Fast5KLoans provides a convenient marketplace for borrowers with less-than-perfect credit to compare loan options from multiple lenders.
While the service is free to use and offers loans up to $35,000 with next-day funding, borrowers should carefully review the terms from individual lenders, as APRs can reach up to 35.99% and additional fees may apply.
7050 West Palmetto Park Road #15-345, Boca Raton, FL 33433
Pricing
APR ranges from 5.99% to 35.99%, which is fairly standard for this market but the upper end is quite high. As a marketplace, Fast5KLoans doesn't charge fees, but individual lenders may impose various fees that aren't transparent upfront.
Customer Support
As a lending marketplace rather than direct lender, support is primarily for connecting users with lenders. Response times and helpfulness appear average based on available information, with limited direct customer feedback about their support team.
Terms and Flexibility
Terms are standard with loan amounts from $100-$35,000 and repayment periods up to 72 months. While they use industry-standard encryption, the marketplace structure means actual terms vary by lender, reducing transparency for borrowers.
Customer Experience
The platform offers a simple application process and quick funding, but the marketplace model means the actual customer experience will vary significantly depending on which lender you're matched with.
If you are looking for a quick loan and want to explore your options, you may want to consider Fast5KLoans - a lending marketplace, offering free loan comparisons from over 100 lenders.
You can get a loan offer within minutes and get funded as soon as the next day.
Fast5KLoans allows borrowers to find a loan online within minutes. It is available in all 50 states (and Washington, DC).
Fast5KLoans is a lending marketplace operated by Golden Entropy Marketing Inc., a financial services company founded in 2014 and based in Encino, CA.
The platform offers free loan comparisons from over 100 approved lenders and borrowers can find a loan online within minutes.
Loan amounts range from $100 to $35,000 with repayment periods of up to six years. Once approved, funds can be deposited into your account as soon as the next day.
Fast5KLoans is available in all 50 states (and Washington, DC) and has proven to be one of the most popular lending marketplaces in the U.S.
Here's a quick summary of 5KFunds:
Overview
Features
Loan type:
Personal loans
Loan amount:
$100 to $35,000
Loan term:
Up to 72 months
APR:
5.99% to 35.99%
Min. credit score:
None
Monthly fees:
(Varies by lender)
Payout time:
One business day
Weekend payout:
(Varies by lender)
Requirements:
18 years or olderBe a U.S. citizenHave a bank accountHave a steady source of income
Kindly note that if payday loans are banned in your state, Fast5KLoans won’t be able to connect you with a lender.
Want to find out more about the full range of offerings? Read our Fast5KLoans review below or view Fast5KLoans reviews from customers.
Applying for a loan via Fast5KLoans is a straightforward process. You can find a loan within minutes and get funded as soon as the next day.
Costs
Fast5KLoans does not charge any fees for using the platform. However, lenders on the platform may impose fees and/or interest. So ensure you read through the terms before accepting a loan offer.
Payments
Lenders on Fast5KLoans offer payment terms ranging from six months to six years. Payments are usually made monthly.
Privacy and Security
Fast5KLoans claims that it uses industry-standard encryption to prevent third parties from intercepting data on the site.
Who Is Fast5KLoans For?
If you need a quick personal loan under $35,000 and want to explore your options, a loan comparison service like Fast5KLoans can help you find an offer within minutes.
The platform is most suited for borrowers who find it hard to get loan offers due to their credit standing and those that may want to explore the full range of options available to them.
Eligibility Requirements
You need to meet the following requirements to qualify for a Fast5KLoans loan:
Be a U.S. Citizen
At least 18 years old (or more depending on your state)
Be currently employed or receiving regular income
Have an active bank account
Who It’s For
Fast5KLoans may be a good option for you if:
You need a quick loan under $35,000
You have less than excellent credit
Who It’s Not For
Fast5KLoans may not be a good option for you if:
You need a loan above $35,000
You have excellent credit
How To Apply for a Fast5KLoans Loan
Visit the Website
Go to the Fast5KLoans website here.
Submit Your Details
Complete your details and submit your request.
Review Loan Offers
Review your loan offers.
Get Approved
Select a suitable loan offer (if any) and receive funds as soon as the same business day.
What To Consider Before Applying
How much you need: Loans offered on Fast5KLoans range from $100 to $35,000.
Your credit score: Fast5KLoans is best suited for people with poor or bad credit. If you have excellent credit, you will qualify for loans with better terms than those offered on the platform.
A very reputable company. Fast5KLoans is a well-establish lending marketplace, offering free loan comparisons from their 100+ approved lenders since 2014.
Will my personal information be safe with Fast5kLoans?
Fast5kLoans has a strong focus on data security. All of your personal information is encrypted, and privacy is taken seriously.
Who can apply for a Fast5KFunds loan?
You need to be at least 18 years old, a U.S. citizen, have a stable income, and a bank account. You can apply online with Fast 5k Loans and it takes only a few minutes.
Fast5KLoans Alternatives
Here’s a list of alternatives to LoansUnder36 and how they compare:
Company
Loan Amount
APR
Term
PersonalLoans.com
$500 – $35,000
5.99-35.99%
3 Months – 6 Years
BadCreditLoans
$500 – $5,000
5.99-35.99%
10 Days – 2 Years
CashUSA.com
$500 – $10,000
5.99-35.99%
3 Months – 6 Years
Fast5KLoans
$500 – $35,000
5.99-35.99%
6 Months – 5 Years
5KFunds
$100 – $35,000
5.99-35.99%
61 Days– 6 Years
Feeling Stressed About Money?
Join Financer Stacks - Your weekly guide to mastering money basics, stacking extra income, and creating a life where money works for you.
Should you take a loan with Fast5KLoans?
With the number of lenders out there, it can be a challenge to find one that suits your preferences.
If you are looking for a quick loan and have bad credit, then Fast5KLoans can help you can explore your options by presenting you with loan offers that match your credit rating.
You can get a loan offer within minutes and be funded as soon as the next day.
Read more Fast5KLoans reviews from customers below or add your own.
At Financer.com, we're committed to helping you with your finances. All our content abides by our Editorial Guidelines. We are open about how we review products and services in our Review Process and how we make money in our Advertiser Disclosure.
Latest Reviews
No reviews
Other similar companies
Lending For Bad Credit
4.8
5KFunds
3.5
PersonalLoans.com
3.7
CashNetUSA
2
Feeling Stressed About Money?
Join Financer Stacks - Your weekly guide to mastering money basics, stacking extra income, and creating a life where money works for you.
