Financer score™ is our own point system which is updated live and based on several criteria that gives you a balanced view of the company quality.
Pricing
PersonalLoans.com offers rates from 5.99% to 35.99% APR with some lenders potentially charging origination fees. As a marketplace rather than direct lender, their pricing is average but varies widely depending on credit score and loan originator.
Customer Support
Support is available via phone and email Monday-Friday during business hours. Response time is relatively quick (a few hours), but limited availability and the marketplace model means support may not handle all loan-specific questions.
Terms and Flexibility
Their terms are transparent with clear disclosure of loan amounts ($250-$35,000) and repayment periods (up to 72 months). Loan documentation is straightforward, and they provide good transparency about the lending process.
Popularity
The popularity score indicates the percentage of customers choosing this company the last 90 days.
Customer Experience
Customers value the loan matching service for accessibility, especially with less-than-perfect credit. However, many complain about aggressive marketing after applying and frustration with the referral model that can trigger multiple credit inquiries
