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$50,000 Loans

Written by:  Joe Chappius
|
Last updated: May 6, 2024

Do you need a large personal loan? Borrow up to $50,000 from trusted lenders. With Financer.com you can:

  • Compare loan offers side-by-side
  • Compare the best lenders
  • Receive the lowest interest rates for $50,000 loans

How To Compare $50,000 Loans

How To Compare $50,000 Loans
1
Choose your loan amount
Select a $50,000 loan limit.
2
Compare the best lenders
Filter the results based on your criteria and compare the best $50,000 loan rates.
3
Choose an offer
Find the best personal loan for your needs.
4
Complete the application
Click Get Started to fill in your loan application.

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Taking out a $50,000 Loan

Personal loans are a convenient way to pay for large expenses like weddings, traveling arrangements, and home renovations.

Sometimes you will have large expenses that might end up being much costlier than you thought and that's when a small loan will not be enough.

Fortunately, some personal loan lenders offer loans of up to $50,000 (or more). Just make sure that you aren’t applying for more money than you actually need and that you have a plan to pay it back because you’ll need to pay back the amount you borrow in full and with interest.

Why Compare $50,000 Loans with Financer.com

Free Comparison
Free Comparison
Instant Results
Instant Results
Genuine Reviews
Genuine Reviews
Cheapest Loans
Cheapest Loans
Apply Anywhere
Apply Anywhere
Less Paperwork
Less Paperwork

Lenders That Offer $50,000 Loans

With Financer.com you can shop around for the best lenders offering the cheapest loan options. You can also use our loan calculator to compare 274 lenders and get instant results online. If you want to apply right away, here are some lenders that offer personal loans of $50,000 or more:

 

Financer.com has taken a lot of the guesswork out of trying to find the best loans online, from trusted lenders.

Our network is robust, with lenders that will try to work with you depending on the installment loan time length needed.

View a complete list of lenders in the U.S. that offer $50,000 personal loans below, and compare rates with Financer.com.

What Is the Difference Between a Fixed Interest Rate and a Variable Rate?

Since interest rates determine how much you will eventually pay for a $50,000 loan, it is vital to understand the difference between these terms.

A fixed-rate means that the interest rate will not change during the course of the loan. A variable rate means that it is due to change during the course of the $50,000 loan.

Choosing between the two will depend on your financial status and needs. Take your time to shop around for the best rates for $50,000 loans. We advise you to use our comparison tool and see the rates and terms of 188 online lenders.

Prequalify for a $50,000 loan here

Compare lenders and loan rates and apply for a $50,000 loan online with Financer.com. Read customer reviews of top online lenders and prequalify without hurting your credit. With Financer.com you can:

  • Compare lenders that offer loans of $50,000
  • Prequalify with no impact on your credit score
  • Compare rates and choose the best loan offer

Start Comparing

How much would you like to borrow?

Are $50,000 Personal Loans Possible with Bad Credit?

Yes. However, the answer depends on a lot of different things, including how much debt you currently have and what your credit profile looks like. If you have a fair credit score you may be able to get a $50,000 loan with acceptable interest rates. If your credit score is 600 or up, your chances are much better.

Even if you are in the low 600's it may be extremely challenging to find someone willing to lend you $50,000 on an unsecured loan unless you've had a very clean credit history following whatever caused your credit score to drop in the first place.

That said $50,000 loans are possible for bad credit, however you most likely are going to end up in one of several "buckets" that may have less favorable terms and conditions for you.

The first bucket is someone that takes out a personal loan for $50,000 over the length of several years; in this case, you most likely have some of the best approval options because longer terms mean smaller month-to-month payments which might be necessary for some people.

The other option is a standard approval on a loan for $50,000 for a term like five years, but with poor credit generally comes unavoidable higher interest rates.

Are bad credit loans possible for 50k loans? While we are hesitant to tell you yes, it is going to be more challenging and you very well may have to apply to several lenders to find one willing to overlook a spotty history.

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4.60 based on 326 reviews

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Comparing Loans with Financer.com

Financer.com helps you compare the best $50,000 loans and get the lowest personal loan rates from leading U.S. lenders.

Our loan comparisons are fast and easy, and completely free. Best of all, you can pre-qualify without hurting your credit score

At Financer.com we are always improving our comparisons, but are confident in what we can bring to market, and we know you will be as well.

Use our free loan comparison tool to find the right personal loan and take the guesswork out of doing all the legwork yourself.

$50,000 Loans - FAQs

What is the monthly payment on a $50,000 loan?
It depends on a couple of easy-to-calculate factors. You can generally expect to pay close to $1,000 per month on a $50,000 loan with a 5-year term. If you can't get the prime interest rate of 6.95-9.56% on the loan and you end up with interest rates at the max of 14.24%-29.99% you might end up making payments of $1200-$1650 a month range over the course of 5 years.
What is the best way to find a $50,000 loan online?
There are many ways to find a $50,000 loan online, but you first want to make sure you're taking out the loan for the right reason. Are you taking out the loan for personal use, business use, school loans, or an auto loan? Each loan has been catered to and limited to its own purposes. When a loan is designed for student loans, general terms are much longer with lower interest rates. So we encourage you to do your due diligence and compare lenders responsibly. You can use our loan comparison tool at the top of this page complimentarily to analyze what some of our trusted and recognizable lenders can do for you!
What credit score do you need for a 50k loan?

Although this may vary, most lenders want borrowers to have a credit score of 650 or more. 

Can I borrow $50,000 from a bank?

Yes, if you meet the qualifying criteria, you can borrow $50k from a bank.

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