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Overview - 5KFunds

5KFunds is a well-establish lending marketplace, offering free loan comparisons from over 100 approved lenders. Their recipe for success is to provide high-quality loan products to all consumers.

They focus on helping underserved consumers by offering loan options that do not have minimum credit score requirements.

5KFunds provide personal loans that range from $1,000 - $35,000. Their loan products generally have a 61-day minimum repayment term though to a maximum 72-month repayment term depending on individual loans.

Over time, they have proven to be one of the most popular lending marketplaces in the states.

They were founded in December 2015 and operate under Sincerely, LLC. Their business address is located in Boca Raton, Florida. Their services are available in almost all states across the nation apart from NY, CT, VT, WV, AK, GA.

Read more about the 5KFunds and the full range of offerings on the link below.


Our Review of 5KFunds


Our general opinion is that 5KFunds are a great marketplace to compare and apply for personal loans. Our involvement with them has been positive.

In our experience, when issues have arisen with the 5KFunds website or service, their team has addressed them directedly and in a timely manner.

5KFunds cannot guarantee consumers experience with individual lenders but offers multiple lending options;

this opens the door for consumers to find the best lender to suit their personal needs. 5KFunds are strong contenders when looking for your next loan.

There are some mixed reviews out there that had to do more with the individual lenders themselves rather than 5KFunds.

Website and Functionality

The 5KFunds website is a simply designed gateway, geared towards gathering information quickly so they can provide loan offers from their queue of over 100 approved lenders.

What we like about the 5KFunds website are the functionality and layout. The site is simple to use, easy to navigate, and gives consumers information right away.

All loan applications are through their website. It is a smooth and straightforward process that takes less than 5minutes to complete.

Once the application is complete, the site displays an extensive range of available loans.

They do a particularly good job of laying out the terms and conditions and answer many of their most frequently asked loan questions. 

Customer Support

The best way to contact 5KFunds is through email. They do respond in a somewhat timely manner in our experience.

Their customer service team is equipped to answer basic questions about their website and the application process.

Once a loan is approved, consumers must communicate directly with their individual lenders to get personalized information.

They don't offer an online chat feature, or a toll-free helpline to assist customers.

Does Financer.com recommend 5KFunds?

Yes, at Financer.com, we recommend 5KFunds, especially if you've had credit challenges in the past. It's no surprise; this is one of the top loan connection companies we have reviewed.

Their site and application process are streamlined and straightforward, they offer loan products from over 100 approved lenders, and they are committed to providing loan options regardless of credit scores.

Why Customers Choose 5KFunds

5KFunds offers payday loans, installment loans, and lines of credit to consumers who are typically underserved at traditional financial institutions. Below we have listed just a few of the many advantages of choosing 5KFunds for your borrowing needs:

  • Broad Loan Range:$1,000 to $35,000 depending on individual lenders on the platform. Borrowing is fast and easy, the amount depends on your state.
  • No Fees: 5KFunds does not charge any fees, however individual lenders may have their own origination and application fees.
  • Different Repayment Options: 61-day minimum repayment term and a 72-month maximum repayment term.
  • Focus on Data Security: All of your personal information is encrypted and 5KFunds takes your privacy seriously.

Read more about their loan products here.


Want to learn more?

Learn more about 5KFunds by visiting their official website below:


Reviews from customers

August 16, 2018
 Everything about the experience with 5KFunds was great. The site was very clearm and thus made the application process quite simple. I was able to provide my information and got ac cepted by a lender very quickly. I would absolutely use 5KFunds for any future lending needs. 
May 12, 2019
Josh A
September 10, 2019
 got a loan right away
Read more Reviews

Reviews - Read Customer Reviews of 5KFunds

  1.  All of these reviews here are 100% fake.
     Terrible website! Give my email to numerous of irrelevant spam websites. Instead of actually helping you finding the right financial option, they let advertisers and spam companies contact you nonstop. Never touch this one AGAIN!!!
  2.  yeah they can do many more things to improve...
  3.  Looks awesome
     Did not fine any
  4.  5K Funds really helped out! Fast, accurate and great interest rate.
     There was nothing bad! Fast and super easy
  5.   Julie Ray rated 5KFunds 5.0/5.0
  6.  I really loved the service from 5K Funds. They provide loan very easily in less amount of time. I recommend them to everyone
  7.  Fantastic customer service, very efficient and kind.
     Ease of use.
  8.  Great support service really nice
  9.  The website is very customer- friendly and overall great to use, i haven't asked for a loan myself but seems really legit and simple. Would recommend.
     free money haha (i'm joking, the rent service is actually pretty neat)
  10.  Friend took a personal loan and he was real happy and so was i with the experience.
     Nothing really
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