Review of BadCreditLoans.com

What is BadCreditLoans.com?

Traditional financial institutions can be reluctant to provide credit services to customers with bad credit, but BadCreditLoans.com is here to change that.

Your credit history is typically the main factor used to determine your eligibility, and those with less-than-perfect credit find themselves with a low chance of getting approval.

BadCreditLoans.com is not a lender; it’s a service that connects borrowers with a large network of credible lenders and financial service providers.  The types of loans offered range from auto loans to mortgage loans.

Note: BadCreditLoans.com is not a lender; it’s a service that allows you to access a network of hundreds of lenders with one request form.

There are several ways the lending process is different at BadCreditLoans.com. Some of the benefits include:

  • The service is open 24/7
  • No fees or obligations
  • It’s free to try
  • Data encryption technology protects your information
  • You choose how to use the funds
  • Responsible lending
Chosen 74,970 times
  • Apply for loans up to $10,000
  • No fees or obligations
  • Access to a network of hundreds of lenders
  • Bad credit history allowed

As long you are working, BadCreditLoans.com can help – even if your current credit rating is less than desirable. BadCreditLoans.com is an easy-to-use service that connects you with a network of lenders.

Products Offered

Bad Credit Loans offers the following:

  • Personal loans
  • Credit cards
  • Business loans
  • Student loans
  • Auto loans
  • Home loans
  • Mortgages

How BadCreditLoans.com Works

Financial emergencies like fixing a car or handling past-due bills call for a personal loan and BadCreditLoans.com can help in just a few steps.

Loan Requirements

Here are the loan requirements when applying for a Bad Credit Loans loan:

  • Be legal residents of the U.S.
  • Be at least 18 years old
  • Have a regular source of income
  • Have a checking account
  • Have a valid email address and phone number


Be prepared to provide details like your bank account number, email address, and a working phone number when filling out an online form.

Rates & Fees

Bad Credit Loans offer personal loans with rates between 5.99% and 35.99% APR but will ultimately depend on the lender.

Example: A $2,000 loan for 12 months with a 19.9% APR will have a monthly repayment of $183.63 and the total repayment will be $2,203.56.

Repayment Terms

Once you accept a loan offer, the lender will present you with the repayment terms. Depending on the lender, this is generally between three to 36 months.

The approval process takes less than a day, and you can obtain BadCreditLoans.com for up to $10,000. Here is how it works in a nutshell:

How To Apply for a Bad Credit Loans Loan

Step 1

Apply online

Fill out an online form and are connected with a lender from a pool of lenders, who will then review your request.

Step 2

Get approval

A lender will then provide you with a loan offer based on the information provided.

Step 3

Review and accept

If you want to accept the offer, you must agree to the terms via e-signature on the contract.

Step 4

Receive funds

The lender will then distribute the funds to your account.

Keep in mind that you are not obligated to accept a loan offer if you do not agree to the terms. Read the terms of the loan carefully before agreeing.

Chosen 74,970 times
  • Apply for loans up to $10,000
  • No fees or obligations
  • Access to a network of hundreds of lenders
  • Bad credit history allowed

Bad Credit Loans Reviews

    Cons

  •  Offers smaller loan amounts up to $10,000

  • May attract higher APRs depending on the lender

Bad Credit Loans is a trusted lender. The online loan application process is fast and easy, although it requires a bit more detail than other applications.

The fact that anyone can submit a loan application, even those with bad credit, makes it accessible for people who have never had a loan approved before.

The BadCreditLoans.com website is straightforward and easy to use, with information about the rates and fees, repayment terms, and application requirements easily available.

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    Reviews of BadCreditLoans.com

    BadCreditLoans.com is rated 70 out of 281 companies in total rating and got an average review score of 3.6 based on 25 reviews. Their weakness is Interest & Costs and their strength is Support & Service.
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    IF
    Ian Foreman 1 review | April 30, 2021
    General Review
    Upsides
    very much what you aspect from top designers very good indeed
    Downsides
    sure have been free in my opinion
    Post
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    AM
    agueroo messi 1 review | April 30, 2021
    General Review
    Upsides
    pretty good but not the best
    Downsides
    too high price to me
    Post
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    EF
    Edde Fish 1 review | April 29, 2021
    General Review
    Upsides
    best one to win this time for the money
    Downsides
    abit prices with the bunga thoooo
    Post
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    D
    daliarigbyy 1 review | April 23, 2021
    General Review
    Upsides
    very agerage
    Downsides
    very avenger
    Post
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    K
    Khalid 3 reviews | April 10, 2021
    General Review
    Upsides
    Perfect loans to get from BadCreditLoans
    Downsides
    Please accept my loan request
    Post
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    SD
    Spiros Dimos 1 review | April 8, 2021
    General Review
    (Edited)
    Upsides
    Nice company
    Downsides
    I don't think there is something downside yet
    Post
    Post reply
    HC
    Haunani Carineo 1 review | August 15, 2020
    Personal Loan Review
    Upsides
    I hope that this company will help me get a loan
    Downsides
    Please help me get a a loan I really need it
    Post
    Post reply
    SM
    Shelby Mathews 1 review | August 11, 2020
    General Review
    Upsides
    I haven’t had a chance to apply for a loan
    Downsides
    Why am I rating a service I haven’t tried yet
    Post
    Post reply
    SN
    Stacy Neal 1 review | December 29, 2019
    General Review
    Upsides
    It's a great company!
    Downsides
    I have no complaints!
    Post
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    E
    Erica 1 review | December 29, 2019
    General Review
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