Financer score™ is our own point system which is updated live and based on several criteria that gives you a balanced view of the company quality.
Pricing
Speedy Cash offers payday loans, installment loans, and lines of credit with extremely high APRs, typically ranging from 200% to over 700% depending on state regulations. Their fee structure includes substantial origination fees.
Customer Support
Response times are generally prompt during business hours, especially for existing customers. However, support for resolving payment difficulties or understanding complex fee structures can be limited.
Terms and Flexibility
Loan terms are relatively inflexible with short repayment periods for payday loans and somewhat longer terms for installment products. While terms are legally compliant and disclosed before signing, they often create difficult repayment situations.
Popularity
The popularity score indicates the percentage of customers choosing this company the last 90 days.
Customer Experience
Some customers report quick approvals, fast funding, and friendly in-store service, but these positives are often overshadowed by complaints about very high/unclear costs and debt-cycle risk, aggressive collection tactics, issues with ACH/NSF fees.
