday loan which are unavailable in my state. I borrowed minimum amount and it was in my account that day.

The interest rate was high, but I was able to pay it off in less than a week. The fee was only $23, and very manageable for my emergency situation.

There are NO PROS.

This company is a con artist. They rip people off and don't care how much they hurt families as long as they get their money. Stay far away from this predatory lender.

They replied to my request very fast, explained well the different terms and answered all of my questions.

No complaints

For a payday loan company, they are great. The interest and APR is quite high but on par with other payday providers. The difference is their customer service is responsive and helpful.

Online support is hard to find, even though telephone support is helpful