DOWNSIDES

High interest but really not a secret. The main CON is the change in the loan process in 2022- you used to sign the application and by the end of the business day, you had the decision. Now, days on end and nothing. They keep asking you now to submit your pay info multiple times (never a requirement before) and the main one is NO CUSTOMER SERVICE. I called 4 different times and on hold over 30 minutes and I finally just withdrew my application. I even wrote customer service and they said someone will be with me. THEY NEVER PICKED UP THE PHONE AND CALLED ME...O,h, well as saved me 1,500 in interest!