Guides
Step-by-step financial guides to help you make better decisions.
Loans
Refinance Student Loan
Refinancing can lower your rate or simplify payments, but federal loans lose federal protections once moved to a private lender.
Raise Credit Score
Raise your credit score with a practical six-step plan: pay on time, lower utilization, dispute errors, protect account age, and avoid common mistakes.
Bad Credit Loan Guide
Bad credit does not automatically mean no loan. Learn how to check your credit, compare APRs, avoid scams, and apply with stronger odds.
Check Credit Score
Use this step-by-step guide to check your credit score for free, pull all three credit reports, compare score models, and spot errors before they cost you.
Mortgage Income Ratio Guide
We go over current market realities and traditional guidelines. This guide helps you find the optimal mortgage-to-income ratio for your financial stability.
Borrow From Cash App
Borrow up to $500 from Cash App with a flat 5% fee and no credit check. Step-by-step guide to eligibility, repayment, and unlocking Cash App Borrow.
Get a Payday Loan Online
Get a payday loan online in 7 simple steps. Compare lenders, understand APR costs, and learn how to avoid predatory lending traps.
Pay for College
From FAFSA to 529 plans, discover the best ways to pay for college without taking on excessive debt.
Get a Business Loan
From SBA loans to online lenders, this guide walks you through every step of the business loan process, including credit requirements, documents needed, and where to find the best rates.
Personal finance
401(k) Withdrawal Taxes
Use rollovers, 401(k) loans, penalty exceptions, Roth conversions, and year-end tax planning to lower the tax hit before you touch retirement money.
Roth IRA Conversion
A Traditional-to-Roth conversion is usually taxable. Learn how to estimate the bill, use basis correctly, and lower the hit with partial conversions.
Rent Income Ratio
Discover modern budgeting frameworks and practical strategies to find your ideal rent-to-income ratio, ensuring financial stability in 2026's market.
Add Money Cash App
Learn every way to fund your Cash App account, from free bank transfers to instant paper money deposits at 85,000+ retail locations.
Delete Cash App Account
This complete guide walks you through every step to securely delete your Cash App account, ensuring no lost funds or security risks.
Get Out of Debt
Practical strategies to eliminate debt, from budgeting and the snowball method to debt consolidation and negotiating with creditors.
Invest
Withdraw From 401(k)
Learn the 401(k) withdrawal process, what your plan may require, and how taxes, penalties, rollovers, and loans change the decision.
Invest in Index Funds
Follow our step-by-step guide to start investing in index funds with as little as $1. Learn which funds to choose, how to open an account, and how to build long-term wealth.
Invest in Mutual Funds
Learn exactly how to pick the right mutual funds, open an account, and place your first order, while avoiding the most common and costly investing mistakes.
Build an ETF Portfolio
Build a diversified ETF portfolio from scratch with as few as 2-4 funds. Covers asset allocation, ETF selection, position sizing, and rebalancing strategies.
How to Buy ETF
Follow these four steps to buy your first ETF: pick a broker, open a brokerage account, research and select your ETF, then place your trade.