ABOC Review

Written by Joe Chappius

- Nov 26, 2025

Adheres to
Reviewed by Ricardo Laizo

ABOC stands out as a union-owned bank focused on serving working Americans with personalized financial solutions.

Their strong credit card offerings with competitive terms and educational resources make them an excellent choice for those seeking personal banking with a human touch. The limited physical presence is offset by quality digital services.

  • Easy to navigate website

  • Union Advantage Program

  • A smaller institute means customers have a personal banking experience

This company is not recommended

We would just like to make you aware that ABOC is not verified Financer partner. Consider other top options below.

Compare better options

How ABOC compares - Financer Score™

Financer score™ is our own point system which is updated live and based on several criteria that gives you a balanced view of the company quality.

Financer Score™67

Pricing

60

ABOC offers competitive pricing with 0% introductory APR for 12 months on their credit cards and $0 annual fees. Their interest rates appear to be around market average, with good rewards programs that add value to their services.

Customer Support

60

Based on customer reviews, ABOC provides responsive and helpful service. Their smaller size allows for more personalized banking experiences, though having only two physical locations limits accessibility for in-person service.

Terms and Flexibility

60

Clear and transparent terms with. As a union-owned bank with almost 100 years of history, they demonstrate strong reliability. Their website provides detailed information, though some services require working with personal bankers.

Popularity

74

The popularity score indicates the percentage of customers choosing this company the last 90 days.

Customer Experience

User-friendly website and mobile app with intuitive navigation. The Financial Learning Center demonstrates commitment to customer education. Application processes are straightforward, taking less than 10 minutes to complete.

Review this companyRead reviews (1)

Summary

  • Offers credit cards, auto loans, personal loans, and commercial loans.

  • 0% introductory APR.

  • Requires a good credit score.

Update: Amalgamated Bank of Chicago and Amalgamated Bank are joining forces.

About ABOC

The Amalgamated Bank of Chicago (ABOC) has been offering commercial and personal banking services for almost 100 years.

They are dedicated to helping Americans with a range of banking needs. ABOC are set apart by their ability to tailor their offerings to the individual.

They offer a range of services from large commercial lending, to small personal loans. Other services include savings and checking accounts, credit cards, cash management, and trust services.

In 1922 the Amalgamated Clothing Workers Union founded the Amalgamated Bank of Chicago to serve the financial needs of working people.

They are one of only a handful of banks left that hold a significant amount of union ownership. They pride themselves in offering excellent financial services for the working American.

The Amalgamated Bank of Chicago developed and continues to run a Financial Learning Center.

The center, which is an interactive online learning system aimed and educating its customers on money matters. Go To ABOC

The ABOC Credit Card

The ABOC Platinum Rewards Mastercard® Credit Card is one of their many impressive offerings.

With 0% introductory APRs on purchases in the first 12 months and $0 annual fees, this credit card is a contender when looking for a new credit card.

Read more about credit cards here.

Our Review of Amalgamated Bank of Chicago

Our opinion of ABOC as a bank is positive. Their financial offerings are clear and easy to access. They have a personal feel to the way that they communicate and tailor their offerings to the individual.

ABOC offers multiple savings account options along with IRAs and personal money markets, which offer competitive interest rates.

Lending for a new home or vehicle is easy with ABOC. They will tailor their mortgages to suit individual needs.

Their personal loan options range anywhere from floating and fixed mortgages to HELOCs and auto loans.

Reputation

Amalgamated Bank of Chicago has been offering its financial services for almost 100 years. They have two locations in Chicago where customers can open accounts, meet with personal bankers, and apply for loans.

While there are some mixed reviews on their customer services, for the most part, their service is reasonable.

Website and Functionality

From customer feedback and our experience, we have found the ABOC website service to be easy to use. Lending applications are made through a personal banker; however, their credit cards can be applied online.

The application process is fast. It will take less than 10 minutes to process. Their login facilities are straightforward and easy to navigate. Go To ABOC

Does Financer recommend Amalgamated Bank of Chicago?

Yes, our experience with the bank has been a great one. They offer competitive lending services and exceptional credit card options such as their ABOC Platinum Rewards Mastercard® Credit Card. That offers 0% introductory APRs on purchases for 12 months and $0 annual fees.

The financial learning center is a beneficial resource that helps its customers become financially competent.

ABOC FAQs

What is the Amalgamated Bank login?

You can find the Amalgamated Bank login at https://www.amalgamatedbank.com.

Latest Reviews

EF

Eric Foster

Upsides

I can confidently say that ABOC stand out as a top-tier option in the credit card market.One of the standout features of ABOC credit cards is their competitive rewards program and excellent customer service. They make banking simple and rewarding.

Downsides

I have zero Cons to report.

Other similar companies

88
82
90

Join Financer Stacks - Your weekly guide to mastering money basics, stacking extra income, and creating a life where money works for you.