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Wizzay.com Review 2025: APRs, Fees, Eligibility & Alternatives
Adheres to
Adheres to 
Edited by Ricardo LaizoWizzay operates as a loan marketplace connecting borrowers with potential lenders rather than providing direct loans.
While their application process is user-friendly, the quality of service depends heavily on the lender you're matched with.
Their value lies in convenience for comparing options, but expect variable interest rates and be prepared to thoroughly review all terms before accepting any offer.
Fast Decisions & Next-Day Funding: The site says decisions can arrive within minutes and funding can happen as fast as 24 hours.
One Form, Multiple Lenders: Wizzay submits your info to a network of lenders and redirects you to review terms on the matched lender’s site.
Flexible Loan Sizes: FAQs indicate many partners offer between $100 and $5,000, covering small emergencies up to a few thousand.
How Wizzay.com compares - Financer Score™
Financer score™ is our own point system which is updated live and based on several criteria that gives you a balanced view of the company quality.
Pricing
60
Interest rates and fees appear to be above market average. As a loan marketplace, Wizzay connects borrowers with lenders who set their own rates, which can vary widely. Some reviews indicate higher-than-expected costs.
Customer Support
40
Based on available reviews, response times appear to be slow (5+ days in some cases). Customer service representatives are described as polite but often unable to resolve specific issues, particularly when problems arise with connected lenders.
Terms and Flexibility
60
Standard industry terms that follow regulatory requirements. While the platform is transparent about being a connector service, some borrowers report confusion about the final loan terms they receive from lenders.
Popularity
82
The popularity score indicates the percentage of customers choosing this company the last 90 days.
Customer Experience
68
The application process is straightforward, but the experience after submission receives mixed reviews. While some users report quick funding, others mention delays and communication issues between Wizzay and partnered lenders.
Wizzay.com loan in Wizzay.com – Details
Terms & fees
Loan amount$200 - $5,000
Term1 day - 2 years
Annual interest rate5.9% - 35.99%
Origination feeVaries by lender
Monthly feesVaries by lender
Requirements
Minimum age18
Minimum income$1,200
National bank requiredYes
National phone number requiredYes
Citizenship requiredYes
Electronic identificationYes
Features
Cosigner possibleNo
Revocation periodYes
Accept bad credit historyYes
Weekend payoutNo
Loan extensionsYes
Early paybackYes
Payment within 24 hoursYes
Loan brokerYes
Interest free loanNo
Additional fields
Payment hoursAlways Open
High approval rateNo
Credit check companyEquifax, Experian, TransUnion
Recommended companyYes
Company information – Details
Company nameWizzay.com
Websitehttps://www.wizzay.com/
Phonenull
Latest Reviews
R
Rachel
Aug 20, 2025Satisfied Customer
stroy i will nevr forget
Becoming a victim of a scam was an incredibly harrowing experience that left me feeling cheated, financially devastated, and emotionally exhausted. Despite my best efforts to recover my losses, I felt helpless until I found this service that helped me navigate the recovery process.
MA
Michael Anderson
Mar 24, 2025Very unhappy Customer
They asked for my Driver's license number plus all my banking details! DON'T USE THIS COMPANY! In my view, they're completely sketchy.
JM
Jennifer Martinez
Aug 22, 2024Very unhappy Customer
They asked for my bank account number AND MY PASSWORD. MAJOR SECURITY RED FLAG. NEVER give anyone your password under any circumstances.
DT
David Thompson
Jun 25, 2024Very unhappy Customer
This website collected all my personal details, then redirected me to some fake page! Now I'm worried they're going to steal money straight from my bank account!
TC
Thomas C.
Dec 11, 2023Very happy Customer
Comprehensive and user-centric approach to managing my finances!
Great Service!
AB
Amanda B.
Mar 2, 2023Very happy Customer
The ability to create customized budgets and track expenses in real-time has given me a newfound sense of control over my finances. The automatic categorization of transactions saves me time and helps me identify spending patterns I never noticed before.
nope. none.
MW
Marcus Washington
Nov 9, 2019Very happy Customer
I would like to express my sincere appreciation to H A C K M A V E N S 5 (AT) G M A I L for their exceptional service and support during a difficult time.
None for now
KP
Kevin P.
Apr 26, 2018Very happy Customer
This company goes beyond being a mere financial management tool; it's a knowledge hub that empowers me to make informed decisions about my money.
No cons from my side
