Wizzay.com Review 2025: APRs, Fees, Eligibility & Alternatives

Written by Joe Chappius

- Dec 1, 2025

Adheres to
Edited by Ricardo Laizo

Wizzay operates as a loan marketplace connecting borrowers with potential lenders rather than providing direct loans.

While their application process is user-friendly, the quality of service depends heavily on the lender you're matched with.

Their value lies in convenience for comparing options, but expect variable interest rates and be prepared to thoroughly review all terms before accepting any offer.

  • Fast Decisions & Next-Day Funding: The site says decisions can arrive within minutes and funding can happen as fast as 24 hours.

  • One Form, Multiple Lenders: Wizzay submits your info to a network of lenders and redirects you to review terms on the matched lender’s site.

  • Flexible Loan Sizes: FAQs indicate many partners offer between $100 and $5,000, covering small emergencies up to a few thousand.

How Wizzay.com compares - Financer Score

Financer score™ is our own point system which is updated live and based on several criteria that gives you a balanced view of the company quality.

Financer Score™77

Pricing

60

Interest rates and fees appear to be above market average. As a loan marketplace, Wizzay connects borrowers with lenders who set their own rates, which can vary widely. Some reviews indicate higher-than-expected costs.

Customer Support

40

Based on available reviews, response times appear to be slow (5+ days in some cases). Customer service representatives are described as polite but often unable to resolve specific issues, particularly when problems arise with connected lenders.

Terms and Flexibility

60

Standard industry terms that follow regulatory requirements. While the platform is transparent about being a connector service, some borrowers report confusion about the final loan terms they receive from lenders.

Popularity

81

The popularity score indicates the percentage of customers choosing this company the last 90 days.

Customer Experience

96

The application process is straightforward, but the experience after submission receives mixed reviews. While some users report quick funding, others mention delays and communication issues between Wizzay and partnered lenders.

Wizzay.com loan in Wizzay.comDetails

Terms & fees

Loan amount$50 - $5,000
Term1 day - 2 years
Annual interest rate5.9% - 35.99%
Origination feeVaries by lender
Monthly feesVaries by lender

Requirements

Minimum age18
Minimum income$1,200
National bank requiredYes
National phone number requiredYes
Citizenship requiredYes
Electronic identificationYes

Features

Cosigner possibleNo
Revocation periodYes
Accept bad credit historyYes
Weekend payoutNo
Loan extensionsYes
Early paybackYes
Payment within 24 hoursYes
Loan brokerYes
Interest free loanNo

Additional fields

Payment hoursAlways Open
High approval rateNo
Credit check companyEquifax, Experian, TransUnion
Recommended companyYes

Company informationDetails

Company nameWizzay.com
Websitehttps://www.wizzay.com/
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Latest Reviews

T

Tinoblack07

Upsides

stroy i will nevr forget

Downsides

Becoming a victim of a scam was an incredibly harrowing experience that left me feeling cheated, financially devastated, and emotionally exhausted. Despite my best efforts to recover my losses, I felt helpless until I found this service that helped me navigate the recovery process.

D

Dawntaylor1024

Upsides

I would like to express my sincere appreciation to H A C K M A V E N S 5 (AT) G M A I L for their exceptional service and support during a difficult time.

Downsides

None for now

AB

Amanda B.

Upsides

The ability to create customized budgets and track expenses in real-time has given me a newfound sense of control over my finances. The automatic categorization of transactions saves me time and helps me identify spending patterns I never noticed before.

Downsides

nope. none.

L

Leved85060

Upsides

This company goes beyond being a mere financial management tool; it's a knowledge hub that empowers me to make informed decisions about my money.

Downsides

No cons from my side

TC

Thomas C.

Upsides

Comprehensive and user-centric approach to managing my finances!

Downsides

Great Service!

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