Kimberley Smyth

Lauren Scungio

  • Former Country Manager
Lauren was the U.S. Country Manager a few years ago.

Biography

Lauren is a mortgage professional and personal finance writer in Scottsdal, Arizona. She enjoys creating interesting and educational content geared towards spreading financial literacy and helping people make the best financial decisions.

Experience

  • Country Manager
A homeowner reviews a home equity loan folder beside a house key, house model, coins, and a pay envelope.
Loans

How to Get a Home Equity Loan with Low Income

Your income level doesn't have to keep you from tapping your home equity. Here's what lenders really look at and how to qualify.

9 min read
A home down payment scene shows a savings jar, brass house key, small house model, and blank household envelopes.
Loans

Down Payment on a House: How Much Do You Really Need?

The average down payment is 15% of the home price, but first-time buyers often put down just 3-10% FHA, VA, and USDA loans offer lower minimums, with VA and USDA requiring 0% down Putting less than 20% down triggers private mortgage insurance (PMI), adding to monthly costs Down payment assistance programs are available in all 50 states for qualifying buyers

8 min read
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