1.5 From 5 Reviews

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User reviews
1.5 From 5 Reviews
Customer Support 1.8
Interest & Loan Costs 1
Flexibility & Loan Terms 0.9
Website & Functionality 2
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Blue Trust Loans - Summary

Blue Trust states that it is a better alternative to the payday loan. The moment you arrive on the website, you see an offer to apply for a loan of up to $2,000 that will be deposited into your bank account as soon as the next day. All you have to do is fill out the loan application and speak to a customer service representative.

The representative will verify that you are applying for the loan and ask some qualifying questions, such as who you are and your income. Once this process is complete, a full application is sent by email. You must complete this application and send it back with supporting identification and income documentation.

Blue Trust Loans – A Quick Solution

Once the loan is approved, the funds are deposited into your bank account no later than the next day. Blue Trust Loans are convenient for borrowers that need cash quickly but don’t have time to complete an in-person loan application. All documents are eSigned after approval, so the loan can be finalized.

To qualify, the following requirements must be met:

  • Be at least 18 years of age
  • Income must be verifiable.
  • Income requirements must be met for the amount being borrowed.
  • An open checking account that meets minimum opened duration requirements
  • Not in active bankruptcy
Please note that Blue Trust Loans does not fund loans in the following states: Arkansas, Connecticut, Georgia, Massachusetts, Minnesota, New York, Pennsylvania, Vermont, Virginia, Washington, Wisconsin or West Virginia.

When performing a Blue Trust Loans review, you’ll find that it doesn’t specify income requirements or checking account duration. This information will be provided by the representative once the loan request is made.

An Installment Loan Instead of a Payday Loan

Blue Trust Loans is different from payday loan lenders because it offers installment loans that give the customer six months to pay it back in full. Instead of applying an interest rate, the loan costs the customer for every $100 borrowed, and this is charged monthly, biweekly or weekly. This equates to an interest rate from 471.7846% to 841.4532%.

Fortunately, the option is there to pay back the loan early to save money. You’ll also find during a Blue Trust Loans review that the company is operated by Hummingbird Funds, LLC, which is a sovereign enterprise of the Lac Courte Oreilles Band of Lake Superior Chippewa Indians. Loans serviced by this tribe-regulated entity are not subject to government oversight.

While the American Indian Tribe is recognized by the federal government, any complaints are resolved using Tribal Law and the loan agreement. This is something to consider carefully before signing up for this fast and completely legitimate loan option.

Reviews - Read Customer Reviews of Blue Trust Loans

Not a top-performing offer

This lender is not among the top rated, based on user reviews. It has received a rating lower than 3.5 out of 5, which may indicate that customers are not fully satisfied with the service.

If you would like to see other alternatives, click here for a list of top lenders.

  1. Mike

    New customers can borrow only $1,000 which is not a lot. I guess Blue Trust Loans is a good option for people needing only a small payday loan.


  2. Ed

    Stay away from Blue Line, they are crooks!! On my third month I called on the first to close out my loan to avoid anymore finance charges because they were the highest I’ve ever seen. When I called I was told my payment would close out the loan. Then I was charged my regular monthly payment as well. When I called to say there was a mistake they told me I should have called before the first. Fuck these people and avoid them at all cost. What they charge to borrow money should be criminal.


    • Eloisa Rodriguez

      This company is disgusting with their interest rates I will never use any loan companies similar to this one as well! I borrowed $500 and was mislead into thinking early pay off would refund some of the 100% interest rate they practically charged me. Needless to say they made $400 off interest for a $500 original loan!


  3. Karen Reid

    Blue Trust Loans is a “rent a tribe” outfit–so they won’t have to abide by state usury laws. These people should be in jail. I borrowed $1500. I had more money than expected, so a few days after taking out the loan, I tried to pay $300 TOWARD the loan–and they refused to take my payment. I wanted to send a check, but “golly gee,” it would take “weeks” to post!

    So on my loan due date, I paid $1200. I thought that would lower my payment, but nope, the next month I would still have to pay the more than $500 monthly payment, or pay off the loan at $1078. So for a $1500 loan, they made more than $700 interest!!! I have made a formal complaint against this company, and hope they get taken to court.


  4. K.Valjee

    no, very deceiving company


  5. Anthony

    This company is the worst. Exorbitant interest rates. Ultimately paid over $2,000 for a $600 loan. Not worth it.



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