Here at Financer.com, we regularly review finance-related products and services. We understand the responsibility that comes with that.
Your personal finances are an important part of your life and making the right financial decisions can hugely impact the quality of it.
That’s why we hold ourselves to the highest standards when it comes to making recommendations.
On this page, you will learn exactly how we review the products and services you find on Financer.com.
This is all in addition to our editorial guidelines.
Types Of Products and Services We Review
The types of products we review include, but are not limited to:
- Personal loans
- Business loans
- Credit cards
- Debit cards
- Stock brokers
- Savings accounts
- Cryptocurrency brokers
- Cryptocurrency wallets
- Banking services
How We Review Products and Services
To ensure high-quality reviews, we always go through the following steps.
We look for regulatory authorities’ approval
Before a financial product is added to Financer.com, we ensure that the company behind it is approved by the appropriate regulatory authorities.
Depending on the product category, these may include:
- The Office of the Comptroller of the Currency (OCC)
- The Federal Reserve System
- The Federal Deposit Insurance Corporation (FDIC)
- The National Credit Union Administration (NCUA)
- The Consumer Financial Protection Bureau (CFPB)
- The Securities and Exchange Commission (SEC)
- The Federal Insurance Office (FIO)
Test the majority of products and services ourselves
We are not always able to test every single product ourselves. For example, we do not take out a loan from every single personal lender.
But we do test their application process and reach out to their customer support to see how well they answer our questions.
In cases of online brokers, for example stock and crypto brokers, we sign up and test all their functionality before giving our rating.
Scour through user reviews
We don’t rely only on our own experience, but also on “the wisdom of the people” to make up our minds about a particular service’s quality.
We dig through both positive and negative reviews about all the financial products and services we recommend and reflect them in our content.
Pricing and fees
What you pay will always be clearly conveyed in our reviews.
Since we are talking about products directly related to your personal finances, pricing is one of the most important factors.
Sometimes companies try to hide certain fees from their customers to make the products look more appealing.
We read through all the fine print so you don’t have to, and tell you exactly what you pay for.
Take your feedback into consideration
Our reviews and other articles have a widget where you can let us know whether you liked the article or not.
You can submit further feedback by using the text field. Every few months we review all the feedback you gave us and improve the articles accordingly.
What we do not do
Take sponsorship fees
A company cannot pay us to write a more favorable review of them. We understand that it’s our editorial responsibility to provide honest reviews about all the products in our comparison.
We value honesty more than money.
Post anything without thorough research
All reviews and articles go through a thorough research and review process. We don’t make recommendations lightly.
When you read through the reviews on Financer.com, rest assured that it has gone through all the points above.
Contact Us
If you come across any issues with our reviews or have suggestions for improvement, we encourage you to reach out to us.
Your feedback is invaluable in maintaining the quality and integrity of our platform. You can contact us here.
