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Customers with a poor credit history often have a hard time gaining access to personal loans from credit facilities. LendingPoint is changing all of that. You can get LendingPoint personal loans at fair rates and flexible terms regardless of your credit history.
Benefits of LendingPoint Personal Loans:
Access to personal loans of up to $25,000
Affordable monthly payment plan to suit your budget
Simple safe and secure application process
Friendly customer care team
LendingPoint offers affordable loans for people with FICO scores in the 600s or higher
LendingPoint Helps You Rewrite Your Credit History
Most financial institutions offering credit will look at your credit score. If it is lower than the required minimum amount (600 or above), your chances of getting a personal loan are very slim. However, at LendingPoint your entire credit history is taken into consideration.
If you have been employed at your current job for the past 12 months, you stand a higher chance of obtaining credit. Verifiable income is key when applying for a personal loan.
Here is what you will need during the personal loan application process:
Solid proof of stable employment and income
Most recent bank statements
Government /State issued ID or current driving license
The free online personal loan application form on the LendingPoint site expedites the process. You can have your money deposited into your account as soon as the next business day.
Automatic payments ensure you don’t fall behind schedule when it comes to payments. Withdrawals will be automatically made from your checking or savings account on a specified date. Another option for payment involves logging into your account and initiating payment from your bank.
There are no fees for early repayments of personal loans from LendingPoint. You can choose any of the payment methods mentioned above and make extra payments on your personal loan.
Better Personal Loans for an Improved Lifestyle
Access to affordable personal loans can mean a lot, especially when time is not on your side. LendingPoint is all about providing you with fair credit so that you can move on with your important projects in life and be financially stronger.
There are numerous ways you can use your LendingPoint personal loans, ranging from home remodeling projects to covering wedding expenses, and more.
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Reviews of LendingPoint
LendingPoint is rated 54 out of 180 companies in total rating and got an average review score of 4.9 based on 12 reviews. Their weakness is Interest & Costs and their strength is Support & Service.
XAP Credit Solution is the BEST. I cannot begin to express with words how much I APPRECIATE XAP…with every box I opened in my new home I said THANK YOU GOD for XAP…They went ABOVE and BEYOND to ensure my family had a place to call home…I have never had someone who didn’t know my family work so hard for us like team XAP did…we are forever GRATEFUL for their GOODNESS and KINDNESS to our family…we TRULY APPRECIATE every WAKING moment they spent WORKING on our behalf…we can never repay them for what they’ve done for us…but our family is BLESSED because they were willing to go the EXTRA MILE for us…we are so THANKFUL for her WISDOM…PROFESSIONALISM…EXPERIENCE and EXPERTISE…For everyone interested in hiring the services of a credit specialist, I want to strongly recommend "XAPCREDITSOLUTION at Gmail dot COM". They fixed my credit score and cleared all the negatives as well as inquiries and I was able to buy a house now. Again….Thank You XAP!
Downsides
i love xap
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Rasha Cyl 2 reviews | November 7, 2024
General Review
(Edited)
Upsides
i love west
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I am very pleased with the service HACKWEST AT WRITEME DOT COM provided, everything that was negative on my credit was removed. They also got rid of repossession, chapter 7 and eviction that has denied me of getting a loan nor a home for myself. I now have an excellent score and I got qualified for a car loan and also a high credit card limit. The amazing thing is that they kept me well informed about everything that they were doing so I was never in the unknown about the process. This is my way of showing my gratitude and encouraging everyone going through bad credit to reach out to West via the above email and thank me later.
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Victoria May 1 review | January 30, 2024
General Review
(Edited)
Upsides
If you're in search of a lending partner that combines professionalism with a personal touch, LendingPoint is the good choice.
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-
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Roberto Banks 1 review | January 30, 2024
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(Edited)
Upsides
The team at LendingPoint understands that personal financial journeys are unique, and their tailored approach reflects this commitment to individualized service.
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10/10 service
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Leona Roberson 1 review | January 23, 2024
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(Edited)
Upsides
From the initial application to the disbursement of funds, their process is not only efficient but remarkably user-friendly.
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-
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Jamie Huffman 3 reviews | December 3, 2023
General Review
(Edited)
Upsides
Simple and responsive interface with an easy online set up. Their rates have been competitive and fair. Good overall customer service with professional staff.
Downsides
No downsides so far.
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Ezequiel G. 3 reviews | November 29, 2023
General Review
(Edited)
Upsides
My experience has been really great with LendingPoint. The loan process has been simple, fast and painless.
Really great customer service, professional and helpful.
Downsides
-- none --
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Aunese 1 review | October 3, 2022
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(Edited)
Upsides
Easy process & good customer service
Downsides
N/A
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Pierre 1 review | October 3, 2022
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Upsides
Very good company
Downsides
Send invitation links for qualification applicants not prequalification.
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Jon 1 review | December 25, 2019
General Review
(Edited)
Upsides
Try to find out their sufficiency though it receives positive response.
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