Kimberley Smyth
Kimbelery was the US Country Manager for Financer.com few years ago.
Biography
Kimberley was the US Country Manager for Financer.com. She has gained years of experience in small business management and has two successful start-ups under her belt. She then focused her energy on helping others achieve financial freedom through smart money management and investment opportunities.
Experience
- Country Manager
Best Investment Apps
Most people think investing requires thousands of dollars and a finance degree. That stopped being true years ago. Today's best investment apps for beginners let you start with $1, charge zero commissions on stock and ETF trades, and walk you through the process step by step. Many of these are effectively the best free investment apps on the market, with no account fees or trading commissions. Whether you want to pick your own stocks or let a robo-advisor handle everything, there's an app built for your comfort level. We tested and compared the top investing apps for new investors available in the U.S. in 2026. Here's what actually matters when you're just getting started, and which platforms deliver on their promises.
Where to Get a Personal Loan
Personal loans are available from three main sources: banks, credit unions, and online lenders. Each one comes with different rates, approval requirements, and funding timelines. The average personal loan interest rate sits at about 12.26% as of early 2026, but your actual rate will depend on your credit score, the lender you choose, and your loan terms. Banks currently average around 12.06%, credit unions around 10.72%, and online lenders range from roughly 6.49% to 35.99%. This guide walks through where to get a personal loan, what each lender type offers, and how to pick the right one for your financial situation.