Financer score™ is our own point system which is updated live and based on several criteria that gives you a balanced view of the company quality.
Pricing
MoneyKey provides short-term loans with high APRs up to 399% depending on state, typical of payday lending products. While they transparently disclose these rates upfront, their costly products should be considered only as expensive emergency options
Customer Support
During our testing, we encountered fast reply time, with same day answers. That being said, no real answer was provided. Email support only offered automated answers which had nothing to do with the question at hand.
Terms and Flexibility
Terms are clearly stated with no hidden fees, which is commendable for transparency. Loan agreements are straightforward with the company providing all necessary information upfront. However, short repayment periods and high costs limit flexibility.
Popularity
The popularity score indicates the percentage of customers choosing this company the last 90 days.
Customer Experience
MoneyKey receives primarily negative feedback for extremely high interest rates (often 200%+ APR). While customers appreciate quick funding, many report feeling trapped in debt cycles, aggressive collection practices, and unclear fee structures.
